Today's Starting DSCR Mortgage Rate:
6.25% Rate / 6.607% APR*
Lock In Your New 30-Year Loan Today with NonQM123!
DSCR Calculator
Income
Loan Details
Monthly Loan Payment
Debt Service Coverage Ratio
Debt Service Coverage Ratio (DSCR) Loan:
Unlock Your Investment Potential with DSCR Loans!
No Income Verification Needed
Quick Approval – Close in 2 Weeks!
Get Started Today!
Just Use Rental Income to Qualify
We Will Not Ask For Tax Returns
Purchase, Refinance R/T or Pull Cash-Out
"No Ratio" Option w/ 25%+ in Equity
In-Housing Underwriting and Processing
Unlimited Properties, OK
Cash Out Up to 75% LTV, OK
Fund Into Corporation or LLC, OK
No Pre-Pay Penalty Options Available
1-10 Units, OK
Purchase Up to 85% Loan to Value
Airbnb's and VRBO's, OK
620+ Credit Score
$150K - $30M loan amounts
Click to call
– or –
eNTER oFFICE, hOME, OR cELL nUMBER AND WE DIAL YOU,
SIMPLE AS ENTER AND CLICK:
(3 sECOND wAIT)
Enter Your Information & A DSCR Specialist Will Call You
Unlimited Financed Properties
Real estate investors find it so simple to Buy or Refinance with NonQM123.
We make it Simple. We do the Loans Banks Don't.
Fast Closings
Yes, we close fast!
2 Months Reserves Required for Purchase Loans < $1,500,000 Loan amounts with
< 70% LTV.
We like to Say,
"We Make it Simple!"
Never Show Your Tax Return
NonQM123 can careless about your tax returns. All we care about is the rental income covering the debt service. If you have more than 25% equity in the home, then we don't care about rental income covering the debt.
The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. FFC Mortgage Corp dba NonQM123, can offer DSCR loans in the following States: AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KY, LA, MA, ME, MD, MN, MO, MS, NC, NJ, NC, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY, and is subject to change.
*Pricing Quote: 30 Year Fixed: $1,000,000 Purchase Price, 70% Loan To Value, Investment Property (SFR), Business Purpose Only, FICO score of 760+, DSCR Ratio: 1.0 Minimum, 5 Year PPP* (Pre-payment penalty), RESERVES REQUIRED, Impounds Required. Cost: Discount Cost for Rate – 1.625% of loan amount, Origination Fee: 1.500% of Loan amount, Plus Title & Escrow, and House Fees: Underwriting, Processing and Admin Fee: $3785.00. Rates are subject to Change without Notice. Pricing Quote of 10/21/2024 @ 9:15 AM