:root{--navy:#071b33;--navy2:#102a44;--ink:#0e1a2b;--muted:#536172;--sage:#a8b99f;--sage2:#eef5ee;--cream:#fbfaf4;--gold:#f6c85f;--white:#fff;--line:rgba(7,27,51,.13);--shadow:0 24px 70px rgba(7,27,51,.14);--radius:28px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,"Segoe UI",Arial,sans-serif;line-height:1.55;-webkit-font-smoothing:antialiased}a{color:inherit}.wrap{width:min(1240px,calc(100% - 40px));margin-inline:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:12px 16px;border-radius:10px;z-index:9999}
.topbar{background:var(--navy);color:#dce7dd;font-size:12px;font-weight:750}.topbar .wrap{min-height:34px;display:flex;justify-content:flex-end;align-items:center;gap:18px}.topbar a{color:var(--gold);text-decoration:none}
.header{position:sticky;top:0;z-index:20;background:rgba(251,250,244,.94);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.nav{min-height:78px;display:flex;align-items:center;gap:28px}.brand{display:inline-flex;align-items:center;line-height:0}.brand img{width:166px;height:auto}.menu{display:flex;align-items:center;justify-content:center;gap:22px;flex:1;font-size:14px;font-weight:850}.menu a{text-decoration:none;white-space:nowrap}.menu a:hover{color:#4f6f5b}.nav-actions{display:flex;gap:9px}.nav-btn{display:inline-flex;min-height:44px;align-items:center;justify-content:center;border-radius:999px;padding:0 17px;text-decoration:none;font-weight:900}.nav-btn.light{background:var(--sage2);border:1px solid var(--line)}.nav-btn.dark{background:var(--navy);color:#fff;box-shadow:0 12px 28px rgba(7,27,51,.18)}
.hero{padding:52px 0 68px;background:linear-gradient(180deg,#f8faf6 0%,var(--cream) 100%)}.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(420px,.9fr);gap:54px;align-items:center}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.16em;color:#4f6f5b;font-weight:950;margin:0 0 14px}.hero h1{font-size:clamp(3.3rem,7vw,6.6rem);line-height:.91;letter-spacing:-.075em;color:var(--navy);margin:0 0 24px;max-width:760px}.hero-copy>p:not(.eyebrow){font-size:clamp(1.08rem,1.8vw,1.36rem);color:#415164;max-width:720px;margin:0}.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.btn{display:inline-flex;min-height:52px;align-items:center;justify-content:center;border-radius:999px;padding:0 22px;text-decoration:none;font-weight:950}.btn.gold{background:var(--gold);color:var(--navy)}.btn.navy{background:var(--navy);color:#fff}.btn.white{background:#fff;border:1px solid var(--line);color:var(--navy)}.trust-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.trust-row span{display:inline-flex;align-items:center;min-height:38px;padding:0 13px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:13px;font-weight:850;color:var(--navy)}
.hero-media{position:relative;min-height:610px}.hero-photo{position:absolute;inset:0;border-radius:38px;overflow:hidden;box-shadow:var(--shadow)}.hero-photo img{width:100%;height:100%;object-fit:cover;display:block}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,27,51,.03),rgba(7,27,51,.25))}.floating-card{position:absolute;left:-34px;bottom:34px;width:min(390px,82%);background:rgba(255,255,255,.96);border:1px solid rgba(255,255,255,.75);border-radius:24px;padding:20px;box-shadow:0 24px 60px rgba(7,27,51,.25);backdrop-filter:blur(12px)}.floating-card p{margin:0 0 8px;font-size:11px;text-transform:uppercase;letter-spacing:.14em;color:#4f6f5b;font-weight:950}.floating-card strong{display:block;color:var(--navy);font-size:23px;line-height:1.05}.floating-card small{display:block;color:var(--muted);font-weight:700;margin-top:7px}.mini-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:16px}.mini-stats span{display:grid;padding:10px;border-radius:14px;background:var(--sage2);font-size:11px;color:var(--muted);font-weight:750}.mini-stats b{color:var(--navy);font-size:15px}
.section{padding:86px 0}.section.soft{background:#f3f7f2}.section.dark{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:34px}.section-head h2{font-size:clamp(2.3rem,5vw,4.7rem);line-height:.96;letter-spacing:-.06em;color:var(--navy);margin:0}.section.dark .section-head h2{color:#fff}.section-head p{max-width:650px;margin:0;color:var(--muted);font-size:18px}.section.dark .section-head p{color:#d9e5ea}
.desk-grid{display:grid;grid-template-columns:1.12fr .88fr .88fr;gap:18px}.desk{position:relative;min-height:430px;border-radius:30px;overflow:hidden;box-shadow:0 18px 50px rgba(7,27,51,.12);isolation:isolate}.desk img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.desk:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,27,51,.06) 25%,rgba(7,27,51,.92) 100%);z-index:1}.desk-copy{position:absolute;left:0;right:0;bottom:0;padding:26px;z-index:2;color:#fff}.desk-copy p{margin:0 0 8px;color:var(--gold);text-transform:uppercase;letter-spacing:.13em;font-size:11px;font-weight:950}.desk-copy h3{font-size:28px;line-height:1.02;margin:0 0 9px}.desk-copy small{display:block;color:#dce7dd;line-height:1.45;max-width:520px}.desk-copy a{display:inline-flex;margin-top:18px;min-height:42px;align-items:center;border-radius:999px;padding:0 16px;background:#fff;color:var(--navy);text-decoration:none;font-weight:900}
.programs-wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}.program-group{background:#fff;border:1px solid var(--line);border-radius:24px;padding:20px;box-shadow:0 12px 34px rgba(7,27,51,.055)}.program-group>p{margin:0 0 12px;color:#4f6f5b;text-transform:uppercase;letter-spacing:.12em;font-size:11px;font-weight:950}.program-group a{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px solid rgba(7,27,51,.08);text-decoration:none;font-weight:800;font-size:14px;color:var(--navy)}.program-group a:last-child{border-bottom:0}.program-group a span{color:#a8b99f}.program-group a:hover{color:#4f6f5b}
.story-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:44px;align-items:center}.story-image{min-height:560px;border-radius:34px;overflow:hidden;box-shadow:var(--shadow)}.story-image img{width:100%;height:100%;object-fit:cover;display:block}.story-copy h2{font-size:clamp(2.5rem,5vw,4.7rem);line-height:.96;letter-spacing:-.06em;margin:0 0 20px}.story-copy>p{font-size:18px;color:#dce7dd;max-width:620px}.check-list{display:grid;gap:12px;margin-top:26px}.check{display:flex;gap:12px;align-items:flex-start;padding:14px;border-radius:18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12)}.check b{display:grid;place-items:center;width:28px;height:28px;border-radius:999px;background:var(--gold);color:var(--navy);flex:0 0 auto}.check span{color:#fff;font-weight:750}.check small{display:block;color:#c8d5dc;font-weight:600;margin-top:2px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px}.step b{display:grid;place-items:center;width:42px;height:42px;border-radius:999px;background:var(--navy);color:#fff;margin-bottom:18px}.step h3{font-size:20px;color:var(--navy);margin:0 0 8px}.step p{color:var(--muted);margin:0}
.final-cta{padding:76px 0}.final-box{display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center;background:linear-gradient(135deg,#fff,#eef5ee);border:1px solid var(--line);border-radius:34px;padding:38px;box-shadow:0 18px 50px rgba(7,27,51,.08)}.final-box h2{font-size:clamp(2rem,4vw,3.6rem);line-height:1;letter-spacing:-.055em;color:var(--navy);margin:0 0 10px}.final-box p{color:var(--muted);margin:0;max-width:720px}
.footer{background:var(--navy);color:#dce7dd;padding:52px 0 28px}.footer-grid{display:grid;grid-template-columns:270px minmax(0,1fr) 150px;gap:34px;align-items:start}.footer-logo{background:#fff;border-radius:18px;padding:12px;width:230px}.footer-logo img{display:block;width:100%}.footer p{margin:.45rem 0}.footer a{color:#fff;text-decoration:none}.footer .nmls{color:var(--gold);text-decoration:underline;text-underline-offset:.18em}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.footer-links a{background:rgba(255,255,255,.07);border-radius:14px;padding:10px 12px;font-weight:800}.ehl{background:#fff;border-radius:18px;padding:16px;width:160px;max-width:100%;min-height:160px;display:flex;align-items:center;justify-content:center;overflow:hidden}.ehl img{display:block;width:100%;max-width:128px;max-height:128px;height:auto;object-fit:contain}.legal{border-top:1px solid rgba(255,255,255,.14);margin-top:22px;padding-top:18px;font-size:13px;color:#b8c7cf}.photo-credits{font-size:11px;color:#90a3af;margin-top:10px}.photo-credits a{color:#a8b99f}
@media(max-width:1050px){.menu{display:none}.hero-grid,.story-grid{grid-template-columns:1fr}.hero-media{min-height:520px}.floating-card{left:24px}.desk-grid{grid-template-columns:1fr 1fr}.desk:first-child{grid-column:1/-1}.programs-wrap{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr}.ehl{background:#fff;border-radius:18px;padding:16px;width:160px;max-width:100%;min-height:160px;display:flex;align-items:center;justify-content:center;overflow:hidden}.final-box{grid-template-columns:1fr}}
@media(max-width:650px){.wrap{width:min(100% - 28px,620px)}.topbar .wrap{justify-content:center}.topbar span:not(:first-child){display:none}.nav{min-height:68px}.nav-actions .light{display:none}.hero{padding-top:34px}.hero h1{font-size:3.4rem}.hero-media{min-height:430px}.floating-card{left:14px;right:14px;width:auto;bottom:14px}.desk-grid,.programs-wrap,.steps{grid-template-columns:1fr}.desk:first-child{grid-column:auto}.desk{min-height:390px}.section{padding:64px 0}.section-head{display:block}.section-head p{margin-top:14px}.story-image{min-height:380px}.footer-links{grid-template-columns:1fr 1fr}}

/* v7.15.5 viewport-fit repair: keeps this section on one desktop screen */
.story-section{padding:clamp(42px,6vh,58px) 0;overflow:hidden}
.story-section .story-grid{grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr);gap:clamp(28px,3vw,42px);align-items:center}
.story-section .story-image{min-height:0;height:clamp(340px,42vw,430px);max-height:52vh;border-radius:30px}
.story-section .story-image img{object-position:center 42%}
.story-section .story-copy{min-width:0;align-self:center}
.story-section .story-copy h2{font-size:clamp(2.25rem,4.1vw,3.85rem);line-height:.96;letter-spacing:-.055em;margin:0 0 16px;max-width:760px}
.story-section .story-copy>p{font-size:clamp(1rem,1.25vw,1.12rem);line-height:1.5;margin:0;max-width:680px}
.story-section .check-list{gap:10px;margin-top:20px}
.story-section .check{gap:11px;padding:11px 13px;border-radius:16px}
.story-section .check b{width:26px;height:26px;font-size:.92rem}
.story-section .check span{font-size:.98rem;line-height:1.25}
.story-section .check small{font-size:.79rem;line-height:1.35;margin-top:3px}
@media(max-width:880px){
 .story-section{padding:54px 0}
 .story-section .story-grid{grid-template-columns:1fr;gap:26px}
 .story-section .story-image{height:clamp(300px,58vw,420px);max-height:none}
 .story-section .story-copy h2{font-size:clamp(2.25rem,8vw,3.6rem)}
}

/* Launch certification: approved funnel calculation cards. */
.nqm-live-math-card{margin:18px 0 6px;padding:18px;border:1px solid #cbd8cf;border-radius:18px;background:#f7fbf7;color:#071b33;box-shadow:0 10px 28px rgba(7,27,51,.07)}
.nqm-live-math-card__lead{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-bottom:13px;border-bottom:1px solid rgba(7,27,51,.12)}
.nqm-live-math-card__lead span{font-size:.82rem;font-weight:900;letter-spacing:.04em;text-transform:uppercase}
.nqm-live-math-card__lead strong{color:#007a3d;font-size:1.65rem;line-height:1}
.nqm-live-math-card dl{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:14px 0 0}
.nqm-live-math-card dl div{min-width:0;padding:10px;border-radius:12px;background:#fff}
.nqm-live-math-card dt{color:#536172;font-size:.72rem;font-weight:850;text-transform:uppercase}
.nqm-live-math-card dd{margin:4px 0 0;color:#071b33;font-size:1rem;font-weight:950;overflow-wrap:anywhere}
.nqm-live-math-card p{margin:12px 0 0!important;color:#536172!important;font-size:.84rem!important;line-height:1.35!important}
.nqm-live-math-card.is-high{border-color:#d79a00;background:#fff9e8}
.nqm-live-math-card.is-high .nqm-live-math-card__lead strong{color:#a56400}
@media(max-width:520px){.nqm-live-math-card{padding:14px}.nqm-live-math-card dl{grid-template-columns:1fr}.nqm-live-math-card__lead strong{font-size:1.4rem}}

/* Four-lane review desk: approved standalone intro and chooser hierarchy. */
.nqm-quick-quote-page{padding-top:clamp(48px,6vw,86px)!important}
.nqm-quick-intro{max-width:980px;margin:0 0 clamp(42px,5vw,64px);padding:0!important;background:transparent!important;border:0!important;box-shadow:none!important}
.nqm-quick-intro .nqm-b2-kicker{margin-bottom:14px!important;color:#4f6f5b!important}
.nqm-quick-intro h1{max-width:940px!important;margin:0 0 20px!important;color:#071b33!important;font-size:clamp(3.7rem,7.2vw,6.8rem)!important;line-height:.9!important;letter-spacing:-.075em!important;text-wrap:balance}
.nqm-quick-intro>p{max-width:820px!important;margin:0!important;color:#46566a!important;font-size:clamp(1.05rem,1.45vw,1.25rem)!important;font-weight:700!important;line-height:1.48!important}
.nqm-quick-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.nqm-quick-trust span{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:9px 15px;border:1px solid #cbd8cf;border-radius:999px;background:#fff;color:#071b33;font-size:.86rem;font-weight:900;box-shadow:0 8px 22px rgba(7,27,51,.04)}
.nqm-quick-desk-panel{padding:clamp(24px,3vw,34px);border:1px solid #cbd8cf;border-radius:30px;background:#fff;box-shadow:0 22px 64px rgba(7,27,51,.1)}
.nqm-quick-start{margin:0 0 6px!important;color:#14558a!important;font-size:.78rem!important;font-weight:1000!important;letter-spacing:.14em!important;text-transform:uppercase!important}
.nqm-quick-desk-panel>h2{max-width:1040px;margin:0!important;color:#071b33!important;font-size:clamp(2rem,4vw,3.65rem)!important;line-height:.98!important;letter-spacing:-.06em!important}
.nqm-quick-desk-panel .nqm-b2-lane-grid{margin-top:24px!important}
.nqm-quick-desk-panel .nqm-b2-lane-card{min-height:178px!important;padding:22px!important;border-radius:20px!important;box-shadow:0 12px 30px rgba(7,27,51,.055)!important}
.nqm-quick-desk-panel .nqm-b2-lane-card:first-child,.nqm-quick-desk-panel .nqm-b2-lane-card:hover:first-child{background:#fff!important;color:#071b33!important}
.nqm-quick-desk-panel .nqm-b2-lane-card:first-child span{color:#536172!important}
.nqm-quick-desk-panel .nqm-b2-lane-card:first-child b{color:#4f6f5b!important}
.nqm-quick-desk-panel .nqm-b2-lane-card--featured,.nqm-quick-desk-panel .nqm-b2-lane-card--featured:hover{background:linear-gradient(135deg,#071b33,#102a44)!important;color:#fff!important;border-color:#071b33!important}
.nqm-quick-desk-panel .nqm-b2-lane-card--featured span{color:#dce7dd!important}
.nqm-quick-desk-panel .nqm-b2-lane-card--featured b{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#f6c85f;color:#071b33!important}
.nqm-quick-desk-note{margin:18px 0 0!important;color:#536172!important;font-size:.9rem!important}
.nqm-quick-process{margin-top:clamp(40px,5vw,68px)!important}
.nqm-quick-process article{min-height:174px!important}
.nqm-quick-process h2{font-size:clamp(1.25rem,2vw,1.7rem)!important}
@media(max-width:680px){
 .nqm-quick-quote-page{padding-top:34px!important}
 .nqm-quick-intro{margin-bottom:14px}
 .nqm-quick-intro .nqm-b2-kicker{font-size:.68rem!important;letter-spacing:.12em!important}
 .nqm-quick-intro h1{font-size:clamp(2.55rem,11.2vw,3.3rem)!important;line-height:.92!important;letter-spacing:-.06em!important}
 .nqm-quick-intro>p{font-size:.94rem!important;line-height:1.38!important}
 .nqm-quick-trust{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:14px}
 .nqm-quick-trust span{min-height:40px;padding:8px 7px;font-size:.72rem}
 .nqm-quick-desk-panel{padding:20px 14px;border-radius:24px}
 .nqm-quick-desk-panel>h2{font-size:clamp(2rem,9vw,2.75rem)!important}
 .nqm-quick-desk-panel .nqm-b2-lane-card{min-height:132px!important;padding:18px!important}
 .nqm-quick-desk-note{text-align:center}
 .nqm-quick-process{margin-top:28px!important}
}
@media(max-width:650px){
 .story-section{padding:46px 0}
 .story-section .story-image{height:310px;min-height:0}
 .story-section .story-copy h2{font-size:2.55rem}
 .story-section .check{padding:10px 11px}
}


/* v7.18.2 Mobile Header / Hero Conversion Polish — mobile only. */
.mobile-phone-label,.mobile-home-call-bar{display:none}
@media(max-width:680px){
 html{scroll-padding-bottom:84px}
 body{padding-bottom:80px}
 .wrap{width:min(100% - 24px,620px)}

 /* One clean compliance/contact line. */
 .topbar .wrap{width:100%;min-height:30px;padding:0 10px;justify-content:center;gap:0;white-space:nowrap}
 .topbar .wrap>span{display:none!important}
 .topbar a{font-size:10.75px;font-weight:900;line-height:1;color:var(--gold);white-space:nowrap}
 .topbar a:last-child{color:#fff}
 .topbar a:last-child:before{content:"·";color:var(--sage);margin:0 7px}
 .desktop-phone-label{display:none!important}
 .mobile-phone-label{display:inline!important}

 /* Logo left, smaller Deal Desk action right. */
 .nav{min-height:60px;gap:8px;justify-content:space-between}
 .brand img{width:136px;max-width:42vw}
 .nav-actions{margin-left:auto;gap:0}
 .nav-actions .light{display:none!important}
 .nav-btn.dark{min-height:38px;padding:0 12px;font-size:12px;line-height:1;box-shadow:0 8px 18px rgba(7,27,51,.16)}

 /* Tighter hero and deliberate two-line headline. */
 .hero{padding:24px 0 38px}
 .hero-grid{gap:22px}
 .hero-copy{min-width:0}
 .eyebrow{font-size:10px;line-height:1.35;letter-spacing:.13em;margin:0 0 10px}
 .hero h1{font-size:clamp(1.9rem,7vw,2.2rem);line-height:.98;letter-spacing:-.072em;margin:0 0 15px;max-width:none}
 .hero h1 .hero-line-one,.hero h1 .hero-line-two{display:block}
 .hero-copy>p:not(.eyebrow){font-size:15.75px;line-height:1.5;margin:0;max-width:none}

 /* Two quote actions; phone moves to call-only sticky bar. */
 .hero .cta-row{display:grid;grid-template-columns:1fr;gap:9px;margin-top:21px}
 .hero .cta-row .btn{width:100%;min-height:50px;padding:0 18px;font-size:14px}
 .hero .cta-row .btn.navy{display:none!important}

 /* Balanced trust grid. */
 .hero .trust-row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:17px}
 .hero .trust-row span{justify-content:center;min-height:40px;padding:7px 8px;text-align:center;font-size:11px;line-height:1.15;border-radius:14px}

 /* Bring premium photography into view sooner. */
 .hero-media{min-height:350px;margin-top:2px}
 .hero-photo{border-radius:26px}
 .floating-card{left:12px;right:12px;bottom:12px;width:auto;padding:14px;border-radius:18px}
 .floating-card p{font-size:9px;margin-bottom:5px}
 .floating-card strong{font-size:18px;line-height:1.08}
 .floating-card small{font-size:11px;line-height:1.35;margin-top:5px}
 .mini-stats{gap:6px;margin-top:10px}
 .mini-stats span{padding:7px;font-size:9px;line-height:1.2}
 .mini-stats b{font-size:11px}

 /* Call-only sticky mobile bar. */
 .mobile-home-call-bar{position:fixed;z-index:9999;left:10px;right:10px;bottom:calc(8px + env(safe-area-inset-bottom));min-height:58px;display:flex;align-items:center;justify-content:center;gap:8px;padding:8px 16px;border:2px solid var(--gold);border-radius:16px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;text-decoration:none;box-shadow:0 14px 34px rgba(7,27,51,.28);font-weight:900}
 .mobile-home-call-bar span{font-size:12px;color:#dce7dd}
 .mobile-home-call-bar strong{font-size:16px;color:#fff}
 .mobile-home-call-bar:focus{outline:4px solid var(--gold);outline-offset:3px}
}
@media(max-width:360px){
 .topbar a{font-size:9.75px}
 .topbar a:last-child:before{margin:0 5px}
 .brand img{width:122px}
 .nav-btn.dark{font-size:10.75px;padding:0 9px}
 .hero h1{font-size:1.75rem}
 .hero-copy>p:not(.eyebrow){font-size:15px}
 .hero .trust-row span{font-size:10.25px}
 .hero-media{min-height:330px}
}



:root{--nq-n:#071B33;--nq-n2:#102A44;--nq-s:#A8B99F;--nq-s2:#EEF5EE;--nq-c:#FBFAF4;--nq-g:#F6C85F;--nq-l:#CBD8CF;--nq-i:#0E1A2B;--nq-m:#536172}.nqm-brand-topbar-lock{background:#071B33;color:#DCE7DD;font-size:12px;font-weight:800}.nqm-brand-topbar-lock *,.nqm-brand-header-lock *,.nqm-brand-footer-lock *{box-sizing:border-box}.nqm-brand-topbar-lock a{color:#F6C85F;text-decoration:none}.nqm-brand-topbar-lock__shell{width:min(1180px,calc(100% - 36px));margin:auto;min-height:34px;display:flex;align-items:center;justify-content:flex-end;gap:17px;white-space:nowrap}.nqm-brand-header-lock{position:sticky;top:0;z-index:80;background:rgba(251,250,244,.98);backdrop-filter:blur(16px);border-bottom:1px solid #CBD8CF;box-shadow:0 9px 27px rgba(7,27,51,.07)}.nqm-brand-lock-shell{width:min(1180px,calc(100% - 36px));margin:auto}.nqm-brand-lock-nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:18px}.nqm-brand-lock-logo{display:inline-flex;align-items:center;line-height:0;text-decoration:none}.nqm-brand-lock-logo img{display:block;width:170px;height:auto;max-height:56px;object-fit:contain;background:#fff;border-radius:12px;padding:5px 8px;box-shadow:0 4px 14px rgba(7,27,51,.05)}.nqm-brand-lock-links{display:flex;align-items:center;gap:16px}.nqm-brand-lock-links a{color:#071B33;text-decoration:none;font-size:13px;font-weight:900}.nqm-brand-lock-links a:hover{text-decoration:underline;text-decoration-color:#F6C85F;text-decoration-thickness:3px;text-underline-offset:5px}.nqm-brand-lock-actions{display:flex;gap:8px;align-items:center}.nqm-brand-lock-actions a,.nqm-brand-lock-menu summary,.nqm-brand-lock-menu a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 15px;border-radius:999px;text-decoration:none;font-size:12px;font-weight:950}.nqm-brand-lock-actions .light{background:#EEF5EE;border:1px solid #CBD8CF;color:#071B33}.nqm-brand-lock-actions .dark{background:#071B33;color:#fff}.nqm-brand-lock-menu{display:none}.nqm-brand-lock-menu summary{list-style:none;cursor:pointer;border:1px solid #CBD8CF;color:#071B33;background:#fff}.nqm-brand-lock-menu summary::-webkit-details-marker{display:none}.nqm-brand-lock-menu__panel{position:absolute;left:12px;right:12px;top:68px;display:none;gap:7px;padding:14px;border:1px solid #CBD8CF;border-radius:18px;background:#fff;box-shadow:0 18px 50px rgba(7,27,51,.18)}.nqm-brand-lock-menu[open] .nqm-brand-lock-menu__panel{display:grid}.nqm-brand-lock-menu__panel a{background:#EEF5EE;color:#071B33}.nqm-brand-footer-lock{padding:44px 0 92px;background:#071B33;color:#DCE7DD}.nqm-brand-footer-lock a{display:block;margin:7px 0;color:#DCE7DD;text-decoration:none;font-size:12px}.nqm-brand-footer-lock a:hover{color:#F6C85F}.nqm-brand-footer-lock h2,.nqm-brand-footer-lock h3{color:#fff}.nqm-brand-footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);gap:30px}.nqm-brand-footer-brand img{display:block;width:188px;height:auto;padding:7px 9px;border-radius:14px;background:#fff;box-shadow:0 8px 20px rgba(0,0,0,.16)}.nqm-brand-footer-brand h2{margin:15px 0 8px;font-size:26px;line-height:1.05;letter-spacing:-.04em}.nqm-brand-footer-lock h3{margin:0 0 10px;font-size:14px}.nqm-brand-footer-lock p{margin:8px 0;font-size:12px;line-height:1.55}.nqm-brand-footer-bottom{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.16);font-size:11px;line-height:1.55;color:#DCE7DD}.nqm-brand-footer-bottom a{display:inline;color:#F6C85F}.nqm-logo-clean-lock{object-fit:contain!important}@media(max-width:980px){.nqm-brand-lock-links{display:none}.nqm-brand-lock-menu{display:block}.nqm-brand-lock-actions .light{display:none}.nqm-brand-footer-grid{grid-template-columns:1fr 1fr}.nqm-brand-lock-nav{min-height:68px}.nqm-brand-lock-logo img{width:148px}.nqm-brand-topbar-lock__shell{justify-content:center;gap:10px}.nqm-brand-topbar-lock__shell span:first-child{display:none}}@media(max-width:640px){.nqm-brand-lock-shell,.nqm-brand-topbar-lock__shell{width:min(100% - 24px,620px)}.nqm-brand-topbar-lock__shell{min-height:30px;font-size:10.5px}.nqm-brand-lock-logo img{width:138px;padding:4px 7px}.nqm-brand-lock-actions .dark{display:none}.nqm-brand-footer-grid{grid-template-columns:1fr}.nqm-brand-footer-lock{padding-bottom:36px}.nqm-brand-footer-brand img{width:168px}.nqm-brand-footer-brand h2{font-size:22px}}



:root{--nq-n:#071B33;--nq-n2:#102A44;--nq-s:#A8B99F;--nq-s2:#EEF5EE;--nq-c:#FBFAF4;--nq-g:#F6C85F;--nq-l:#CBD8CF;--nq-i:#0E1A2B;--nq-m:#536172}
body.nonqm123-global-header-footer-lock{margin:0!important;background:#FBFAF4!important;color:#0E1A2B!important;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif!important;overflow-x:hidden!important}
body.nonqm123-global-header-footer-lock .skip,body.nonqm123-global-header-footer-lock .site-skip{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
body.nonqm123-global-header-footer-lock .skip:focus,body.nonqm123-global-header-footer-lock .site-skip:focus{left:14px;top:14px;width:auto;height:auto;z-index:99999;padding:10px 13px;border-radius:10px;background:#fff;color:#071B33;box-shadow:0 10px 28px rgba(7,27,51,.22)}
body.nonqm123-global-header-footer-lock .nqm-brand-topbar-lock{display:block!important;background:#071B33!important;color:#DCE7DD!important;font-size:12px!important;font-weight:800!important;line-height:1.3!important}
body.nonqm123-global-header-footer-lock .nqm-brand-topbar-lock *,body.nonqm123-global-header-footer-lock .nqm-brand-header-lock *,body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock *{box-sizing:border-box!important}
body.nonqm123-global-header-footer-lock .nqm-brand-topbar-lock a{color:#F6C85F!important;text-decoration:none!important}
body.nonqm123-global-header-footer-lock .nqm-brand-topbar-lock__shell{width:min(1180px,calc(100% - 36px))!important;margin:auto!important;min-height:34px!important;display:flex!important;align-items:center!important;justify-content:flex-end!important;gap:17px!important;white-space:nowrap!important}
body.nonqm123-global-header-footer-lock .nqm-brand-header-lock{display:block!important;position:sticky!important;top:0!important;z-index:900!important;background:rgba(251,250,244,.98)!important;backdrop-filter:blur(16px)!important;border-bottom:1px solid #CBD8CF!important;box-shadow:0 9px 27px rgba(7,27,51,.07)!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-shell{width:min(1180px,calc(100% - 36px))!important;margin:auto!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-nav{min-height:76px!important;display:flex!important;align-items:center!important;justify-content:space-between!important;gap:18px!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-logo{display:inline-flex!important;align-items:center!important;line-height:0!important;text-decoration:none!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-logo img{display:block!important;width:170px!important;height:auto!important;max-height:56px!important;object-fit:contain!important;background:#fff!important;border-radius:12px!important;padding:5px 8px!important;box-shadow:0 4px 14px rgba(7,27,51,.05)!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-links{display:flex!important;align-items:center!important;gap:16px!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-links a{color:#071B33!important;text-decoration:none!important;font-size:13px!important;font-weight:900!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-links a:hover{text-decoration:underline!important;text-decoration-color:#F6C85F!important;text-decoration-thickness:3px!important;text-underline-offset:5px!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-actions{display:flex!important;gap:8px!important;align-items:center!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-actions a,body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu summary,body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu a{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-height:44px!important;padding:0 15px!important;border-radius:999px!important;text-decoration:none!important;font-size:12px!important;font-weight:950!important;line-height:1.1!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-actions .light{background:#EEF5EE!important;border:1px solid #CBD8CF!important;color:#071B33!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-actions .dark{background:#071B33!important;color:#fff!important;border:0!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu{display:none!important;position:relative!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu summary{list-style:none!important;cursor:pointer!important;border:1px solid #CBD8CF!important;color:#071B33!important;background:#fff!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu summary::-webkit-details-marker{display:none!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu__panel{position:absolute!important;left:auto!important;right:0!important;top:54px!important;display:none!important;gap:7px!important;width:min(360px,calc(100vw - 24px))!important;padding:14px!important;border:1px solid #CBD8CF!important;border-radius:18px!important;background:#fff!important;box-shadow:0 18px 50px rgba(7,27,51,.18)!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu[open] .nqm-brand-lock-menu__panel{display:grid!important}
body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu__panel a{background:#EEF5EE!important;color:#071B33!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock{display:block!important;padding:44px 0 92px!important;background:#071B33!important;color:#DCE7DD!important;margin:0!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock a{display:block!important;margin:7px 0!important;color:#DCE7DD!important;text-decoration:none!important;font-size:12px!important;line-height:1.3!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock a:hover{color:#F6C85F!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock h2,body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock h3{color:#fff!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-grid{display:grid!important;grid-template-columns:1.25fr repeat(3,1fr)!important;gap:30px!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-brand img{display:block!important;width:188px!important;height:auto!important;padding:7px 9px!important;border-radius:14px!important;background:#fff!important;box-shadow:0 8px 20px rgba(0,0,0,.16)!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-brand h2{margin:15px 0 8px!important;font-size:26px!important;line-height:1.05!important;letter-spacing:-.04em!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock h3{margin:0 0 10px!important;font-size:14px!important;line-height:1.2!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock p{margin:8px 0!important;font-size:12px!important;line-height:1.55!important;color:#DCE7DD!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-bottom{margin-top:28px!important;padding-top:18px!important;border-top:1px solid rgba(255,255,255,.16)!important;font-size:11px!important;line-height:1.55!important;color:#DCE7DD!important}
body.nonqm123-global-header-footer-lock .nqm-brand-footer-bottom a{display:inline!important;color:#F6C85F!important}
body.nonqm123-global-header-footer-lock .nqm-logo-clean-lock{object-fit:contain!important}
body.nonqm123-global-header-footer-lock .mobile-home-call-bar{display:none}
/* hide old one-off funnel headers and footers so the page chrome is identical */
body.nonqm123-global-header-footer-lock .nqi-clean-compliance,body.nonqm123-global-header-footer-lock .nqi-clean-header,body.nonqm123-global-header-footer-lock .funnel-toolbar,body.nonqm123-global-header-footer-lock .site-toolbar{display:none!important}
body.nonqm123-global-header-footer-lock .nq-mobile-call-only,body.nonqm123-global-header-footer-lock .nqi-mobile-call,body.nonqm123-global-header-footer-lock .nqhe-phone-only,body.nonqm123-global-header-footer-lock .mobile-call,body.nonqm123-global-header-footer-lock .mobile-cta,body.nonqm123-global-header-footer-lock .dscr-mobile-sticky-cta,body.nonqm123-global-header-footer-lock .sticky-bottom-cta{display:none!important}
body.nonqm123-global-header-footer-lock .app,body.nonqm123-global-header-footer-lock .nqi-app{min-height:auto!important}
@media(max-width:980px){body.nonqm123-global-header-footer-lock .nqm-brand-lock-links{display:none!important}body.nonqm123-global-header-footer-lock .nqm-brand-lock-menu{display:block!important}body.nonqm123-global-header-footer-lock .nqm-brand-lock-actions .light{display:none!important}body.nonqm123-global-header-footer-lock .nqm-brand-footer-grid{grid-template-columns:1fr 1fr!important}body.nonqm123-global-header-footer-lock .nqm-brand-lock-nav{min-height:68px!important}body.nonqm123-global-header-footer-lock .nqm-brand-lock-logo img{width:148px!important}body.nonqm123-global-header-footer-lock .nqm-brand-topbar-lock__shell{justify-content:center!important;gap:10px!important}body.nonqm123-global-header-footer-lock .nqm-brand-topbar-lock__shell span:first-child{display:none!important}}
@media(max-width:640px){body.nonqm123-global-header-footer-lock{padding-bottom:calc(82px + env(safe-area-inset-bottom))!important}body.nonqm123-global-header-footer-lock .nqm-brand-lock-shell,body.nonqm123-global-header-footer-lock .nqm-brand-topbar-lock__shell{width:min(100% - 24px,620px)!important}body.nonqm123-global-header-footer-lock .nqm-brand-topbar-lock__shell{min-height:30px!important;font-size:10.5px!important}body.nonqm123-global-header-footer-lock .nqm-brand-lock-logo img{width:138px!important;padding:4px 7px!important}body.nonqm123-global-header-footer-lock .nqm-brand-lock-actions .dark{display:none!important}body.nonqm123-global-header-footer-lock .nqm-brand-footer-grid{grid-template-columns:1fr!important}body.nonqm123-global-header-footer-lock .nqm-brand-footer-lock{padding-bottom:36px!important}body.nonqm123-global-header-footer-lock .nqm-brand-footer-brand img{width:168px!important}body.nonqm123-global-header-footer-lock .nqm-brand-footer-brand h2{font-size:22px!important}body.nonqm123-global-header-footer-lock .mobile-home-call-bar{position:fixed!important;z-index:1000!important;left:10px!important;right:10px!important;bottom:calc(8px + env(safe-area-inset-bottom))!important;display:flex!important;align-items:center!important;justify-content:center!important;gap:9px!important;min-height:58px!important;padding:8px 14px!important;border:2px solid #F6C85F!important;border-radius:16px!important;background:linear-gradient(135deg,#071B33,#102A44)!important;color:#fff!important;text-decoration:none!important;text-align:center!important;font-size:13px!important;font-weight:1000!important;box-shadow:0 14px 34px rgba(7,27,51,.28)!important}body.nonqm123-global-header-footer-lock .mobile-home-call-bar span,body.nonqm123-global-header-footer-lock .mobile-home-call-bar strong{display:inline!important;color:#fff!important;font-size:inherit!important;line-height:1.1!important}}



