Real Limited-Time 30-Year DSCR Mortgage Rate:

6.500%/6.901% APR*

Secure Your Rate before this offer disappears! Rates Change Daily!

Own an Airbnb/VRBO - or Want To?
Secure Your Next Short-Term Rental Purchase or Refinance with a DSCR Loan Today!

Just Use Rental Income to Qualify
We Will Not Ask For Tax Returns
Purchase, Rate & Term or Cash-Out, OK
"No Ratio" Option w/ 25%+ in Equity
No Personal Income Needed
Unlimited Properties, OK
Cash Out Up to 70% LTV, OK
Use AIRDNA to Qualify for the DSCR Purchase
No Pre-Pay Penalty Options Available
1 - 10 Units, OK
Purchase Up to 75% Loan to Value
Cash-Out Loan for Airbnb's and VRBO's, OK
640+ Credit Score
$150K - $3.5M loan amounts

Call NonQM123’s DSCR Hotline ASAP!

“No Obligation DSCR Loan Quote!!!”

Click to call
– or –
eNTER oFFICE, hOME, OR cELL nUMBER AND WE DIAL YOU, 

SIMPLE AS ENTER AND CLICK: 

We’ll call you from this phone number (949) 8**-3630.
Your privacy is important to us; your information will remain confidential

Curious About Rates? Get a Quick Quote based on your property’s rental income.







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    Unlimited Financed Properties

    Real estate investors find it so simple to Buy or Refinance with NonQM123.

    We make it Simple. We do the Loans Banks Don't.

    Fast Closings

    Yes, we close fast!

    2 Months Reserves Required for Purchase Loans
    < $1,500,000 Loan amounts with < 70% LTV.

    We like to Say,
    "We Make it Simple!"

    Never Show Your Tax Return

    NonQM123 can careless about your tax returns. All we care about is the rental income covering the debt service. If you have more than 25% equity in the home, then we don't care about rental income covering the debt.

    The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. FFC Mortgage Corp dba NonQM123, can offer DSCR loans in the following States: CA, CO, CT, DE, FL, GA, IA, ID, IN, KY, LA, MA, MO, MS, NC, NJ, OK, SC, TN, TX, WA, WV, WI, WY, and is subject to change.

     

    *Pricing Quote: 30 Year Fixed: $1,000,000 Purchase Price, 75% Loan To Value, Investment Property (SFR), Business Purpose Only, FICO score of 760+, DSCR Ratio: 1.0 Minimum, 5 Year PPP* (Pre-payment penalty), RESERVES REQUIRED, Impounds Required.  Cost: Discount Cost for Rate – 3.500% of loan amount, Origination Fee: 0.00% of Loan amount, Plus Title & Escrow, and House Fees: Underwriting, Processing and Admin Fee: $3785.00. Rates are subject to Change without Notice.  Pricing Quote of 02/21/2025 @ 2:55 PM

     

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