NonQM123's Alternative Loan to Hard and Private Money Loans:

7.865% Rate / 8.565% APR*

Don't Let Recent Credit Challenges Stop "You" from Investing in Real Estate!

No Credit Score Minimum/Bad Credit, OK!
No-Income Mortgage Loans for Investors
Get Qualified Today, Close Fast!

Why work with NonQM123:

"No" Debt Service Coverage Needed to Qualify
Up to 75% Loan to Value
Purchase, Refinance R/T or Pull Cash-Out
CLTV up to 90%
Fast Simple Common-sense Underwriting
1 Day Seasoning on Title - Up to 60% LTV
First Time Fix and Flip OK! - Up to 100% Rehab
Commercial Properties, OK
No Pre-Pay Penalty Options Available
1 - 4 Units, OK
No Reserves Needed
Bad Credit? No Problem!!!
No Minimum Credit Score - No Fico Needed!
$75K - $5.0M Loan Amounts

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eNTER oFFICE, hOME, OR cELL nUMBER AND WE DIAL YOU, 

SIMPLE AS ENTER AND CLICK: 

We’ll call you from this phone number (949) 8**-3630.
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    Unlimited Financed Properties

    Real estate investors find it so simple to Buy or Refinance with NonQM123.

    We make it Simple. We do the Loans Banks Don't.

    Fast Closings

    Yes, we close fast!

    No Reserves Required for Loans Up to $5,000,000 < 50% LTV.

    We like to Say,
    "We Make it Simple!"

    Never Show Your Tax Return

    NonQM123 can careless about your tax returns. All we care about is the rental income covering the debt service. If you have more than 50% equity in the home, then we don't care about rental income covering the debt.

    The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. FFC Mortgage Corp dba NonQM123, can offer DSCR loans in the following States: AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KY, LA, MA, ME, MD, MN, MO, MS, NC, NJ, NC, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY, and is subject to change.

    *Pricing Quote: 30 Year Fixed: $1,000,000 Purchase Price, 50% Loan To Value, Investment Property (SFR), Business Purpose Only, No FICO score Minimum, DSCR Ratio: 0, 5 Year PPP* (Pre-payment penalty), NO RESERVES REQUIRED, Impounds Required.  Cost: Origination Fee: 5.00% of Loan amount, Plus Title & Escrow, and House Fees: Underwriting, Processing: $3785.00. Rates are subject to Change without Notice.  Pricing Quote of 04/01/2025 @ 09:24 AM

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