:root{
 --nqm-navy:#071B33; --nqm-navy-2:#102A44; --nqm-ink:#0E1A2B; --nqm-muted:#536172;
 --nqm-sage:#A8B99F; --nqm-sage-dark:#4F6F5B; --nqm-sage-soft:#EEF5EE;
 --nqm-cream:#FBFAF4; --nqm-gold:#F6C85F; --nqm-line:rgba(7,27,51,.13);
 --nqm-shadow:0 22px 60px rgba(7,27,51,.10); --nqm-radius:28px;
}
.nqm-site{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--nqm-ink);background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 45%,#EEF5EE 100%);padding-bottom:56px}
.nqm-site a{color:inherit;text-decoration:none}.nqm-site p{font-size:clamp(1rem,.96rem + .18vw,1.12rem);line-height:1.65;color:var(--nqm-muted)}
.nqm-hero{max-width:1220px;margin:0 auto;padding:70px 24px 42px;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(340px,.72fr);gap:30px;align-items:stretch}
.nqm-hero__copy{position:relative;overflow:hidden;border-radius:34px;padding:clamp(34px,5vw,64px);background:linear-gradient(135deg,#071B33,#102A44);box-shadow:var(--nqm-shadow);color:#fff}
.nqm-hero__copy:after{content:"";position:absolute;right:-170px;bottom:-220px;width:520px;height:520px;border-radius:999px;background:radial-gradient(circle,rgba(168,185,159,.22),rgba(168,185,159,0) 62%)}.nqm-hero__copy>*{position:relative;z-index:1}
.nqm-eyebrow,.nqm-section-label{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:950;color:var(--nqm-gold)}
.nqm-hero h1{font-size:clamp(2.8rem,6.5vw,6.2rem);line-height:.92;letter-spacing:-.075em;margin:.18em 0 .22em;color:#fff;max-width:920px}
.nqm-hero-lede{max-width:790px;font-weight:650;color:#e8f2f5!important}
.nqm-cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.nqm-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:999px;font-weight:950;letter-spacing:.01em;border:1px solid transparent}.nqm-btn-primary{background:var(--nqm-gold);color:#071B33!important;box-shadow:0 16px 34px rgba(0,0,0,.18)}.nqm-btn-ghost{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.32);color:#fff!important}.nqm-btn:focus-visible,.nqm-program-card:focus-visible,.nqm-faq summary:focus-visible{outline:4px solid var(--nqm-gold);outline-offset:4px}.nqm-small-proof{font-size:.92rem!important;font-weight:850;color:#dce7dd!important;margin-top:18px}.nqm-hero-card{border:1px solid var(--nqm-line);border-radius:34px;background:rgba(255,255,255,.95);box-shadow:var(--nqm-shadow);padding:30px;color:var(--nqm-navy);display:flex;flex-direction:column;justify-content:center}.nqm-hero-card__kicker{display:inline-flex;align-self:flex-start;border-radius:999px;padding:8px 12px;background:var(--nqm-sage-soft);color:var(--nqm-sage-dark);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;font-weight:950}.nqm-hero-card strong{display:block;font-size:clamp(1.7rem,3vw,2.55rem);letter-spacing:-.05em;line-height:1.03;margin:16px 0}.nqm-hero-card ul{padding-left:1.2rem;margin:0;color:var(--nqm-muted)}.nqm-hero-card li{margin:10px 0;font-weight:750}.nqm-route-card{gap:10px}.nqm-route-card>a{display:flex;align-items:center;justify-content:space-between;gap:16px;background:#fff;color:#071B33!important;text-decoration:none;border:1px solid rgba(7,27,51,.14);border-radius:18px;padding:16px;margin-top:10px}.nqm-route-card>a span{font-size:1rem;font-weight:950}.nqm-route-card>a small{display:block;font-size:.82rem;line-height:1.35;color:#536172;margin-top:3px;font-weight:750}.nqm-route-card>a em{font-style:normal;font-weight:950;color:#4F6F5B}.nqm-route-card>a:hover{background:#EEF5EE}
.nqm-trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;max-width:1220px;margin:0 auto 32px;padding:0 24px}.nqm-trust-strip span,.nqm-trust-strip a{display:flex;align-items:center;justify-content:center;text-align:center;min-height:62px;border-radius:18px;background:#fff;border:1px solid var(--nqm-line);font-weight:950;color:var(--nqm-navy);text-decoration:none}.nqm-trust-strip a{color:var(--nqm-navy)}
.nqm-card-grid{max-width:1220px;margin:0 auto 34px;padding:0 24px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.nqm-program-card{position:relative;min-height:178px;padding:26px;border-radius:26px;border:1px solid var(--nqm-line);background:#fff;box-shadow:0 14px 38px rgba(7,27,51,.06);transition:transform .16s ease,box-shadow .16s ease}.nqm-program-card:hover{transform:translateY(-3px);box-shadow:0 28px 60px rgba(7,27,51,.12)}.nqm-program-card strong{display:block;font-size:1.25rem;color:var(--nqm-navy);margin:18px 0 8px}.nqm-program-card p{font-size:1rem;margin:0}.nqm-card-arrow{position:absolute;top:18px;right:20px;width:36px;height:36px;display:grid;place-items:center;border-radius:999px;background:var(--nqm-sage-soft);font-weight:950;color:var(--nqm-navy)}
.nqm-content-stack{max-width:1040px;margin:0 auto;padding:0 24px;display:grid;gap:18px}.nqm-content-panel,.nqm-faq,.nqm-final-cta{border:1px solid var(--nqm-line);border-radius:var(--nqm-radius);background:#fff;box-shadow:0 12px 34px rgba(7,27,51,.055);padding:clamp(24px,4vw,42px)}.nqm-content-panel h2,.nqm-faq h2,.nqm-final-cta h2{font-size:clamp(1.85rem,3.5vw,3.35rem);line-height:1.02;letter-spacing:-.05em;color:var(--nqm-navy);margin:0 0 14px}.nqm-section-label{color:var(--nqm-sage-dark)}
.nqm-faq{max-width:1040px;margin:32px auto}.nqm-faq-list{display:grid;gap:12px}.nqm-faq-item{border:1px solid var(--nqm-line);border-radius:16px;background:#FBFAF4;padding:18px}.nqm-faq summary{cursor:pointer;font-weight:950;color:var(--nqm-navy)}.nqm-faq p{margin-bottom:0}.nqm-final-cta{max-width:1220px;margin:34px auto 0;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center;background:linear-gradient(135deg,#fff,#EEF5EE)}.nqm-final-cta .nqm-btn-ghost{color:var(--nqm-navy)!important;border-color:var(--nqm-line);background:#fff}
.nqm-program-quote-form{background:#fff;border:1px solid rgba(9,35,64,.14);border-radius:28px;padding:clamp(20px,4vw,36px);box-shadow:0 22px 70px rgba(9,35,64,.10)}.nqm-program-quote-form .nqm-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.nqm-program-quote-form label{display:flex;flex-direction:column;gap:8px;font-weight:850;color:#0b1d32}.nqm-program-quote-form input,.nqm-program-quote-form select,.nqm-program-quote-form textarea{width:100%;min-height:48px;border:1px solid rgba(9,35,64,.18);border-radius:14px;padding:12px 14px;font:inherit;background:#fff;color:#0b1d32}.nqm-program-quote-form textarea{min-height:120px}.nqm-form-consent{display:grid;gap:12px;margin:18px 0}.nqm-form-consent .wpcf7-list-item{margin-left:0}.nqm-program-quote-form input:focus,.nqm-program-quote-form select:focus,.nqm-program-quote-form textarea:focus{outline:3px solid #f7d06a;outline-offset:2px;border-color:#0f3457}.nqm-program-quote-form .wpcf7-submit{border:0;border-radius:16px;background:#0b2c4d;color:#fff;font-weight:900;letter-spacing:.04em;padding:16px 24px;cursor:pointer;box-shadow:0 14px 38px rgba(11,44,77,.24)}.nqm-form-missing{border:1px solid #f7d06a;background:#fff7d7;border-radius:18px;padding:18px;color:#0b1d32}
@media(max-width:900px){.nqm-hero{grid-template-columns:1fr;padding-top:30px}.nqm-hero-card{order:-1}.nqm-trust-strip{grid-template-columns:repeat(2,1fr)}.nqm-card-grid{grid-template-columns:1fr}.nqm-final-cta{grid-template-columns:1fr}.nqm-hero h1{font-size:clamp(2.4rem,12vw,4.1rem)}.nqm-hero__copy{padding:30px}.nqm-btn{width:100%}.nqm-program-quote-form .nqm-form-grid{grid-template-columns:1fr}.nqm-program-quote-form .wpcf7-submit{width:100%;min-height:54px}}
@media(max-width:520px){.nqm-trust-strip{grid-template-columns:1fr}.nqm-hero{padding-left:14px;padding-right:14px}.nqm-card-grid,.nqm-content-stack,.nqm-faq,.nqm-final-cta{margin-left:14px;margin-right:14px;padding-left:18px;padding-right:18px}.nqm-card-grid{padding-left:0;padding-right:0}.nqm-trust-strip{padding-left:14px;padding-right:14px}.nqm-hero-card{padding:22px}.nqm-program-card{min-height:auto}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}}


/* NonQM123 v7.10 trust strip readability override */
.nqm-trust-strip span,
.nqm-trust-strip a{
 background:#FBFAF4!important;
 color:#071B33!important;
 border:1px solid rgba(7,27,51,.22)!important;
 box-shadow:0 10px 24px rgba(7,27,51,.12)!important;
 text-shadow:none!important;
}


/* NonQM123 v7.16 Program Authority Pages */
.nqm-authority-page{padding-bottom:64px;background:linear-gradient(180deg,#fbfaf4 0%,#f7faf6 48%,#eef5ee 100%)}
.nqm-breadcrumbs{width:min(1220px,calc(100% - 40px));margin:0 auto;padding:22px 0 0;display:flex;gap:9px;flex-wrap:wrap;color:#536172;font-size:.9rem}.nqm-breadcrumbs a{color:#4f6f5b;font-weight:850}
.nqm-authority-hero{width:min(1220px,calc(100% - 40px));margin:20px auto 28px;display:grid;grid-template-columns:minmax(0,1.02fr) minmax(380px,.78fr);gap:24px;align-items:stretch}.nqm-authority-hero__copy{padding:clamp(34px,5vw,66px);border-radius:34px;background:linear-gradient(135deg,#071b33,#102a44);box-shadow:0 24px 70px rgba(7,27,51,.14);color:#fff}.nqm-authority-hero__copy h1{font-size:clamp(2.8rem,6.3vw,6rem);line-height:.92;letter-spacing:-.075em;margin:.18em 0 .28em}.nqm-authority-hero__copy>p{color:#dce7dd;font-size:clamp(1.05rem,1.7vw,1.28rem);max-width:760px}.nqm-authority-hero__copy .nqm-btn-ghost{color:#fff!important;border-color:rgba(255,255,255,.32);background:rgba(255,255,255,.1)}.nqm-authority-proof{font-size:.9rem!important;font-weight:850!important;margin-top:20px!important}.nqm-authority-hero__media{margin:0;border-radius:34px;overflow:hidden;box-shadow:0 24px 70px rgba(7,27,51,.14);min-height:520px}.nqm-authority-hero__media img{display:block;width:100%;height:100%;object-fit:cover}
.nqm-authority-summary{width:min(1220px,calc(100% - 40px));margin:0 auto 30px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.nqm-authority-summary span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:62px;padding:12px;border-radius:18px;background:#fff;border:1px solid rgba(7,27,51,.13);font-weight:900;color:#071b33}
.nqm-authority-overview{width:min(1040px,calc(100% - 40px));margin:0 auto 24px;padding:clamp(26px,4vw,44px);display:grid;grid-template-columns:.85fr 1.15fr;gap:30px;border-radius:30px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-authority-overview h2,.nqm-authority-process h2,.nqm-authority-related h2{font-size:clamp(2rem,4vw,3.9rem);line-height:1;letter-spacing:-.055em;color:#071b33;margin:.15em 0}.nqm-authority-overview p{font-size:1.08rem;color:#536172;margin:0}
.nqm-authority-grid{width:min(1220px,calc(100% - 40px));margin:0 auto 20px;display:grid;gap:18px}.nqm-authority-grid--two{grid-template-columns:repeat(2,1fr)}.nqm-authority-grid--three{grid-template-columns:repeat(3,1fr)}.nqm-authority-list{padding:26px;border-radius:28px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 12px 34px rgba(7,27,51,.055)}.nqm-authority-list--sage{background:#eef5ee}.nqm-authority-list--gold{background:#fff9e8}.nqm-authority-list h2{font-size:1.55rem;line-height:1.1;color:#071b33;margin:0 0 18px}.nqm-authority-list ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}.nqm-authority-list li{position:relative;padding-left:23px;color:#415164}.nqm-authority-list li:before{content:'✓';position:absolute;left:0;color:#4f6f5b;font-weight:950}
.nqm-authority-process,.nqm-authority-related{width:min(1220px,calc(100% - 40px));margin:34px auto;padding:clamp(28px,4vw,46px);border-radius:32px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-authority-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:24px}.nqm-authority-steps article{padding:22px;border-radius:22px;background:#fbfaf4;border:1px solid rgba(7,27,51,.11)}.nqm-authority-steps b{display:grid;place-items:center;width:38px;height:38px;border-radius:999px;background:#071b33;color:#fff;margin-bottom:14px}.nqm-authority-steps h3{font-size:1.15rem;color:#071b33;margin:0 0 8px}.nqm-authority-steps p{font-size:.96rem!important;margin:0!important}.nqm-authority-related__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:22px}.nqm-authority-related__grid a{position:relative;display:grid;gap:6px;padding:20px 48px 20px 20px;border-radius:20px;background:#eef5ee;border:1px solid rgba(7,27,51,.11)}.nqm-authority-related__grid strong{color:#071b33;font-size:1.08rem}.nqm-authority-related__grid span{color:#536172;font-size:.92rem}.nqm-authority-related__grid em{position:absolute;right:20px;top:50%;transform:translateY(-50%);font-style:normal;color:#4f6f5b;font-weight:950}
.nqm-authority-page .nqm-faq{max-width:1040px}.nqm-authority-disclaimer{width:min(1040px,calc(100% - 40px));margin:28px auto;padding:22px 24px;border-radius:20px;background:#fff9e8;border:1px solid rgba(246,200,95,.58)}.nqm-authority-disclaimer strong{color:#071b33}.nqm-authority-disclaimer p{margin:.35em 0 0!important;font-size:.94rem!important}.nqm-authority-final{margin-bottom:0}.nqm-authority-final .nqm-btn-ghost{color:#071b33!important;background:#fff;border-color:rgba(7,27,51,.13)}
@media(max-width:980px){.nqm-authority-hero{grid-template-columns:1fr}.nqm-authority-hero__media{min-height:420px}.nqm-authority-summary{grid-template-columns:repeat(2,1fr)}.nqm-authority-overview{grid-template-columns:1fr}.nqm-authority-grid--three{grid-template-columns:1fr}.nqm-authority-steps{grid-template-columns:repeat(2,1fr)}.nqm-authority-related__grid{grid-template-columns:1fr}}
@media(max-width:720px){.nqm-authority-hero,.nqm-authority-summary,.nqm-authority-grid,.nqm-authority-process,.nqm-authority-related,.nqm-authority-disclaimer{width:min(100% - 28px,620px)}.nqm-authority-hero__copy{padding:28px}.nqm-authority-hero__media{min-height:300px}.nqm-authority-summary,.nqm-authority-grid--two,.nqm-authority-steps{grid-template-columns:1fr}.nqm-authority-overview{width:min(100% - 28px,620px)}}

/* NonQM123 v7.17 program-specific photography */
.nqm-authority-hero__media{position:relative;isolation:isolate}
.nqm-authority-hero__media::after{content:"";position:absolute;inset:42% 0 0;z-index:1;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.82))}
.nqm-authority-photo-caption{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;display:grid;gap:5px;color:#fff}
.nqm-authority-photo-caption span{color:#F6C85F;font-size:.72rem;font-weight:950;letter-spacing:.15em;text-transform:uppercase}
.nqm-authority-photo-caption strong{max-width:560px;font-size:clamp(1.05rem,2vw,1.35rem);line-height:1.25;text-shadow:0 2px 16px rgba(0,0,0,.42)}
@media(max-width:600px){.nqm-authority-photo-caption{left:18px;right:18px;bottom:16px}.nqm-authority-photo-caption strong{font-size:1rem}}



/* NonQM123 v7.18.3 — Authority + Program Directory Mobile Match
  Mobile only; all desktop content/layout stays approved. */
.nqm-authority-proof-grid-v7183{
 display:flex;
 flex-wrap:wrap;
 color:#dce7dd;
 font-size:.9rem;
 font-weight:850;
 margin-top:20px
}
.nqm-authority-proof-grid-v7183 span:not(:last-child)::after{
 content:" · ";
 margin:0 .25em
}

@media(max-width:680px){
 body.nonqm123-program-mobile-v7183 .nqm-breadcrumbs{
  width:min(100% - 24px,620px)!important;
  padding:12px 0 8px!important;
  gap:6px!important;
  font-size:11px!important;
  line-height:1.35!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-page{
  padding-bottom:30px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero{
  width:min(100% - 24px,620px)!important;
  margin:8px auto 18px!important;
  grid-template-columns:1fr!important;
  gap:18px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__copy{
  order:0!important;
  padding:24px 20px!important;
  border-radius:26px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__copy .nqm-eyebrow{
  font-size:10px!important;
  line-height:1.35!important;
  letter-spacing:.13em!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__copy h1{
  font-size:clamp(2rem,8vw,2.55rem)!important;
  line-height:.98!important;
  letter-spacing:-.062em!important;
  margin:.18em 0 .4em!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__copy>p{
  font-size:15.5px!important;
  line-height:1.5!important;
  margin:0!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__copy .nqm-cta-row{
  display:grid!important;
  grid-template-columns:1fr!important;
  gap:9px!important;
  margin-top:21px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__copy .nqm-btn{
  width:100%!important;
  min-height:50px!important;
  padding:0 17px!important;
  font-size:13.5px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-proof-grid-v7183{
  display:grid!important;
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:8px!important;
  margin-top:17px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-proof-grid-v7183 span{
  display:flex!important;
  align-items:center!important;
  justify-content:center!important;
  min-height:40px!important;
  padding:7px 8px!important;
  border-radius:14px!important;
  background:#FBFAF4!important;
  border:1px solid rgba(255,255,255,.34)!important;
  color:#071B33!important;
  text-align:center!important;
  font-size:10.5px!important;
  line-height:1.15!important;
  font-weight:900!important;
  box-shadow:0 10px 24px rgba(7,27,51,.12)!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-proof-grid-v7183 span::after{
  content:none!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__media{
  order:1!important;
  min-height:315px!important;
  border-radius:26px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-photo-caption{
  left:16px!important;
  right:16px!important;
  bottom:15px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-photo-caption span{
  font-size:9px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-photo-caption strong{
  font-size:15px!important;
  line-height:1.22!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-summary{
  width:min(100% - 24px,620px)!important;
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:8px!important;
  margin:0 auto 22px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-summary span{
  min-height:58px!important;
  padding:9px!important;
  border-radius:14px!important;
  font-size:11px!important;
  line-height:1.2!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-overview,
 body.nonqm123-program-mobile-v7183 .nqm-authority-grid,
 body.nonqm123-program-mobile-v7183 .nqm-authority-process,
 body.nonqm123-program-mobile-v7183 .nqm-authority-related,
 body.nonqm123-program-mobile-v7183 .nqm-authority-disclaimer{
  width:min(100% - 24px,620px)!important;
  margin-top:16px!important;
  margin-bottom:16px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-overview,
 body.nonqm123-program-mobile-v7183 .nqm-authority-list,
 body.nonqm123-program-mobile-v7183 .nqm-authority-process,
 body.nonqm123-program-mobile-v7183 .nqm-authority-related{
  padding:22px 19px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-overview h2,
 body.nonqm123-program-mobile-v7183 .nqm-authority-process h2,
 body.nonqm123-program-mobile-v7183 .nqm-authority-related h2{
  font-size:clamp(1.75rem,7.5vw,2.4rem)!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-grid--two,
 body.nonqm123-program-mobile-v7183 .nqm-authority-grid--three,
 body.nonqm123-program-mobile-v7183 .nqm-authority-steps{
  grid-template-columns:1fr!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-related__grid{
  grid-template-columns:1fr!important
 }

 /* Program directory page follows the same copy-first, compact mobile pattern. */
 body.nonqm123-program-directory-v7183 .nqm-hero{
  padding:18px 12px 22px!important;
  grid-template-columns:1fr!important
 }
 body.nonqm123-program-directory-v7183 .nqm-hero__copy{
  order:0!important;
  padding:24px 20px!important
 }
 body.nonqm123-program-directory-v7183 .nqm-hero h1{
  font-size:clamp(2rem,8vw,2.55rem)!important;
  line-height:.98!important
 }
 body.nonqm123-program-directory-v7183 .nqm-hero-card{
  order:1!important;
  padding:20px!important
 }
 body.nonqm123-program-directory-v7183 .nqm-trust-strip{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:8px!important;
  padding:0 12px!important
 }
 body.nonqm123-program-directory-v7183 .nqm-trust-strip span,
 body.nonqm123-program-directory-v7183 .nqm-trust-strip a{
  min-height:44px!important;
  padding:8px!important;
  border-radius:14px!important;
  font-size:10.5px!important;
  line-height:1.15!important
 }
}
@media(max-width:360px){
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__copy h1{
  font-size:1.88rem!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__copy>p{
  font-size:15px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-proof-grid-v7183 span{
  font-size:9.8px!important
 }
 body.nonqm123-program-mobile-v7183 .nqm-authority-hero__media{
  min-height:295px!important
 }
}



:root{--navy:#071B33;--navy2:#102A44;--ink:#0E1A2B;--slate:#536172;--sage:#A8B99F;--sage-soft:#EEF5EE;--cream:#FBFAF4;--gold:#F6C85F;--line:#CBD8CF}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}.site-skip{position:absolute;left:-9999px}.site-skip:focus{left:12px;top:12px;z-index:9999;padding:11px 14px;border-radius:10px;background:#fff;color:var(--navy)}
.site-top{background:var(--navy);color:#dce7dd;font-size:12px;font-weight:800}.site-top .shell{min-height:35px;display:flex;align-items:center;justify-content:flex-end;gap:16px}.site-top a{color:var(--gold);text-decoration:none}.shell{width:min(1180px,calc(100% - 34px));margin:auto}.site-header{position:sticky;top:0;z-index:100;background:rgba(251,250,244,.97);border-bottom:1px solid rgba(7,27,51,.13);backdrop-filter:blur(15px);box-shadow:0 8px 24px rgba(7,27,51,.06)}.site-nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}.site-logo img{display:block;width:170px;height:auto}.site-links{display:flex;align-items:center;gap:16px}.site-links a{color:var(--navy);text-decoration:none;font-size:13px;font-weight:900}.site-links a:hover{text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:3px;text-underline-offset:5px}.site-actions{display:flex;gap:8px}.site-actions a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 15px;border-radius:999px;text-decoration:none;font-size:12px;font-weight:950}.site-actions .light{background:var(--sage-soft);border:1px solid var(--line);color:var(--navy)}.site-actions .dark{background:var(--navy);color:#fff}.site-menu{display:none}.site-footer{padding:44px 0 92px;background:var(--navy);color:#dce7dd}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:30px}.footer-brand img{width:188px;padding:8px;border-radius:14px;background:#fff}.site-footer h2,.site-footer h3{color:#fff}.site-footer h3{margin:0 0 10px;font-size:14px}.site-footer p{font-size:12px;line-height:1.55}.site-footer a{display:block;margin:7px 0;color:#dce7dd;text-decoration:none;font-size:12px}.site-footer a:hover{color:var(--gold)}.footer-bottom{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.16);font-size:11px;line-height:1.55}.mobile-call{display:none}.review-contact-form{max-width:1040px;margin:18px auto 34px;padding:clamp(24px,4vw,42px);border:1px solid rgba(7,27,51,.13);border-radius:28px;background:#fff;box-shadow:0 12px 34px rgba(7,27,51,.055)}.review-contact-form h2{margin:0 0 8px;color:var(--navy);font-size:clamp(1.8rem,4vw,3rem);letter-spacing:-.05em}.review-contact-form>p{color:var(--slate)}.contact-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.contact-grid label{display:grid;gap:7px;color:var(--navy2);font-size:13px;font-weight:900}.contact-grid .wide{grid-column:1/-1}.contact-grid input,.contact-grid select,.contact-grid textarea{width:100%;min-height:48px;padding:11px 13px;border:1px solid #b9c7c0;border-radius:12px;background:#fff;color:var(--ink);font:inherit}.contact-grid textarea{min-height:110px}.review-contact-form button{width:100%;min-height:54px;margin-top:16px;border:0;border-radius:14px;background:var(--navy);color:#fff;font-weight:950;cursor:pointer}.contact-success{display:none;margin-top:15px;padding:16px;border:1px solid var(--sage);border-radius:14px;background:var(--sage-soft);color:var(--navy);font-weight:850}.contact-success.show{display:block}
@media(max-width:980px){.site-links{display:none}.site-menu{display:block}.site-menu summary{list-style:none;cursor:pointer;padding:10px 13px;border:1px solid var(--line);border-radius:999px;color:var(--navy);font-weight:950}.site-menu summary::-webkit-details-marker{display:none}.site-menu[open] .menu-panel{display:grid}.menu-panel{position:absolute;left:12px;right:12px;top:68px;display:none;gap:7px;padding:14px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 18px 50px rgba(7,27,51,.18)}.menu-panel a{padding:11px 12px;border-radius:11px;background:var(--sage-soft);color:var(--navy);text-decoration:none;font-weight:900}.site-actions .light{display:none}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){body{padding-bottom:76px}.site-top .shell{justify-content:center}.site-top .shell span:first-child{display:none}.site-nav{min-height:64px}.site-logo img{width:138px}.site-actions .dark{display:none}.footer-grid{grid-template-columns:1fr}.site-footer{padding-bottom:35px}.mobile-call{position:fixed;z-index:1000;left:9px;right:9px;bottom:calc(8px + env(safe-area-inset-bottom));display:flex;align-items:center;justify-content:center;min-height:59px;padding:8px 14px;border:2px solid var(--gold);border-radius:16px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;text-decoration:none;font-size:13px;font-weight:950;box-shadow:0 14px 34px rgba(7,27,51,.3)}.contact-grid{grid-template-columns:1fr}.contact-grid .wide{grid-column:auto}.shell{width:min(100% - 24px,620px)}}



:root{--navy:#071B33;--navy2:#102A44;--ink:#0E1A2B;--slate:#536172;--sage:#A8B99F;--sage-dark:#4F6F5B;--mist:#EEF5EE;--cream:#FBFAF4;--gold:#F6C85F;--line:rgba(7,27,51,.14);--shadow:0 24px 70px rgba(7,27,51,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,#FBFAF4,#F7FAF6 46%,#EEF5EE);font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.wrap{width:min(1200px,calc(100% - 40px));margin:0 auto}.top{background:var(--navy);color:#dce7dd;font-size:.78rem;font-weight:800}.top .wrap{min-height:34px;display:flex;justify-content:flex-end;align-items:center;gap:16px}.top a{color:var(--gold)}header{position:sticky;top:0;z-index:20;background:rgba(251,250,244,.97);border-bottom:1px solid var(--line);box-shadow:0 12px 30px rgba(7,27,51,.06)}.nav{min-height:78px;display:flex;align-items:center;gap:24px}.logo img{width:158px;display:block}.menu{display:flex;align-items:center;justify-content:center;gap:18px;flex:1;font-weight:900}.menu a{white-space:nowrap}.cta{display:inline-flex;min-height:44px;align-items:center;justify-content:center;padding:0 17px;border-radius:999px;font-weight:950}.cta.light{background:var(--mist);border:1px solid var(--line)}.cta.dark{background:var(--navy);color:#fff}.crumbs{padding:24px 0 14px;display:flex;gap:9px;flex-wrap:wrap;color:var(--slate);font-size:.88rem}.crumbs a{color:var(--sage-dark);font-weight:850}.hero{display:grid;grid-template-columns:minmax(0,1.04fr) minmax(360px,.76fr);gap:24px}.hero-copy{position:relative;overflow:hidden;border-radius:34px;padding:clamp(34px,5vw,64px);background:radial-gradient(circle at 88% 5%,rgba(246,200,95,.24),transparent 28%),linear-gradient(135deg,var(--navy),var(--navy2));box-shadow:var(--shadow);color:#fff}.kicker{color:var(--sage-dark);text-transform:uppercase;letter-spacing:.16em;font-size:.76rem;font-weight:950}.hero .kicker{color:var(--gold)}h1{font-size:clamp(2.75rem,6vw,5.8rem);line-height:.92;letter-spacing:-.075em;margin:.18em 0 .28em}.lede{font-size:clamp(1.08rem,1.6vw,1.32rem);color:#E7EFF3;max-width:780px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;min-height:50px;align-items:center;justify-content:center;border-radius:999px;padding:0 20px;font-weight:950}.btn.primary{background:var(--gold);color:var(--navy)}.btn.secondary{background:#fff;color:var(--navy)}.proof{color:#DCE7DD;font-size:.9rem;font-weight:800;margin-top:18px}.hero-media{margin:0;min-height:520px;border-radius:34px;overflow:hidden;box-shadow:var(--shadow);background:var(--navy)}.hero-media img{width:100%;height:100%;object-fit:cover;display:block}.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:16px auto 34px}.facts span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:64px;border:1px solid var(--line);border-radius:18px;background:#fff;color:var(--navy);font-weight:900;padding:12px}.section,.split,.related,.faq,.final,.resources{width:min(1100px,calc(100% - 40px));margin:24px auto}.section,.panel,.related,.faq,.final,.resources{background:#fff;border:1px solid var(--line);border-radius:30px;box-shadow:0 14px 42px rgba(7,27,51,.065)}.section,.panel,.faq,.resources{padding:clamp(24px,4vw,42px)}h2{margin:.18em 0 .48em;color:var(--navy);font-size:clamp(1.85rem,3.6vw,3.4rem);line-height:1;letter-spacing:-.055em}.prose{columns:2;column-gap:36px}.prose p{break-inside:avoid;color:var(--slate);font-size:1.08rem;line-height:1.72;margin:0 0 1.2em}.split{display:grid;grid-template-columns:1fr 1fr;gap:18px}.panel{margin:0}.check,.consider{list-style:none;padding:0;margin:0;display:grid;gap:10px}.check li,.consider li{position:relative;padding:13px 14px 13px 42px;border-radius:16px;background:var(--mist);color:var(--navy);font-weight:760}.check li:before,.consider li:before{content:'✓';position:absolute;left:14px;top:11px;width:20px;height:20px;border-radius:999px;display:grid;place-items:center;background:var(--sage);font-size:.72rem;font-weight:950}.consider{grid-template-columns:1fr 1fr}.consider li:before{content:'!';background:var(--gold)}.icon-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.icon-grid>div{border:1px solid var(--line);border-radius:20px;padding:18px;background:var(--cream)}.icon-grid b{width:34px;height:34px;border-radius:999px;display:grid;place-items:center;background:var(--navy);color:#fff}.icon-grid p{color:var(--navy);font-weight:800}.process{list-style:none;padding:0;margin:0;counter-reset:step;display:grid;gap:12px}.process li{counter-increment:step;position:relative;padding:14px 14px 14px 54px;border:1px solid var(--line);border-radius:18px;color:var(--navy);font-weight:800}.process li:before{content:counter(step);position:absolute;left:13px;top:10px;width:30px;height:30px;border-radius:999px;display:grid;place-items:center;background:var(--gold);font-weight:950}.note{font-size:.88rem;color:var(--slate)}.resources{background:#F7FAF6}.resource-links,.related-links{display:flex;gap:10px;flex-wrap:wrap}.resource-links a,.related-links a{display:flex;align-items:center;justify-content:space-between;gap:10px;border:1px solid var(--line);background:#fff;border-radius:999px;padding:11px 16px;color:var(--navy);font-weight:850}.related{padding:clamp(24px,4vw,38px);display:grid;grid-template-columns:.72fr 1.28fr;gap:24px;align-items:center}.related-links{display:grid;grid-template-columns:1fr 1fr}.related-links a{border-radius:16px}.faq-list{display:grid;gap:12px}.faq details{border:1px solid var(--line);border-radius:18px;background:var(--cream);padding:18px}.faq summary{cursor:pointer;color:var(--navy);font-weight:950}.faq p{color:var(--slate)}.final{padding:clamp(28px,4vw,46px);display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;background:radial-gradient(circle at 92% 10%,rgba(246,200,95,.27),transparent 28%),linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.final h2{color:#fff}.final p{color:#DCE7DD}.final .kicker{color:var(--gold)}footer{background:var(--navy);color:#dce7dd;padding:48px 0 26px;margin-top:50px}.footer-grid{display:grid;grid-template-columns:260px 1fr 130px;gap:32px}.footer-logo{background:#fff;border-radius:18px;padding:12px}.footer-logo img{display:block}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.footer-links a{background:rgba(255,255,255,.07);border-radius:14px;padding:10px 12px;color:#fff;font-weight:850}.ehl{background:#fff;border-radius:18px;padding:10px}.legal{border-top:1px solid rgba(255,255,255,.14);margin-top:22px;padding-top:18px;color:#b8c7cf;font-size:.84rem}.directory-hero{padding:88px 0 50px;background:radial-gradient(circle at 84% 10%,rgba(246,200,95,.3),transparent 30%),linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.directory-hero h1{max-width:900px}.directory-hero p{font-size:1.22rem;color:#dce7dd;max-width:800px}.directory{padding:65px 0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.dir-card{background:#fff;border:1px solid var(--line);border-radius:26px;overflow:hidden;box-shadow:0 14px 42px rgba(7,27,51,.065)}.dir-card img{width:100%;height:170px;object-fit:cover;display:block}.dir-card div{padding:22px}.dir-card h2{font-size:1.35rem;letter-spacing:-.02em}.dir-card p{color:var(--slate)}.dir-card a{color:var(--sage-dark);font-weight:950}
@media(max-width:980px){.top{display:none}.hero{grid-template-columns:1fr}.hero-media{order:-1;min-height:420px}.facts{grid-template-columns:1fr 1fr}.prose{columns:1}.split{grid-template-columns:1fr}.icon-grid{grid-template-columns:1fr 1fr}.consider{grid-template-columns:1fr}.related,.final{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.directory{grid-template-columns:1fr 1fr}.menu{display:none}}
@media(max-width:600px){.wrap,.section,.split,.related,.faq,.final,.resources{width:min(100% - 28px,620px)}.nav{min-height:68px}.hero-copy{padding:28px}.hero h1{font-size:2.75rem}.hero-media{min-height:280px}.facts{grid-template-columns:1fr}.icon-grid,.directory{grid-template-columns:1fr}.related-links{grid-template-columns:1fr}.actions{display:grid}.btn{width:100%}.footer-links{grid-template-columns:1fr}}

/* NonQM123 v7.17 program-specific photography */
.hero-media{position:relative;isolation:isolate}
.hero-media::after{content:"";position:absolute;inset:42% 0 0;z-index:1;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.82))}
.hero-photo-caption{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;display:grid;gap:5px;color:#fff}
.hero-photo-caption span{color:#F6C85F;font-size:.72rem;font-weight:950;letter-spacing:.15em;text-transform:uppercase}
.hero-photo-caption strong{max-width:560px;font-size:clamp(1.05rem,2vw,1.35rem);line-height:1.25;text-shadow:0 2px 16px rgba(0,0,0,.42)}
.dir-card{transition:transform .18s ease,box-shadow .18s ease}
.dir-card:hover{transform:translateY(-4px);box-shadow:0 24px 62px rgba(7,27,51,.13)}
.dir-card img{height:190px}
@media(max-width:600px){
 .hero-photo-caption{left:18px;right:18px;bottom:16px}
 .hero-photo-caption strong{font-size:1rem}
 .dir-card img{height:176px}
}



/* NonQM123 v7.18.3 — Program Pages Mobile Match Polish
  Mobile-only. Desktop authority-page layout is unchanged. */
.mobile-phone-label-v7183,
.program-mobile-route-actions-v7183,
.program-mobile-call-bar-v7183,
.directory-mobile-trust-v7183{display:none}

@media(max-width:680px){
 html{scroll-padding-bottom:86px}
 body{padding-bottom:82px}

 /* Same clean compliance/contact line as the approved homepage. */
 .top{display:block!important}
 .top .wrap{
  width:100%!important;
  min-height:30px!important;
  padding:0 10px!important;
  justify-content:center!important;
  gap:0!important;
  white-space:nowrap!important
 }
 .top .wrap>span{display:none!important}
 .top a{
  font-size:10.75px!important;
  font-weight:900!important;
  line-height:1!important;
  color:var(--gold)!important;
  white-space:nowrap!important
 }
 .top a:last-child{color:#fff!important}
 .top a:last-child:before{
  content:"·";
  color:var(--sage);
  margin:0 7px
 }
 .desktop-phone-label-v7183{display:none!important}
 .mobile-phone-label-v7183{display:inline!important}

 /* Logo left, compact route-correct action right. */
 header{top:0}
 .nav{
  min-height:60px!important;
  gap:8px!important;
  justify-content:space-between!important
 }
 .logo img{width:136px!important;max-width:42vw!important}
 .menu,
 .nav>.cta.light,
 .nav>.cta.dark{display:none!important}
 .program-mobile-route-actions-v7183{
  display:flex!important;
  margin-left:auto!important;
  align-items:center!important
 }
 .program-mobile-route-actions-v7183 a{
  display:none;
  min-height:38px;
  align-items:center;
  justify-content:center;
  padding:0 12px;
  border-radius:999px;
  background:var(--navy);
  color:#fff;
  font-size:11.5px;
  font-weight:950;
  line-height:1;
  box-shadow:0 8px 18px rgba(7,27,51,.16)
 }
 body.program-route-dscr-v7183 .program-mobile-route-actions-v7183 .route-dscr,
 body.program-route-nonqm-v7183 .program-mobile-route-actions-v7183 .route-nonqm,
 body.program-route-equity-v7183 .program-mobile-route-actions-v7183 .route-equity{
  display:inline-flex
 }

 /* Cleaner breadcrumb and copy-first hero, matching the homepage hierarchy. */
 .crumbs{
  padding:12px 0 8px!important;
  gap:6px!important;
  font-size:11px!important;
  line-height:1.35!important
 }
 .hero{
  grid-template-columns:1fr!important;
  gap:18px!important
 }
 .hero-copy{
  order:0!important;
  padding:24px 20px!important;
  border-radius:26px!important
 }
 .hero .kicker{
  font-size:10px!important;
  line-height:1.35!important;
  letter-spacing:.13em!important
 }
 .hero h1{
  font-size:clamp(2rem,8vw,2.55rem)!important;
  line-height:.98!important;
  letter-spacing:-.062em!important;
  margin:.18em 0 .4em!important
 }
 .lede{
  font-size:15.5px!important;
  line-height:1.5!important;
  margin:0!important
 }
 .hero .actions{
  display:grid!important;
  grid-template-columns:1fr!important;
  gap:9px!important;
  margin-top:21px!important
 }
 .hero .btn{
  width:100%!important;
  min-height:50px!important;
  padding:0 17px!important;
  font-size:13.5px!important
 }

 /* Balanced 2x2 trust grid, like the approved homepage. */
 .program-proof-grid-v7183{
  display:grid!important;
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:8px!important;
  margin-top:17px!important
 }
 .program-proof-grid-v7183 span{
  display:flex!important;
  align-items:center!important;
  justify-content:center!important;
  min-height:40px!important;
  padding:7px 8px!important;
  border-radius:14px!important;
  background:#FBFAF4!important;
  border:1px solid rgba(255,255,255,.34)!important;
  color:var(--navy)!important;
  text-align:center!important;
  font-size:10.5px!important;
  line-height:1.15!important;
  font-weight:900!important;
  box-shadow:0 10px 24px rgba(7,27,51,.12)!important
 }

 /* Bring program-specific photography into view sooner. */
 .hero-media{
  order:1!important;
  min-height:315px!important;
  border-radius:26px!important
 }
 .hero-photo-caption{
  left:16px!important;
  right:16px!important;
  bottom:15px!important
 }
 .hero-photo-caption span{font-size:9px!important}
 .hero-photo-caption strong{
  font-size:15px!important;
  line-height:1.22!important
 }

