Limited-Time Offer - 30-Year DSCR Mortgage.
DSCR Cash Out Rate:
6.125% Rate / 6.351% APR*
Pull Equity from Your Investment Property
Using Rental Income Only, Lock In Your Rate Today!
Apply Now only Takes a 2 Minutes.
"Debt Service Coverage Ratio (DSCR) Loan:
The Loan that Makes Investment Home Loans so Simple!
"Call Today and Lock In!"
No Income Verification/We Use Rents Only!
Same Day Approvals – Close in 10 to 14 Days
Streamlined Process – No Hassle
No Middleman – Direct Lender!
Fast Refinance - No Tax Returns
"No Ratio" Option w/ 30%+ in Equity
Only Rental Income to Qualify, Fast!
No Seasoning for Cash Out - 1 Day Out
No Pre-Payment Options Available
Unlimited Properties, OK
Cash Out Up to 80% LTV, OK
Fund Into Corporation or LLC, OK
In-House Underwriting and Processing
1-10 Units Properties, OK
No Limits on Max Cash Out, 65% LTV
Airbnb's, VBRO and STRs Income, OK
640+ Credit Score
$150K - 5.5M Loan Amounts
Speak to a DSCR Loan Expert for a Free, No-Obligation Quote!!
ASK US ABOUT OUR NEW DSCR 2ND MORTGAGE, KEEP THAT LOW FIRST!
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LETS US CALL YOU! eNTER YOUR nUMBER BELOW and WE’LL CaLL YOU,
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We’ll call you from this phone number (949) 8**-3630.
Your privacy is important to us; your information will remain confidential
Ready to Start Investing with NonQM123 - Apply Now!
Unlimited Financed Properties
Real estate investors find it so simple to Buy or Refinance with NonQM123.
We make it Simple. We do the Loans Banks Don't.
Fast Closings
Yes, we close fast!
No Reserves Required for Purchase Loans
< $1,500,000 Loan amounts with < 70% LTV.
We like to Say,
"We Make it Simple!"
Never Show Your Tax Return
NonQM123 can careless about your tax returns. All we care about is the rental income covering the debt service. If you have more than 30% equity in the home, then we don't care about rental income covering the debt.
The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. FFC Mortgage Corp dba NonQM123, can offer DSCR loans in the following States: AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KY, LA, MA, ME, MD, MN, MO, MS, NC, NJ, NC, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY, and is subject to change.
*Pricing Quote: 30 Year Fixed: $1,000,000 Appraisal Value, 70% Loan To Value, Investment Property (SFR), Business
Purpose Only, FICO score of 760+, DSCR Ratio: 1.25 Minimum, 5 Year PPP* (Pre-payment penalty), RESERVES REQUIRED.
Discount Cost for Rate – 0.00% of loan amount, Origination Fee: 1.750% of Loan amount, Title & Escrow Fees, plus $2790 are Included in APR. Rates are subject to Change without Notice. Pricing Quote as of 1/07/2026 @ 8:00 AM