Today's Refinance & Cash Out DSCR Start Rate:

6.375% Rate / 6.842% APR*

Lock In Today with NonQM123!

Debt Service Coverage Ratio (DSCR) Loan:
No-Income Mortgage Loans for Investors
Get Qualified Today, Close Within 2 Weeks,
Apply Now!

Only Rental Income to Qualify, Easy Process!
We Will Not Ask For Tax Returns
Purchase, Rate and Term or Cash Out
"No Ratio" Option w/ 30%+ in Equity
No Pre-Payment Options Available
Unlimited Properties, OK
Cash Out Up to 75% LTV, OK
Fund Into Corporation or LLC, OK
In-House Underwriting and Processing
1-10 Units, OK
No Limits on Max Cash Out up to 60% LTV
Airbnb's and VRBO's Rental Income, OK
575+ Credit Score
$150K - $30M loan amounts

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    Unlimited Financed Properties

    Real estate investors find it so simple to Buy or Refinance with NonQM123.

    We make it Simple. We do the Loans Banks Don't.

    Fast Closings

    Yes, we close fast!

    No Reserves Required for Purchase Loans
    < $1,500,000 Loan amounts with < 70% LTV.

    We like to Say,
    "We Make it Simple!"

    Never Show Your Tax Return

    NonQM123 can careless about your tax returns. All we care about is the rental income covering the debt service. If you have more than 30% equity in the home, then we don't care about rental income covering the debt.

    The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. FFC Mortgage Corp dba NonQM123, can offer DSCR loans in the following States: AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KY, LA, MA, ME, MD, MN, MO, MS, NC, NJ, NC, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY, and is subject to change.


    *Pricing Quote: 30 Year Fixed: $1,000,000 Appraisal Value, 60% Loan To Value, Investment Property (SFR), Business
    Purpose Only, FICO score of 760+, DSCR Ratio: 1.0 Minimum, 5 Year PPP* (Pre-payment penalty), NO RESERVES REQUIRED,    Cost:  Discount Cost for Rate – 1.50% of loan amount, Origination Fee: 1.50% of Loan amount, Title & Escrow Fees are Included in APR. Rates are subject to Change without Notice.  Pricing Quote of 05/23/2024 @ 11:35am


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