 /* Program highlights remain compact rather than becoming four tall rows. */
 .facts{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:8px!important;
  margin:12px auto 22px!important
 }
 .facts span{
  min-height:58px!important;
  padding:9px!important;
  border-radius:14px!important;
  font-size:11px!important;
  line-height:1.2!important
 }

 /* Tighter mobile reading rhythm while preserving every word. */
 .section,.split,.related,.faq,.final,.resources{
  width:min(100% - 24px,620px)!important;
  margin:16px auto!important
 }
 .section,.panel,.faq,.resources{padding:22px 19px!important}
 h2{font-size:clamp(1.75rem,7.5vw,2.4rem)!important}
 .prose p{font-size:1rem!important;line-height:1.62!important}
 .icon-grid{grid-template-columns:1fr!important}
 .consider{grid-template-columns:1fr!important}
 .related,.final{padding:24px 20px!important}
 .related-links{grid-template-columns:1fr!important}
 .footer-links{grid-template-columns:1fr!important}

 /* Directory landing page receives the same mobile hierarchy. */
 .directory-hero{
  padding:34px 0 30px!important
 }
 .directory-hero h1{
  font-size:clamp(2.05rem,8.5vw,2.65rem)!important;
  line-height:.98!important;
  letter-spacing:-.06em!important;
  margin:.2em 0 .42em!important
 }
 .directory-hero p{
  font-size:15.5px!important;
  line-height:1.5!important;
  margin-bottom:0!important
 }
 .directory-mobile-trust-v7183{
  display:grid!important;
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:8px!important;
  margin-top:18px!important
 }
 .directory-mobile-trust-v7183 span{
  display:flex;
  align-items:center;
  justify-content:center;
  min-height:40px;
  padding:7px 8px;
  border:1px solid rgba(255,255,255,.3);
  border-radius:14px;
  background:#FBFAF4;
  color:var(--navy);
  text-align:center;
  font-size:10.5px;
  line-height:1.15;
  font-weight:900
 }
 .directory{
  padding:24px 0!important;
  grid-template-columns:1fr!important;
  gap:14px!important
 }
 .dir-card{border-radius:22px!important}
 .dir-card img{height:176px!important}
 .dir-card div{padding:18px!important}
 .dir-card h2{font-size:1.25rem!important}
 .dir-card p{font-size:.96rem!important;line-height:1.55!important}

 /* Same call-only sticky bar used on the approved homepage. */
 .program-mobile-call-bar-v7183{
  position:fixed;
  z-index:9999;
  left:10px;
  right:10px;
  bottom:calc(8px + env(safe-area-inset-bottom));
  min-height:58px;
  display:flex!important;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:8px 16px;
  border:2px solid var(--gold);
  border-radius:16px;
  background:linear-gradient(135deg,var(--navy),var(--navy2));
  color:#fff;
  text-decoration:none;
  box-shadow:0 14px 34px rgba(7,27,51,.28);
  font-weight:900
 }
 .program-mobile-call-bar-v7183 span{
  font-size:12px;
  color:#dce7dd
 }
 .program-mobile-call-bar-v7183 strong{
  font-size:16px;
  color:#fff
 }
}
@media(max-width:360px){
 .top a{font-size:9.75px!important}
 .top a:last-child:before{margin:0 5px!important}
 .logo img{width:122px!important}
 .program-mobile-route-actions-v7183 a{
  padding:0 9px!important;
  font-size:10.5px!important
 }
 .hero h1{font-size:1.88rem!important}
 .lede{font-size:15px!important}
 .program-proof-grid-v7183 span,
 .directory-mobile-trust-v7183 span{font-size:9.8px!important}
 .hero-media{min-height:295px!important}
}



:root{
 --navy:#071b33; --navy2:#102a44; --navy3:#173c5e;
 --sage:#a8b99f; --sage2:#eef5ee; --sage3:#dfeadf;
 --cream:#fffdf8; --ink:#0e1a2b; --muted:#566173; --line:#d7e1da;
 --green:#0b7a4b; --gold:#f6c85f; --red:#a13a3a; --white:#fff;
 --shadow:0 22px 55px rgba(7,27,51,.18); --softShadow:0 12px 32px rgba(7,27,51,.10);
 --radius:28px; --radius2:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(135deg,#eef5ee 0%,#fffdf8 42%,#e9f0ec 100%);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;min-height:100vh}
button,input,select{font:inherit}
button{cursor:pointer}
.site-toolbar{position:sticky;top:0;z-index:50;background:rgba(7,27,51,.96);color:white;padding:10px 14px;box-shadow:0 12px 30px rgba(0,0,0,.18);backdrop-filter:blur(8px)}
.site-toolbar-inner{max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}.site-toolbar strong{font-size:14px}.site-toolbar span{color:#d9e8dc;font-size:12px}.site-actions{display:flex;gap:8px;flex-wrap:wrap}.site-actions button,.site-actions a{border:1px solid rgba(255,255,255,.25);background:#fff;color:var(--navy);border-radius:999px;padding:8px 12px;font-size:12px;font-weight:900;text-decoration:none}.site-actions button:hover,.site-actions a:hover{background:var(--sage2)}
.app{max-width:1280px;margin:0 auto;padding:24px}.deal-shell{display:grid;grid-template-columns:300px minmax(0,1fr);gap:22px;align-items:stretch}.side{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 64%,#061524 100%);color:white;border-radius:34px;padding:24px;box-shadow:var(--shadow);min-height:780px;position:relative;overflow:hidden}.side:after{content:"";position:absolute;right:-120px;bottom:-120px;width:300px;height:300px;border:34px solid rgba(168,185,159,.13);border-radius:50%}.brand{display:flex;align-items:center;gap:12px;margin-bottom:28px}.brandmark{width:42px;height:42px;border-radius:14px;background:white;color:var(--navy);display:grid;place-items:center;font-weight:1000;letter-spacing:-.05em}.brand strong{display:block;font-size:18px}.brand small{display:block;color:#cfded4;font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:10px}.side-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);border-radius:24px;padding:20px;margin-bottom:22px;position:relative;z-index:1}.side-card span{color:#bfd1c0;text-transform:uppercase;letter-spacing:.12em;font-size:11px;font-weight:1000}.side-card strong{display:block;margin-top:10px;font-size:27px;line-height:1.04;letter-spacing:-.03em}.side-card p{color:#d5e1d7;line-height:1.45;font-weight:650;margin-bottom:0}.rail{list-style:none;margin:0;padding:0;display:grid;gap:10px;position:relative;z-index:1}.rail li{display:flex;gap:12px;align-items:center;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.05);border-radius:18px;padding:13px;transition:.18s ease}.rail li.active{background:linear-gradient(135deg,#fff,var(--sage2));color:var(--navy);border-color:rgba(255,255,255,.7);box-shadow:0 10px 24px rgba(0,0,0,.22)}.rail b{width:34px;height:34px;border-radius:999px;border:1px solid rgba(255,255,255,.28);display:grid;place-items:center;font-weight:1000}.rail li.active b{border-color:var(--sage);background:var(--sage2)}.rail strong{display:block;font-size:14px}.rail em{display:block;font-style:normal;font-size:12px;color:inherit;opacity:.72}.license{position:absolute;left:24px;right:24px;bottom:22px;font-size:11px;line-height:1.4;color:#c7d7cc;z-index:1}.main-card{background:rgba(255,253,248,.94);border:1px solid rgba(16,42,68,.10);border-radius:34px;box-shadow:var(--shadow);padding:28px;min-height:780px;position:relative;overflow:hidden}.top{display:flex;align-items:center;justify-content:space-between;gap:12px}.back{border:1px solid var(--line);background:white;color:var(--navy);border-radius:999px;padding:10px 14px;font-weight:900;box-shadow:0 4px 14px rgba(7,27,51,.08)}.back[disabled]{visibility:hidden}.step-label{text-transform:uppercase;letter-spacing:.14em;color:var(--navy2);font-weight:1000;font-size:12px;text-align:right}.progress{height:12px;border-radius:99px;background:#e5ece7;margin:16px 0 32px;overflow:hidden;border:1px solid #d5e2da}.progress span{display:block;height:100%;width:6%;background:linear-gradient(90deg,var(--navy) 0%,var(--sage) 74%,var(--gold));border-radius:inherit;transition:width .24s ease}.slide{display:none}.slide.active{display:block;animation:rise .25s ease}@keyframes rise{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.kicker{text-transform:uppercase;letter-spacing:.18em;font-size:12px;color:var(--green);font-weight:1000;margin:0 0 12px}.slide h1{font-size:clamp(40px,5.4vw,70px);line-height:.94;letter-spacing:-.065em;margin:0 0 14px;color:#081423}.subtitle{max-width:770px;font-size:18px;line-height:1.5;color:var(--muted);font-weight:650;margin:0 0 26px}.question{font-weight:1000;margin:0 0 10px}.choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:18px 0}.choices.one{grid-template-columns:1fr}.choices.three{grid-template-columns:repeat(3,minmax(0,1fr))}.choice{width:100%;text-align:left;background:#fff;border:2px solid var(--line);border-radius:20px;padding:18px 18px;min-height:92px;box-shadow:0 10px 24px rgba(7,27,51,.06);transition:.15s ease;position:relative}.choice:hover{transform:translateY(-1px);border-color:var(--sage);box-shadow:0 14px 30px rgba(7,27,51,.11)}.choice.selected{border-color:var(--navy2);background:linear-gradient(135deg,#fff,var(--sage2));box-shadow:0 0 0 4px rgba(168,185,159,.28)}.choice strong{display:block;font-size:18px;margin-bottom:6px;color:var(--navy)}.choice small{display:block;color:var(--muted);font-weight:750;line-height:1.35}.status{min-height:34px;margin:14px 0 0;padding:10px 14px;border-radius:14px;background:#ecf7ef;color:#0a5d39;font-weight:900;display:none}.status.show{display:block}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.field{margin:15px 0}.field label{display:block;font-weight:1000;margin-bottom:8px;color:#15223b}input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select{width:100%;min-height:58px;background:white;border:2px solid var(--line);border-radius:16px;padding:13px 15px;color:var(--ink);font-weight:850;box-shadow:0 6px 18px rgba(7,27,51,.05)}input:focus,button:focus,select:focus{outline:4px solid var(--gold);outline-offset:3px}.money-out{font-size:clamp(50px,7vw,86px);font-weight:1000;letter-spacing:-.06em;color:var(--navy);margin:10px 0 16px}.slider{width:100%;accent-color:var(--navy);height:36px}.chips{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0}.chip{border:2px solid var(--line);background:white;border-radius:999px;padding:11px 14px;font-weight:1000;color:var(--navy);box-shadow:0 5px 14px rgba(7,27,51,.06)}.chip:hover,.chip.active{border-color:var(--navy);background:var(--sage2)}.action-row{display:flex;gap:12px;align-items:center;justify-content:flex-start;margin-top:22px;flex-wrap:wrap}.primary{border:0;background:linear-gradient(135deg,var(--navy),var(--navy3));color:white;border-radius:16px;min-height:62px;padding:0 28px;font-weight:1000;letter-spacing:.05em;text-transform:uppercase;box-shadow:0 16px 34px rgba(16,42,68,.24)}.primary:hover{background:linear-gradient(135deg,var(--navy2),var(--navy))}.secondary{border:2px solid var(--line);background:#fff;color:var(--navy);border-radius:16px;min-height:56px;padding:0 18px;font-weight:1000}.note{border-left:5px solid var(--sage);background:#f2f8f2;border-radius:14px;padding:14px 16px;margin:18px 0;color:#1c3449;font-weight:750;line-height:1.45}.calc-card{background:linear-gradient(135deg,#f2fbf4,#fff);border:2px solid #cfe1d1;border-radius:22px;padding:18px;margin-top:16px}.calc-card h3{margin:0 0 12px;font-size:20px}.calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.metric{background:white;border:1px solid var(--line);border-radius:16px;padding:14px;box-shadow:0 6px 20px rgba(7,27,51,.06)}.metric span{display:block;color:var(--muted);font-weight:850;font-size:12px;text-transform:uppercase;letter-spacing:.08em}.metric strong{display:block;font-size:24px;color:var(--navy);margin-top:4px}.checks{display:grid;gap:10px;margin:12px 0}.check{display:flex;align-items:flex-start;gap:12px;background:#fff;border:2px solid var(--line);border-radius:16px;padding:14px;font-weight:800}.check input{width:22px;height:22px;accent-color:var(--navy);flex:0 0 auto}.legal{font-size:13px;line-height:1.45;color:var(--muted)}.phone-alert{background:linear-gradient(135deg,#fff6df,#fff);border:2px solid #f2c75e;border-radius:22px;padding:18px;margin:18px 0;font-weight:850}.phone-alert strong{color:var(--navy)}.pulse{display:inline-block;width:13px;height:13px;border-radius:50%;background:#0bb36d;margin-right:8px;box-shadow:0 0 0 rgba(11,179,109,.7);animation:pulse 1.2s infinite}@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(11,179,109,.55)}70%{box-shadow:0 0 0 12px rgba(11,179,109,0)}100%{box-shadow:0 0 0 0 rgba(11,179,109,0)}}.summary-hero{display:grid;grid-template-columns:1fr;gap:18px}.summary-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:18px 0}.summary-metrics .metric{border-color:#cbded1}.summary-metrics .metric.primary-metric{background:linear-gradient(135deg,var(--navy),var(--navy3));color:white}.summary-metrics .metric.primary-metric span,.summary-metrics .metric.primary-metric strong{color:white}.summary-boxes{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.box{background:white;border:1px solid var(--line);border-radius:22px;padding:18px;box-shadow:0 8px 22px rgba(7,27,51,.06)}.box h3{margin:0 0 12px;color:var(--navy)}dl{margin:0}dt{font-weight:1000;color:#5b6573;font-size:12px;text-transform:uppercase;letter-spacing:.07em}dd{margin:3px 0 12px;font-weight:900;color:var(--ink)}.thank-title{font-size:clamp(42px,6vw,78px)!important}.hidden{display:none!important}.mobile-cta{display:none}.error{border-color:#b74141!important;background:#fff8f8!important}.errtxt{color:#a13a3a;font-weight:900;margin:8px 0;display:none}.errtxt.show{display:block}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:980px){.app{padding:0}.deal-shell{display:block}.side{min-height:auto;border-radius:0 0 26px 26px;padding:18px}.side-card,.license{display:none}.brand{margin-bottom:12px}.rail{grid-template-columns:repeat(5,1fr);gap:7px}.rail li{display:block;text-align:center;padding:8px 4px}.rail b{width:30px;height:30px;margin:0 auto 5px}.rail em{display:none}.rail strong{font-size:11px}.main-card{border-radius:0;padding:18px;min-height:calc(100vh - 170px);box-shadow:none}.slide h1{text-align:center;font-size:clamp(33px,10vw,50px);line-height:1.02}.subtitle{text-align:center;font-size:16px}.kicker,.question{text-align:center}.choices,.choices.three,.field-grid,.field-grid.three,.summary-metrics,.summary-boxes,.calc-grid{grid-template-columns:1fr}.choice{min-height:78px}.money-out{text-align:center;font-size:clamp(46px,14vw,64px)}.action-row{justify-content:center}.primary{width:100%}.site-toolbar{position:relative}.site-toolbar-inner{display:block}.site-actions{margin-top:8px}.mobile-cta{display:block;position:sticky;bottom:0;background:rgba(255,253,248,.96);border-top:1px solid var(--line);padding:10px 14px;z-index:40}.mobile-cta button{width:100%;min-height:54px}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
.calc-assumption{margin-top:12px;font-size:13px;line-height:1.45;color:#42526b;background:#fff8e1;border-left:4px solid #f6c85f;border-radius:10px;padding:10px 12px}
.status-ok{display:inline-block;margin-left:8px;padding:3px 8px;border-radius:999px;background:#eaf6ed;color:#071b33;font-weight:1000;font-size:11px}

/* v5.11.2 Real Logo + Mobile Tight — surgical only: real logo, shorter mobile header, less first-screen scroll. */
.brand-logo{display:block;height:58px;width:auto;max-width:200px;object-fit:contain;}
.brand-meta{display:none!important;}
@media(max-width:980px){
 .side{min-height:52px!important;padding:6px 12px!important;}
 .brand{gap:0!important;min-width:0!important;}
 .brand-logo{height:42px!important;max-width:182px!important;}
 .brandmark{display:none!important;}
 .main-card{padding:12px 14px 24px!important;min-height:calc(100vh - 52px)!important;}
 .top{gap:8px!important;}
 .back{min-height:36px!important;padding:7px 11px!important;font-size:13px!important;}
 .step-label{font-size:9.5px!important;letter-spacing:.10em!important;}
 .progress{height:7px!important;margin:8px 0 12px!important;}
 .kicker{margin-bottom:6px!important;font-size:10.5px!important;letter-spacing:.14em!important;}
 .slide h1{font-size:clamp(27px,7.5vw,36px)!important;line-height:1.04!important;margin-bottom:8px!important;}
 .subtitle{font-size:14px!important;line-height:1.36!important;margin-bottom:12px!important;}
 .question{margin-bottom:6px!important;font-size:15px!important;}
 .choices,.choices.three{gap:9px!important;margin:10px 0!important;}
 .choice{min-height:62px!important;padding:12px 13px!important;border-radius:16px!important;}
 .choice strong{font-size:16px!important;margin-bottom:3px!important;}
 .choice small{font-size:12.5px!important;line-height:1.25!important;}
 .note{font-size:11px!important;line-height:1.3!important;margin:8px 0!important;}
 .calc-grid{display:none!important;}
 .mobile-cta{padding:8px 12px!important;}
 .mobile-cta button{min-height:50px!important;}
}

/* Income Documentation opening trust boxes. */
.nqm-funnel-page--income .nqm-funnel-trust-native{
 grid-template-columns:repeat(4,minmax(0,1fr))!important;
 max-width:920px!important;
}
.nqm-funnel-page--income .nqmcf7-note{
 margin:16px 0 0!important;
 padding:13px 15px!important;
 border:1px solid #CBD8CF!important;
 border-radius:14px!important;
 background:#F7FAF6!important;
 color:#536172!important;
 font-size:13px!important;
 font-weight:800!important;
 line-height:1.45!important;
 text-align:center!important;
}
.nqm-funnel-page--income .nqmcf7-value-card{max-width:720px;margin:22px auto 0;}
.nqm-funnel-page--income .nqmcf7-money-output{
 color:#071B33;font-size:clamp(38px,6vw,64px);font-weight:1000;line-height:1;text-align:center;margin:0 0 18px;
}
.nqm-funnel-page--income .nqmcf7-chips{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin:0 0 18px;}
.nqm-funnel-page--income .nqmcf7-chips button{
 min-height:42px;padding:8px 13px;border:1px solid #CBD8CF;border-radius:999px;background:#fff;color:#071B33;font-weight:950;cursor:pointer;
}
.nqm-funnel-page--income .nqmcf7-chips button:hover,.nqm-funnel-page--income .nqmcf7-chips button:focus-visible{border-color:#F6C85F;background:#FFF9E8;outline:3px solid rgba(246,200,95,.28);outline-offset:2px;}
.nqm-funnel-page--income .nqmcf7-route-summary{
 display:grid;grid-template-columns:1fr auto;gap:5px 16px;align-items:center;margin:18px 0;padding:16px 18px;border:1px solid #CBD8CF;border-radius:17px;background:#EEF5EE;
}
.nqm-funnel-page--income .nqmcf7-route-summary span{color:#4F6F5B;font-size:11px;font-weight:1000;letter-spacing:.12em;text-transform:uppercase;}
.nqm-funnel-page--income .nqmcf7-route-summary strong{grid-column:1;color:#071B33;font-size:18px;}
.nqm-funnel-page--income .nqmcf7-route-summary em{grid-column:2;grid-row:1 / span 2;color:#4F6F5B;font-size:12px;font-style:normal;font-weight:950;}
.nqm-funnel-page--income .nqmcf7-field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;}
.nqm-funnel-page--income .nqmcf7-field-grid.is-three{grid-template-columns:2fr .7fr 1fr;}
.nqm-funnel-page--income .nqmcf7-check{margin:14px 0;color:#071B33;font-weight:850;}
.nqm-funnel-page--income .nqm-funnel-card-native [data-nqm-income-detail-group][hidden],
.nqm-funnel-page--income .nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item[hidden]{display:none!important;}
@media(max-width:680px){
 .nqm-funnel-page--income .nqm-funnel-trust-native{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:8px!important;
 }
 .nqm-funnel-page--income .nqm-funnel-trust-native span{
  min-height:44px!important;
  padding:8px 7px!important;
  font-size:10px!important;
 }
 .nqm-funnel-page--income .nqmcf7-field-grid,.nqm-funnel-page--income .nqmcf7-field-grid.is-three{grid-template-columns:1fr;gap:0;}
 .nqm-funnel-page--income .nqmcf7-route-summary{grid-template-columns:1fr;}
 .nqm-funnel-page--income .nqmcf7-route-summary em{grid-column:1;grid-row:auto;}
 .nqm-funnel-page--income .nqmcf7-chips{gap:6px;}
 .nqm-funnel-page--income .nqmcf7-chips button{min-height:38px;padding:7px 10px;font-size:12px;}
}
@media(max-width:430px){
 .side{min-height:50px!important;padding:5px 10px!important;}
 .brand-logo{height:40px!important;max-width:170px!important;}
 .main-card{padding:11px 12px 22px!important;min-height:calc(100vh - 50px)!important;}
 .slide h1{font-size:clamp(25px,7.1vw,33px)!important;}
 .subtitle{font-size:13.5px!important;}
 .choice{min-height:58px!important;padding:10px 12px!important;}
 .choice strong{font-size:15.5px!important;}
 .choice small{font-size:12px!important;}
}


/* v5.11.5 Production Armor — visual cleanup only; no slide/JS/field changes. */
@media(max-width:980px){
 .side{
  min-height:50px!important;
  padding:6px 10px!important;
  background:linear-gradient(135deg,#071B33 0%,#102A44 100%)!important;
 }
 .brand{
  display:inline-flex!important;
  align-items:center!important;
  background:rgba(255,255,255,.98)!important;
  border:1px solid rgba(255,255,255,.80)!important;
  border-radius:13px!important;
  padding:3px 8px!important;
  box-shadow:0 8px 18px rgba(0,0,0,.14)!important;
  max-width:min(74vw,218px)!important;
 }
 .brand-logo{
  height:34px!important;
  width:auto!important;
  max-width:196px!important;
  object-fit:contain!important;
  display:block!important;
 }
 .brand-meta,.brandmark{display:none!important;}
 .main-card{padding:10px 14px 24px!important;min-height:calc(100vh - 50px)!important;}
 .top{align-items:center!important;gap:8px!important;margin-bottom:0!important;}
 .back{min-height:34px!important;padding:6px 10px!important;font-size:12.5px!important;}
 .step-label{font-size:9px!important;letter-spacing:.09em!important;}
 .progress{height:6px!important;margin:7px 0 11px!important;}
 .kicker{margin-bottom:5px!important;font-size:10px!important;letter-spacing:.13em!important;}
 .slide h1{font-size:clamp(25px,7.2vw,34px)!important;line-height:1.05!important;margin-bottom:7px!important;}
 .subtitle{font-size:13.5px!important;line-height:1.34!important;margin-bottom:10px!important;}
 .question{margin-bottom:5px!important;font-size:14.5px!important;}
 .choices,.choices.three{gap:8px!important;margin:9px 0!important;}
 .choice{min-height:58px!important;padding:10px 12px!important;border-radius:15px!important;}
 .choice strong{font-size:15.5px!important;margin-bottom:2px!important;}
 .choice small{font-size:12px!important;line-height:1.22!important;}
 .note{font-size:10.5px!important;margin:7px 0!important;}
 .calc-grid{display:none!important;}
}
@media(max-width:430px){
 .side{min-height:48px!important;padding:5px 9px!important;}
 .brand{padding:3px 7px!important;border-radius:12px!important;max-width:76vw!important;}
 .brand-logo{height:32px!important;max-width:182px!important;}
 .main-card{padding:10px 12px 22px!important;min-height:calc(100vh - 48px)!important;}
 .slide h1{font-size:clamp(24px,6.9vw,32px)!important;}
 .subtitle{font-size:13px!important;}
 .choice{min-height:56px!important;padding:9px 11px!important;}
}


/* v5.11.4 Restore Original Trust Area — keeps original note + metric cards, cleaned for mobile. */
@media(max-width:980px){
 .slide[data-slide="goal"] .note{
  display:block!important;
  margin:9px 0 8px!important;
  padding:10px 12px!important;
  border-left:4px solid var(--sage)!important;
  border-radius:12px!important;
  background:#f2f8f2!important;
  color:#102a44!important;
  font-size:11.5px!important;
  line-height:1.28!important;
  font-weight:850!important;
  text-align:center!important;
 }
 .slide[data-slide="goal"] .calc-grid{
  display:grid!important;
  grid-template-columns:repeat(3,minmax(0,1fr))!important;
  gap:7px!important;
  margin:8px 0 0!important;
 }
 .slide[data-slide="goal"] .metric{
  display:block!important;
  min-height:54px!important;
  padding:9px 7px!important;
  border-radius:13px!important;
  text-align:center!important;
  box-shadow:0 5px 14px rgba(7,27,51,.055)!important;
 }
 .slide[data-slide="goal"] .metric span{
  font-size:8.5px!important;
  line-height:1.1!important;
  letter-spacing:.055em!important;
  margin-bottom:3px!important;
 }
 .slide[data-slide="goal"] .metric strong{
  font-size:12.5px!important;
  line-height:1.12!important;
  margin-top:2px!important;
 }
}
@media(max-width:430px){
 .slide[data-slide="goal"] .note{
  margin:8px 0 7px!important;
  padding:9px 10px!important;
  font-size:10.75px!important;
 }
 .slide[data-slide="goal"] .calc-grid{gap:6px!important;}
 .slide[data-slide="goal"] .metric{min-height:50px!important;padding:8px 5px!important;}
 .slide[data-slide="goal"] .metric span{font-size:7.8px!important;}
 .slide[data-slide="goal"] .metric strong{font-size:11.25px!important;}
}


/* v5.11.8 Call-Only Mobile Bar + Logo Center cleanup */
.side .brand{
 justify-content:center!important;
 margin-left:auto!important;
 margin-right:auto!important;
 text-align:center!important;
}
.side .brand-logo{
 margin-left:auto!important;
 margin-right:auto!important;
}
@media(max-width:980px){
 .side{justify-content:center!important;}
 .side .brand{margin-left:auto!important;margin-right:auto!important;}
 body{padding-bottom:82px!important;}
 .mobile-cta.mobile-call-bar.mobile-call-only-production{
  display:block!important;
  padding:10px 12px calc(10px + env(safe-area-inset-bottom))!important;
  background:rgba(255,253,248,.985)!important;
  border-top:2px solid rgba(168,185,159,.62)!important;
  box-shadow:0 -10px 28px rgba(7,27,51,.18)!important;
  backdrop-filter:blur(12px)!important;
 }
 .mobile-call-only-production .mobile-call-link{
  min-height:56px!important;
  width:100%!important;
  border-radius:15px!important;
  border:2px solid #071B33!important;
  background:linear-gradient(135deg,#071B33,#102A44)!important;
  color:#fff!important;
  display:flex!important;
  flex-direction:column!important;
  align-items:center!important;
  justify-content:center!important;
  gap:2px!important;
  text-decoration:none!important;
  box-shadow:0 8px 18px rgba(7,27,51,.18)!important;
 }
 .mobile-call-only-production .mobile-call-link strong{
  display:block!important;
  font-size:15px!important;
  line-height:1.05!important;
  font-weight:1000!important;
 }
 .mobile-call-only-production .mobile-call-link span{
  display:block!important;
  color:#fff!important;
  font-size:12px!important;
  line-height:1.05!important;
  opacity:.92!important;
 }
 .mobile-call-only-production .mobile-text-link,
 .mobile-call-only-production #mobileNext{
  display:none!important;
 }
}


/* v5.11.8 Final Capture Polish production */
.consent-submit-copy{
 margin:14px 0 0;
 padding:13px 15px;
 border:1.5px solid rgba(168,185,159,.65);
 border-radius:16px;
 background:linear-gradient(135deg,#f7fbf5,#fffdf8);
 color:#1c3449;
 font-weight:750;
 line-height:1.42;
 text-align:left;
}
.consent-submit-copy p{margin:0;}
.consent-submit-copy strong{color:#071B33;font-weight:1000;}
@media(max-width:980px){
 .consent-submit-copy{margin-top:11px;padding:11px 12px;font-size:12.5px;line-height:1.34;border-radius:14px;}
}



/* v5.11.9 — Mobile Flow Compression / Alignment Lock
  Mobile-only spacing and grid pass. No route, question, calculation or submit changes. */
@media(max-width:980px){
 body{padding-bottom:78px!important;}
 .main-card{padding:8px 12px 18px!important;}
 .top{min-height:34px!important;align-items:center!important;gap:8px!important;}
 .back{min-height:34px!important;padding:6px 10px!important;font-size:12.5px!important;}
 .step-label{font-size:9px!important;letter-spacing:.09em!important;}
 .progress{height:6px!important;margin:5px 0 8px!important;}
 .kicker{margin-bottom:4px!important;font-size:9.5px!important;letter-spacing:.13em!important;}
 .slide h1{font-size:clamp(24px,7vw,31px)!important;line-height:1.01!important;margin-bottom:5px!important;}
 .subtitle{font-size:12.75px!important;line-height:1.28!important;margin-bottom:8px!important;}
 .question{margin-bottom:5px!important;font-size:13px!important;}
 .field{margin:7px 0!important;}
 .field label{margin-bottom:4px!important;font-size:13px!important;}
 input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select{
  min-height:50px!important;padding:10px 11px!important;border-radius:13px!important;font-size:16px!important;
 }
 .field-grid,.field-grid.three{gap:7px!important;}
 .check{min-height:46px!important;padding:9px 10px!important;gap:8px!important;border-radius:13px!important;font-size:11.75px!important;line-height:1.22!important;}
 .check input{width:20px!important;height:20px!important;}
 .choices,.choices.three{gap:7px!important;margin:7px 0!important;}
 .choice{min-height:56px!important;padding:9px 10px!important;border-radius:14px!important;}
 .choice strong{font-size:14px!important;line-height:1.16!important;margin-bottom:2px!important;}
 .choice small{font-size:10.75px!important;line-height:1.18!important;}
 .action-row{margin-top:10px!important;}
 .primary{min-height:52px!important;padding:0 18px!important;border-radius:14px!important;font-size:13px!important;}
 .secondary{min-height:48px!important;padding:0 15px!important;border-radius:14px!important;}
 .note{margin:7px 0!important;padding:9px 11px!important;border-radius:12px!important;font-size:11px!important;line-height:1.28!important;}
 .chips{display:grid!important;grid-template-columns:repeat(4,minmax(0,1fr))!important;gap:6px!important;margin:7px 0!important;}
 .chip{min-width:0!important;min-height:40px!important;padding:7px 5px!important;border-radius:12px!important;font-size:11.5px!important;}
 .slider{height:28px!important;}
 .money-out{font-size:clamp(40px,12vw,54px)!important;margin:3px 0 6px!important;}
 .calc-card{margin-top:8px!important;padding:10px 11px!important;border-radius:14px!important;}
 .calc-card h3{margin-bottom:5px!important;font-size:14px!important;}
 .calc-card .money-out{font-size:30px!important;margin:0 0 4px!important;}
 .calc-card p{margin:0!important;font-size:11px!important;line-height:1.25!important;}
 .consent-submit-copy{margin-top:8px!important;padding:9px 10px!important;border-radius:12px!important;font-size:11px!important;line-height:1.28!important;}
 .legal{margin:7px 0!important;font-size:10.5px!important;line-height:1.28!important;}

 .slide[data-slide="propertyUse"] .choices,
 .slide[data-slide="purchaseStatus"] .choices,
 .slide[data-slide="credit"] .choices,
 .slide[data-slide="propertyStatus"] .choices,
 .slide[data-slide="propertyType"] .choices,
 .slide[data-slide="mortgageStatus"] .choices,
 .slide[data-slide="ownership"] .choices,
 .slide[data-slide="rent"] .choices{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
 }
 .slide[data-slide="propertyUse"] .choice:last-child:nth-child(odd),
 .slide[data-slide="propertyStatus"] .choice:last-child:nth-child(odd),
 .slide[data-slide="propertyType"] .choice:last-child:nth-child(odd),
 .slide[data-slide="rent"] .choice:last-child:nth-child(odd){
  grid-column:1/-1!important;
 }
 .slide[data-slide="rent"] .choice{min-height:72px!important;}
 .slide[data-slide="rent"] .choice strong{font-size:12.75px!important;}
 .slide[data-slide="rent"] .choice small{font-size:10.25px!important;}

 .slide[data-slide="address"] .address-primary-grid{
  display:grid!important;
  grid-template-columns:minmax(0,1.75fr) minmax(104px,.8fr)!important;
  gap:7px!important;
 }
 .slide[data-slide="address"] .address-primary-grid>.field{margin:0!important;}
 .slide[data-slide="address"] .field-grid.three{
  grid-template-columns:minmax(0,1.45fr) minmax(68px,.66fr) minmax(78px,.82fr)!important;
  gap:7px!important;
 }
 .slide[data-slide="address"] .check{margin-top:5px!important;}

 .slide[data-slide="expenses"] .field-grid.three{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  align-items:start!important;
 }
 .slide[data-slide="expenses"] .field-grid.three>.field:nth-child(3){grid-column:1/-1!important;}
 .slide[data-slide="expenses"] .field{margin:0!important;padding:9px!important;border:1px solid var(--line)!important;border-radius:14px!important;background:#fff!important;}
 .slide[data-slide="expenses"] .field .check{margin-top:6px!important;}

 .slide[data-slide="contact"] .field-grid{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:7px!important;
 }
 .slide[data-slide="contact"] .field{margin:0!important;}
}
@media(max-width:360px){
 .main-card{padding-left:10px!important;padding-right:10px!important;}
 .slide h1{font-size:clamp(23px,7vw,29px)!important;}
 .chips{grid-template-columns:repeat(4,minmax(0,1fr))!important;gap:5px!important;}
 .chip{font-size:10.75px!important;padding-left:3px!important;padding-right:3px!important;}
 .slide[data-slide="address"] .address-primary-grid{grid-template-columns:minmax(0,1.55fr) minmax(94px,.8fr)!important;}
 .slide[data-slide="address"] .field-grid.three{grid-template-columns:minmax(0,1.25fr) minmax(62px,.65fr) minmax(72px,.78fr)!important;gap:5px!important;}
 .slide[data-slide="contact"] .field-grid{gap:5px!important;}
}


/* DSCR Deal Desk first-slide bubble layout — matched to the approved DSCR v1.4 opening screen only. */
.slide[data-slide="goal"] .choices.three{
 gap:14px!important;
 margin:16px 0 12px!important;
}
.slide[data-slide="goal"] .choice{
 display:grid!important;
 grid-template-columns:50px minmax(0,1fr) 20px!important;
 align-items:center!important;
 gap:12px!important;
 min-height:92px!important;
 padding:15px 14px!important;
 border-width:1px!important;
 border-radius:20px!important;
 background:#fff!important;
 box-shadow:0 10px 24px rgba(7,27,51,.075)!important;
}
.slide[data-slide="goal"] .choice strong{
 font-size:17px!important;
 line-height:1.12!important;
 margin:0 0 4px!important;
}
.slide[data-slide="goal"] .choice small{
 font-size:12.25px!important;
 line-height:1.28!important;
 font-weight:760!important;
}
.nq-choice-icon{
 height:48px!important;
 width:48px!important;
 border-radius:999px!important;
 display:grid!important;
 place-items:center!important;
 background:#eef5ee!important;
 border:1px solid #dfeadf!important;
 box-shadow:inset 0 0 0 1px rgba(255,255,255,.6)!important;
}
.nq-choice-icon svg{
 width:25px!important;
 height:25px!important;
 fill:none!important;
 stroke:#071b33!important;
 stroke-width:2.1!important;
 stroke-linecap:round!important;
 stroke-linejoin:round!important;
}
.nq-choice-copy{display:block!important;min-width:0!important;}
.nq-choice-arrow{font-size:29px!important;line-height:1!important;color:#071b33!important;font-weight:1000!important;text-align:right!important;}
.nq-clean-line{
 margin:11px 0!important;
 padding:11px 13px!important;
 background:#f1f5f2!important;
 border-left:5px solid #8db086!important;
 border-radius:13px!important;
 font-size:12px!important;
 line-height:1.25!important;
 text-align:center!important;
}
.nq-investor-trust{
 margin:10px 0 4px!important;
 padding:12px 10px 10px!important;
 background:#fff!important;
 border:1px solid #d8e0dd!important;
 border-radius:16px!important;
 box-shadow:0 6px 18px rgba(7,27,51,.06)!important;
}
.nq-investor-trust h3{
 margin:0 0 9px!important;
 text-align:center!important;
 font-size:13px!important;
 line-height:1.2!important;
 color:#071b33!important;
}
.nq-trust-grid{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr))!important;}
.nq-trust-item{text-align:center!important;padding:0 5px!important;}
.nq-trust-item + .nq-trust-item{border-left:1px solid #d7dfe0!important;}
.nq-trust-item svg{
 height:25px!important;
 width:25px!important;
 margin:0 auto 4px!important;
 display:block!important;
 fill:none!important;
 stroke:#e0a326!important;
 stroke-width:2!important;
 stroke-linecap:round!important;
 stroke-linejoin:round!important;
}
.nq-trust-item:nth-child(2) svg path:last-child{fill:#e0a326!important;stroke:none!important;}
.nq-trust-item strong{display:block!important;font-size:15px!important;line-height:1.08!important;color:#071b33!important;}
.nq-trust-item span{display:block!important;font-size:10.5px!important;color:#536172!important;font-weight:800!important;line-height:1.13!important;}
.nq-investor-trust p{margin:8px 0 0!important;text-align:center!important;font-size:11px!important;line-height:1.25!important;color:#536172!important;font-weight:750!important;}
.nq-investor-trust b{color:#d39610!important;}
@media(max-width:980px){
 .slide[data-slide="goal"] .choices.three{grid-template-columns:1fr!important;gap:9px!important;margin:9px 0!important;}
 .slide[data-slide="goal"] .choice{grid-template-columns:46px minmax(0,1fr) 18px!important;min-height:64px!important;padding:11px 10px!important;border-radius:16px!important;gap:9px!important;}
 .slide[data-slide="goal"] .choice strong{font-size:15.5px!important;line-height:1.12!important;}
 .slide[data-slide="goal"] .choice small{font-size:11.4px!important;line-height:1.18!important;}
 .nq-choice-icon{height:42px!important;width:42px!important;}
 .nq-choice-icon svg{height:23px!important;width:23px!important;}
 .nq-choice-arrow{font-size:25px!important;}
 .nq-clean-line{margin:7px 0!important;padding:8px 9px!important;border-radius:11px!important;font-size:10.5px!important;line-height:1.2!important;}
 .nq-investor-trust{margin:7px 0 0!important;padding:9px 7px 8px!important;border-radius:14px!important;}
 .nq-investor-trust h3{font-size:11.5px!important;margin-bottom:6px!important;}
 .nq-trust-item{padding:0 4px!important;}
 .nq-trust-item svg{height:20px!important;width:20px!important;margin-bottom:3px!important;}
 .nq-trust-item strong{font-size:12.5px!important;}
 .nq-trust-item span{font-size:8.8px!important;}
 .nq-investor-trust p{font-size:9.6px!important;line-height:1.18!important;margin-top:6px!important;}
}
@media(max-width:380px){
 .slide[data-slide="goal"] .choice{grid-template-columns:40px minmax(0,1fr) 14px!important;min-height:58px!important;padding:8px 8px!important;gap:8px!important;}
 .slide[data-slide="goal"] .choice strong{font-size:14.1px!important;}
 .slide[data-slide="goal"] .choice small{font-size:10.3px!important;}
 .nq-choice-icon{height:38px!important;width:38px!important;}
 .nq-choice-icon svg{height:21px!important;width:21px!important;}
 .nq-choice-arrow{font-size:22px!important;}
 .nq-trust-item strong{font-size:11.7px!important;}
 .nq-trust-item span{font-size:8.2px!important;}
}

/* v7.24.1 thank-you call-only lock */
.thank-actions.call-only{justify-content:stretch!important;width:100%!important}
.thank-actions.call-only .primary{display:flex!important;align-items:center!important;justify-content:center!important;width:100%!important;text-align:center!important;text-decoration:none!important}
@media(max-width:980px){.thank-actions.call-only{margin-top:18px!important}.thank-actions.call-only .primary{min-height:58px!important}}



/* Uniform approval pass — clearer mobile type without changing funnel copy or step order. */
@media(max-width:680px){
 .slide:not([data-slide="goal"]) h1,
 .nqi-title,
 .nqhe-step h2,
 .spq h2{font-size:clamp(28px,8.1vw,34px)!important;line-height:1.03!important;letter-spacing:-.045em!important;text-align:center!important;}

 .subtitle,
 .nqi-subtitle,
 .nqhe-step-lead,
 .spq-sub{font-size:14px!important;line-height:1.36!important;text-align:center!important;font-weight:700!important;margin-bottom:12px!important;}

 .question,
 .nqi-kicker,
 .nqhe-step-kicker,
 .spq-kicker{font-size:11px!important;line-height:1.2!important;text-align:center!important;}

 .choice,
 .nqi-choice,
 .nqhe-option,
 .spq-option{min-height:62px!important;padding:11px 12px!important;border-radius:15px!important;}

 .choice strong,
 .nqi-choice strong,
 .nqhe-option strong,
 .spq-option strong{font-size:15px!important;line-height:1.17!important;margin-bottom:3px!important;}

 .choice small,
 .nqi-choice small,
 .nqhe-option small,
 .spq-option small{font-size:11.3px!important;line-height:1.25!important;font-weight:760!important;}

 .field label,
 .nqi-field label,
 .nqhe-field label,
 .nqhe-field>span,
 .spq-field{font-size:13px!important;line-height:1.22!important;}

 input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select,
 .nqi-input,.nqi-select,.nqi-textarea,
 .nqhe-field input,.nqhe-field select,.nqhe-field textarea,
 .spq-field input,.spq-field select,.spq-field textarea{min-height:50px!important;font-size:16px!important;line-height:1.18!important;border-radius:13px!important;}

 .note,.nqi-note,.nqi-ltv,.nqhe-muted-box,.spq-consent{font-size:11.8px!important;line-height:1.34!important;}
 .primary,.secondary,.nqi-primary,.nqi-secondary,.nqhe-btn,.nqhe-next,.nqhe-submit,.spq-next,.spq-submit,.spq-back,.spq-reset{min-height:50px!important;font-size:13px!important;line-height:1.15!important;}

 .nqi-choice-grid.is-three{grid-template-columns:repeat(2,minmax(0,1fr))!important;}
 .nqhe-options{gap:9px!important;}
 .spq-options{gap:9px!important;}
 .spq-fields,.nqhe-input-grid,.nqi-field-grid{gap:10px!important;}
}
@media(max-width:380px){
 .slide:not([data-slide="goal"]) h1,
 .nqi-title,
 .nqhe-step h2,
 .spq h2{font-size:clamp(27px,8.2vw,31px)!important;}
 .choice strong,.nqi-choice strong,.nqhe-option strong,.spq-option strong{font-size:14.2px!important;}
 .choice small,.nqi-choice small,.nqhe-option small,.spq-option small{font-size:10.7px!important;}
 .nqi-choice-grid,.nqi-choice-grid.is-three,.spq-options{grid-template-columns:1fr!important;}
}


/* DSCR Deal Desk first-slide bubble layout — matched to the approved DSCR v1.4 opening screen only. */
.slide[data-slide="goal"] .choices.three{
 gap:14px!important;
 margin:16px 0 12px!important;
}
.slide[data-slide="goal"] .choice{
 display:grid!important;
 grid-template-columns:50px minmax(0,1fr) 20px!important;
 align-items:center!important;
 gap:12px!important;
 min-height:92px!important;
 padding:15px 14px!important;
 border-width:1px!important;
 border-radius:20px!important;
 background:#fff!important;
 box-shadow:0 10px 24px rgba(7,27,51,.075)!important;
}
.slide[data-slide="goal"] .choice strong{
 font-size:17px!important;
 line-height:1.12!important;
 margin:0 0 4px!important;
}
.slide[data-slide="goal"] .choice small{
 font-size:12.25px!important;
 line-height:1.28!important;
 font-weight:760!important;
}
.nq-choice-icon{
 height:48px!important;
 width:48px!important;
 border-radius:999px!important;
 display:grid!important;
 place-items:center!important;
 background:#eef5ee!important;
 border:1px solid #dfeadf!important;
 box-shadow:inset 0 0 0 1px rgba(255,255,255,.6)!important;
}
.nq-choice-icon svg{
 width:25px!important;
 height:25px!important;
 fill:none!important;
 stroke:#071b33!important;
 stroke-width:2.1!important;
 stroke-linecap:round!important;
 stroke-linejoin:round!important;
}
.nq-choice-copy{display:block!important;min-width:0!important;}
.nq-choice-arrow{font-size:29px!important;line-height:1!important;color:#071b33!important;font-weight:1000!important;text-align:right!important;}
.nq-clean-line{
 margin:11px 0!important;
 padding:11px 13px!important;
 background:#f1f5f2!important;
 border-left:5px solid #8db086!important;
 border-radius:13px!important;
 font-size:12px!important;
 line-height:1.25!important;
 text-align:center!important;
}
.nq-investor-trust{
 margin:10px 0 4px!important;
 padding:12px 10px 10px!important;
 background:#fff!important;
 border:1px solid #d8e0dd!important;
 border-radius:16px!important;
 box-shadow:0 6px 18px rgba(7,27,51,.06)!important;
}
.nq-investor-trust h3{
 margin:0 0 9px!important;
 text-align:center!important;
 font-size:13px!important;
 line-height:1.2!important;
 color:#071b33!important;
}
.nq-trust-grid{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr))!important;}
.nq-trust-item{text-align:center!important;padding:0 5px!important;}
.nq-trust-item + .nq-trust-item{border-left:1px solid #d7dfe0!important;}
.nq-trust-item svg{
 height:25px!important;
 width:25px!important;
 margin:0 auto 4px!important;
 display:block!important;
 fill:none!important;
 stroke:#e0a326!important;
 stroke-width:2!important;
 stroke-linecap:round!important;
 stroke-linejoin:round!important;
}
.nq-trust-item:nth-child(2) svg path:last-child{fill:#e0a326!important;stroke:none!important;}
.nq-trust-item strong{display:block!important;font-size:15px!important;line-height:1.08!important;color:#071b33!important;}
.nq-trust-item span{display:block!important;font-size:10.5px!important;color:#536172!important;font-weight:800!important;line-height:1.13!important;}
.nq-investor-trust p{margin:8px 0 0!important;text-align:center!important;font-size:11px!important;line-height:1.25!important;color:#536172!important;font-weight:750!important;}
.nq-investor-trust b{color:#d39610!important;}
@media(max-width:980px){
 .slide[data-slide="goal"] .choices.three{grid-template-columns:1fr!important;gap:9px!important;margin:9px 0!important;}
 .slide[data-slide="goal"] .choice{grid-template-columns:46px minmax(0,1fr) 18px!important;min-height:64px!important;padding:11px 10px!important;border-radius:16px!important;gap:9px!important;}
 .slide[data-slide="goal"] .choice strong{font-size:15.5px!important;line-height:1.12!important;}
 .slide[data-slide="goal"] .choice small{font-size:11.4px!important;line-height:1.18!important;}
 .nq-choice-icon{height:42px!important;width:42px!important;}
 .nq-choice-icon svg{height:23px!important;width:23px!important;}
 .nq-choice-arrow{font-size:25px!important;}
 .nq-clean-line{margin:7px 0!important;padding:8px 9px!important;border-radius:11px!important;font-size:10.5px!important;line-height:1.2!important;}
 .nq-investor-trust{margin:7px 0 0!important;padding:9px 7px 8px!important;border-radius:14px!important;}
 .nq-investor-trust h3{font-size:11.5px!important;margin-bottom:6px!important;}
 .nq-trust-item{padding:0 4px!important;}
 .nq-trust-item svg{height:20px!important;width:20px!important;margin-bottom:3px!important;}
 .nq-trust-item strong{font-size:12.5px!important;}
 .nq-trust-item span{font-size:8.8px!important;}
 .nq-investor-trust p{font-size:9.6px!important;line-height:1.18!important;margin-top:6px!important;}
}
@media(max-width:380px){
 .slide[data-slide="goal"] .choice{grid-template-columns:40px minmax(0,1fr) 14px!important;min-height:58px!important;padding:8px 8px!important;gap:8px!important;}
 .slide[data-slide="goal"] .choice strong{font-size:14.1px!important;}
 .slide[data-slide="goal"] .choice small{font-size:10.3px!important;}
 .nq-choice-icon{height:38px!important;width:38px!important;}
 .nq-choice-icon svg{height:21px!important;width:21px!important;}
 .nq-choice-arrow{font-size:22px!important;}
 .nq-trust-item strong{font-size:11.7px!important;}
 .nq-trust-item span{font-size:8.2px!important;}
}



@media(max-width:780px){
 body.nonqm123-v7224-funnel-phone-only{
  padding-bottom:calc(76px + env(safe-area-inset-bottom))!important;
  overflow-x:hidden!important;
 }
 body.nonqm123-v7224-funnel-phone-only .mobile-cta,
 body.nonqm123-v7224-funnel-phone-only .dscr-mobile-sticky-cta,
 body.nonqm123-v7224-funnel-phone-only .nqi-mobile-call,
 body.nonqm123-v7224-funnel-phone-only .mobile-sticky-tabs,
 body.nonqm123-v7224-funnel-phone-only .bottom-sticky-tabs,
 body.nonqm123-v7224-funnel-phone-only .sticky-bottom-tabs,
 body.nonqm123-v7224-funnel-phone-only .nq-mobile-sticky-tabs,
 body.nonqm123-v7224-funnel-phone-only .nq-sticky-tabs,
 body.nonqm123-v7224-funnel-phone-only .get-quote-tab,
 body.nonqm123-v7224-funnel-phone-only .sticky-get-quote,
 body.nonqm123-v7224-funnel-phone-only .mobile-get-quote,
 body.nonqm123-v7224-funnel-phone-only .nq-floating-quote,
 body.nonqm123-v7224-funnel-phone-only .nq-bottom-cta,
 body.nonqm123-v7224-funnel-phone-only .nq-bottom-quote,
 body.nonqm123-v7224-funnel-phone-only [class*="sticky"][class*="quote"],
 body.nonqm123-v7224-funnel-phone-only [class*="bottom"][class*="quote"],
 body.nonqm123-v7224-funnel-phone-only [class*="floating"][class*="quote"]{
  display:none!important;visibility:hidden!important;opacity:0!important;pointer-events:none!important;
 }
 #nonqm123-v7224-mobile-phone-only{
  position:fixed!important;
  left:10px!important;right:10px!important;
  bottom:calc(8px + env(safe-area-inset-bottom))!important;
  z-index:2147483000!important;
  display:flex!important;align-items:center!important;justify-content:center!important;
  min-height:58px!important;padding:8px 14px!important;
  border:2px solid #F6C85F!important;border-radius:16px!important;
  background:linear-gradient(135deg,#071B33,#102A44)!important;
  color:#fff!important;text-decoration:none!important;text-align:center!important;
  font:1000 18px/1 Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif!important;
  letter-spacing:.01em!important;box-shadow:0 14px 34px rgba(7,27,51,.28)!important;
 }
 #nonqm123-v7224-mobile-phone-only:focus-visible{outline:4px solid #F6C85F!important;outline-offset:3px!important;}
}
@media(min-width:781px){#nonqm123-v7224-mobile-phone-only{display:none!important;}}
@media(max-width:380px){#nonqm123-v7224-mobile-phone-only{min-height:56px!important;font-size:16px!important;}}



@media(max-width:780px){
 body.nonqm123-v7224-funnel-phone-only .site-toolbar{display:none!important;}
 body.nonqm123-v7224-funnel-phone-only .side{display:none!important;}
 body.nonqm123-v7224-funnel-phone-only .deal-shell{display:block!important;}
 body.nonqm123-v7224-funnel-phone-only .app{padding:6px!important;}
 body.nonqm123-v7224-funnel-phone-only .main-card{border-radius:18px!important;min-height:calc(100svh - 88px)!important;padding:12px!important;box-shadow:0 14px 34px rgba(7,27,51,.12)!important;}
 body.nonqm123-v7224-funnel-phone-only .slide h1{font-size:clamp(25px,7.8vw,34px)!important;line-height:1!important;margin-bottom:6px!important;}
 body.nonqm123-v7224-funnel-phone-only .subtitle{font-size:12.7px!important;line-height:1.28!important;margin-bottom:9px!important;}
 body.nonqm123-v7224-funnel-phone-only .choices,
 body.nonqm123-v7224-funnel-phone-only .choices.three,
 body.nonqm123-v7224-funnel-phone-only .choices.three.rent-source{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:7px!important;}
 body.nonqm123-v7224-funnel-phone-only .choice{min-height:54px!important;padding:8px!important;border-radius:13px!important;}
 body.nonqm123-v7224-funnel-phone-only .choice strong{font-size:12.2px!important;line-height:1.14!important;}
 body.nonqm123-v7224-funnel-phone-only .choice small{font-size:9px!important;line-height:1.12!important;}
 body.nonqm123-v7224-funnel-phone-only .top{padding:8px 0!important;margin-bottom:8px!important;}
 body.nonqm123-v7224-funnel-phone-only .progress{height:6px!important;}
 body.nonqm123-v7224-funnel-phone-only .action-row{margin-top:9px!important;}
 body.nonqm123-v7224-funnel-phone-only .action-row .primary,
 body.nonqm123-v7224-funnel-phone-only .primary{min-height:46px!important;border-radius:13px!important;}
 body[data-nqm-route="/non-qm-income-quote/"].nonqm123-v7224-funnel-phone-only .nqi-clean-compliance,
 body[data-nqm-route="/non-qm-income-quote/"].nonqm123-v7224-funnel-phone-only .nqi-clean-header{display:none!important;}
 body[data-nqm-route="/non-qm-income-quote/"].nonqm123-v7224-funnel-phone-only .nqi-shell{padding:7px!important;}
 body[data-nqm-route="/non-qm-income-quote/"].nonqm123-v7224-funnel-phone-only .nqi-app{border-radius:18px!important;padding:11px!important;min-height:calc(100svh - 88px)!important;}
 body[data-nqm-route="/non-qm-income-quote/"].nonqm123-v7224-funnel-phone-only .nqi-title{font-size:clamp(25px,7.8vw,34px)!important;line-height:1!important;margin-bottom:6px!important;}
 body[data-nqm-route="/non-qm-income-quote/"].nonqm123-v7224-funnel-phone-only .nqi-choice-grid{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:7px!important;}
 body[data-nqm-route="/non-qm-income-quote/"].nonqm123-v7224-funnel-phone-only .nqi-choice{min-height:54px!important;padding:8px!important;border-radius:13px!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq{padding:6px!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq-shell{border-radius:18px!important;max-width:640px!important;min-height:calc(100svh - 88px)!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq-topline{padding:10px 12px!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq-topline a{display:none!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq-form{padding:12px!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq h2{font-size:clamp(25px,7.7vw,34px)!important;line-height:1!important;text-align:center!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq-options{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:7px!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq-option{min-height:54px!important;padding:8px!important;}
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq-option small{display:none!important;}
 body[data-nqm-route="/non-qm-quick-quote/"].nonqm123-v7224-funnel-phone-only .nqm-program-router{display:none!important;}
 body[data-nqm-route="/non-qm-quick-quote/"].nonqm123-v7224-funnel-phone-only .nqm-program-quote-form{width:calc(100% - 12px)!important;margin:7px auto!important;padding:13px!important;border-radius:18px!important;}
 body[data-nqm-route="/non-qm-quick-quote/"].nonqm123-v7224-funnel-phone-only .nqm-form-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:8px!important;}
}
@media(max-width:380px){
 body.nonqm123-v7224-funnel-phone-only .choice strong,
 body[data-nqm-route="/non-qm-income-quote/"].nonqm123-v7224-funnel-phone-only .nqi-choice strong,
 body[data-nqm-route="/home-equity-deal-desk/"].nonqm123-v7224-funnel-phone-only .nqeq-option strong{font-size:11.4px!important;}
}



/* v7.24.1 DSCR cash-out math + expense toggle + v1.4 thank-you lock */
.slide[data-slide="expenses"][data-phase="math"] .kicker::after{content:"";}
input.zeroed-value{background:#eef5ee!important;border-color:#a8b99f!important;color:#071B33!important;font-weight:900!important;}
.cashout-mode-note{margin:10px 0 0;color:#536172;font-weight:850;font-size:12px;line-height:1.35;}
.next-steps{margin:16px 0 14px;padding:16px;border:1px solid rgba(7,27,51,.13);border-radius:20px;background:linear-gradient(180deg,#fff,#f7faf6);box-shadow:0 12px 28px rgba(7,27,51,.07)}
.next-steps h2{margin:0 0 12px!important;font-size:22px!important;line-height:1.1!important;color:#071b33!important;letter-spacing:-.035em!important;text-align:left!important;}
.next-step-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;}
.next-step{display:grid;grid-template-columns:34px minmax(0,1fr);gap:10px;align-items:start;padding:12px;border:1px solid rgba(7,27,51,.12);border-radius:16px;background:#fff;}
.next-step b{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#071b33;color:#fff;font-size:13px;}
.next-step strong{display:block;color:#071b33;font-size:14px;line-height:1.15;margin-top:1px;}
.next-step span{display:block;color:#536172;font-weight:750;font-size:12px;line-height:1.35;margin-top:3px;}
.nq-reassurance{margin:14px 0 0;padding:12px 14px;border-radius:16px;border:1px solid rgba(168,185,159,.55);background:#eef5ee;color:#071b33;font-size:13px;font-weight:850;text-align:center;}
.nq-reassurance b{font-weight:1000;}
.concierge-summary{margin-top:14px;}
.thank-actions{margin-top:16px!important;}
.thank-actions a{text-decoration:none;}
@media(max-width:680px){
 .next-steps{padding:12px;border-radius:16px;margin:12px 0;}
 .next-steps h2{font-size:18px!important;text-align:center!important;}
 .next-step-grid{grid-template-columns:1fr;gap:8px;}
 .next-step{grid-template-columns:30px minmax(0,1fr);padding:10px;border-radius:14px;}
 .next-step b{width:30px;height:30px;font-size:12px;}
 .next-step strong{font-size:13px;}
 .next-step span{font-size:11.5px;}
 .nq-reassurance{font-size:12px;line-height:1.35;}
 .slide[data-slide="expenses"] .field-grid.three{grid-template-columns:1fr!important;gap:10px!important;}
 .slide[data-slide="expenses"] .field{min-height:auto!important;padding:10px!important;}
 .slide[data-slide="expenses"] .field>label:first-child{justify-content:flex-start!important;text-align:left!important;min-height:0!important;font-size:12px!important;}
 .slide[data-slide="expenses"] input[type="number"]{min-height:48px!important;text-align:left!important;font-size:16px!important;}
 .slide[data-slide="expenses"] .check{min-height:48px!important;font-size:13px!important;line-height:1.2!important;align-items:center!important;}
 .slide[data-slide="expenses"] .check span{font-size:13px!important;line-height:1.18!important;}
 .slide[data-slide="expenses"] .check input{width:22px!important;height:22px!important;flex:0 0 22px!important;}
 .slide[data-slide="expenses"] .note{font-size:12px!important;line-height:1.35!important;display:block!important;}
}



/* v7.24.1 DSCR v1.4 mobile spacing lock: remove duplicate internal mobile chrome and clean property/payoff/expenses slides. */
@media(max-width:980px){
 body{padding-bottom:82px!important;background:#F8FAF6!important;}
 .app{max-width:100%!important;margin:0!important;padding:0!important;}
 .deal-shell{display:block!important;max-width:100%!important;margin:0!important;}
 .side{display:none!important;}
 .main-card{border-radius:0!important;border-left:0!important;border-right:0!important;box-shadow:none!important;min-height:auto!important;padding:11px 10px 92px!important;background:#FFFDF8!important;}
 .top{gap:8px!important;margin-bottom:0!important;align-items:center!important;}
 .back{min-height:34px!important;padding:6px 10px!important;font-size:12.5px!important;}
 .step-label{font-size:9px!important;letter-spacing:.10em!important;white-space:nowrap!important;}
 .progress{height:6px!important;margin:7px 0 12px!important;}
 .slide{padding:0 0 4px!important;}
 .slide h1{font-size:clamp(25px,7.25vw,34px)!important;line-height:1.04!important;margin:0 0 7px!important;letter-spacing:-.055em!important;text-align:center!important;}
 .subtitle{font-size:13.5px!important;line-height:1.32!important;margin:0 auto 10px!important;max-width:360px!important;text-align:center!important;}
 .kicker{font-size:10px!important;letter-spacing:.13em!important;margin:0 0 5px!important;text-align:center!important;}
 .field{margin:8px 0!important;}
 .field label{font-size:12.75px!important;line-height:1.18!important;margin-bottom:5px!important;}
 input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select{min-height:49px!important;border-radius:14px!important;padding:10px 12px!important;font-size:15.5px!important;line-height:1.18!important;}
 .check{min-height:42px!important;padding:9px 10px!important;border-radius:13px!important;gap:8px!important;align-items:center!important;font-size:12px!important;line-height:1.17!important;text-align:left!important;}
 .check input{width:18px!important;height:18px!important;flex:0 0 18px!important;margin:0!important;}
 .check span{display:block!important;min-width:0!important;flex:1!important;}
 .note{font-size:10.75px!important;line-height:1.25!important;margin:8px 0!important;padding:10px 11px!important;border-radius:12px!important;}
 .action-row{margin-top:12px!important;}
 .primary{min-height:54px!important;border-radius:14px!important;font-size:13px!important;width:100%!important;}
 .secondary{min-height:50px!important;border-radius:14px!important;font-size:12.5px!important;width:100%!important;}

 .slide[data-slide="address"] .field-grid.three{display:grid!important;grid-template-columns:1fr 1fr!important;gap:8px!important;}
 .slide[data-slide="address"] .field-grid.three .field:first-child{grid-column:1 / -1!important;}
 .slide[data-slide="address"] #state{text-transform:uppercase!important;}
 .slide[data-slide="address"] .check{margin-top:8px!important;justify-content:flex-start!important;}
 .slide[data-slide="address"] .errtxt{font-size:11.5px!important;line-height:1.25!important;margin:6px 0!important;text-align:center!important;}

 .slide[data-slide="payoff"] .field-grid{display:grid!important;grid-template-columns:1fr!important;gap:7px!important;}
 .slide[data-slide="payoff"] .field{margin:7px 0!important;}
 .slide[data-slide="payoff"] .calc-card{margin-top:9px!important;padding:11px 12px!important;border-radius:15px!important;}
 .slide[data-slide="payoff"] .calc-card h3{font-size:14px!important;margin:0 0 4px!important;}
 .slide[data-slide="payoff"] #payoffOut{font-size:32px!important;line-height:1!important;margin:2px 0 0!important;text-align:left!important;}
 .slide[data-slide="payoff"] .check{margin-top:8px!important;}

 .slide[data-slide="expenses"] .field-grid.three{display:grid!important;grid-template-columns:1fr!important;gap:8px!important;}
 .slide[data-slide="expenses"] .field{margin:7px 0!important;padding:10px!important;border:1px solid var(--line)!important;border-radius:16px!important;background:#fff!important;}
 .slide[data-slide="expenses"] .field .check{margin:7px 0 0!important;background:#F9FCF8!important;}
 .slide[data-slide="expenses"] input.zeroed-value{background:#F1F6F2!important;color:#637066!important;}

 .money-out{font-size:clamp(40px,12vw,58px)!important;text-align:center!important;margin:6px 0 10px!important;}
 .chips{gap:7px!important;margin:10px 0!important;}
 .chip{min-height:40px!important;padding:8px 11px!important;border-radius:13px!important;font-size:12px!important;}
 .calc-card{border-radius:17px!important;}
}
@media(max-width:430px){
 .main-card{padding:10px 9px 90px!important;}
 .slide h1{font-size:clamp(24px,7.05vw,31px)!important;}
 .subtitle{font-size:13px!important;max-width:340px!important;}
 .slide[data-slide="address"] .field-grid.three{grid-template-columns:1fr 104px!important;}
 .slide[data-slide="payoff"] #payoffOut{font-size:30px!important;}
 .check{font-size:11.5px!important;}
}
@media(max-width:370px){
 .slide[data-slide="address"] .field-grid.three{grid-template-columns:1fr!important;}
 .slide[data-slide="address"] .field-grid.three .field{grid-column:1 / -1!important;}
}



:root{
 --navy:#071b33; --navy2:#102a44; --navy3:#173c5e;
 --sage:#a8b99f; --sage2:#eef5ee; --sage3:#dfeadf;
 --cream:#fffdf8; --ink:#0e1a2b; --muted:#566173; --line:#d7e1da;
 --green:#0b7a4b; --gold:#f6c85f; --red:#a13a3a; --white:#fff;
 --shadow:0 22px 55px rgba(7,27,51,.18); --softShadow:0 12px 32px rgba(7,27,51,.10);
 --radius:28px; --radius2:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(135deg,#eef5ee 0%,#fffdf8 42%,#e9f0ec 100%);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;min-height:100vh}
button,input,select{font:inherit}
button{cursor:pointer}
.funnel-toolbar{position:sticky;top:0;z-index:50;background:rgba(7,27,51,.96);color:white;padding:10px 14px;box-shadow:0 12px 30px rgba(0,0,0,.18);backdrop-filter:blur(8px)}
.funnel-toolbar-inner{max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}.funnel-toolbar strong{font-size:14px}.funnel-toolbar span{color:#d9e8dc;font-size:12px}.funnel-actions{display:flex;gap:8px;flex-wrap:wrap}.funnel-actions button,.funnel-actions a{border:1px solid rgba(255,255,255,.25);background:#fff;color:var(--navy);border-radius:999px;padding:8px 12px;font-size:12px;font-weight:900;text-decoration:none}.funnel-actions button:hover,.funnel-actions a:hover{background:var(--sage2)}
.app{max-width:1280px;margin:0 auto;padding:24px}.deal-shell{display:grid;grid-template-columns:300px minmax(0,1fr);gap:22px;align-items:stretch}.side{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 64%,#061524 100%);color:white;border-radius:34px;padding:24px;box-shadow:var(--shadow);min-height:780px;position:relative;overflow:hidden}.side:after{content:"";position:absolute;right:-120px;bottom:-120px;width:300px;height:300px;border:34px solid rgba(168,185,159,.13);border-radius:50%}.brand{display:flex;align-items:center;gap:12px;margin-bottom:28px}.brandmark{width:42px;height:42px;border-radius:14px;background:white;color:var(--navy);display:grid;place-items:center;font-weight:1000;letter-spacing:-.05em}.brand strong{display:block;font-size:18px}.brand small{display:block;color:#cfded4;font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:10px}.side-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);border-radius:24px;padding:20px;margin-bottom:22px;position:relative;z-index:1}.side-card span{color:#bfd1c0;text-transform:uppercase;letter-spacing:.12em;font-size:11px;font-weight:1000}.side-card strong{display:block;margin-top:10px;font-size:27px;line-height:1.04;letter-spacing:-.03em}.side-card p{color:#d5e1d7;line-height:1.45;font-weight:650;margin-bottom:0}.rail{list-style:none;margin:0;padding:0;display:grid;gap:10px;position:relative;z-index:1}.rail li{display:flex;gap:12px;align-items:center;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.05);border-radius:18px;padding:13px;transition:.18s ease}.rail li.active{background:linear-gradient(135deg,#fff,var(--sage2));color:var(--navy);border-color:rgba(255,255,255,.7);box-shadow:0 10px 24px rgba(0,0,0,.22)}.rail b{width:34px;height:34px;border-radius:999px;border:1px solid rgba(255,255,255,.28);display:grid;place-items:center;font-weight:1000}.rail li.active b{border-color:var(--sage);background:var(--sage2)}.rail strong{display:block;font-size:14px}.rail em{display:block;font-style:normal;font-size:12px;color:inherit;opacity:.72}.license{position:absolute;left:24px;right:24px;bottom:22px;font-size:11px;line-height:1.4;color:#c7d7cc;z-index:1}.main-card{background:rgba(255,253,248,.94);border:1px solid rgba(16,42,68,.10);border-radius:34px;box-shadow:var(--shadow);padding:28px;min-height:780px;position:relative;overflow:hidden}.top{display:flex;align-items:center;justify-content:space-between;gap:12px}.back{border:1px solid var(--line);background:white;color:var(--navy);border-radius:999px;padding:10px 14px;font-weight:900;box-shadow:0 4px 14px rgba(7,27,51,.08)}.back[disabled]{visibility:hidden}.step-label{text-transform:uppercase;letter-spacing:.14em;color:var(--navy2);font-weight:1000;font-size:12px;text-align:right}.progress{height:12px;border-radius:99px;background:#e5ece7;margin:16px 0 32px;overflow:hidden;border:1px solid #d5e2da}.progress span{display:block;height:100%;width:6%;background:linear-gradient(90deg,var(--navy) 0%,var(--sage) 74%,var(--gold));border-radius:inherit;transition:width .24s ease}.slide{display:none}.slide.active{display:block;animation:rise .25s ease}@keyframes rise{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.kicker{text-transform:uppercase;letter-spacing:.18em;font-size:12px;color:var(--green);font-weight:1000;margin:0 0 12px}.slide h1{font-size:clamp(40px,5.4vw,70px);line-height:.94;letter-spacing:-.065em;margin:0 0 14px;color:#081423}.subtitle{max-width:770px;font-size:18px;line-height:1.5;color:var(--muted);font-weight:650;margin:0 0 26px}.question{font-weight:1000;margin:0 0 10px}.choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:18px 0}.choices.one{grid-template-columns:1fr}.choices.three{grid-template-columns:repeat(3,minmax(0,1fr))}.choice{width:100%;text-align:left;background:#fff;border:2px solid var(--line);border-radius:20px;padding:18px 18px;min-height:92px;box-shadow:0 10px 24px rgba(7,27,51,.06);transition:.15s ease;position:relative}.choice:hover{transform:translateY(-1px);border-color:var(--sage);box-shadow:0 14px 30px rgba(7,27,51,.11)}.choice.selected{border-color:var(--navy2);background:linear-gradient(135deg,#fff,var(--sage2));box-shadow:0 0 0 4px rgba(168,185,159,.28)}.choice strong{display:block;font-size:18px;margin-bottom:6px;color:var(--navy)}.choice small{display:block;color:var(--muted);font-weight:750;line-height:1.35}.status{min-height:34px;margin:14px 0 0;padding:10px 14px;border-radius:14px;background:#ecf7ef;color:#0a5d39;font-weight:900;display:none}.status.show{display:block}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.field{margin:15px 0}.field label{display:block;font-weight:1000;margin-bottom:8px;color:#15223b}input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select{width:100%;min-height:58px;background:white;border:2px solid var(--line);border-radius:16px;padding:13px 15px;color:var(--ink);font-weight:850;box-shadow:0 6px 18px rgba(7,27,51,.05)}input:focus,button:focus,select:focus{outline:4px solid var(--gold);outline-offset:3px}.money-out{font-size:clamp(50px,7vw,86px);font-weight:1000;letter-spacing:-.06em;color:var(--navy);margin:10px 0 16px}.slider{width:100%;accent-color:var(--navy);height:36px}.chips{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0}.chip{border:2px solid var(--line);background:white;border-radius:999px;padding:11px 14px;font-weight:1000;color:var(--navy);box-shadow:0 5px 14px rgba(7,27,51,.06)}.chip:hover,.chip.active{border-color:var(--navy);background:var(--sage2)}.action-row{display:flex;gap:12px;align-items:center;justify-content:flex-start;margin-top:22px;flex-wrap:wrap}.primary{border:0;background:linear-gradient(135deg,var(--navy),var(--navy3));color:white;border-radius:16px;min-height:62px;padding:0 28px;font-weight:1000;letter-spacing:.05em;text-transform:uppercase;box-shadow:0 16px 34px rgba(16,42,68,.24)}.primary:hover{background:linear-gradient(135deg,var(--navy2),var(--navy))}.secondary{border:2px solid var(--line);background:#fff;color:var(--navy);border-radius:16px;min-height:56px;padding:0 18px;font-weight:1000}.note{border-left:5px solid var(--sage);background:#f2f8f2;border-radius:14px;padding:14px 16px;margin:18px 0;color:#1c3449;font-weight:750;line-height:1.45}.calc-card{background:linear-gradient(135deg,#f2fbf4,#fff);border:2px solid #cfe1d1;border-radius:22px;padding:18px;margin-top:16px}.calc-card h3{margin:0 0 12px;font-size:20px}.calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.metric{background:white;border:1px solid var(--line);border-radius:16px;padding:14px;box-shadow:0 6px 20px rgba(7,27,51,.06)}.metric span{display:block;color:var(--muted);font-weight:850;font-size:12px;text-transform:uppercase;letter-spacing:.08em}.metric strong{display:block;font-size:24px;color:var(--navy);margin-top:4px}.checks{display:grid;gap:10px;margin:12px 0}.check{display:flex;align-items:flex-start;gap:12px;background:#fff;border:2px solid var(--line);border-radius:16px;padding:14px;font-weight:800}.check input{width:22px;height:22px;accent-color:var(--navy);flex:0 0 auto}.legal{font-size:13px;line-height:1.45;color:var(--muted)}.phone-alert{background:linear-gradient(135deg,#fff6df,#fff);border:2px solid #f2c75e;border-radius:22px;padding:18px;margin:18px 0;font-weight:850}.phone-alert strong{color:var(--navy)}.pulse{display:inline-block;width:13px;height:13px;border-radius:50%;background:#0bb36d;margin-right:8px;box-shadow:0 0 0 rgba(11,179,109,.7);animation:pulse 1.2s infinite}@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(11,179,109,.55)}70%{box-shadow:0 0 0 12px rgba(11,179,109,0)}100%{box-shadow:0 0 0 0 rgba(11,179,109,0)}}.summary-hero{display:grid;grid-template-columns:1fr;gap:18px}.summary-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:18px 0}.summary-metrics .metric{border-color:#cbded1}.summary-metrics .metric.primary-metric{background:linear-gradient(135deg,var(--navy),var(--navy3));color:white}.summary-metrics .metric.primary-metric span,.summary-metrics .metric.primary-metric strong{color:white}.summary-boxes{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.box{background:white;border:1px solid var(--line);border-radius:22px;padding:18px;box-shadow:0 8px 22px rgba(7,27,51,.06)}.box h3{margin:0 0 12px;color:var(--navy)}dl{margin:0}dt{font-weight:1000;color:#5b6573;font-size:12px;text-transform:uppercase;letter-spacing:.07em}dd{margin:3px 0 12px;font-weight:900;color:var(--ink)}.thank-title{font-size:clamp(42px,6vw,78px)!important}.hidden{display:none!important}.mobile-cta{display:none}.error{border-color:#b74141!important;background:#fff8f8!important}.errtxt{color:#a13a3a;font-weight:900;margin:8px 0;display:none}.errtxt.show{display:block}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:980px){.app{padding:0}.deal-shell{display:block}.side{min-height:auto;border-radius:0 0 26px 26px;padding:18px}.side-card,.license{display:none}.brand{margin-bottom:12px}.rail{grid-template-columns:repeat(5,1fr);gap:7px}.rail li{display:block;text-align:center;padding:8px 4px}.rail b{width:30px;height:30px;margin:0 auto 5px}.rail em{display:none}.rail strong{font-size:11px}.main-card{border-radius:0;padding:18px;min-height:calc(100vh - 170px);box-shadow:none}.slide h1{text-align:center;font-size:clamp(33px,10vw,50px);line-height:1.02}.subtitle{text-align:center;font-size:16px}.kicker,.question{text-align:center}.choices,.choices.three,.field-grid,.field-grid.three,.summary-metrics,.summary-boxes,.calc-grid{grid-template-columns:1fr}.choice{min-height:78px}.money-out{text-align:center;font-size:clamp(46px,14vw,64px)}.action-row{justify-content:center}.primary{width:100%}.funnel-toolbar{position:relative}.funnel-toolbar-inner{display:block}.funnel-actions{margin-top:8px}.mobile-cta{display:block;position:sticky;bottom:0;background:rgba(255,253,248,.96);border-top:1px solid var(--line);padding:10px 14px;z-index:40}.mobile-cta button{width:100%;min-height:54px}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
.calc-assumption{margin-top:12px;font-size:13px;line-height:1.45;color:#42526b;background:#fff8e1;border-left:4px solid #f6c85f;border-radius:10px;padding:10px 12px}
.funnel-ok{display:inline-block;margin-left:8px;padding:3px 8px;border-radius:999px;background:#eaf6ed;color:#071b33;font-weight:1000;font-size:11px}

/* v5.11.2 Real Logo + Mobile Tight — surgical only: real logo, shorter mobile header, less first-screen scroll. */
.brand-logo{display:block;height:58px;width:auto;max-width:200px;object-fit:contain;}
.brand-meta{display:none!important;}
@media(max-width:980px){
 .side{min-height:52px!important;padding:6px 12px!important;}
 .brand{gap:0!important;min-width:0!important;}
 .brand-logo{height:42px!important;max-width:182px!important;}
 .brandmark{display:none!important;}
 .main-card{padding:12px 14px 24px!important;min-height:calc(100vh - 52px)!important;}
 .top{gap:8px!important;}
 .back{min-height:36px!important;padding:7px 11px!important;font-size:13px!important;}
 .step-label{font-size:9.5px!important;letter-spacing:.10em!important;}
 .progress{height:7px!important;margin:8px 0 12px!important;}
 .kicker{margin-bottom:6px!important;font-size:10.5px!important;letter-spacing:.14em!important;}
 .slide h1{font-size:clamp(27px,7.5vw,36px)!important;line-height:1.04!important;margin-bottom:8px!important;}
 .subtitle{font-size:14px!important;line-height:1.36!important;margin-bottom:12px!important;}
 .question{margin-bottom:6px!important;font-size:15px!important;}
 .choices,.choices.three{gap:9px!important;margin:10px 0!important;}
 .choice{min-height:62px!important;padding:12px 13px!important;border-radius:16px!important;}
 .choice strong{font-size:16px!important;margin-bottom:3px!important;}
 .choice small{font-size:12.5px!important;line-height:1.25!important;}
 .note{font-size:11px!important;line-height:1.3!important;margin:8px 0!important;}
 .calc-grid{display:none!important;}
 .mobile-cta{padding:8px 12px!important;}
 .mobile-cta button{min-height:50px!important;}
}
@media(max-width:430px){
 .side{min-height:50px!important;padding:5px 10px!important;}
 .brand-logo{height:40px!important;max-width:170px!important;}
 .main-card{padding:11px 12px 22px!important;min-height:calc(100vh - 50px)!important;}
 .slide h1{font-size:clamp(25px,7.1vw,33px)!important;}
 .subtitle{font-size:13.5px!important;}
 .choice{min-height:58px!important;padding:10px 12px!important;}
 .choice strong{font-size:15.5px!important;}
 .choice small{font-size:12px!important;}
}


/* v5.11.5 Production Armor — visual cleanup only; no slide/JS/field changes. */
@media(max-width:980px){
 .side{
  min-height:50px!important;
  padding:6px 10px!important;
  background:linear-gradient(135deg,#071B33 0%,#102A44 100%)!important;
 }
 .brand{
  display:inline-flex!important;
  align-items:center!important;
  background:rgba(255,255,255,.98)!important;
  border:1px solid rgba(255,255,255,.80)!important;
  border-radius:13px!important;
  padding:3px 8px!important;
  box-shadow:0 8px 18px rgba(0,0,0,.14)!important;
  max-width:min(74vw,218px)!important;
 }
 .brand-logo{
  height:34px!important;
  width:auto!important;
  max-width:196px!important;
  object-fit:contain!important;
  display:block!important;
 }
 .brand-meta,.brandmark{display:none!important;}
 .main-card{padding:10px 14px 24px!important;min-height:calc(100vh - 50px)!important;}
 .top{align-items:center!important;gap:8px!important;margin-bottom:0!important;}
 .back{min-height:34px!important;padding:6px 10px!important;font-size:12.5px!important;}
 .step-label{font-size:9px!important;letter-spacing:.09em!important;}
 .progress{height:6px!important;margin:7px 0 11px!important;}
 .kicker{margin-bottom:5px!important;font-size:10px!important;letter-spacing:.13em!important;}
 .slide h1{font-size:clamp(25px,7.2vw,34px)!important;line-height:1.05!important;margin-bottom:7px!important;}
 .subtitle{font-size:13.5px!important;line-height:1.34!important;margin-bottom:10px!important;}
 .question{margin-bottom:5px!important;font-size:14.5px!important;}
 .choices,.choices.three{gap:8px!important;margin:9px 0!important;}
 .choice{min-height:58px!important;padding:10px 12px!important;border-radius:15px!important;}
 .choice strong{font-size:15.5px!important;margin-bottom:2px!important;}
 .choice small{font-size:12px!important;line-height:1.22!important;}
 .note{font-size:10.5px!important;margin:7px 0!important;}
 .calc-grid{display:none!important;}
}
@media(max-width:430px){
 .side{min-height:48px!important;padding:5px 9px!important;}
 .brand{padding:3px 7px!important;border-radius:12px!important;max-width:76vw!important;}
 .brand-logo{height:32px!important;max-width:182px!important;}
 .main-card{padding:10px 12px 22px!important;min-height:calc(100vh - 48px)!important;}
 .slide h1{font-size:clamp(24px,6.9vw,32px)!important;}
 .subtitle{font-size:13px!important;}
 .choice{min-height:56px!important;padding:9px 11px!important;}
}


/* v5.11.4 Restore Original Trust Area — keeps original note + metric cards, cleaned for mobile. */
@media(max-width:980px){
 .slide[data-slide="goal"] .note{
  display:block!important;
  margin:9px 0 8px!important;
  padding:10px 12px!important;
  border-left:4px solid var(--sage)!important;
  border-radius:12px!important;
  background:#f2f8f2!important;
  color:#102a44!important;
  font-size:11.5px!important;
  line-height:1.28!important;
  font-weight:850!important;
  text-align:center!important;
 }
 .slide[data-slide="goal"] .calc-grid{
  display:grid!important;
  grid-template-columns:repeat(3,minmax(0,1fr))!important;
  gap:7px!important;
  margin:8px 0 0!important;
 }
 .slide[data-slide="goal"] .metric{
  display:block!important;
  min-height:54px!important;
  padding:9px 7px!important;
  border-radius:13px!important;
  text-align:center!important;
  box-shadow:0 5px 14px rgba(7,27,51,.055)!important;
 }
 .slide[data-slide="goal"] .metric span{
  font-size:8.5px!important;
  line-height:1.1!important;
  letter-spacing:.055em!important;
  margin-bottom:3px!important;
 }
 .slide[data-slide="goal"] .metric strong{
  font-size:12.5px!important;
  line-height:1.12!important;
  margin-top:2px!important;
 }
}
@media(max-width:430px){
 .slide[data-slide="goal"] .note{
  margin:8px 0 7px!important;
  padding:9px 10px!important;
  font-size:10.75px!important;
 }
 .slide[data-slide="goal"] .calc-grid{gap:6px!important;}
 .slide[data-slide="goal"] .metric{min-height:50px!important;padding:8px 5px!important;}
 .slide[data-slide="goal"] .metric span{font-size:7.8px!important;}
 .slide[data-slide="goal"] .metric strong{font-size:11.25px!important;}
}


/* v5.11.8 Call-Only Mobile Bar + Logo Center cleanup */
.side .brand{
 justify-content:center!important;
 margin-left:auto!important;
 margin-right:auto!important;
 text-align:center!important;
}
.side .brand-logo{
 margin-left:auto!important;
 margin-right:auto!important;
}
@media(max-width:980px){
 .side{justify-content:center!important;}
 .side .brand{margin-left:auto!important;margin-right:auto!important;}
 body{padding-bottom:82px!important;}
 .mobile-cta.mobile-call-bar-funnel.mobile-call-only-funnel{
  display:block!important;
  padding:10px 12px calc(10px + env(safe-area-inset-bottom))!important;
  background:rgba(255,253,248,.985)!important;
  border-top:2px solid rgba(168,185,159,.62)!important;
  box-shadow:0 -10px 28px rgba(7,27,51,.18)!important;
  backdrop-filter:blur(12px)!important;
 }
 .mobile-call-only-funnel .mobile-call-link{
  min-height:56px!important;
  width:100%!important;
  border-radius:15px!important;
  border:2px solid #071B33!important;
  background:linear-gradient(135deg,#071B33,#102A44)!important;
  color:#fff!important;
  display:flex!important;
  flex-direction:column!important;
  align-items:center!important;
  justify-content:center!important;
  gap:2px!important;
  text-decoration:none!important;
  box-shadow:0 8px 18px rgba(7,27,51,.18)!important;
 }
 .mobile-call-only-funnel .mobile-call-link strong{
  display:block!important;
  font-size:15px!important;
  line-height:1.05!important;
  font-weight:1000!important;
 }
 .mobile-call-only-funnel .mobile-call-link span{
  display:block!important;
  color:#fff!important;
  font-size:12px!important;
  line-height:1.05!important;
  opacity:.92!important;
 }
 .mobile-call-only-funnel .mobile-text-link,
 .mobile-call-only-funnel #mobileNext{
  display:none!important;
 }
}


/* v5.11.8 Final Capture Polish funnel */
.consent-submit-copy{
 margin:14px 0 0;
 padding:13px 15px;
 border:1.5px solid rgba(168,185,159,.65);
 border-radius:16px;
 background:linear-gradient(135deg,#f7fbf5,#fffdf8);
 color:#1c3449;
 font-weight:750;
 line-height:1.42;
 text-align:left;
}
.consent-submit-copy p{margin:0;}
.consent-submit-copy strong{color:#071B33;font-weight:1000;}
@media(max-width:980px){
 .consent-submit-copy{margin-top:11px;padding:11px 12px;font-size:12.5px;line-height:1.34;border-radius:14px;}
}



/* v5.11.9 — Mobile Flow Compression / Alignment Lock
  Mobile-only spacing and grid pass. No route, question, calculation or submit changes. */
@media(max-width:980px){
 body{padding-bottom:78px!important;}
 .main-card{padding:8px 12px 18px!important;}
 .top{min-height:34px!important;align-items:center!important;gap:8px!important;}
 .back{min-height:34px!important;padding:6px 10px!important;font-size:12.5px!important;}
 .step-label{font-size:9px!important;letter-spacing:.09em!important;}
 .progress{height:6px!important;margin:5px 0 8px!important;}
 .kicker{margin-bottom:4px!important;font-size:9.5px!important;letter-spacing:.13em!important;}
 .slide h1{font-size:clamp(24px,7vw,31px)!important;line-height:1.01!important;margin-bottom:5px!important;}
 .subtitle{font-size:12.75px!important;line-height:1.28!important;margin-bottom:8px!important;}
 .question{margin-bottom:5px!important;font-size:13px!important;}
 .field{margin:7px 0!important;}
 .field label{margin-bottom:4px!important;font-size:13px!important;}
 input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select{
  min-height:50px!important;padding:10px 11px!important;border-radius:13px!important;font-size:16px!important;
 }
 .field-grid,.field-grid.three{gap:7px!important;}
 .check{min-height:46px!important;padding:9px 10px!important;gap:8px!important;border-radius:13px!important;font-size:11.75px!important;line-height:1.22!important;}
 .check input{width:20px!important;height:20px!important;}
 .choices,.choices.three{gap:7px!important;margin:7px 0!important;}
 .choice{min-height:56px!important;padding:9px 10px!important;border-radius:14px!important;}
 .choice strong{font-size:14px!important;line-height:1.16!important;margin-bottom:2px!important;}
 .choice small{font-size:10.75px!important;line-height:1.18!important;}
 .action-row{margin-top:10px!important;}
 .primary{min-height:52px!important;padding:0 18px!important;border-radius:14px!important;font-size:13px!important;}
 .secondary{min-height:48px!important;padding:0 15px!important;border-radius:14px!important;}
 .note{margin:7px 0!important;padding:9px 11px!important;border-radius:12px!important;font-size:11px!important;line-height:1.28!important;}
 .chips{display:grid!important;grid-template-columns:repeat(4,minmax(0,1fr))!important;gap:6px!important;margin:7px 0!important;}
 .chip{min-width:0!important;min-height:40px!important;padding:7px 5px!important;border-radius:12px!important;font-size:11.5px!important;}
 .slider{height:28px!important;}
 .money-out{font-size:clamp(40px,12vw,54px)!important;margin:3px 0 6px!important;}
 .calc-card{margin-top:8px!important;padding:10px 11px!important;border-radius:14px!important;}
 .calc-card h3{margin-bottom:5px!important;font-size:14px!important;}
 .calc-card .money-out{font-size:30px!important;margin:0 0 4px!important;}
 .calc-card p{margin:0!important;font-size:11px!important;line-height:1.25!important;}
 .consent-submit-copy{margin-top:8px!important;padding:9px 10px!important;border-radius:12px!important;font-size:11px!important;line-height:1.28!important;}
 .legal{margin:7px 0!important;font-size:10.5px!important;line-height:1.28!important;}

 .slide[data-slide="propertyUse"] .choices,
 .slide[data-slide="purchaseStatus"] .choices,
 .slide[data-slide="credit"] .choices,
 .slide[data-slide="propertyStatus"] .choices,
 .slide[data-slide="propertyType"] .choices,
 .slide[data-slide="mortgageStatus"] .choices,
 .slide[data-slide="ownership"] .choices,
 .slide[data-slide="rent"] .choices{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
 }
 .slide[data-slide="propertyUse"] .choice:last-child:nth-child(odd),
 .slide[data-slide="propertyStatus"] .choice:last-child:nth-child(odd),
 .slide[data-slide="propertyType"] .choice:last-child:nth-child(odd),
 .slide[data-slide="rent"] .choice:last-child:nth-child(odd){
  grid-column:1/-1!important;
 }
 .slide[data-slide="rent"] .choice{min-height:72px!important;}
 .slide[data-slide="rent"] .choice strong{font-size:12.75px!important;}
 .slide[data-slide="rent"] .choice small{font-size:10.25px!important;}

 .slide[data-slide="address"] .address-primary-grid{
  display:grid!important;
  grid-template-columns:minmax(0,1.75fr) minmax(104px,.8fr)!important;
  gap:7px!important;
 }
 .slide[data-slide="address"] .address-primary-grid>.field{margin:0!important;}
 .slide[data-slide="address"] .field-grid.three{
  grid-template-columns:minmax(0,1.45fr) minmax(68px,.66fr) minmax(78px,.82fr)!important;
  gap:7px!important;
 }
 .slide[data-slide="address"] .check{margin-top:5px!important;}

 .slide[data-slide="expenses"] .field-grid.three{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  align-items:start!important;
 }
 .slide[data-slide="expenses"] .field-grid.three>.field:nth-child(3){grid-column:1/-1!important;}
 .slide[data-slide="expenses"] .field{margin:0!important;padding:9px!important;border:1px solid var(--line)!important;border-radius:14px!important;background:#fff!important;}
 .slide[data-slide="expenses"] .field .check{margin-top:6px!important;}
 .slide[data-slide="expenses"] input.zeroed-value{background:#eef5ee!important;border-color:#a8b99f!important;color:#071B33!important;font-weight:900!important;}

 .slide[data-slide="contact"] .field-grid{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:7px!important;
 }
 .slide[data-slide="contact"] .field{margin:0!important;}
}
@media(max-width:360px){
 .main-card{padding-left:10px!important;padding-right:10px!important;}
 .slide h1{font-size:clamp(23px,7vw,29px)!important;}
 .chips{grid-template-columns:repeat(4,minmax(0,1fr))!important;gap:5px!important;}
 .chip{font-size:10.75px!important;padding-left:3px!important;padding-right:3px!important;}
 .slide[data-slide="address"] .address-primary-grid{grid-template-columns:minmax(0,1.55fr) minmax(94px,.8fr)!important;}
 .slide[data-slide="address"] .field-grid.three{grid-template-columns:minmax(0,1.25fr) minmax(62px,.65fr) minmax(72px,.78fr)!important;gap:5px!important;}
 .slide[data-slide="contact"] .field-grid{gap:5px!important;}
}


/* v1.4 — /dscr-home-loan-quote-mobile/ mobile paid-search lock */
html,body{background:linear-gradient(180deg,#eef5ee,#fffdf8)!important;}
body{padding-bottom:92px!important;}
.funnel-toolbar,.mobile-cta{display:none!important;}
.app{max-width:480px!important;padding:14px 10px 96px!important;margin:0 auto!important;}
.deal-shell{display:block!important;max-width:460px!important;margin:0 auto!important;}
.side{min-height:auto!important;border-radius:30px 30px 0 0!important;padding:14px 16px!important;display:flex!important;align-items:center!important;justify-content:space-between!important;box-shadow:0 14px 40px rgba(7,27,51,.16)!important;}
.side:after,.side-card,.rail,.license{display:none!important;}
.brand{margin:0!important;display:flex!important;align-items:center!important;gap:10px!important;}
.brand-logo{height:42px!important;width:auto!important;max-width:180px!important;display:block!important;}
.brandmark{display:none!important;}
.brand strong,.brand small{display:none!important;}
.side:before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(circle at 88% 0%,rgba(246,200,95,.18),transparent 34%)}
.side:has(.brand):after{display:none!important;}
.main-card{border-radius:0 0 30px 30px!important;min-height:calc(100vh - 116px)!important;padding:16px 14px 20px!important;background:linear-gradient(180deg,#fffdf8,#fbfcfb)!important;box-shadow:0 18px 50px rgba(7,27,51,.14)!important;}
.top{justify-content:space-between!important;margin-bottom:0!important;}
.step-label{font-size:10.5px!important;letter-spacing:.13em!important;}
.back{min-height:38px!important;padding:8px 12px!important;font-size:12px!important;}
.progress{height:8px!important;margin:13px 0 18px!important;}
.kicker{font-size:11px!important;margin-bottom:8px!important;color:#0a8a4b!important;}
.slide h1{font-size:clamp(31px,9.5vw,42px)!important;line-height:.96!important;letter-spacing:-.06em!important;margin-bottom:9px!important;}
.subtitle{font-size:13.5px!important;line-height:1.38!important;margin-bottom:14px!important;font-weight:760!important;}
.question{font-size:13.5px!important;margin-bottom:9px!important;}
.choices,.choices.three,.choices.one{grid-template-columns:1fr!important;gap:10px!important;margin:12px 0!important;}
.choice{min-height:68px!important;border-width:1px!important;border-radius:17px!important;padding:13px 12px!important;box-shadow:0 8px 19px rgba(7,27,51,.08)!important;}
.choice strong{font-size:15.5px!important;margin-bottom:3px!important;line-height:1.15!important;}
.choice small{font-size:11.5px!important;line-height:1.25!important;}
.slide[data-slide="goal"] .choice{display:grid!important;grid-template-columns:48px minmax(0,1fr) 18px!important;align-items:center!important;gap:10px!important;}
.nq-choice-icon{height:46px;width:46px;border-radius:50%;display:grid;place-items:center;background:#eef5ee;border:1px solid #dfeadf;}
.nq-choice-icon svg{width:25px;height:25px;fill:none;stroke:#071b33;stroke-width:2.1;stroke-linecap:round;stroke-linejoin:round;}
.nq-choice-copy{display:block;min-width:0;}
.nq-choice-arrow{font-size:29px;line-height:1;color:#071b33;font-weight:900;text-align:right;}
.nq-clean-line{margin:10px 0!important;background:#f1f5f2!important;border-left:5px solid #8db086!important;font-size:12px!important;text-align:center!important;}
.nq-investor-trust{margin:10px 0 4px;background:#fff;border:1px solid #d8e0dd;border-radius:16px;padding:11px 10px 10px;box-shadow:0 6px 18px rgba(7,27,51,.06);}
.nq-investor-trust h3{margin:0 0 9px;text-align:center;font-size:13px;line-height:1.2;color:#071b33;}
.nq-trust-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));}
.nq-trust-item{text-align:center;padding:0 5px;}
.nq-trust-item + .nq-trust-item{border-left:1px solid #d7dfe0;}
.nq-trust-item svg{height:25px;width:25px;margin:0 auto 4px;display:block;fill:none;stroke:#e0a326;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;}
.nq-trust-item:nth-child(2) svg path:last-child{fill:#e0a326;stroke:none;}
.nq-trust-item strong{display:block;font-size:15px;line-height:1.08;color:#071b33;}
.nq-trust-item span{display:block;font-size:10.5px;color:#536172;font-weight:800;line-height:1.13;}
.nq-investor-trust p{margin:8px 0 0;text-align:center;font-size:11px;line-height:1.25;color:#536172;font-weight:750;}
.nq-investor-trust b{color:#d39610;}
.calc-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:8px!important;}
.metric{padding:10px!important;border-radius:14px!important;}
.metric span{font-size:9px!important;}
.metric strong{font-size:18px!important;}
.note{font-size:12px!important;line-height:1.35!important;padding:11px 13px!important;margin:12px 0!important;border-radius:13px!important;}
.field{margin:10px 0!important;}
.field-grid,.field-grid.three,.address-primary-grid{grid-template-columns:1fr!important;gap:9px!important;}
input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select{min-height:50px!important;border-width:1px!important;border-radius:14px!important;font-size:15px!important;padding:11px 12px!important;}
.chips{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:8px!important;margin:10px 0!important;}
.chip{padding:10px 8px!important;font-size:13px!important;text-align:center!important;}
.action-row{margin-top:14px!important;gap:8px!important;}
.primary{width:100%!important;min-height:54px!important;border-radius:15px!important;font-size:13px!important;padding:0 16px!important;}
.secondary{width:100%!important;min-height:48px!important;border-radius:14px!important;}
.summary-metrics,.summary-boxes{grid-template-columns:1fr!important;gap:9px!important;}
.phone-alert{padding:13px!important;border-radius:16px!important;font-size:12px!important;}
.consent-submit-copy,.legal{font-size:11px!important;line-height:1.35!important;}
.nq-reassurance{margin:12px 0 2px;padding:10px 11px;border:1px solid #d8e0dd;border-radius:14px;background:#fff;color:#536172;text-align:center;font-size:11px;font-weight:800;line-height:1.28;box-shadow:0 5px 14px rgba(7,27,51,.045);}
.nq-reassurance b{color:#071b33;}
.nq-reassurance .gold{color:#d39610;}
.nq-mobile-call-only{position:fixed;z-index:9999;left:10px;right:10px;bottom:calc(8px + env(safe-area-inset-bottom));display:flex;align-items:center;justify-content:center;gap:10px;min-height:58px;padding:8px 14px;border:2px solid #f6c85f;border-radius:17px;background:linear-gradient(135deg,#071b33,#102a44);color:white;text-decoration:none;box-shadow:0 14px 34px rgba(7,27,51,.30);}
.nq-mobile-call-only .nq-phone-dot{height:35px;width:35px;border-radius:50%;background:#fff;display:grid;place-items:center;flex:0 0 35px;}
.nq-mobile-call-only svg{height:18px;width:18px;fill:none;stroke:#071b33;stroke-width:2.3;stroke-linecap:round;stroke-linejoin:round;}
.nq-mobile-call-only strong{display:block;text-align:center;font-size:14px;line-height:1.15;color:#fff;}
.nq-mobile-call-only em{display:block;text-align:center;font-style:normal;font-size:12px;line-height:1.05;color:#f6c85f;font-weight:1000;margin-top:2px;}
@media(min-width:600px){.nq-mobile-call-only{max-width:460px;margin:0 auto;}.app{padding-top:22px!important;}}
@media(max-width:380px){.app{padding-left:6px!important;padding-right:6px!important}.main-card{padding:14px 10px 18px!important}.slide h1{font-size:30px!important}.nq-mobile-call-only strong{font-size:13px}.nq-mobile-call-only em{font-size:11px}.nq-trust-item strong{font-size:14px}.nq-trust-item span{font-size:9.8px}}


/* v1.4 — Original Slides Above-Fold Cleanup
  Source: v7.24.0 original DSCR slide sequence. Visual compression only.
  No question order, routing, calculations, phone-only sticky, or submit flow changed. */
@media(max-width:680px){
 html{height:100%;overflow-x:hidden;}
 body{min-height:100%;padding-bottom:70px!important;overflow-x:hidden;background:#eef5ee!important;}
 .app{padding:0!important;max-width:none!important;}
 .deal-shell{display:block!important;}
 .side{
  min-height:46px!important;height:46px!important;padding:5px 9px!important;
  border-radius:0!important;display:flex!important;align-items:center!important;justify-content:center!important;
  box-shadow:none!important;overflow:hidden!important;
 }
 .side:before,.side:after{display:none!important;}
 .brand{
  margin:0 auto!important;padding:2px 7px!important;min-height:34px!important;
  border-radius:11px!important;max-width:190px!important;box-shadow:0 5px 12px rgba(0,0,0,.10)!important;
  background:rgba(255,255,255,.98)!important;
 }
 .brand-logo{height:29px!important;max-width:168px!important;}
 .rail,.side-card,.license,.brandmark,.brand-meta,.brand strong,.brand small{display:none!important;}

 .main-card{
  min-height:calc(100svh - 46px)!important;border-radius:0!important;
  padding:7px 10px 84px!important;box-shadow:none!important;overflow:visible!important;
  background:linear-gradient(180deg,#fffdf8,#fbfcfb)!important;
 }
 .top{min-height:26px!important;height:26px!important;align-items:center!important;gap:6px!important;}
 .back{min-height:28px!important;padding:4px 8px!important;border-radius:999px!important;font-size:10.5px!important;}
 .step-label{
  font-size:8px!important;letter-spacing:.08em!important;max-width:165px!important;overflow:hidden!important;
  text-overflow:ellipsis!important;white-space:nowrap!important;
 }
 .progress{height:5px!important;margin:4px 0 6px!important;border-radius:99px!important;}
 .slide.active{animation:none!important;}
 .kicker{font-size:8.8px!important;letter-spacing:.12em!important;margin:0 0 3px!important;text-align:center!important;}
 .slide h1{
  font-size:clamp(23px,6.35vw,28px)!important;line-height:.99!important;letter-spacing:-.052em!important;
  margin:0 0 4px!important;text-align:center!important;
 }
 .slide[data-slide="goal"] h1{font-size:clamp(25px,7vw,31px)!important;}
 .subtitle{
  font-size:11.2px!important;line-height:1.22!important;margin:0 0 6px!important;text-align:center!important;font-weight:730!important;
 }
 .question{font-size:11.8px!important;line-height:1.18!important;margin:0 0 4px!important;text-align:center!important;}
 .choices,.choices.three,.choices.one{
  display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:6px!important;margin:6px 0!important;
 }
 .choice{
  min-height:42px!important;padding:7px 8px!important;border-radius:12px!important;border-width:1px!important;
  box-shadow:0 4px 12px rgba(7,27,51,.065)!important;gap:5px!important;
 }
 .choice strong{font-size:12.3px!important;line-height:1.10!important;margin:0 0 1px!important;}
 .choice small{font-size:9.4px!important;line-height:1.10!important;}

 /* First paid-search slide keeps the original three choices, just tighter and cleaner. */
 .slide[data-slide="goal"] .choices{grid-template-columns:1fr!important;gap:7px!important;margin:7px 0!important;}
 .slide[data-slide="goal"] .choice{
  min-height:52px!important;display:grid!important;grid-template-columns:40px minmax(0,1fr) 14px!important;
  align-items:center!important;gap:8px!important;padding:8px 9px!important;border-radius:14px!important;
 }
 .slide[data-slide="goal"] .choice strong{font-size:13.8px!important;}
 .slide[data-slide="goal"] .choice small{font-size:10.4px!important;}
 .nq-choice-icon{height:38px!important;width:38px!important;}
 .nq-choice-icon svg{width:22px!important;height:22px!important;}
 .nq-choice-arrow{font-size:23px!important;line-height:1!important;}

 .nq-clean-line{
  margin:6px 0!important;padding:7px 8px!important;border-left-width:4px!important;border-radius:11px!important;
  font-size:10.3px!important;line-height:1.18!important;text-align:center!important;
 }
 .nq-investor-trust{
  margin:6px 0 0!important;padding:8px 7px 7px!important;border-radius:13px!important;
  box-shadow:0 5px 15px rgba(7,27,51,.055)!important;
 }
 .nq-investor-trust h3{font-size:11.2px!important;line-height:1.15!important;margin:0 0 5px!important;}
 .nq-trust-grid{grid-template-columns:repeat(3,minmax(0,1fr))!important;}
 .nq-trust-item{padding:0 4px!important;}
 .nq-trust-item svg{height:19px!important;width:19px!important;margin:0 auto 2px!important;}
 .nq-trust-item strong{font-size:12.2px!important;line-height:1.05!important;}
 .nq-trust-item span{font-size:8.5px!important;line-height:1.06!important;}
 .nq-investor-trust p{font-size:9.4px!important;line-height:1.18!important;margin:5px 0 0!important;}

 .field{margin:4px 0!important;}
 .field label{font-size:10.8px!important;margin-bottom:3px!important;line-height:1.08!important;}
 input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select{
  min-height:39px!important;padding:7px 8px!important;border-radius:10px!important;border-width:1px!important;
  font-size:14px!important;box-shadow:0 3px 10px rgba(7,27,51,.035)!important;
 }
 .field-grid,.field-grid.three{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:6px!important;}
 .slide[data-slide="address"] .field-grid.three{grid-template-columns:1.4fr .72fr .88fr!important;}
 .slide[data-slide="contact"] .field-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;}
 .slide[data-slide="expenses"] .field-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))!important;gap:5px!important;}
 .slide[data-slide="expenses"] .field label{font-size:9.4px!important;}
 .slide[data-slide="expenses"] .check{font-size:8.8px!important;line-height:1.05!important;padding:4px!important;}

 .check{
  min-height:34px!important;padding:6px 7px!important;border-radius:10px!important;font-size:10px!important;
  line-height:1.12!important;gap:6px!important;
 }
 .check input{width:16px!important;height:16px!important;flex:0 0 16px!important;}
 .chips{
  display:grid!important;grid-template-columns:repeat(4,minmax(0,1fr))!important;gap:5px!important;margin:5px 0!important;
 }
 .chip{
  min-height:32px!important;padding:5px 3px!important;border-radius:10px!important;font-size:9.6px!important;
  line-height:1.08!important;text-align:center!important;
 }
 .money-out{font-size:clamp(30px,10vw,40px)!important;margin:0 0 3px!important;line-height:.96!important;text-align:center!important;}
 .slider{height:20px!important;margin:0!important;}
 .calc-card{
  margin:5px 0!important;padding:7px 8px!important;border-radius:11px!important;
 }
 .calc-card h3{font-size:11px!important;margin:0 0 3px!important;}
 .calc-card .money-out{font-size:24px!important;margin:0 0 2px!important;text-align:left!important;}
 .calc-card p{font-size:9.5px!important;line-height:1.12!important;margin:0!important;}
 .note,.nq-reassurance{
  font-size:9.6px!important;line-height:1.18!important;padding:7px 8px!important;margin:6px 0!important;border-radius:10px!important;
 }
 .errtxt{font-size:9.4px!important;line-height:1.16!important;margin:4px 0!important;}
 .action-row{margin-top:6px!important;gap:6px!important;}
 .primary,.secondary{
  min-height:41px!important;border-radius:11px!important;padding:0 12px!important;font-size:11.4px!important;width:100%!important;
 }
 .consent-submit-copy{
  margin:5px 0!important;padding:6px 7px!important;border-radius:10px!important;font-size:9.3px!important;line-height:1.16!important;
 }
 .legal{font-size:8.9px!important;line-height:1.16!important;margin:4px 0!important;}
 .summary-metrics,.summary-boxes,.calc-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:6px!important;}
 .metric{padding:7px 5px!important;border-radius:11px!important;}
 .metric span{font-size:7.8px!important;line-height:1.05!important;}
 .metric strong{font-size:12px!important;line-height:1.05!important;}
 .phone-alert{padding:8px!important;border-radius:12px!important;font-size:10px!important;line-height:1.15!important;}

 .nq-mobile-call-only{
  min-height:53px!important;left:8px!important;right:8px!important;bottom:calc(6px + env(safe-area-inset-bottom))!important;
  padding:6px 10px!important;border-radius:14px!important;gap:8px!important;
 }
 .nq-mobile-call-only .nq-phone-dot{height:31px!important;width:31px!important;flex-basis:31px!important;}
 .nq-mobile-call-only svg{height:16px!important;width:16px!important;}
 .nq-mobile-call-only strong{font-size:13px!important;line-height:1.08!important;}
 .nq-mobile-call-only em{font-size:11px!important;line-height:1.02!important;}

 /* Keep the original high-option slides from becoming long-scroll lists. */
 .slide[data-slide="credit"] .choices,
 .slide[data-slide="propertyType"] .choices,
 .slide[data-slide="rent"] .choices,
 .slide[data-slide="propertyStatus"] .choices,
 .slide[data-slide="purchaseStatus"] .choices,
 .slide[data-slide="ownership"] .choices,
 .slide[data-slide="mortgageStatus"] .choices{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
 }
}
@media(max-width:380px){
 .main-card{padding-left:8px!important;padding-right:8px!important;}
 .slide h1{font-size:clamp(22px,6.2vw,26px)!important;}
 .slide[data-slide="goal"] h1{font-size:clamp(24px,6.9vw,29px)!important;}
 .subtitle{font-size:10.8px!important;}
 .choice strong{font-size:11.8px!important;}
 .choice small{font-size:8.9px!important;}
 .slide[data-slide="goal"] .choice strong{font-size:13.1px!important;}
 .slide[data-slide="goal"] .choice small{font-size:9.8px!important;}
 .chips{gap:4px!important;}
 .chip{font-size:9.1px!important;}
 .nq-investor-trust h3{font-size:10.8px!important;}
 .nq-trust-item svg{height:18px!important;width:18px!important;}
 .nq-trust-item strong{font-size:11.6px!important;}
 .nq-trust-item span{font-size:8.1px!important;}
}
@media(max-height:740px) and (max-width:680px){
 .side{height:42px!important;min-height:42px!important;}
 .brand-logo{height:26px!important;}
 .main-card{min-height:calc(100svh - 42px)!important;padding-top:5px!important;}
 .top{height:23px!important;min-height:23px!important;}
 .progress{height:4px!important;margin:3px 0 5px!important;}
 .slide h1{font-size:24px!important;}
 .slide[data-slide="goal"] h1{font-size:26px!important;}
 .subtitle{font-size:10.5px!important;margin-bottom:5px!important;}
 .choice{min-height:39px!important;padding:6px 7px!important;}
 .slide[data-slide="goal"] .choice{min-height:48px!important;}
 .nq-investor-trust{padding:7px 6px 6px!important;}
 .nq-investor-trust p{display:none!important;} /* still present in HTML; hidden only for very short devices to avoid sloppy scroll */
 .field{margin:3px 0!important;}
 input[type="text"],input[type="email"],input[type="tel"],input[type="number"],select{min-height:36px!important;}
 .primary,.secondary{min-height:38px!important;}
}



/* v1.4 — final IT handoff alignment + spacing polish. Original slide flow preserved. */
html[data-approved-slug="/dscr-home-loan-quote-mobile/"] .nq-clean-line{
 letter-spacing:.01em;
 white-space:normal;
}
@media(max-width:680px){
 body{padding-bottom:84px!important;}
 .main-card{padding-bottom:92px!important;}
 .slide[data-slide="goal"] .nq-clean-line{margin-top:7px!important;margin-bottom:7px!important;}
 .slide[data-slide="goal"] .nq-investor-trust{margin-top:7px!important;}
 .slide[data-slide="expenses"] .field-grid.three{
  grid-template-columns:repeat(3,minmax(0,1fr))!important;
  gap:6px!important;
  align-items:stretch!important;
 }
 .slide[data-slide="expenses"] .field{
  display:flex!important;
  flex-direction:column!important;
  justify-content:flex-start!important;
  min-height:119px!important;
  padding:7px!important;
  border-radius:12px!important;
 }
 .slide[data-slide="expenses"] .field>label:first-child{
  display:flex!important;
  align-items:flex-end!important;
  justify-content:center!important;
  text-align:center!important;
  min-height:23px!important;
  margin-bottom:4px!important;
  font-size:9.25px!important;
  line-height:1.05!important;
 }
 .slide[data-slide="expenses"] input[type="number"]{
  min-height:36px!important;
  text-align:center!important;
  font-weight:900!important;
 }
 .slide[data-slide="expenses"] .check{
  margin-top:5px!important;
  flex:1 1 auto!important;
  align-items:center!important;
  justify-content:flex-start!important;
  min-height:36px!important;
  padding:5px!important;
  border-radius:10px!important;
  text-align:left!important;
 }
 .slide[data-slide="expenses"] .check span{
  display:block!important;
  font-size:8.25px!important;
  line-height:1.04!important;
  letter-spacing:-.015em!important;
 }
 .slide[data-slide="expenses"] .check input{
  width:14px!important;
  height:14px!important;
  flex:0 0 14px!important;
  accent-color:#071b33!important;
 }
 .slide[data-slide="expenses"] .note{
  margin-top:6px!important;
  margin-bottom:6px!important;
  font-size:8.9px!important;
  line-height:1.13!important;
 }
 .slide[data-slide="summary"] .summary-metrics,
 .slide[data-slide="summary"] .summary-boxes{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
 }
 .slide[data-slide="summary"] .summary-boxes .box:last-child{grid-column:1/-1!important;}
}
@media(max-width:380px){
 .slide[data-slide="expenses"] .field-grid.three{gap:5px!important;}
 .slide[data-slide="expenses"] .field{padding:6px!important;min-height:115px!important;}
 .slide[data-slide="expenses"] .field>label:first-child{font-size:8.65px!important;min-height:21px!important;}
 .slide[data-slide="expenses"] .check span{font-size:7.85px!important;}
 .slide[data-slide="expenses"] .check{padding:4px!important;}
 .slide[data-slide="expenses"] input[type="number"]{font-size:13px!important;}
}
@media(max-height:700px) and (max-width:680px){
 .slide[data-slide="expenses"] .field{min-height:109px!important;}
 .slide[data-slide="expenses"] .field>label:first-child{min-height:18px!important;}
 .slide[data-slide="expenses"] .check{min-height:32px!important;}
 .slide[data-slide="expenses"] .note{display:none!important;}
}


/* v1.4 final thank-you concierge next-steps lock */
.next-steps{margin:16px 0 14px;padding:16px;border:1px solid rgba(7,27,51,.13);border-radius:20px;background:linear-gradient(180deg,#fff,#f7faf6);box-shadow:0 12px 28px rgba(7,27,51,.07)}
.next-steps h2{margin:0 0 12px;color:#071B33;font-size:19px;line-height:1.05;letter-spacing:-.025em;text-align:left}
.next-step-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:9px}
.next-step{position:relative;padding:12px 10px 11px;border:1px solid #CBD8CF;border-radius:15px;background:#fff;min-height:112px}
.next-step b{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;margin-bottom:8px;background:#071B33;color:#fff;font-size:12px;line-height:1;font-weight:1000}
.next-step strong{display:block;color:#071B33;font-size:12.5px;line-height:1.12;margin-bottom:4px}
.next-step span{display:block;color:#536172;font-size:10.5px;line-height:1.28;font-weight:750}
@media(max-width:680px){.next-steps{padding:13px;margin:13px 0}.next-steps h2{text-align:center;font-size:18px}.next-step-grid{grid-template-columns:1fr;gap:7px}.next-step{min-height:0;display:grid;grid-template-columns:32px 1fr;column-gap:10px;padding:10px}.next-step b{grid-row:1/3;margin:0}.next-step strong{font-size:13px;margin:0}.next-step span{font-size:11px}}


/* v7.24.1 thank-you call-only lock */
.thank-actions.call-only{justify-content:stretch!important;width:100%!important}
.thank-actions.call-only .primary{display:flex!important;align-items:center!important;justify-content:center!important;width:100%!important;text-align:center!important;text-decoration:none!important}
@media(max-width:980px){.thank-actions.call-only{margin-top:18px!important}.thank-actions.call-only .primary{min-height:58px!important}}



 a.primary,a.secondary{ text-decoration:none; display:inline-flex; align-items:center; justify-content:center; }
 .thank-actions{ gap:10px; }
 .thank-actions .primary,.thank-actions .secondary{ flex:1 1 190px; }
 .concierge-summary{ margin-top:18px; }
 .consent-submit-copy p{font-size:12px;line-height:1.45;color:#536172;font-weight:650;margin:6px 0 0;}
 @media(max-width:980px){.nq-mobile-call-only{min-height:50px!important;padding:6px 12px!important}.nq-mobile-call-only strong{font-size:13px!important}.nq-mobile-call-only em{font-size:10px!important}.nq-phone-dot{width:31px!important;height:31px!important}.main-card{padding-bottom:84px!important}}
 @media(max-width:430px){.thank-actions{display:grid!important;grid-template-columns:1fr!important}.thank-actions .primary,.thank-actions .secondary{width:100%;}}



body.dscr-v14-funnel-only{padding-top:0!important;margin-top:0!important;}
body.dscr-v14-funnel-only .app{margin-top:0!important;}



.skip{position:absolute!important;left:-9999px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important;clip:rect(0 0 0 0)!important;white-space:nowrap!important;}
.skip:focus{left:14px!important;top:14px!important;width:auto!important;height:auto!important;clip:auto!important;z-index:99999!important;padding:10px 13px!important;border-radius:10px!important;background:#fff!important;color:#071B33!important;box-shadow:0 10px 28px rgba(7,27,51,.22)!important;}
.dscr-v14-ad-topbar{position:sticky;top:0;z-index:80;background:#071B33;color:#DCE7DD;font-size:12px;font-weight:900;line-height:1.25;}
.dscr-v14-ad-topbar__inner{width:min(1180px,calc(100% - 28px));margin:0 auto;min-height:34px;display:flex;align-items:center;justify-content:center;gap:13px;white-space:nowrap;}
.dscr-v14-ad-topbar a{color:#F6C85F;text-decoration:none;font-weight:950;}
.dscr-v14-ad-topbar b{color:#F6C85F;font-weight:1000;}
body.dscr-v14-funnel-only{padding-top:0!important;margin-top:0!important;}
@media(max-width:640px){.dscr-v14-ad-topbar{font-size:10.5px}.dscr-v14-ad-topbar__inner{width:min(100% - 18px,620px);min-height:32px;gap:8px}.dscr-v14-ad-topbar__inner span:first-child{display:none}}



.dscr-v14-sticky-phone{display:none!important;}
@media(max-width:980px){
  .dscr-v14-sticky-phone{
    display:flex!important;
    position:fixed!important;
    left:10px!important;
    right:10px!important;
    bottom:calc(8px + env(safe-area-inset-bottom))!important;
    z-index:99999!important;
    align-items:center!important;
    justify-content:center!important;
    gap:10px!important;
    min-height:58px!important;
    padding:8px 14px!important;
    border:2px solid #f6c85f!important;
    border-radius:17px!important;
    background:linear-gradient(135deg,#071b33,#102a44)!important;
    color:#fff!important;
    text-decoration:none!important;
    box-shadow:0 14px 34px rgba(7,27,51,.30)!important;
  }
  .dscr-v14-sticky-phone .nq-phone-dot{height:35px!important;width:35px!important;border-radius:50%!important;background:#fff!important;display:grid!important;place-items:center!important;flex:0 0 35px!important;}
  .dscr-v14-sticky-phone svg{height:18px!important;width:18px!important;fill:none!important;stroke:#071b33!important;stroke-width:2.3!important;stroke-linecap:round!important;stroke-linejoin:round!important;}
  .dscr-v14-sticky-phone strong{display:block!important;text-align:center!important;font-size:14px!important;line-height:1.15!important;color:#fff!important;font-weight:1000!important;}
  .dscr-v14-sticky-phone em{display:block!important;text-align:center!important;font-style:normal!important;font-size:12px!important;line-height:1.05!important;color:#f6c85f!important;font-weight:1000!important;margin-top:2px!important;}
}
@media(min-width:981px){.dscr-v14-sticky-phone{display:none!important;}}
@media(max-width:380px){.dscr-v14-sticky-phone strong{font-size:13px!important}.dscr-v14-sticky-phone em{font-size:11px!important}.dscr-v14-sticky-phone .nq-phone-dot{height:31px!important;width:31px!important;flex-basis:31px!important}.dscr-v14-sticky-phone svg{height:16px!important;width:16px!important;}}


body{margin:0}
:root{--nqi-navy:#071B33;--nqi-navy2:#102A44;--nqi-navy3:#173C5E;--nqi-sage:#A8B99F;--nqi-sage2:#EEF5EE;--nqi-cream:#FFFDF8;--nqi-ink:#0E1A2B;--nqi-muted:#566173;--nqi-line:#D7E1DA;--nqi-gold:#F6C85F;--nqi-green:#0B7A4B;--nqi-red:#A13A3A;--nqi-shadow:0 22px 55px rgba(7,27,51,.18);--nqi-soft:0 12px 32px rgba(7,27,51,.10)}
*{box-sizing:border-box}.nqi-app{min-height:100vh;background:linear-gradient(135deg,#EEF5EE 0%,#FFFDF8 42%,#E9F0EC 100%);color:var(--nqi-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif}.nqi-app button,.nqi-app input,.nqi-app select,.nqi-app textarea{font:inherit}.nqi-shell{max-width:1280px;margin:0 auto;padding:22px;display:grid;grid-template-columns:300px minmax(0,1fr);gap:22px}.nqi-side{min-height:790px;position:relative;overflow:hidden;border-radius:34px;padding:24px;background:linear-gradient(160deg,var(--nqi-navy),var(--nqi-navy2) 64%,#061524);color:#fff;box-shadow:var(--nqi-shadow)}.nqi-side:after{content:"";position:absolute;right:-120px;bottom:-120px;width:300px;height:300px;border:34px solid rgba(168,185,159,.13);border-radius:50%}.nqi-brand{position:relative;z-index:2;display:flex;align-items:center;justify-content:center;margin:0 0 24px}.nqi-brand-card{display:flex;align-items:center;justify-content:center;width:220px;min-height:72px;padding:9px 12px;border-radius:18px;background:#fff;box-shadow:0 12px 30px rgba(0,0,0,.2)}.nqi-brand-card img{display:block;max-width:194px;max-height:55px;width:auto;height:auto}.nqi-side-card{position:relative;z-index:2;margin-bottom:20px;padding:20px;border:1px solid rgba(255,255,255,.13);border-radius:24px;background:rgba(255,255,255,.08)}.nqi-side-card span{color:#BFD1C0;text-transform:uppercase;letter-spacing:.12em;font-size:11px;font-weight:1000}.nqi-side-card strong{display:block;margin-top:9px;font-size:27px;line-height:1.04;letter-spacing:-.035em}.nqi-side-card p{margin-bottom:0;color:#D5E1D7;line-height:1.45;font-weight:650}.nqi-path-badge{display:inline-flex!important;margin-top:12px;padding:7px 10px;border-radius:999px;background:rgba(246,200,95,.15);border:1px solid rgba(246,200,95,.35);color:var(--nqi-gold)!important;font-size:10px!important;letter-spacing:.07em!important}.nqi-rail{position:relative;z-index:2;display:grid;gap:10px;list-style:none;margin:0;padding:0}.nqi-rail li{display:flex;align-items:center;gap:12px;padding:13px;border:1px solid rgba(255,255,255,.12);border-radius:18px;background:rgba(255,255,255,.05)}.nqi-rail li.is-active{background:linear-gradient(135deg,#fff,var(--nqi-sage2));color:var(--nqi-navy);border-color:rgba(255,255,255,.7);box-shadow:0 10px 24px rgba(0,0,0,.22)}.nqi-rail li.is-done{border-color:rgba(168,185,159,.42)}.nqi-rail b{display:grid;place-items:center;width:34px;height:34px;flex:0 0 auto;border:1px solid rgba(255,255,255,.28);border-radius:999px;font-weight:1000}.nqi-rail li.is-active b{border-color:var(--nqi-sage);background:var(--nqi-sage2)}.nqi-rail strong{display:block;font-size:14px}.nqi-rail em{display:block;color:inherit;opacity:.72;font-size:12px;font-style:normal}.nqi-license{position:absolute;z-index:2;left:24px;right:24px;bottom:20px;color:#C7D7CC;font-size:11px;line-height:1.4}.nqi-main{min-height:790px;padding:28px;position:relative;overflow:hidden;border:1px solid rgba(16,42,68,.10);border-radius:34px;background:rgba(255,253,248,.95);box-shadow:var(--nqi-shadow)}.nqi-top{display:flex;align-items:center;justify-content:space-between;gap:12px}.nqi-back{min-height:42px;padding:0 15px;border:1px solid var(--nqi-line);border-radius:999px;background:#fff;color:var(--nqi-navy);font-weight:900;box-shadow:0 4px 14px rgba(7,27,51,.08);cursor:pointer}.nqi-back[disabled]{visibility:hidden}.nqi-step-label{text-align:right;text-transform:uppercase;letter-spacing:.14em;color:var(--nqi-navy2);font-size:12px;font-weight:1000}.nqi-progress{height:11px;margin:16px 0 30px;overflow:hidden;border:1px solid #D5E2DA;border-radius:99px;background:#E5ECE7}.nqi-progress span{display:block;width:8%;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--nqi-navy),var(--nqi-sage) 74%,var(--nqi-gold));transition:width .22s ease}.nqi-slide{animation:nqi-rise .22s ease}@keyframes nqi-rise{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}.nqi-kicker{margin:0 0 11px;color:var(--nqi-green);text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:1000}.nqi-title{max-width:850px;margin:0 0 14px;color:#081423;font-size:clamp(40px,5.2vw,68px);line-height:.94;letter-spacing:-.065em}.nqi-subtitle{max-width:800px;margin:0 0 24px;color:var(--nqi-muted);font-size:18px;line-height:1.5;font-weight:650}.nqi-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;margin:17px 0}.nqi-choice-grid.is-three{grid-template-columns:repeat(3,minmax(0,1fr))}.nqi-choice{width:100%;min-height:88px;padding:17px;text-align:left;border:2px solid var(--nqi-line);border-radius:20px;background:#fff;color:var(--nqi-ink);box-shadow:0 10px 24px rgba(7,27,51,.06);cursor:pointer;transition:.15s ease}.nqi-choice:hover{transform:translateY(-1px);border-color:var(--nqi-sage);box-shadow:0 14px 30px rgba(7,27,51,.11)}.nqi-choice.is-selected{border-color:var(--nqi-navy2);background:linear-gradient(135deg,#fff,var(--nqi-sage2));box-shadow:0 0 0 4px rgba(168,185,159,.28)}.nqi-choice strong{display:block;margin-bottom:5px;color:var(--nqi-navy);font-size:17px}.nqi-choice small{display:block;color:var(--nqi-muted);font-weight:730;line-height:1.35}.nqi-trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:9px;margin-top:22px}.nqi-trust span{display:flex;align-items:center;justify-content:center;min-height:58px;padding:10px;border:1px solid var(--nqi-line);border-radius:16px;background:var(--nqi-sage2);color:var(--nqi-navy);font-size:12px;font-weight:900;text-align:center}.nqi-field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.nqi-field-grid.is-three{grid-template-columns:repeat(3,minmax(0,1fr))}.nqi-field{margin:14px 0}.nqi-field label{display:block;margin-bottom:7px;color:#15223B;font-weight:1000}.nqi-input,.nqi-select,.nqi-textarea{width:100%;min-height:58px;padding:13px 15px;border:2px solid var(--nqi-line);border-radius:16px;background:#fff;color:var(--nqi-ink);font-weight:850;box-shadow:0 6px 18px rgba(7,27,51,.05)}.nqi-textarea{min-height:108px;resize:vertical}.nqi-input:focus,.nqi-select:focus,.nqi-textarea:focus,.nqi-app button:focus,.nqi-app a:focus{outline:4px solid var(--nqi-gold);outline-offset:3px}.nqi-money{margin:8px 0 14px;color:var(--nqi-navy);font-size:clamp(50px,7vw,82px);font-weight:1000;letter-spacing:-.06em}.nqi-range{width:100%;height:36px;accent-color:var(--nqi-navy)}.nqi-chips{display:flex;flex-wrap:wrap;gap:8px;margin:13px 0}.nqi-chip{padding:10px 13px;border:2px solid var(--nqi-line);border-radius:999px;background:#fff;color:var(--nqi-navy);font-weight:1000;box-shadow:0 5px 14px rgba(7,27,51,.06);cursor:pointer}.nqi-chip:hover,.nqi-chip.is-active{border-color:var(--nqi-navy);background:var(--nqi-sage2)}.nqi-ltv{margin:15px 0;padding:13px 15px;border-left:5px solid var(--nqi-sage);border-radius:14px;background:#F2F8F2;color:#1C3449;font-weight:850}.nqi-actions{display:flex;align-items:center;gap:11px;flex-wrap:wrap;margin-top:20px}.nqi-primary,.nqi-secondary{display:inline-flex;align-items:center;justify-content:center;min-height:58px;padding:0 23px;border-radius:16px;font-weight:1000;text-decoration:none;cursor:pointer}.nqi-primary{border:0;background:linear-gradient(135deg,var(--nqi-navy),var(--nqi-navy3));color:#fff;text-transform:uppercase;letter-spacing:.045em;box-shadow:0 16px 34px rgba(16,42,68,.24)}.nqi-secondary{border:2px solid var(--nqi-line);background:#fff;color:var(--nqi-navy)}.nqi-note{margin:16px 0;padding:14px 16px;border-left:5px solid var(--nqi-sage);border-radius:14px;background:#F2F8F2;color:#1C3449;font-weight:750;line-height:1.45}.nqi-route-summary{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;margin:16px 0}.nqi-route-summary div{padding:14px;border:1px solid var(--nqi-line);border-radius:16px;background:#fff}.nqi-route-summary span{display:block;color:var(--nqi-muted);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.07em}.nqi-route-summary strong{display:block;margin-top:4px;color:var(--nqi-navy);font-size:18px}.nqi-contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.nqi-consent{margin:14px 0 0;padding:13px 15px;border:1.5px solid rgba(168,185,159,.65);border-radius:16px;background:linear-gradient(135deg,#F7FBF5,#FFFDF8);color:#1C3449;font-size:13px;font-weight:750;line-height:1.42}.nqi-consent a{color:var(--nqi-navy);font-weight:1000}.nqi-error{display:none;margin:12px 0;padding:11px 13px;border-radius:12px;background:#FFF2F2;color:var(--nqi-red);font-weight:900}.nqi-error.is-visible{display:block}.nqi-submit-status{display:none;margin:12px 0;padding:11px 13px;border-radius:12px;background:var(--nqi-sage2);color:var(--nqi-navy);font-weight:900}.nqi-submit-status.is-visible{display:block}.nqi-phone-alert{margin:18px 0;padding:18px;border:2px solid var(--nqi-gold);border-radius:22px;background:linear-gradient(135deg,#FFF6DF,#fff);font-weight:850}.nqi-phone-alert strong{color:var(--nqi-navy)}.nqi-pulse{display:inline-block;width:13px;height:13px;margin-right:8px;border-radius:50%;background:#0BB36D;animation:nqi-pulse 1.2s infinite}@keyframes nqi-pulse{0%{box-shadow:0 0 0 0 rgba(11,179,109,.55)}70%{box-shadow:0 0 0 12px rgba(11,179,109,0)}100%{box-shadow:0 0 0 0 rgba(11,179,109,0)}}.nqi-summary-metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:11px;margin:17px 0}.nqi-metric{padding:15px;border:1px solid var(--nqi-line);border-radius:17px;background:#fff}.nqi-metric.is-primary{background:linear-gradient(135deg,var(--nqi-navy),var(--nqi-navy3));color:#fff}.nqi-metric span{display:block;color:var(--nqi-muted);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.07em}.nqi-metric.is-primary span{color:#DCE7DD}.nqi-metric strong{display:block;margin-top:5px;color:var(--nqi-navy);font-size:21px}.nqi-metric.is-primary strong{color:#fff}.nqi-summary-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.nqi-summary-box{padding:17px;border:1px solid var(--nqi-line);border-radius:20px;background:#fff}.nqi-summary-box h3{margin:0 0 10px;color:var(--nqi-navy)}.nqi-summary-box ul{margin:0;padding-left:19px}.nqi-summary-box li{margin:6px 0}.nqi-summary-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.nqi-mobile-call{display:none}.nqi-cf7-hidden{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important}.nqi-honeypot{position:absolute;left:-9999px}.nqi-site-toolbar{position:sticky;top:0;z-index:1000;padding:9px 12px;background:rgba(7,27,51,.97);color:#fff;box-shadow:0 10px 28px rgba(0,0,0,.2)}.nqi-site-toolbar-inner{max-width:1280px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap}.nqi-site-toolbar strong{font-size:13px}.nqi-site-toolbar span{font-size:11px;color:#DCE7DD}.nqi-site-actions{display:flex;gap:7px;flex-wrap:wrap}.nqi-site-actions button{padding:7px 10px;border:1px solid rgba(255,255,255,.25);border-radius:999px;background:#fff;color:var(--nqi-navy);font-size:11px;font-weight:900;cursor:pointer}.nqi-sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:980px){.nqi-shell{display:block;padding:0}.nqi-side{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:center;min-height:54px;padding:6px 12px;border-radius:0;box-shadow:0 10px 24px rgba(7,27,51,.16)}.nqi-side:after,.nqi-side-card,.nqi-rail,.nqi-license{display:none}.nqi-brand{margin:0}.nqi-brand-card{width:auto;min-height:42px;padding:4px 9px;border-radius:12px}.nqi-brand-card img{max-width:174px;max-height:38px}.nqi-main{min-height:calc(100vh - 54px);padding:13px 14px 28px;border-left:0;border-right:0;border-radius:0;box-shadow:none}.nqi-progress{height:8px;margin:10px 0 14px}.nqi-step-label{font-size:10px;letter-spacing:.11em}.nqi-back{min-height:36px;padding:0 11px;font-size:13px}.nqi-kicker{text-align:center;margin-bottom:6px;font-size:10.5px;letter-spacing:.14em}.nqi-title{text-align:center;font-size:clamp(28px,8.4vw,40px);line-height:1.02;margin-bottom:9px}.nqi-subtitle{text-align:center;font-size:14.5px;line-height:1.4;margin-bottom:15px}.nqi-choice-grid,.nqi-choice-grid.is-three,.nqi-field-grid,.nqi-field-grid.is-three,.nqi-contact-grid,.nqi-summary-metrics,.nqi-summary-grid,.nqi-route-summary{grid-template-columns:1fr}.nqi-choice-grid{gap:9px;margin:10px 0}.nqi-choice{min-height:64px;padding:12px 13px;border-radius:16px}.nqi-choice strong{font-size:15.5px;margin-bottom:3px}.nqi-choice small{font-size:12px;line-height:1.25}.nqi-trust{grid-template-columns:repeat(2,minmax(0,1fr));gap:7px;margin-top:12px}.nqi-trust span{min-height:46px;padding:8px;font-size:10px;border-radius:14px}.nqi-money{text-align:center;font-size:clamp(47px,14vw,64px);margin:6px 0 12px}.nqi-actions{justify-content:center}.nqi-primary,.nqi-secondary{width:100%;min-height:52px}.nqi-route-summary{grid-template-columns:repeat(2,minmax(0,1fr))}.nqi-summary-metrics{grid-template-columns:repeat(2,minmax(0,1fr))}.nqi-summary-actions a{width:100%}.nqi-app{padding-bottom:82px}.nqi-mobile-call{position:fixed;z-index:9999;left:10px;right:10px;bottom:calc(8px + env(safe-area-inset-bottom));display:flex;align-items:center;justify-content:center;min-height:58px;padding:8px 16px;border:2px solid var(--nqi-gold);border-radius:16px;background:linear-gradient(135deg,var(--nqi-navy),var(--nqi-navy2));color:#fff;text-decoration:none;box-shadow:0 14px 34px rgba(7,27,51,.28);font-weight:1000}.nqi-mobile-call span{margin-right:7px;color:#DCE7DD;font-size:12px}.nqi-mobile-call strong{font-size:16px}.nqi-site-toolbar{position:relative}.nqi-site-toolbar-inner{display:block}.nqi-site-actions{margin-top:7px}}
@media(max-width:380px){.nqi-main{padding-left:11px;padding-right:11px}.nqi-brand-card img{max-width:160px}.nqi-title{font-size:26px}.nqi-subtitle{font-size:13.5px}.nqi-choice{padding:10px 11px}.nqi-route-summary{grid-template-columns:1fr}.nqi-trust span{font-size:9.4px}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}


/* v1.4.1 Launch UI / CF7 Multi-Step Compliance Lock */
.nqi-site-toolbar,.nqi-side{display:none!important}
.nqi-clean-compliance{min-height:34px;background:#071B33;color:#fff;display:flex;align-items:center;justify-content:flex-end;gap:16px;padding:0 max(16px,calc((100vw - 1080px)/2));font-size:12px;font-weight:900}
.nqi-clean-compliance a{color:#F6C85F;text-decoration:none}.nqi-clean-compliance a:last-child{color:#fff}
.nqi-clean-header{position:sticky;top:0;z-index:60;min-height:72px;padding:8px max(16px,calc((100vw - 1080px)/2));display:flex;align-items:center;justify-content:space-between;gap:16px;background:rgba(255,253,248,.97);border-bottom:1px solid rgba(7,27,51,.12);backdrop-filter:blur(16px);box-shadow:0 8px 24px rgba(7,27,51,.07)}
.nqi-clean-header img{display:block;width:168px;height:auto}.nqi-clean-header span{display:inline-flex;min-height:42px;align-items:center;justify-content:center;padding:0 17px;border-radius:999px;background:#071B33;color:#fff;font-size:13px;font-weight:950}
.nqi-shell{display:block!important;max-width:980px!important;padding:26px 16px 74px!important}
.nqi-main{min-height:680px!important;width:100%!important}


@media(max-width:980px){
 .nqi-clean-compliance{justify-content:center;gap:0;white-space:nowrap;padding:0 10px}.nqi-clean-compliance a{font-size:10.5px}.nqi-clean-compliance a:last-child:before{content:"·";color:#A8B99F;margin:0 7px}
 .nqi-clean-header{min-height:58px;padding:7px 12px}.nqi-clean-header img{width:138px}.nqi-clean-header span{min-height:38px;padding:0 12px;font-size:11.5px}
 .nqi-shell{padding:12px 11px 90px!important}.nqi-main{min-height:calc(100vh - 122px)!important;border-radius:24px!important;padding:18px 15px 28px!important;box-shadow:0 16px 40px rgba(7,27,51,.11)!important}
 
}
@media(max-width:380px){.nqi-clean-compliance a{font-size:9.6px}.nqi-clean-header img{width:124px}.nqi-clean-header span{padding:0 9px;font-size:10.5px}}


/* v1.4.5 Final Conversion / QA Lock */
.nqi-selected-method{display:grid;grid-template-columns:1fr auto;grid-template-areas:"eyebrow action" "label action";gap:3px 12px;align-items:center;margin:0 0 16px;padding:14px 16px;border:1px solid var(--nqi-line);border-radius:18px;background:linear-gradient(135deg,#fff,var(--nqi-sage2))}
.nqi-selected-method span{grid-area:eyebrow;color:var(--nqi-muted);font-size:10px;font-weight:950;letter-spacing:.12em;text-transform:uppercase}.nqi-selected-method strong{grid-area:label;color:var(--nqi-navy);font-size:19px}.nqi-selected-method button{grid-area:action;min-height:38px;padding:0 13px;border:1px solid var(--nqi-line);border-radius:999px;background:#fff;color:var(--nqi-navy);font-size:12px;font-weight:950}
.nqi-found-path{min-height:460px;display:flex!important;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:30px;border:2px solid var(--nqi-sage);border-radius:26px;background:radial-gradient(circle at 85% 10%,rgba(246,200,95,.25),transparent 34%),linear-gradient(135deg,#071B33,#102A44);color:#fff;box-shadow:0 24px 60px rgba(7,27,51,.22)}.nqi-found-path .nqi-title{color:#fff!important;max-width:760px}.nqi-found-path .nqi-subtitle{color:#dce7dd!important}.nqi-found-icon{display:grid;place-items:center;width:58px;height:58px;margin-bottom:18px;border-radius:999px;background:var(--nqi-gold);color:var(--nqi-navy);font-size:30px;font-weight:1000;box-shadow:0 12px 30px rgba(0,0,0,.18)}
@media(max-width:760px){.nqi-selected-method{grid-template-columns:1fr;grid-template-areas:"eyebrow" "label" "action";text-align:center}.nqi-selected-method button{width:100%;margin-top:7px}.nqi-found-path{min-height:380px;padding:24px 16px}.nqi-found-path .nqi-title{font-size:31px!important}.nqi-found-path .nqi-subtitle{font-size:15px!important}}

/* v1.4.5 Contact Capture Compression — property value screen only */
@media(max-width:760px){
 .nqi-slide .nqi-chips[data-property-value-chips],
 .nqi-property-value-screen .nqi-chips{
  display:grid!important;
  grid-template-columns:repeat(4,minmax(0,1fr))!important;
  gap:8px!important;
 }
 .nqi-property-value-screen .nqi-chip{
  min-width:0!important;
  padding:10px 5px!important;
  font-size:12px!important;
  white-space:nowrap!important;
 }
}
@media(max-width:380px){
 .nqi-property-value-screen .nqi-chips{gap:6px!important}
 .nqi-property-value-screen .nqi-chip{font-size:11px!important;padding:9px 3px!important}
}


/* v1.4.5 Final Contact Compression / Production Handoff — contact page only */
.nqi-contact-slide .nqi-kicker{margin-bottom:5px;text-align:center}
.nqi-contact-slide .nqi-title{max-width:760px;margin:0 auto 8px;text-align:center;font-size:clamp(36px,4.6vw,56px);line-height:.97}
.nqi-contact-slide>.nqi-subtitle{max-width:760px;margin:0 auto 14px;text-align:center;font-size:16px;line-height:1.4}
.nqi-contact-slide .nqi-contact-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:8px 14px}
.nqi-contact-slide .nqi-field{margin:5px 0}
.nqi-contact-slide .nqi-field label{margin-bottom:5px;font-size:14px}
.nqi-contact-slide .nqi-input{min-height:50px;padding:10px 13px;border-radius:14px}
.nqi-contact-slide .nqi-consent{margin:9px 0 0;padding:10px 12px;border-radius:14px;font-size:11.75px;line-height:1.34}
.nqi-contact-slide .nqi-contact-trust-note{margin:7px 0 0;padding:0;border:0;background:transparent;text-align:center;font-size:11.5px;line-height:1.3}
.nqi-contact-slide .nqi-actions{margin-top:10px}
.nqi-contact-slide .nqi-primary{min-height:52px}
body.nqi-contact-active .nqi-progress{margin-bottom:16px}
@media(max-width:980px){
 body.nqi-contact-active .nqi-main{min-height:auto!important;padding:12px 12px 20px!important}
 body.nqi-contact-active .nqi-progress{margin:6px 0 9px!important}
 .nqi-contact-slide .nqi-kicker{margin-bottom:4px!important;font-size:9.5px!important}
 .nqi-contact-slide .nqi-title{max-width:430px;margin-bottom:6px!important;font-size:clamp(27px,7.4vw,34px)!important;line-height:1!important}
 .nqi-contact-slide>.nqi-subtitle{max-width:430px;margin-bottom:9px!important;font-size:12.75px!important;line-height:1.32!important}
 .nqi-contact-slide .nqi-contact-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:6px 9px!important}
 .nqi-contact-slide .nqi-contact-full{grid-column:1/-1}
 .nqi-contact-slide .nqi-field{margin:3px 0!important}
 .nqi-contact-slide .nqi-field label{margin-bottom:4px!important;font-size:12.5px!important;text-align:left!important}
 .nqi-contact-slide .nqi-input{min-height:47px!important;padding:9px 11px!important;border-radius:13px!important;font-size:15px!important}
 .nqi-contact-slide .nqi-consent{margin-top:7px!important;padding:8px 10px!important;border-radius:12px!important;font-size:10.5px!important;line-height:1.28!important}
 .nqi-contact-slide .nqi-contact-trust-note{margin-top:5px!important;font-size:10px!important;line-height:1.25!important}
 .nqi-contact-slide .nqi-actions{margin-top:7px!important}
 .nqi-contact-slide .nqi-primary{min-height:49px!important;border-radius:13px!important;font-size:12.5px!important}
 body.nqi-contact-active .nqi-mobile-call{min-height:48px!important;bottom:calc(6px + env(safe-area-inset-bottom))!important;border-radius:14px!important}
 body.nqi-contact-active .nqi-mobile-call span{font-size:10.5px!important}
 body.nqi-contact-active .nqi-mobile-call strong{font-size:14px!important}
}
@media(max-width:360px){
 .nqi-contact-slide .nqi-title{font-size:26px!important}
 .nqi-contact-slide>.nqi-subtitle{font-size:12px!important}
 .nqi-contact-slide .nqi-contact-grid{gap:5px 7px!important}
 .nqi-contact-slide .nqi-field label{font-size:12px!important}
 .nqi-contact-slide .nqi-consent{font-size:10px!important}
}




.nqi-income-thankyou .nqi-phone-alert{margin:18px 0 20px;padding:18px;border:2px solid var(--nqi-gold);border-radius:22px;background:linear-gradient(135deg,#FFF9E8,#fff);font-weight:850}
.nqi-income-thankyou .nqi-summary-actions{display:grid;grid-template-columns:1fr;margin-top:18px}
.nqi-income-thankyou .nqi-summary-actions .nqi-primary{width:100%;text-align:center}
@media(max-width:650px){.nqi-income-thankyou .nqi-title{font-size:clamp(30px,9vw,42px);line-height:.96}.nqi-income-thankyou .nqi-subtitle{font-size:15px;line-height:1.35}.nqi-income-thankyou .nqi-phone-alert{font-size:14px;line-height:1.35}.nqi-income-thankyou .nqi-summary-metrics{grid-template-columns:1fr 1fr}.nqi-income-thankyou .nqi-summary-grid{grid-template-columns:1fr}}



body[data-nqm-route="/non-qm-income-quote/"]{padding-bottom:calc(82px + env(safe-area-inset-bottom))!important}
body[data-nqm-route="/non-qm-income-quote/"] .nqi-mobile-call,
body[data-nqm-route="/non-qm-income-quote/"] .nq-mobile-call-only,
body[data-nqm-route="/non-qm-income-quote/"] .sticky-bottom-cta,
body[data-nqm-route="/non-qm-income-quote/"] .mobile-call:not(.mobile-home-call-bar){display:none!important}
@media(max-width:640px){
body[data-nqm-route="/non-qm-income-quote/"] .mobile-home-call-bar{position:fixed!important;z-index:10000!important;left:10px!important;right:10px!important;bottom:calc(8px + env(safe-area-inset-bottom))!important;display:flex!important;align-items:center!important;justify-content:center!important;gap:9px!important;min-height:58px!important;padding:8px 14px!important;border:2px solid #F6C85F!important;border-radius:16px!important;background:linear-gradient(135deg,#071B33,#102A44)!important;color:#fff!important;text-decoration:none!important;text-align:center!important;font-size:13px!important;font-weight:1000!important;box-shadow:0 14px 34px rgba(7,27,51,.28)!important}
body[data-nqm-route="/non-qm-income-quote/"] .mobile-home-call-bar span,body[data-nqm-route="/non-qm-income-quote/"] .mobile-home-call-bar strong{display:inline!important;color:#fff!important;font-size:inherit!important;line-height:1.1!important}
}



:root{--navy:#071B33;--navy2:#102A44;--ink:#0E1A2B;--slate:#536172;--sage:#A8B99F;--sage2:#EEF5EE;--cream:#FBFAF4;--gold:#F6C85F;--line:#CBD8CF;--paper:#FFFDF8;--green:#007A3D;--blue:#EAF1FB}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,#FBFAF4,#EEF5EE);color:var(--ink);font-family:Inter,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;line-height:1.45}a{color:inherit}button,input,select,textarea{font:inherit}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}
.topbar{background:var(--navy);color:#DCE7DD;font-size:12px;font-weight:800}.topbar .wrap{min-height:34px;display:flex;align-items:center;justify-content:flex-end;gap:17px}.topbar a{color:var(--gold);text-decoration:none}.header{position:sticky;top:0;z-index:20;background:rgba(251,250,244,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(14px)}.nav{width:min(1180px,calc(100% - 36px));margin:auto;min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}.logo{display:inline-flex;align-items:center;text-decoration:none;line-height:0}.logo img{display:block;width:170px;max-height:56px;object-fit:contain;background:#fff;border-radius:12px;padding:5px 8px;box-shadow:0 4px 14px rgba(7,27,51,.05)}.navlinks{display:flex;gap:16px;align-items:center}.navlinks a{text-decoration:none;color:var(--navy);font-size:13px;font-weight:900}.nav-actions{display:flex;gap:8px}.nav-actions a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 15px;border-radius:999px;text-decoration:none;font-size:12px;font-weight:950}.nav-actions .light{background:var(--sage2);border:1px solid var(--line);color:var(--navy)}.nav-actions .dark{background:var(--navy);color:#fff}
.eq-section{padding:22px 0 64px}.eq-shell{width:min(760px,calc(100% - 32px));margin:0 auto}.eq-card{overflow:hidden;border:1px solid rgba(7,27,51,.12);border-radius:28px;background:#fff;box-shadow:0 22px 58px rgba(7,27,51,.12)}.eq-head{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:18px 22px;background:var(--navy);color:#fff}.eq-head p{margin:0 0 3px;color:var(--gold);font-size:10px;font-weight:1000;letter-spacing:.14em;text-transform:uppercase}.eq-head strong{font-size:20px;line-height:1.05;letter-spacing:-.03em}.eq-head a{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:0 13px;border-radius:999px;background:#fff;color:var(--navy);text-decoration:none;font-size:11px;font-weight:950}
.eq-progress-zone{padding:13px 22px 0}.eq-progress-meta{display:flex;align-items:center;justify-content:space-between;margin-bottom:8px}.eq-top-back{display:inline-flex;align-items:center;justify-content:center;min-height:36px;padding:0 13px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);font-size:12px;font-weight:950;cursor:pointer;box-shadow:0 5px 14px rgba(7,27,51,.06)}.eq-top-back:hover,.eq-top-back:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(246,200,95,.20)}.eq-pill{display:inline-flex;align-items:center;justify-content:center;min-height:24px;padding:0 9px;border-radius:999px;background:var(--sage2);color:#4F6F5B;font-size:9px;font-weight:1000;letter-spacing:.12em;text-transform:uppercase}.eq-bar{height:8px;border-radius:999px;background:var(--sage2);overflow:hidden;border:1px solid rgba(203,216,207,.8)}.eq-bar span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--navy),var(--sage),var(--gold));transition:.22s}
.eq-form{padding:22px}.eq-step{display:none}.eq-step.active{display:block}.eq-kicker{margin:0 0 7px;color:var(--green);font-size:10px;font-weight:1000;letter-spacing:.16em;text-transform:uppercase;text-align:center}.eq-step h1,.eq-step h2{max-width:680px;margin:0 auto 8px;color:var(--navy);font-size:clamp(31px,5.6vw,46px);line-height:1;letter-spacing:-.06em;text-align:center}.eq-lead{max-width:650px;margin:0 auto 16px;color:var(--slate);font-size:15px;line-height:1.45;font-weight:700;text-align:center}.eq-options{display:grid;grid-template-columns:1fr;gap:10px}.eq-option{width:100%;min-height:72px;padding:14px;border:1px solid var(--line);border-radius:18px;background:#fff;display:flex;align-items:center;justify-content:space-between;gap:12px;text-align:left;cursor:pointer;box-shadow:0 8px 20px rgba(7,27,51,.045)}.eq-option:hover,.eq-option:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(246,200,95,.22);outline:none}.eq-option strong{display:block;color:var(--navy);font-size:16px;line-height:1.1}.eq-option small{display:block;margin-top:3px;color:var(--slate);font-size:12.5px;line-height:1.25;font-weight:700}.eq-option b{display:grid;place-items:center;flex:0 0 30px;width:30px;height:30px;border-radius:50%;background:var(--sage2);color:var(--navy);font-size:20px}.eq-bubble-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.eq-bubble-grid .eq-option{min-height:70px}.eq-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px}.eq-field{display:grid;gap:6px}.eq-field.wide{grid-column:1/-1}.eq-field span{color:var(--navy);font-size:12px;font-weight:950}.eq-field input,.eq-field select,.eq-field textarea{width:100%;min-height:54px;border:1px solid var(--line);border-radius:16px;background:#fff;padding:0 15px;color:var(--navy);font-size:16px;font-weight:850;outline:none}.eq-field textarea{min-height:86px;padding:13px 15px;resize:vertical}.eq-field input:focus,.eq-field select:focus,.eq-field textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(246,200,95,.22)}.eq-chips{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin:11px 0 0}.eq-chip{min-height:42px;padding:7px 9px;border:1px solid var(--line);border-radius:999px;background:var(--sage2);color:var(--navy);font-size:12.5px;font-weight:950;cursor:pointer;white-space:nowrap}.eq-chip:hover,.eq-chip:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(246,200,95,.22)}.eq-note{margin-top:14px;padding:13px 14px;border-radius:16px;background:var(--sage2);color:var(--navy);font-size:12.5px;font-weight:800;line-height:1.38}.eq-trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:14px}.eq-trust-row span{display:grid;place-items:center;min-height:42px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--navy);font-size:11px;font-weight:900;text-align:center}.eq-nav{display:flex;align-items:center;justify-content:flex-end;gap:12px;margin-top:18px;padding-top:16px;border-top:1px solid rgba(7,27,51,.1)}.eq-nav-right{width:100%;display:grid}.eq-btn{min-height:50px;border:0;border-radius:15px;padding:0 18px;font-size:13px;font-weight:1000;letter-spacing:.02em;text-transform:uppercase;cursor:pointer}.eq-btn-primary{background:var(--navy);color:#fff;box-shadow:0 12px 24px rgba(7,27,51,.16)}.eq-contact-intro{padding:14px;border:1px solid var(--line);border-radius:18px;background:var(--sage2);margin-bottom:14px}.eq-contact-intro strong{display:block;color:var(--navy);font-size:16px}.eq-contact-intro span{display:block;color:var(--slate);font-size:12.5px;font-weight:750;line-height:1.35;margin-top:3px}.eq-consent{margin-top:12px;color:var(--slate);font-size:11.5px;font-weight:700;line-height:1.35}.eq-success{display:none;text-align:center;padding:6px 0 2px}.eq-success.active{display:block}.eq-success h2{margin:0;color:var(--navy);font-size:clamp(30px,7vw,44px);line-height:1;letter-spacing:-.06em}.eq-success p{max-width:560px;margin:10px auto 0;color:var(--slate);font-size:14px;font-weight:700;line-height:1.42}.eq-callout{margin:18px auto 0;max-width:560px;padding:17px;border:1px solid rgba(246,200,95,.95);border-radius:18px;background:#FFFDF8;text-align:left;color:var(--navy);font-size:15px;font-weight:900;line-height:1.35}.eq-callout i{display:inline-block;width:13px;height:13px;border-radius:50%;background:#17B26A;margin-right:8px}.eq-call{display:flex;align-items:center;justify-content:center;width:100%;min-height:58px;margin:16px auto 0;border-radius:16px;background:var(--navy);color:#fff;text-decoration:none;font-size:16px;font-weight:1000}
.footer{padding:38px 0 92px;background:var(--navy);color:#DCE7DD}.footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);gap:30px}.footer img{display:block;width:180px;background:#fff;border-radius:15px;padding:9px}.footer h2,.footer h3{color:#fff}.footer a{display:block;margin:7px 0;color:#DCE7DD;text-decoration:none;font-size:12px}.footer p{font-size:12px;line-height:1.55}.footer-bottom{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.16);font-size:11px;line-height:1.55}.mobile-call{display:none}
@media(max-width:760px){body{padding-bottom:82px}.topbar .wrap{justify-content:center;gap:8px;font-size:10.5px;min-height:30px}.topbar span{display:none}.nav{width:min(100% - 24px,620px);min-height:68px}.logo img{width:138px;padding:4px 7px}.navlinks,.nav-actions .light{display:none}.nav-actions .dark{min-height:40px;padding:0 12px;font-size:11px}.eq-section{padding:10px 0 34px}.eq-shell{width:min(100% - 18px,430px)}.eq-card{border-radius:24px}.eq-head{display:none}.eq-progress-zone{padding:13px 16px 0}.eq-progress-meta{gap:8px}.eq-pill{font-size:8.5px;min-height:24px;padding:0 8px}.eq-top-back{min-height:34px;padding:0 12px;font-size:11px}.eq-form{padding:17px 16px 18px}.eq-kicker{font-size:9.5px;margin-bottom:6px}.eq-step h1,.eq-step h2{font-size:clamp(29px,8.2vw,34px);line-height:1.02;margin-bottom:8px}.eq-lead{font-size:13.5px;line-height:1.34;margin-bottom:13px}.eq-options{gap:8px}.eq-option{min-height:62px;padding:12px;border-radius:16px}.eq-option strong{font-size:15px}.eq-option small{font-size:11.5px;margin-top:2px}.eq-option b{width:28px;height:28px;flex-basis:28px}.eq-bubble-grid{grid-template-columns:1fr;gap:8px}.eq-grid{grid-template-columns:1fr;gap:10px}.eq-field input,.eq-field select,.eq-field textarea{min-height:52px;font-size:16px}.eq-chips{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.eq-chip{min-height:40px;font-size:12px;padding:7px 8px}.eq-note{font-size:11.5px;line-height:1.28;text-align:center;margin-top:11px}.eq-trust-row{grid-template-columns:1fr 1fr;gap:7px}.eq-trust-row span{min-height:38px;font-size:10px}.eq-nav{margin-top:14px;padding-top:12px}.eq-btn{width:100%;min-height:52px}.footer-grid{grid-template-columns:1fr}.footer{padding-bottom:42px}.mobile-call{position:fixed;z-index:100;left:9px;right:9px;bottom:calc(8px + env(safe-area-inset-bottom));display:flex;align-items:center;justify-content:center;min-height:58px;border:2px solid var(--gold);border-radius:16px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;text-decoration:none;font-size:13px;font-weight:1000;box-shadow:0 14px 34px rgba(7,27,51,.27)}}

/* CLTV preview card for second mortgage / HELOC math */
.eq-cltv-card{margin:14px 0 0;padding:14px;border:1px solid rgba(168,185,159,.75);border-radius:17px;background:linear-gradient(180deg,#F7FAF6,#FFFDF8);color:var(--navy);box-shadow:0 8px 20px rgba(7,27,51,.05)}
.eq-cltv-main{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;padding-bottom:10px;border-bottom:1px solid rgba(7,27,51,.08)}
.eq-cltv-main span{display:block;color:var(--slate);font-size:10px;font-weight:1000;letter-spacing:.11em;text-transform:uppercase}.eq-cltv-main strong{display:block;color:var(--navy);font-size:clamp(28px,7vw,42px);line-height:.95;letter-spacing:-.06em;white-space:nowrap}.eq-cltv-card dl{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:12px 0 0}.eq-cltv-card dl div{padding:10px 9px;border:1px solid rgba(203,216,207,.8);border-radius:13px;background:#fff}.eq-cltv-card dt{margin:0;color:var(--slate);font-size:9px;font-weight:950;text-transform:uppercase;letter-spacing:.08em}.eq-cltv-card dd{margin:2px 0 0;color:var(--navy);font-size:13px;font-weight:1000}.eq-cltv-note{margin:10px 0 0;color:var(--slate);font-size:11px;font-weight:760;line-height:1.35}.eq-cltv-card.is-high{border-color:#F6C85F;background:#FFF9E8}.eq-cltv-card.is-high .eq-cltv-main strong{color:#A15C00}
@media(max-width:640px){.eq-cltv-card{padding:13px;margin-top:12px}.eq-cltv-main{align-items:center}.eq-cltv-main strong{font-size:32px}.eq-cltv-card dl{grid-template-columns:1fr;gap:7px}.eq-cltv-card dl div{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:9px 10px}.eq-cltv-card dd{text-align:right}}




.eq-step:not(.active){display:none!important;}
.eq-success:not(.active){display:none!important;height:0!important;overflow:hidden!important;}
.eq-success.active{display:block!important;}
@media(max-width:760px){
 body{padding-bottom:88px!important;}
 .mobile-call{position:fixed!important;z-index:120!important;left:9px!important;right:9px!important;bottom:calc(8px + env(safe-area-inset-bottom))!important;display:flex!important;align-items:center!important;justify-content:center!important;min-height:58px!important;border:2px solid var(--gold)!important;border-radius:16px!important;background:linear-gradient(135deg,var(--navy),var(--navy2))!important;color:#fff!important;text-decoration:none!important;font-size:13px!important;font-weight:1000!important;box-shadow:0 14px 34px rgba(7,27,51,.27)!important;}
 .eq-form{padding-bottom:22px!important;}
 .eq-nav{position:relative!important;z-index:5!important;}
}



:root{--navy:#071B33;--navy2:#102A44;--sage:#A8B99F;--sage-soft:#EEF5EE;--cream:#FBFAF4;--paper:#FFFDF8;--gold:#F6C85F;--line:#CBD8CF;--ink:#0E1A2B;--slate:#536172;--red:#B42318}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,#F8FAF6 0%,var(--cream) 54%,var(--sage-soft) 100%);color:var(--ink);font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;line-height:1.5;-webkit-font-smoothing:antialiased}a{color:inherit}.site-skip{position:absolute;left:-999px;top:12px;background:#fff;color:var(--navy);padding:10px 12px;border-radius:10px;z-index:9999}.site-skip:focus{left:12px}.nqm-brand-topbar-lock{background:var(--navy);color:#DCE7DD;font-size:12px;font-weight:800}.nqm-brand-topbar-lock a{color:var(--gold);text-decoration:none}.nqm-brand-topbar-lock__shell{width:min(1180px,calc(100% - 36px));margin:auto;min-height:34px;display:flex;align-items:center;justify-content:flex-end;gap:17px;white-space:nowrap}.nqm-brand-header-lock{position:sticky;top:0;z-index:80;background:rgba(251,250,244,.98);backdrop-filter:blur(16px);border-bottom:1px solid var(--line);box-shadow:0 9px 27px rgba(7,27,51,.07)}.nqm-brand-lock-shell{width:min(1180px,calc(100% - 36px));margin:auto}.nqm-brand-lock-nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:18px}.nqm-brand-lock-logo{display:inline-flex;align-items:center;line-height:0;text-decoration:none}.nqm-brand-lock-logo img{display:block;width:170px;height:auto;max-height:56px;object-fit:contain;background:#fff;border-radius:12px;padding:5px 8px;box-shadow:0 4px 14px rgba(7,27,51,.05)}.nqm-brand-lock-links{display:flex;align-items:center;gap:16px}.nqm-brand-lock-links a{color:var(--navy);text-decoration:none;font-size:13px;font-weight:900}.nqm-brand-lock-links a:hover{text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:3px;text-underline-offset:5px}.nqm-brand-lock-actions{display:flex;gap:8px;align-items:center}.nqm-brand-lock-actions a,.nqm-brand-lock-menu summary,.nqm-brand-lock-menu a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 15px;border-radius:999px;text-decoration:none;font-size:12px;font-weight:950}.nqm-brand-lock-actions .light{background:var(--sage-soft);border:1px solid var(--line);color:var(--navy)}.nqm-brand-lock-actions .dark{background:var(--navy);color:#fff}.nqm-brand-lock-menu{display:none}.nqm-brand-lock-menu summary{list-style:none;cursor:pointer;border:1px solid var(--line);color:var(--navy);background:#fff}.nqm-brand-lock-menu summary::-webkit-details-marker{display:none}.nqm-brand-lock-menu__panel{position:absolute;left:12px;right:12px;top:68px;display:none;gap:7px;padding:14px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 18px 50px rgba(7,27,51,.18)}.nqm-brand-lock-menu[open] .nqm-brand-lock-menu__panel{display:grid}.nqm-brand-lock-menu__panel a{background:var(--sage-soft);color:var(--navy)}.nqm-brand-footer-lock{padding:44px 0 92px;background:var(--navy);color:#DCE7DD}.nqm-brand-footer-lock a{display:block;margin:7px 0;color:#DCE7DD;text-decoration:none;font-size:12px}.nqm-brand-footer-lock a:hover{color:var(--gold)}.nqm-brand-footer-lock h2,.nqm-brand-footer-lock h3{color:#fff}.nqm-brand-footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);gap:30px}.nqm-brand-footer-brand img{display:block;width:188px;height:auto;padding:7px 9px;border-radius:14px;background:#fff;box-shadow:0 8px 20px rgba(0,0,0,.16)}.nqm-brand-footer-brand h2{margin:15px 0 8px;font-size:26px;line-height:1.05;letter-spacing:-.04em}.nqm-brand-footer-lock h3{margin:0 0 10px;font-size:14px}.nqm-brand-footer-lock p{margin:8px 0;font-size:12px;line-height:1.55}.nqm-brand-footer-bottom{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.16);font-size:11px;line-height:1.55;color:#DCE7DD}.nqm-brand-footer-bottom a{display:inline;color:var(--gold)}.mobile-call{display:none}.nqm-hero{padding:56px 0 30px}.nqm-wrap{width:min(1180px,calc(100% - 36px));margin:auto}.nqm-eyebrow{margin:0 0 10px;color:#4F6F5B;font-size:12px;font-weight:1000;letter-spacing:.16em;text-transform:uppercase}.nqm-hero h1{max-width:930px;margin:0;color:var(--navy);font-size:clamp(44px,6vw,76px);line-height:.94;letter-spacing:-.065em}.nqm-hero p{max-width:740px;margin:18px 0 0;color:#435363;font-size:18px;font-weight:650}.nqm-cta-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.nqm-btn{display:inline-flex;min-height:52px;align-items:center;justify-content:center;padding:0 20px;border-radius:999px;text-decoration:none;font-weight:1000}.nqm-btn-primary{background:var(--navy);color:#fff}.nqm-btn-gold{background:var(--gold);color:var(--navy)}.nqm-btn-ghost{background:#fff;border:1px solid var(--line);color:var(--navy)}.nqm-trust-strip{display:flex;gap:9px;flex-wrap:wrap;margin-top:22px}.nqm-trust-strip span,.nqm-trust-strip a{display:inline-flex;align-items:center;min-height:38px;padding:0 13px;border-radius:999px;background:#fff;border:1px solid var(--line);color:var(--navy);font-size:12px;font-weight:900;text-decoration:none}.nqm-brand-card{border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:0 22px 55px rgba(7,27,51,.10)}@media(max-width:980px){.nqm-brand-lock-links{display:none}.nqm-brand-lock-menu{display:block}.nqm-brand-lock-actions .light{display:none}.nqm-brand-footer-grid{grid-template-columns:1fr 1fr}.nqm-brand-lock-nav{min-height:68px}.nqm-brand-lock-logo img{width:148px}.nqm-brand-topbar-lock__shell{justify-content:center;gap:10px}.nqm-brand-topbar-lock__shell span:first-child{display:none}}@media(max-width:640px){body{padding-bottom:78px}.nqm-brand-lock-shell,.nqm-brand-topbar-lock__shell,.nqm-wrap{width:min(100% - 24px,620px)}.nqm-brand-topbar-lock__shell{min-height:30px;font-size:10.5px}.nqm-brand-lock-logo img{width:138px;padding:4px 7px}.nqm-brand-lock-actions .dark{display:none}.nqm-brand-footer-grid{grid-template-columns:1fr}.nqm-brand-footer-lock{padding-bottom:36px}.nqm-brand-footer-brand img{width:168px}.nqm-brand-footer-brand h2{font-size:22px}.nqm-hero{padding:34px 0 20px}.nqm-hero h1{font-size:clamp(34px,10.7vw,48px);line-height:.98}.nqm-hero p{font-size:15px;line-height:1.42}.nqm-cta-row{display:grid;grid-template-columns:1fr;gap:8px}.nqm-btn{width:100%;min-height:50px}.nqm-trust-strip{display:grid;grid-template-columns:1fr 1fr;gap:7px}.nqm-trust-strip span,.nqm-trust-strip a{justify-content:center;min-height:40px;text-align:center;font-size:10.5px;padding:6px 8px}.mobile-call{position:fixed;z-index:999;left:10px;right:10px;bottom:calc(8px + env(safe-area-inset-bottom));display:flex;align-items:center;justify-content:center;min-height:58px;border:2px solid var(--gold);border-radius:16px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;text-decoration:none;font-weight:1000;box-shadow:0 14px 34px rgba(7,27,51,.28)}}

.spq-shell{padding:22px 0 78px}.spq{overflow:hidden;border-radius:30px}.spq-top{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:18px 22px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.spq-top small{display:block;color:#DCE7DD;font-size:11px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.spq-top strong{display:block;font-size:20px;line-height:1.1}.spq-call{color:var(--gold);font-weight:1000;text-decoration:none}.spq-progress{padding:16px 22px 0;background:#fff}.spq-progress-line{height:8px;border-radius:999px;background:#E6EEE9;overflow:hidden}.spq-progress-line span{display:block;width:16.6%;height:100%;border-radius:999px;background:linear-gradient(90deg,var(--sage),var(--gold));transition:width .22s ease}.spq-progress-label{display:flex;justify-content:space-between;gap:14px;margin-top:8px;color:var(--slate);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.spq-body{padding:24px;background:#fff}.spq-step[hidden],.spq-success[hidden]{display:none!important}.spq-kicker{margin:0 0 8px;color:#4F6F5B;font-size:11px;font-weight:1000;text-transform:uppercase;letter-spacing:.15em}.spq h2{max-width:790px;margin:0;color:var(--navy);font-size:clamp(30px,4.6vw,52px);line-height:.98;letter-spacing:-.055em}.spq-sub{max-width:760px;margin:10px 0 0;color:var(--slate);font-size:16px;font-weight:650}.spq-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:20px}.spq-option{position:relative;display:flex;align-items:flex-start;gap:12px;min-height:90px;width:100%;padding:16px;border:1px solid var(--line);border-radius:18px;background:var(--paper);color:var(--navy);text-align:left;cursor:pointer;box-shadow:0 8px 20px rgba(7,27,51,.045)}.spq-option:hover,.spq-option:focus-visible,.spq-option.is-selected{border-color:var(--gold);outline:none;box-shadow:0 14px 32px rgba(7,27,51,.10)}.spq-option i{display:grid;place-items:center;flex:0 0 32px;width:32px;height:32px;border-radius:50%;background:var(--sage-soft);font-style:normal;font-weight:1000}.spq-option strong{display:block;font-size:15px;line-height:1.15}.spq-option small{display:block;margin-top:4px;color:var(--slate);font-size:12px;line-height:1.25}.spq-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:20px}.spq-field{display:flex;flex-direction:column;gap:6px;color:var(--navy);font-size:13px;font-weight:900}.spq-field.wide{grid-column:1/-1}.spq-field input,.spq-field select,.spq-field textarea{width:100%;min-height:50px;padding:10px 13px;border:1px solid #B9C7C0;border-radius:12px;background:#fff;color:var(--ink);font:inherit;font-size:16px}.spq-field textarea{min-height:92px;resize:vertical}.spq-field input:focus,.spq-field select:focus,.spq-field textarea:focus{outline:3px solid rgba(246,200,95,.28);border-color:var(--navy)}.spq-nav{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}.spq-nav button,.spq-submit{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 18px;border-radius:14px;border:0;font-weight:1000;cursor:pointer}.spq-back{background:#fff;border:1px solid var(--line)!important;color:var(--navy)}.spq-next,.spq-submit{background:var(--navy);color:#fff}.spq-reset{background:var(--sage-soft);color:var(--navy)}.spq-consent{margin-top:14px;padding:13px 14px;border-radius:14px;background:var(--sage-soft);color:#44515F;font-size:12px;line-height:1.45}.spq-success{margin-top:18px;padding:20px;border:2px solid var(--sage);border-radius:20px;background:linear-gradient(135deg,var(--sage-soft),#fff);color:var(--navy)}.spq-success strong{display:block;font-size:24px;line-height:1.1}.spq-success p{margin:7px 0 0;color:var(--slate)}.spq-summary{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:14px}.spq-summary div{padding:10px;border:1px solid var(--line);border-radius:12px;background:#fff}.spq-summary span{display:block;color:var(--slate);font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.spq-summary b{display:block;color:var(--navy);font-size:13px}.spq-mini-trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin-top:18px}.spq-mini-trust span{min-height:42px;display:flex;align-items:center;justify-content:center;padding:7px;border:1px solid var(--line);border-radius:14px;background:var(--sage-soft);color:var(--navy);text-align:center;font-size:11px;font-weight:900}.spq-hidden{display:none!important}.spq-lane-band{margin-top:20px;padding:18px 20px;border-radius:22px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}.spq-lane-band strong{display:block;font-size:21px}.spq-lane-band span{display:block;color:#DCE7DD;font-size:13px}@media(max-width:760px){.spq-shell{padding:10px 0 50px}.spq{border-radius:22px}.spq-top{padding:13px 14px}.spq-top strong{font-size:16px}.spq-call{display:none}.spq-progress{padding:12px 14px 0}.spq-body{padding:15px 14px}.spq h2{font-size:clamp(27px,8.2vw,36px)}.spq-sub{font-size:13.5px;line-height:1.35}.spq-options{grid-template-columns:repeat(2,minmax(0,1fr));gap:7px;margin-top:14px}.spq-option{min-height:75px;padding:10px;border-radius:14px;gap:8px}.spq-option i{width:26px;height:26px;flex-basis:26px}.spq-option strong{font-size:12.5px}.spq-option small{font-size:10px}.spq-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin-top:14px}.spq-field{font-size:11.5px}.spq-field.wide{grid-column:1/-1}.spq-field input,.spq-field select,.spq-field textarea{min-height:46px;border-radius:11px;padding:8px 10px}.spq-field textarea{min-height:76px}.spq-nav{margin-top:14px;padding-top:12px}.spq-nav button,.spq-submit{min-height:46px;padding:0 12px;border-radius:12px;font-size:12px}.spq-consent{padding:10px;font-size:10.5px;line-height:1.32}.spq-mini-trust{grid-template-columns:repeat(2,minmax(0,1fr));gap:6px}.spq-mini-trust span{min-height:38px;font-size:9.8px}.spq-summary{grid-template-columns:1fr}.spq-lane-band{padding:14px;text-align:center}.spq-lane-band strong{font-size:18px}}@media(max-width:390px){.spq-options{grid-template-columns:1fr}.spq-option{min-height:62px}.spq-fields{grid-template-columns:1fr}.spq-field.wide{grid-column:auto}.spq-nav{display:grid;grid-template-columns:1fr 1fr}.spq-nav button,.spq-submit{width:100%}.spq-submit{grid-column:1/-1}}



/* Native Gutenberg final lock */
:root{--nqm-navy:#071B33;--nqm-navy2:#102A44;--nqm-sage:#A8B99F;--nqm-cream:#FBFAF4;--nqm-gold:#F6C85F;--nqm-line:#CBD8CF;--nqm-ink:#0E1A2B;--nqm-slate:#536172}
body{margin:0;background:var(--nqm-cream);color:var(--nqm-ink);font-family:Inter,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;}
a{color:inherit}.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.screen-reader-text:focus{position:static!important;width:auto;height:auto;margin:0;clip:auto;display:inline-block;padding:10px 12px;background:#fff;color:#071B33;border-radius:10px;z-index:99999}
.skip-link{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}.skip-link:focus{left:14px;top:14px;width:auto;height:auto;z-index:99999;padding:10px 14px;background:#fff;color:#071B33;border-radius:10px;box-shadow:0 10px 28px rgba(7,27,51,.22)}
.nqm-topbar{background:#071B33;color:#DCE7DD;font-size:12px;font-weight:850}.nqm-topbar__inner{min-height:34px;width:min(1180px,calc(100% - 36px));margin:auto;display:flex;gap:16px;align-items:center;justify-content:flex-end}.nqm-topbar a{color:#F6C85F;text-decoration:none}.nqm-header{position:sticky;top:0;z-index:900;background:rgba(251,250,244,.98);border-bottom:1px solid #CBD8CF;box-shadow:0 9px 27px rgba(7,27,51,.07);backdrop-filter:blur(16px)}.nqm-header__inner{width:min(1180px,calc(100% - 36px));margin:auto;min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:18px}.nqm-logo img{display:block;width:170px;max-height:56px;object-fit:contain;background:#fff;border-radius:12px;padding:5px 8px;box-shadow:0 4px 14px rgba(7,27,51,.05)}.nqm-nav{display:flex;align-items:center;gap:16px}.nqm-nav a{font-size:13px;font-weight:900;color:#071B33;text-decoration:none}.nqm-actions{display:flex;gap:8px;align-items:center}.nqm-actions a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 15px;border-radius:999px;text-decoration:none;font-size:12px;font-weight:950}.nqm-actions .light{background:#EEF5EE;border:1px solid #CBD8CF;color:#071B33}.nqm-actions .dark{background:#071B33;color:#fff}.nqm-menu{display:none;position:relative}.nqm-menu summary{list-style:none;cursor:pointer;border:1px solid #CBD8CF;border-radius:999px;background:#fff;color:#071B33;font-weight:950;padding:12px 18px}.nqm-menu summary::-webkit-details-marker{display:none}.nqm-menu__panel{position:absolute;right:0;top:54px;width:min(360px,calc(100vw - 24px));display:none;gap:7px;padding:14px;border:1px solid #CBD8CF;border-radius:18px;background:#fff;box-shadow:0 18px 50px rgba(7,27,51,.18)}.nqm-menu[open] .nqm-menu__panel{display:grid}.nqm-menu__panel a{padding:11px 12px;border-radius:11px;background:#EEF5EE;color:#071B33;text-decoration:none;font-weight:900}.nqm-footer{padding:44px 0 92px;background:#071B33;color:#DCE7DD}.nqm-footer__inner{width:min(1180px,calc(100% - 36px));margin:auto}.nqm-footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);gap:30px}.nqm-footer img{width:188px;background:#fff;border-radius:14px;padding:7px 9px}.nqm-footer h2,.nqm-footer h3{color:#fff}.nqm-footer a{display:block;margin:7px 0;color:#DCE7DD;text-decoration:none;font-size:12px}.nqm-footer-bottom{margin-top:28px;padding-top:18px;border-top:1px solid rgba(255,255,255,.16);font-size:11px;line-height:1.55}.nqm-sticky-phone{display:none}.nqm-page-shell{max-width:1220px;margin:0 auto;padding:clamp(24px,4vw,56px) 24px}.nqm-content-stack{display:grid;gap:18px}.nqm-funnel-page{background:linear-gradient(180deg,#f7faf6,#eef5ee);min-height:70vh;padding:24px 12px 96px}.nqm-funnel-card{width:min(100% - 20px,720px);margin:0 auto;border:1px solid rgba(7,27,51,.12);border-radius:28px;background:#fff;box-shadow:0 22px 60px rgba(7,27,51,.10);padding:clamp(22px,4vw,42px)}.nqm-funnel-kicker,.nqmcf7-kicker{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:950;color:#4F6F5B}.nqmcf7-funnel h1{font-size:clamp(2rem,6vw,4rem);line-height:.98;letter-spacing:-.06em;color:#071B33;margin:.16em 0 .25em}.nqmcf7-lead{font-size:1.1rem;font-weight:750;color:#536172}.nqmcf7-options,.nqm-cf7-choice-fieldset{border:0;margin:22px 0 0;padding:0;display:grid;gap:12px}.nqmcf7-options .wpcf7-list-item{margin:0!important;display:block}.nqmcf7-options label{display:flex;gap:10px;align-items:center;min-height:64px;padding:14px 16px;border:1px solid #CBD8CF;border-radius:18px;background:#fff;box-shadow:0 10px 24px rgba(7,27,51,.06);font-weight:950;color:#071B33;cursor:pointer}.nqmcf7-options input{accent-color:#071B33}.nqmcf7-field{display:grid;gap:7px;margin:12px 0}.nqmcf7-field label{font-weight:900;color:#071B33}.nqmcf7-field input,.nqmcf7-field select,.nqmcf7-field textarea{width:100%;min-height:52px;border:1px solid #CBD8CF;border-radius:14px;padding:12px 14px;font:inherit;background:#fff;color:#071B33}.nqmcf7-nav{display:flex;gap:12px;align-items:center;justify-content:space-between;margin-top:22px}.nqmcf7-nav input[type=submit],.nqmcf7-nav button{min-height:54px;border:0;border-radius:16px;background:#071B33;color:#fff;font-weight:950;padding:0 22px;cursor:pointer}.nqmcf7-nav .wpcf7-previous{background:#fff;color:#071B33;border:1px solid #CBD8CF}.nqm-progress{height:8px;border-radius:999px;background:#EEF5EE;margin-bottom:18px;overflow:hidden}.nqm-progress span{display:block;height:100%;background:linear-gradient(90deg,#071B33,#A8B99F,#F6C85F)}
:focus-visible{outline:4px solid #F6C85F;outline-offset:3px}@media (prefers-reduced-motion: reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}@media (forced-colors: active){.nqm-actions a,.nqmcf7-options label,.nqm-funnel-card{border:1px solid CanvasText}}
@media(max-width:980px){.nqm-nav{display:none}.nqm-menu{display:block}.nqm-actions .light{display:none}.nqm-footer-grid{grid-template-columns:1fr 1fr}.nqm-header__inner{min-height:68px}.nqm-logo img{width:148px}.nqm-topbar__inner{justify-content:center}.nqm-topbar__inner span:first-child{display:none}}
@media(max-width:640px){body{padding-bottom:82px}.nqm-actions .dark{display:none}.nqm-footer-grid{grid-template-columns:1fr}.nqm-sticky-phone{position:fixed;z-index:10000;left:9px;right:9px;bottom:calc(8px + env(safe-area-inset-bottom));display:flex;align-items:center;justify-content:center;min-height:59px;padding:8px 14px;border:2px solid #F6C85F;border-radius:16px;background:linear-gradient(135deg,#071B33,#102A44);color:#fff;text-decoration:none;font-size:13px;font-weight:950;box-shadow:0 14px 34px rgba(7,27,51,.3)}.nqm-topbar{font-size:10.5px}.nqm-header__inner{width:min(100% - 24px,620px)}.nqm-funnel-page{padding-top:14px}.nqm-funnel-card{border-radius:24px;padding:22px 18px}.nqmcf7-funnel h1{font-size:clamp(2rem,9vw,2.8rem)}}
body.nqm-hide-header .nqm-header,body.nqm-hide-header .nqm-topbar,body.nqm-hide-header-footer .nqm-header,body.nqm-hide-header-footer .nqm-topbar{display:none}body.nqm-hide-footer .nqm-footer,body.nqm-hide-header-footer .nqm-footer{display:none}

/* NonQM123 component-native CF7 funnel card controls */
.nqmcf7-funnel{max-width:760px;margin:0 auto 34px;padding:clamp(18px,4vw,36px);border-radius:28px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 22px 70px rgba(7,27,51,.10)}
.nqmcf7-funnel h1{font-size:clamp(2rem,7vw,3.5rem);line-height:1;letter-spacing:-.06em;color:#071B33;text-align:center;margin:.2em 0 .35em}.nqmcf7-kicker{text-align:center;color:#007a3d;text-transform:uppercase;letter-spacing:.14em;font-weight:950;font-size:12px}.nqmcf7-lead{text-align:center;color:#536172;font-weight:800}.nqm-progress{height:8px;border-radius:999px;background:#EEF5EE;overflow:hidden;margin:4px 0 18px}.nqm-progress span{display:block;height:100%;background:linear-gradient(90deg,#071B33,#A8B99F,#F6C85F)}
.nqmcf7-options,.dscr-fieldset,.nqm-choice-fieldset{border:0;padding:0;margin:18px 0}.nqmcf7-options legend,.dscr-fieldset legend,.nqm-choice-fieldset legend{font-weight:950;color:#071B33;margin-bottom:12px}.nqmcf7-options .wpcf7-form-control,.dscr-option-list .wpcf7-form-control,.nqm-choice-fieldset .wpcf7-form-control{display:grid;gap:12px}.nqmcf7-options .wpcf7-list-item,.dscr-option-list .wpcf7-list-item,.nqm-choice-fieldset .wpcf7-list-item{margin:0!important;display:block}.nqm-cf7-choice-card{position:relative;display:flex!important;align-items:center;justify-content:space-between;gap:16px;width:100%;min-height:74px;padding:16px 52px 16px 18px;border:1px solid rgba(7,27,51,.14);border-radius:18px;background:#fff;color:#071B33;font-weight:950;cursor:pointer;box-shadow:0 10px 24px rgba(7,27,51,.06);transition:transform .16s ease,box-shadow .16s ease,border-color .16s ease}.nqm-cf7-choice-card:after{content:'›';position:absolute;right:18px;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:30px;height:30px;border-radius:999px;background:#EEF5EE;color:#071B33;font-size:24px;line-height:1}.nqm-cf7-choice-card:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(7,27,51,.12);border-color:#A8B99F}.nqm-cf7-choice-card input{position:absolute;opacity:.001;pointer-events:none}.nqm-cf7-choice-card:has(input:checked){border-color:#F6C85F;box-shadow:0 0 0 3px rgba(246,200,95,.28),0 18px 38px rgba(7,27,51,.12)}.nqm-cf7-choice-card:focus-within{outline:3px solid #F6C85F;outline-offset:3px}.nqm-choice-text{display:block;line-height:1.25}.nqmcf7-nav,.dscr-actions{margin-top:18px;display:flex;gap:10px}.nqmcf7-nav .wpcf7-submit,.dscr-actions .wpcf7-submit{min-height:54px;border:0;border-radius:16px;background:#071B33;color:#fff;font-weight:950;padding:0 22px;cursor:pointer}.nqmcf7-nav .wpcf7-previous,.dscr-actions .wpcf7-previous{min-height:54px;border:1px solid rgba(7,27,51,.14);border-radius:16px;background:#fff;color:#071B33;font-weight:950;padding:0 22px;cursor:pointer}.nqmcf7-funnel .wpcf7-not-valid-tip{font-weight:800;color:#B42318;margin-top:8px}.nqmcf7-funnel .wpcf7-response-output{border-radius:14px!important;padding:12px 14px!important;font-weight:850!important}
@media(max-width:640px){.nqmcf7-funnel{margin:10px 12px 88px;padding:20px 16px;border-radius:24px}.nqmcf7-options .wpcf7-form-control,.dscr-option-list .wpcf7-form-control,.nqm-choice-fieldset .wpcf7-form-control{gap:10px}.nqm-cf7-choice-card{min-height:66px;padding:14px 48px 14px 15px;font-size:14px}.nqmcf7-nav,.dscr-actions{display:grid}.nqmcf7-nav .wpcf7-submit,.dscr-actions .wpcf7-submit{width:100%}}

/* NonQM123 v7.24.1 CF7 click/auto-advance reinforcement */
.wpcf7-list-item{cursor:pointer;}
.wpcf7-list-item label{display:block;width:100%;height:100%;cursor:pointer;}
.dscr-option-list .wpcf7-list-item label,
.nqmcf7-options .wpcf7-list-item label,
.nqm-cf7-choice-fieldset .wpcf7-list-item label,
.nqm-funnel-choice-grid .wpcf7-list-item label{display:flex;align-items:center;gap:10px;width:100%;min-height:inherit;}
.dscr-option-list .wpcf7-list-item:focus-visible,
.nqmcf7-options .wpcf7-list-item:focus-visible,
.nqm-cf7-choice-fieldset .wpcf7-list-item:focus-visible{outline:3px solid #F6C85F;outline-offset:4px;border-radius:18px;}
.nqm-choice-selected-visual{box-shadow:0 0 0 3px rgba(246,200,95,.34),0 14px 32px rgba(7,27,51,.14)!important;border-color:#F6C85F!important;}

/* NonQM123 v7.24.1 final production CF7 card/click parity lock */
.nqmcf7-options .wpcf7-list-item label,
.dscr-option-list .wpcf7-list-item label,
.nqm-choice-fieldset .wpcf7-list-item label,
.wpcf7-radio .wpcf7-list-item label.nqm-cf7-choice-card,
.nqm-cf7-choice-card{
  position:relative;display:flex!important;align-items:center;justify-content:space-between;gap:16px;width:100%;min-height:74px;padding:16px 52px 16px 18px!important;border:1px solid rgba(7,27,51,.14)!important;border-radius:18px!important;background:#fff!important;color:#071B33!important;font-weight:950!important;cursor:pointer!important;box-shadow:0 10px 24px rgba(7,27,51,.06)!important;transition:transform .16s ease,box-shadow .16s ease,border-color .16s ease!important;text-decoration:none!important;
}
.nqmcf7-options .wpcf7-list-item label:after,
.dscr-option-list .wpcf7-list-item label:after,
.nqm-choice-fieldset .wpcf7-list-item label:after,
.nqm-cf7-choice-card:after{content:'›';position:absolute;right:18px;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:30px;height:30px;border-radius:999px;background:#EEF5EE;color:#071B33;font-size:24px;line-height:1}
.nqmcf7-options .wpcf7-list-item label:hover,
.dscr-option-list .wpcf7-list-item label:hover,
.nqm-choice-fieldset .wpcf7-list-item label:hover,
.nqm-cf7-choice-card:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(7,27,51,.12)!important;border-color:#A8B99F!important}
.nqmcf7-options .wpcf7-list-item input[type=radio],
.dscr-option-list .wpcf7-list-item input[type=radio],
.nqm-choice-fieldset .wpcf7-list-item input[type=radio],
.nqm-cf7-choice-card input[type=radio]{position:absolute!important;opacity:.001!important;pointer-events:none!important}
.nqmcf7-options .wpcf7-list-item label:has(input:checked),
.dscr-option-list .wpcf7-list-item label:has(input:checked),
.nqm-choice-fieldset .wpcf7-list-item label:has(input:checked),
.nqm-cf7-choice-card:has(input:checked){border-color:#F6C85F!important;box-shadow:0 0 0 3px rgba(246,200,95,.28),0 18px 38px rgba(7,27,51,.12)!important}
.nqmcf7-options .wpcf7-list-item label:focus-within,
.dscr-option-list .wpcf7-list-item label:focus-within,
.nqm-choice-fieldset .wpcf7-list-item label:focus-within,
.nqm-cf7-choice-card:focus-within{outline:3px solid #F6C85F;outline-offset:3px}
.nqm-choice-text,.wpcf7-list-item-label{display:block;line-height:1.25}
.nqmcf7-options .wpcf7-list-item-label{font-weight:950;color:#071B33}
@media(max-width:640px){.nqmcf7-options .wpcf7-list-item label,.dscr-option-list .wpcf7-list-item label,.nqm-choice-fieldset .wpcf7-list-item label,.nqm-cf7-choice-card{min-height:66px;padding:14px 48px 14px 15px!important;font-size:14px!important}.nqm-funnel-card{width:min(100% - 20px,430px)!important}}

/* NonQM123 v7.24.1.202607070123 — Homepage parity color/layout lock
   Keeps the native Gutenberg component blocks, but prevents older generic .hero/.story CSS
   from leaking into the homepage renderer. */
.nqm-component-block.nqm-home-hero-block{display:block!important;padding:52px 0 68px!important;background:linear-gradient(180deg,#F8FAF6 0%,#FBFAF4 100%)!important;color:var(--navy,#071B33)!important;overflow:hidden!important;}
.nqm-component-block.nqm-home-hero-block .hero-grid{width:min(1220px,calc(100% - 48px))!important;margin:0 auto!important;display:grid!important;grid-template-columns:minmax(0,1.05fr) minmax(420px,.9fr)!important;gap:54px!important;align-items:center!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy{position:relative!important;overflow:hidden!important;border-radius:34px!important;padding:clamp(34px,5vw,64px)!important;background:radial-gradient(circle at 88% 5%,rgba(246,200,95,.22),transparent 28%),linear-gradient(135deg,#071B33,#102A44)!important;box-shadow:0 24px 70px rgba(7,27,51,.16)!important;color:#fff!important;min-height:auto!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy:after{content:""!important;position:absolute!important;right:-170px!important;bottom:-220px!important;width:520px!important;height:520px!important;border-radius:999px!important;background:radial-gradient(circle,rgba(168,185,159,.22),rgba(168,185,159,0) 62%)!important;pointer-events:none!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy>*{position:relative!important;z-index:1!important;}
.nqm-component-block.nqm-home-hero-block .eyebrow{font-size:.78rem!important;letter-spacing:.16em!important;text-transform:uppercase!important;font-weight:950!important;color:#F6C85F!important;margin:0 0 14px!important;}
.nqm-component-block.nqm-home-hero-block h1{font-size:clamp(2.9rem,6.3vw,6.1rem)!important;line-height:.92!important;letter-spacing:-.075em!important;color:#fff!important;margin:.18em 0 .28em!important;max-width:880px!important;text-shadow:none!important;}
.nqm-component-block.nqm-home-hero-block h1 span{color:#fff!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy>p:not(.eyebrow){font-size:clamp(1.06rem,1.6vw,1.28rem)!important;line-height:1.55!important;color:#E7EFF3!important;max-width:790px!important;margin:0!important;}
.nqm-component-block.nqm-home-hero-block .cta-row{display:flex!important;flex-wrap:wrap!important;gap:12px!important;margin-top:26px!important;}
.nqm-component-block.nqm-home-hero-block .btn{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-height:52px!important;border-radius:999px!important;padding:0 22px!important;font-weight:950!important;text-decoration:none!important;border:1px solid transparent!important;}
.nqm-component-block.nqm-home-hero-block .btn.gold{background:#F6C85F!important;color:#071B33!important;box-shadow:0 16px 34px rgba(0,0,0,.18)!important;}
.nqm-component-block.nqm-home-hero-block .btn.white{background:#fff!important;color:#071B33!important;border-color:rgba(255,255,255,.36)!important;}
.nqm-component-block.nqm-home-hero-block .btn.navy{background:rgba(255,255,255,.12)!important;color:#fff!important;border-color:rgba(255,255,255,.32)!important;}
.nqm-component-block.nqm-home-hero-block .trust-row{display:flex!important;flex-wrap:wrap!important;gap:10px!important;margin-top:24px!important;}
.nqm-component-block.nqm-home-hero-block .trust-row span{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-height:38px!important;padding:0 13px!important;border-radius:999px!important;background:rgba(255,255,255,.10)!important;border:1px solid rgba(255,255,255,.22)!important;color:#F5FAF7!important;font-size:13px!important;font-weight:850!important;text-align:center!important;}
.nqm-component-block.nqm-home-hero-block .hero-media{position:relative!important;min-height:610px!important;display:block!important;}
.nqm-component-block.nqm-home-hero-block .hero-photo{position:absolute!important;inset:0!important;margin:0!important;border-radius:38px!important;overflow:hidden!important;box-shadow:0 24px 70px rgba(7,27,51,.16)!important;background:#EEF5EE!important;}
.nqm-component-block.nqm-home-hero-block .hero-photo img{width:100%!important;height:100%!important;object-fit:cover!important;display:block!important;}
.nqm-component-block.nqm-home-hero-block .hero-photo:after{content:""!important;position:absolute!important;inset:0!important;background:linear-gradient(180deg,rgba(7,27,51,.02),rgba(7,27,51,.18))!important;}
.nqm-component-block.nqm-home-hero-block .floating-card{position:absolute!important;left:-34px!important;bottom:34px!important;width:min(390px,82%)!important;background:rgba(255,255,255,.96)!important;border:1px solid rgba(255,255,255,.75)!important;border-radius:24px!important;padding:20px!important;box-shadow:0 24px 60px rgba(7,27,51,.25)!important;backdrop-filter:blur(12px)!important;color:#071B33!important;}
.nqm-component-block.nqm-home-hero-block .floating-card p{margin:0 0 8px!important;font-size:11px!important;text-transform:uppercase!important;letter-spacing:.14em!important;color:#4F6F5B!important;font-weight:950!important;}
.nqm-component-block.nqm-home-hero-block .floating-card strong{display:block!important;color:#071B33!important;font-size:23px!important;line-height:1.05!important;}
.nqm-component-block.nqm-home-hero-block .floating-card small{display:block!important;color:#536172!important;font-weight:700!important;margin-top:7px!important;}
.nqm-component-block.nqm-home-hero-block .mini-stats{display:grid!important;grid-template-columns:repeat(3,1fr)!important;gap:8px!important;margin-top:16px!important;}
.nqm-component-block.nqm-home-hero-block .mini-stats span{display:grid!important;padding:10px!important;border-radius:14px!important;background:#EEF5EE!important;font-size:11px!important;color:#536172!important;font-weight:750!important;}
.nqm-component-block.nqm-home-hero-block .mini-stats b{display:block!important;color:#071B33!important;font-size:15px!important;}

.nqm-component-block.nqm-home-paths-block{display:block!important;background:#EEF5EE!important;padding:74px 0!important;color:#071B33!important;}
.nqm-component-block.nqm-home-paths-block .wrap{width:min(1220px,calc(100% - 48px))!important;margin:0 auto!important;}
.nqm-component-block.nqm-home-paths-block .section-head{display:grid!important;grid-template-columns:minmax(0,1fr) minmax(320px,.56fr)!important;gap:28px!important;align-items:end!important;margin-bottom:28px!important;}
.nqm-component-block.nqm-home-paths-block .section-head h2{font-size:clamp(2.45rem,5vw,4.5rem)!important;line-height:.95!important;letter-spacing:-.07em!important;color:#071B33!important;margin:.1em 0 0!important;}
.nqm-component-block.nqm-home-paths-block .section-head>p{color:#536172!important;font-size:1.08rem!important;line-height:1.55!important;margin:0!important;}
.nqm-component-block.nqm-home-paths-block .desk-grid{display:grid!important;grid-template-columns:1.12fr .88fr .88fr!important;gap:18px!important;}
.nqm-component-block.nqm-home-paths-block .desk{position:relative!important;min-height:430px!important;border-radius:30px!important;overflow:hidden!important;box-shadow:0 18px 50px rgba(7,27,51,.12)!important;isolation:isolate!important;background:#071B33!important;}
.nqm-component-block.nqm-home-paths-block .desk img{position:absolute!important;inset:0!important;width:100%!important;height:100%!important;object-fit:cover!important;display:block!important;}
.nqm-component-block.nqm-home-paths-block .desk:after{content:""!important;position:absolute!important;inset:0!important;background:linear-gradient(180deg,rgba(7,27,51,.06) 25%,rgba(7,27,51,.92) 100%)!important;z-index:1!important;}
.nqm-component-block.nqm-home-paths-block .desk-copy{position:absolute!important;left:0!important;right:0!important;bottom:0!important;padding:26px!important;z-index:2!important;color:#fff!important;}
.nqm-component-block.nqm-home-paths-block .desk-copy p{margin:0 0 8px!important;color:#F6C85F!important;text-transform:uppercase!important;letter-spacing:.13em!important;font-size:11px!important;font-weight:950!important;}
.nqm-component-block.nqm-home-paths-block .desk-copy h3{font-size:28px!important;line-height:1.02!important;margin:0 0 9px!important;color:#fff!important;letter-spacing:-.035em!important;}
.nqm-component-block.nqm-home-paths-block .desk-copy small{display:block!important;color:#DCE7DD!important;line-height:1.45!important;max-width:520px!important;font-weight:750!important;}
.nqm-component-block.nqm-home-paths-block .desk-copy a{display:inline-flex!important;margin-top:18px!important;min-height:42px!important;align-items:center!important;border-radius:999px!important;padding:0 16px!important;background:#fff!important;color:#071B33!important;text-decoration:none!important;font-weight:900!important;}

.nqm-component-block.nqm-story-section-block{display:block!important;padding:clamp(42px,6vh,58px) 0!important;background:#071B33!important;color:#fff!important;overflow:hidden!important;}
.nqm-component-block.nqm-story-section-block .story-grid{width:min(1220px,calc(100% - 48px))!important;margin:0 auto!important;display:grid!important;grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr)!important;gap:clamp(28px,3vw,42px)!important;align-items:center!important;}
.nqm-component-block.nqm-story-section-block .story-image{min-height:0!important;height:clamp(340px,42vw,430px)!important;max-height:52vh!important;border-radius:30px!important;overflow:hidden!important;box-shadow:0 24px 70px rgba(0,0,0,.18)!important;margin:0!important;}
.nqm-component-block.nqm-story-section-block .story-image img{display:block!important;width:100%!important;height:100%!important;object-fit:cover!important;object-position:center 42%!important;}
.nqm-component-block.nqm-story-section-block .story-copy h2{font-size:clamp(2.25rem,4.1vw,3.85rem)!important;line-height:.96!important;letter-spacing:-.055em!important;margin:0 0 16px!important;color:#fff!important;max-width:760px!important;}
.nqm-component-block.nqm-story-section-block .story-copy>p{font-size:clamp(1rem,1.25vw,1.12rem)!important;line-height:1.5!important;margin:0!important;max-width:680px!important;color:#DCE7DD!important;}
.nqm-component-block.nqm-story-section-block .check-list{display:grid!important;gap:10px!important;margin-top:20px!important;}
.nqm-component-block.nqm-story-section-block .check{display:flex!important;gap:11px!important;align-items:flex-start!important;padding:11px 13px!important;border-radius:16px!important;background:rgba(255,255,255,.08)!important;border:1px solid rgba(255,255,255,.14)!important;color:#fff!important;}
.nqm-component-block.nqm-story-section-block .check b{display:grid!important;place-items:center!important;width:26px!important;height:26px!important;border-radius:999px!important;background:#F6C85F!important;color:#071B33!important;flex:0 0 auto!important;font-size:.92rem!important;}
.nqm-component-block.nqm-story-section-block .check span{font-size:.98rem!important;line-height:1.25!important;color:#fff!important;font-weight:850!important;}
.nqm-component-block.nqm-story-section-block .check small{display:block!important;color:#C8D5DC!important;font-size:.79rem!important;line-height:1.35!important;margin-top:3px!important;font-weight:650!important;}

.nqm-component-block.nqm-how-it-works-block .section-head h2,
.nqm-component-block.nqm-final-cta-block h2{color:#071B33!important;}

@media(max-width:1050px){
 .nqm-component-block.nqm-home-hero-block .hero-grid,.nqm-component-block.nqm-story-section-block .story-grid{grid-template-columns:1fr!important;}
 .nqm-component-block.nqm-home-hero-block .hero-media{min-height:520px!important;}
 .nqm-component-block.nqm-home-hero-block .floating-card{left:24px!important;}
 .nqm-component-block.nqm-home-paths-block .desk-grid{grid-template-columns:1fr 1fr!important;}
 .nqm-component-block.nqm-home-paths-block .desk:first-child{grid-column:1/-1!important;}
}
@media(max-width:650px){
 .nqm-component-block.nqm-home-hero-block{padding:34px 0 48px!important;}
 .nqm-component-block.nqm-home-hero-block .hero-grid,.nqm-component-block.nqm-home-paths-block .wrap,.nqm-component-block.nqm-story-section-block .story-grid{width:min(100% - 28px,620px)!important;gap:20px!important;}
 .nqm-component-block.nqm-home-hero-block h1{font-size:3.35rem!important;}
 .nqm-component-block.nqm-home-hero-block .hero-media{min-height:430px!important;}
 .nqm-component-block.nqm-home-hero-block .floating-card{left:14px!important;right:14px!important;width:auto!important;bottom:14px!important;}
 .nqm-component-block.nqm-home-paths-block{padding:58px 0!important;}
 .nqm-component-block.nqm-home-paths-block .section-head{display:block!important;margin-bottom:20px!important;}
 .nqm-component-block.nqm-home-paths-block .section-head>p{margin-top:14px!important;}
 .nqm-component-block.nqm-home-paths-block .desk-grid{grid-template-columns:1fr!important;}
 .nqm-component-block.nqm-home-paths-block .desk:first-child{grid-column:auto!important;}
 .nqm-component-block.nqm-home-paths-block .desk{min-height:390px!important;}
 .nqm-component-block.nqm-story-section-block .story-grid{grid-template-columns:1fr!important;}
 .nqm-component-block.nqm-story-section-block .story-image{height:310px!important;max-height:none!important;}
 .nqm-component-block.nqm-story-section-block .story-copy h2{font-size:2.55rem!important;}
}
@media(max-width:380px){.nqm-component-block.nqm-home-hero-block h1{font-size:2.95rem!important}.nqm-component-block.nqm-home-hero-block .trust-row span{font-size:10.75px!important}}


/* NonQM123 v7.24.1.202607070208 — Homepage + Deal Desk Visual Parity Lock */
.nqm-component-block.nqm-home-hero-block{background:linear-gradient(135deg,#eef5ee 0%,#fffdf8 48%,#e7f0ea 100%)!important;padding:clamp(34px,5vw,72px) 0!important;}
.nqm-component-block.nqm-home-hero-block .hero-grid{width:min(1220px,calc(100% - 48px))!important;margin:0 auto!important;display:grid!important;grid-template-columns:minmax(0,1.05fr) minmax(360px,.9fr)!important;gap:clamp(24px,4vw,54px)!important;align-items:stretch!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy{background:linear-gradient(145deg,#071B33 0%,#102A44 70%,#061524 100%)!important;color:#fff!important;border-radius:34px!important;padding:clamp(34px,5vw,68px)!important;box-shadow:0 24px 70px rgba(7,27,51,.18)!important;position:relative!important;overflow:hidden!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy *{position:relative;z-index:1}.nqm-component-block.nqm-home-hero-block .hero-copy:after{content:"";position:absolute;right:-150px;bottom:-180px;width:460px;height:460px;border-radius:999px;background:radial-gradient(circle,rgba(168,185,159,.22),rgba(168,185,159,0) 68%)}
.nqm-component-block.nqm-home-hero-block .hero-copy .eyebrow{color:#8FB79B!important;font-weight:950!important;letter-spacing:.16em!important;text-transform:uppercase!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy h1,.nqm-component-block.nqm-home-hero-block .hero-copy h1 span{color:#fff!important;text-shadow:none!important;opacity:1!important;filter:none!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy h1{font-size:clamp(3.1rem,6.6vw,6.3rem)!important;line-height:.92!important;letter-spacing:-.08em!important;margin:.18em 0 .24em!important;}
.nqm-component-block.nqm-home-hero-block .hero-copy p:not(.eyebrow){color:#dce7dd!important;font-weight:650!important;max-width:740px!important;}
.nqm-component-block.nqm-home-hero-block .trust-row{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:10px!important;margin-top:22px!important;}
.nqm-component-block.nqm-home-hero-block .trust-row span{background:rgba(255,255,255,.96)!important;color:#071B33!important;border:1px solid rgba(255,255,255,.44)!important;border-radius:16px!important;min-height:48px!important;display:flex!important;align-items:center!important;justify-content:center!important;text-align:center!important;font-size:12px!important;font-weight:950!important;box-shadow:0 10px 24px rgba(0,0,0,.14)!important;}
.nqm-component-block.nqm-home-hero-block .hero-media{min-height:590px!important;border-radius:34px!important;position:relative!important;overflow:hidden!important;box-shadow:0 24px 70px rgba(7,27,51,.14)!important;background:#dfe9e3!important;}
.nqm-component-block.nqm-home-hero-block .hero-photo,.nqm-component-block.nqm-home-hero-block .hero-photo img{display:block!important;width:100%!important;height:100%!important;min-height:590px!important;object-fit:cover!important;}
.nqm-component-block.nqm-home-hero-block .hero-media:after{content:"";position:absolute;inset:50% 0 0;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.82));}
.nqm-component-block.nqm-home-hero-block .floating-card{position:absolute!important;z-index:2!important;left:26px!important;right:26px!important;bottom:26px!important;width:auto!important;padding:22px!important;border-radius:24px!important;background:rgba(255,255,255,.92)!important;backdrop-filter:blur(10px)!important;box-shadow:0 18px 44px rgba(7,27,51,.18)!important;color:#071B33!important;}
.nqm-component-block.nqm-home-hero-block .floating-card p{color:#4F6F5B!important;font-size:11px!important;letter-spacing:.13em!important;text-transform:uppercase!important;font-weight:950!important;margin:0 0 8px!important}.nqm-component-block.nqm-home-hero-block .floating-card strong{display:block!important;color:#071B33!important;font-size:clamp(1.2rem,2vw,1.7rem)!important;line-height:1.05!important}.nqm-component-block.nqm-home-hero-block .floating-card small{display:block!important;color:#536172!important;margin-top:8px!important}.nqm-component-block.nqm-home-hero-block .mini-stats{display:grid!important;grid-template-columns:repeat(3,1fr)!important;gap:8px!important;margin-top:14px!important}.nqm-component-block.nqm-home-hero-block .mini-stats span{background:#EEF5EE!important;border-radius:12px!important;padding:8px!important;color:#071B33!important;font-size:11px!important;text-align:center!important}.nqm-component-block.nqm-home-hero-block .mini-stats b{display:block!important;color:#071B33!important;font-size:13px!important}
.nqm-component-block.nqm-story-section-block{background:linear-gradient(135deg,#071B33,#102A44)!important;border-radius:34px!important;width:min(1220px,calc(100% - 48px))!important;margin:clamp(34px,5vw,64px) auto!important;padding:clamp(28px,4vw,58px)!important;box-shadow:0 24px 70px rgba(7,27,51,.18)!important;}
.nqm-component-block.nqm-story-section-block .story-grid{display:grid!important;grid-template-columns:minmax(340px,.9fr) minmax(0,1.1fr)!important;gap:clamp(24px,4vw,58px)!important;align-items:center!important;width:100%!important;margin:0!important;}
.nqm-component-block.nqm-story-section-block .story-copy h2,.nqm-component-block.nqm-story-section-block .story-copy h2 *{color:#fff!important;opacity:1!important;text-shadow:none!important;filter:none!important;}
.nqm-component-block.nqm-story-section-block .story-copy .eyebrow{color:#F6C85F!important}.nqm-component-block.nqm-story-section-block .story-copy p{color:#dce7dd!important;opacity:1!important}.nqm-component-block.nqm-story-section-block .check{background:#fff!important;color:#071B33!important;border:1px solid rgba(255,255,255,.22)!important;border-radius:18px!important;box-shadow:0 10px 24px rgba(0,0,0,.15)!important}.nqm-component-block.nqm-story-section-block .check span{color:#071B33!important}.nqm-component-block.nqm-story-section-block .check small{display:block;color:#536172!important;margin-top:4px!important}.nqm-component-block.nqm-story-section-block .check b{background:#F6C85F!important;color:#071B33!important;border-radius:999px!important;}
@media(max-width:980px){.nqm-component-block.nqm-home-hero-block .hero-grid,.nqm-component-block.nqm-story-section-block .story-grid{grid-template-columns:1fr!important}.nqm-component-block.nqm-home-hero-block .hero-media{min-height:430px!important}.nqm-component-block.nqm-home-hero-block .hero-photo,.nqm-component-block.nqm-home-hero-block .hero-photo img{min-height:430px!important}.nqm-component-block.nqm-home-hero-block .hero-copy h1{font-size:clamp(2.8rem,11vw,4.8rem)!important}.nqm-component-block.nqm-story-section-block{width:min(100% - 28px,720px)!important}}
@media(max-width:640px){.nqm-component-block.nqm-home-hero-block .hero-grid{width:min(100% - 24px,620px)!important}.nqm-component-block.nqm-home-hero-block .hero-copy{padding:28px 22px!important;border-radius:28px!important}.nqm-component-block.nqm-home-hero-block .trust-row{grid-template-columns:1fr!important}.nqm-component-block.nqm-home-hero-block .hero-media{min-height:360px!important}.nqm-component-block.nqm-home-hero-block .hero-photo,.nqm-component-block.nqm-home-hero-block .hero-photo img{min-height:360px!important}.nqm-component-block.nqm-home-hero-block .floating-card{left:14px!important;right:14px!important;bottom:14px!important}.nqm-component-block.nqm-story-section-block{border-radius:26px!important;padding:24px 18px!important}.nqm-component-block.nqm-story-section-block .story-image{min-height:240px!important}}

/* DSCR Deal Desk CF7 page: restore approved deal-desk shell while keeping CF7 native. */
.nqm-funnel-page--dscr-deal{background:linear-gradient(135deg,#eef5ee 0%,#fffdf8 42%,#e9f0ec 100%)!important;padding:24px!important;min-height:calc(100vh - 110px)!important;}
.nqm-dscr-deal-shell{width:min(1280px,calc(100% - 24px));margin:0 auto;display:grid;grid-template-columns:300px minmax(0,1fr);gap:22px;align-items:stretch;}
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We will route the rest of the quote like a DSCR deal desk — not a generic mortgage form.";font-size:18px!important;line-height:1.35!important;font-weight:800!important;color:#536172!important;display:block}.nqm-dscr-main-card .nqmcf7-options legend{font-size:0!important;margin:0!important}.nqm-dscr-main-card .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-options:before{content:"Choose the deal you want us to price.";display:block;margin:0 0 12px;color:#071B33;font-weight:950}.nqm-dscr-main-card .nqmcf7-options .wpcf7-form-control{display:grid!important;gap:14px!important}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label{position:relative!important;display:grid!important;grid-template-columns:56px minmax(0,1fr) 30px!important;align-items:center!important;gap:16px!important;min-height:86px!important;padding:14px 18px!important;border:1px solid #CBD8CF!important;border-radius:20px!important;background:#fff!important;box-shadow:0 10px 24px rgba(7,27,51,.06)!important;color:#071B33!important}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label:before{content:"";width:52px;height:52px;border-radius:999px;background:#EEF5EE;grid-column:1;grid-row:1;box-shadow:inset 0 0 0 1px rgba(7,27,51,.08)}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label:after{content:"›"!important;grid-column:3;grid-row:1;width:30px!important;height:30px!important;border-radius:999px!important;background:#EEF5EE!important;color:#071B33!important;display:grid!important;place-items:center!important;font-size:26px!important;font-weight:950!important;position:static!important;transform:none!important}.nqm-dscr-main-card .nqmcf7-options input[type="radio"]{position:absolute!important;opacity:.001!important;pointer-events:none!important}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item-label,.nqm-dscr-main-card .nqmcf7-options .nqm-choice-text{grid-column:2!important;grid-row:1!important;display:block!important;font-size:22px!important;line-height:1.1!important;font-weight:1000!important;color:#071B33!important}.nqm-dscr-main-card .nqmcf7-options input[value="Buy an investment property"] + .wpcf7-list-item-label:after,.nqm-dscr-main-card .nqmcf7-options .nqm-choice-text[data-value="Buy an investment property"]:after{content:"I need a DSCR purchase loan for a rental property."}.nqm-dscr-main-card .nqmcf7-options input[value="Refinance an existing rental"] + .wpcf7-list-item-label:after{content:"I want better terms, payment, or loan structure."}.nqm-dscr-main-card .nqmcf7-options input[value="Cash out rental equity"] + .wpcf7-list-item-label:after{content:"I want to pull cash out of my investment property."}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item-label:after{display:block!important;margin-top:5px!important;font-size:13px!important;line-height:1.25!important;color:#536172!important;font-weight:750!important}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label:has(input:checked){border-color:#F6C85F!important;box-shadow:0 0 0 3px rgba(246,200,95,.32),0 18px 40px rgba(7,27,51,.12)!important}.nqm-dscr-main-card .nqmcf7-options:after{content:"NonQM123 • Direct Online Lender • NMLS #3252";display:block;margin:14px 0 0;padding:13px 16px;border-left:6px solid #A8B99F;border-radius:16px;background:linear-gradient(90deg,#EEF5EE,#FBFAF4);color:#071B33;text-align:center;font-weight:950}.nqm-dscr-main-card .nqmcf7-nav{margin-top:22px}.nqm-dscr-main-card .nqmcf7-nav .wpcf7-submit{width:auto;min-width:180px;background:#071B33!important;border-radius:16px!important}.nqm-dscr-main-card .wpcf7-response-output{display:none!important}
@media(max-width:980px){.nqm-funnel-page--dscr-deal{padding:0 0 88px!important}.nqm-dscr-deal-shell{width:100%!important;display:block!important}.nqm-dscr-side{display:none!important}.nqm-dscr-main-card{border-radius:0!important;min-height:calc(100svh - 150px)!important;padding:18px!important;box-shadow:none!important}.nqm-dscr-main-card .nqmcf7-funnel h1{text-align:center!important;font-size:clamp(32px,9.5vw,46px)!important}.nqm-dscr-main-card .nqmcf7-kicker,.nqm-dscr-main-card .nqmcf7-lead{text-align:center!important}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label{grid-template-columns:44px minmax(0,1fr) 26px!important;gap:11px!important;min-height:70px!important;padding:11px 14px!important}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label:before{width:42px;height:42px}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item-label,.nqm-dscr-main-card .nqmcf7-options .nqm-choice-text{font-size:17px!important}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item-label:after{font-size:12px!important}.nqm-dscr-main-card .nqmcf7-nav .wpcf7-submit{width:100%!important;min-height:54px!important}.nqm-dscr-main-card .nqm-progress{margin-bottom:18px!important}}



/* NonQM123 v7.24.1.202607070246 — DSCR Deal Desk manual CF7 visual parity lock.
   Bubbles/cards select only. The visible Next button advances CF7 Multi-Step. */
.nqm-funnel-page--dscr-deal{background:linear-gradient(135deg,#dfe9e3 0%,#fffdf8 45%,#dfe9e3 100%)!important;}
.nqm-dscr-deal-shell{max-width:1280px!important;}
.nqm-dscr-main-card{border:1px solid rgba(7,27,51,.10)!important;}
.nqm-dscr-main-card .nqmcf7-nav{display:flex!important;justify-content:flex-start!important;margin-top:18px!important;}
.nqm-dscr-main-card .nqmcf7-nav .wpcf7-submit{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-width:210px!important;min-height:58px!important;padding:0 28px!important;border:0!important;border-radius:16px!important;background:#071B33!important;color:#fff!important;font-weight:1000!important;letter-spacing:.02em!important;box-shadow:0 16px 34px rgba(7,27,51,.16)!important;}
.nqm-dscr-main-card .nqmcf7-nav .wpcf7-submit:hover{filter:brightness(1.04)!important;transform:translateY(-1px)!important;}
.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label{cursor:pointer!important;}
.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label.is-selected{border-color:#F6C85F!important;box-shadow:0 0 0 3px rgba(246,200,95,.32),0 18px 40px rgba(7,27,51,.12)!important;background:#fffdf8!important;}
.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label.is-selected:after{background:#F6C85F!important;color:#071B33!important;}
.nqm-dscr-main-card .nqmcf7-options:after{content:"NonQM123 • Direct Online Lender • NMLS #3252"!important;display:block!important;margin:14px 0 0!important;padding:13px 16px!important;border-left:6px solid #A8B99F!important;border-radius:16px!important;background:linear-gradient(90deg,#EEF5EE,#FBFAF4)!important;color:#071B33!important;text-align:center!important;font-weight:950!important;}
.nqm-dscr-investor-trust{margin-top:18px;border:1px solid rgba(7,27,51,.12);border-radius:20px;background:#fff;box-shadow:0 12px 30px rgba(7,27,51,.07);padding:18px;text-align:center;color:#071B33;}
.nqm-dscr-investor-trust h3{margin:0 0 12px;color:#071B33;font-size:18px;letter-spacing:-.02em;}
.nqm-dscr-investor-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:10px;}
.nqm-dscr-investor-grid div{padding:10px;border-right:1px solid #CBD8CF;}
.nqm-dscr-investor-grid div:last-child{border-right:0;}
.nqm-dscr-investor-grid b{display:block;color:#071B33;font-size:20px;line-height:1.05;font-weight:1000;}
.nqm-dscr-investor-grid span{display:block;color:#536172;font-size:12px;line-height:1.25;font-weight:850;margin-top:2px;}
.nqm-dscr-investor-trust p{margin:8px 0 0!important;color:#536172!important;font-size:12px!important;line-height:1.35!important;font-weight:800!important;}
.nqm-dscr-investor-trust strong{color:#B98200;}
@media(max-width:980px){
  .nqm-funnel-page--dscr-deal{background:#071B33!important;padding:12px 9px 94px!important;}
  .nqm-dscr-main-card{width:min(100%,520px)!important;margin:0 auto!important;border-radius:30px!important;min-height:calc(100svh - 130px)!important;background:#fffdf8!important;box-shadow:none!important;border:1px solid rgba(255,255,255,.22)!important;padding:22px 18px!important;}
  .nqm-dscr-main-card .nqmcf7-funnel h1{font-size:clamp(32px,9vw,46px)!important;line-height:.98!important;letter-spacing:-.06em!important;text-align:center!important;}
  .nqm-dscr-main-card .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-lead:after{font-size:15px!important;line-height:1.35!important;text-align:center!important;}
  .nqm-dscr-main-card .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-options:before{text-align:center!important;}
  .nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label{grid-template-columns:42px minmax(0,1fr) 26px!important;min-height:72px!important;padding:11px 13px!important;border-radius:18px!important;}
  .nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item label:before{width:40px!important;height:40px!important;}
  .nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item-label,.nqm-dscr-main-card .nqmcf7-options .nqm-choice-text{font-size:17px!important;}
  .nqm-dscr-main-card .nqmcf7-nav{display:grid!important;}
  .nqm-dscr-main-card .nqmcf7-nav .wpcf7-submit{width:100%!important;min-height:56px!important;}
  .nqm-dscr-investor-grid{grid-template-columns:repeat(3,1fr)!important;gap:0!important;}
  .nqm-dscr-investor-grid b{font-size:15px!important;}
  .nqm-dscr-investor-grid span{font-size:10px!important;}
}
@media(max-width:390px){.nqm-dscr-investor-trust{padding:14px}.nqm-dscr-main-card .nqmcf7-options .wpcf7-list-item-label,.nqm-dscr-main-card .nqmcf7-options .nqm-choice-text{font-size:15.5px!important}}

/* NonQM123 v7.24.1.202607070246 — final homepage right-panel contrast lock. */
body.home .nqm-component-block.nqm-story-section-block,
body.page-id-880000 .nqm-component-block.nqm-story-section-block{background:linear-gradient(135deg,#071B33 0%,#102A44 100%)!important;color:#fff!important;}
body.home .nqm-component-block.nqm-story-section-block .story-copy h2,
body.page-id-880000 .nqm-component-block.nqm-story-section-block .story-copy h2,
body.home .nqm-component-block.nqm-story-section-block .story-copy h2 *,
body.page-id-880000 .nqm-component-block.nqm-story-section-block .story-copy h2 *{color:#fff!important;opacity:1!important;filter:none!important;text-shadow:none!important;}
body.home .nqm-component-block.nqm-story-section-block .story-copy p,
body.page-id-880000 .nqm-component-block.nqm-story-section-block .story-copy p{color:#DCE7DD!important;opacity:1!important;}
body.home .nqm-component-block.nqm-story-section-block .check,
body.page-id-880000 .nqm-component-block.nqm-story-section-block .check{background:#fff!important;color:#071B33!important;border-color:rgba(255,255,255,.36)!important;}
body.home .nqm-component-block.nqm-story-section-block .check span,
body.page-id-880000 .nqm-component-block.nqm-story-section-block .check span{color:#071B33!important;}
body.home .nqm-component-block.nqm-story-section-block .check small,
body.page-id-880000 .nqm-component-block.nqm-story-section-block .check small{color:#536172!important;}

/* NonQM123 v7.24.1.202607070352 — subpage dark-panel contrast and DSCR rates lock */
body:not(.home) .hero-copy,
body:not(.home) .nqm-authority-hero__copy,
body:not(.home) .nqm-hero__copy{
  color:#fff!important;
  background:radial-gradient(circle at 88% 5%,rgba(246,200,95,.24),transparent 28%),linear-gradient(135deg,#071B33,#102A44)!important;
}
body:not(.home) .hero-copy h1,
body:not(.home) .hero-copy h1 *,
body:not(.home) .hero-copy .wp-block-heading,
body:not(.home) .nqm-authority-hero__copy h1,
body:not(.home) .nqm-authority-hero__copy h1 *,
body:not(.home) .nqm-hero__copy h1,
body:not(.home) .nqm-hero__copy h1 *{color:#fff!important;opacity:1!important;text-shadow:none!important;filter:none!important;mix-blend-mode:normal!important;}
body:not(.home) .hero-copy>.wp-block-paragraph,
body:not(.home) .hero-copy .lede,
body:not(.home) .nqm-authority-hero__copy>p,
body:not(.home) .nqm-hero__copy>p{color:#DCE7DD!important;opacity:1!important;text-shadow:none!important;filter:none!important;}
body:not(.home) .hero-copy .kicker,
body:not(.home) .hero-copy .kicker p,
body:not(.home) .hero-copy .eyebrow,
body:not(.home) .nqm-authority-hero__copy .nqm-eyebrow,
body:not(.home) .nqm-hero__copy .nqm-eyebrow{color:#F6C85F!important;opacity:1!important;}
.program-proof-grid-v7183 p,
.program-proof-grid-v7183 span,
.directory-mobile-trust-v7183 p,
.directory-mobile-trust-v7183 span{display:flex!important;align-items:center!important;justify-content:center!important;min-height:40px!important;padding:7px 8px!important;border-radius:14px!important;background:#FBFAF4!important;border:1px solid rgba(255,255,255,.34)!important;color:#071B33!important;text-align:center!important;font-size:10.5px!important;line-height:1.15!important;font-weight:900!important;box-shadow:0 10px 24px rgba(7,27,51,.12)!important;}
#nqm-dscr-rates-v7241{margin-top:0!important;margin-bottom:0!important;isolation:isolate;}
#nqm-dscr-rates-v7241 .nqm-brand-header-lock,
#nqm-dscr-rates-v7241 .nqm-brand-footer-lock,
#nqm-dscr-rates-v7241 .nqm-brand-topbar-lock{display:none!important;}


/* NonQM123 v7.24.1.202607071959 — HTML source sync visual parity lock.
   Source of truth: 2026.07.01.11-59am final forward approval preview. */
:root{--nqm-v7241-navy:#071B33;--nqm-v7241-navy2:#102A44;--nqm-v7241-gold:#F6C85F;--nqm-v7241-sage:#A8B99F;--nqm-v7241-sage-soft:#EEF5EE;--nqm-v7241-cream:#FBFAF4;--nqm-v7241-ink:#0E1A2B;--nqm-v7241-slate:#536172;--nqm-v7241-line:#CBD8CF;}
html,body{overflow-x:hidden!important;background:linear-gradient(180deg,#FBFAF4,#F7FAF6 46%,#EEF5EE)!important;}
.nqm-main{overflow-x:hidden!important;}

/* Homepage: fix hero media/floating review card alignment and keep card inside image well. */
body.home .nqm-component-block.nqm-home-hero-block .hero-media,
body.page-id-880000 .nqm-component-block.nqm-home-hero-block .hero-media{position:relative!important;min-height:610px!important;display:block!important;overflow:visible!important;}
body.home .nqm-component-block.nqm-home-hero-block .hero-photo,
body.page-id-880000 .nqm-component-block.nqm-home-hero-block .hero-photo{position:absolute!important;inset:0!important;border-radius:38px!important;overflow:hidden!important;box-shadow:0 24px 70px rgba(7,27,51,.16)!important;background:#071B33!important;}
body.home .nqm-component-block.nqm-home-hero-block .hero-photo img,
body.page-id-880000 .nqm-component-block.nqm-home-hero-block .hero-photo img{width:100%!important;height:100%!important;object-fit:cover!important;display:block!important;}
body.home .nqm-component-block.nqm-home-hero-block .floating-card,
body.page-id-880000 .nqm-component-block.nqm-home-hero-block .floating-card{position:absolute!important;left:28px!important;right:28px!important;bottom:28px!important;width:auto!important;max-width:none!important;z-index:3!important;background:rgba(255,255,255,.94)!important;border:1px solid rgba(255,255,255,.80)!important;border-radius:24px!important;padding:22px!important;color:#071B33!important;box-shadow:0 24px 60px rgba(7,27,51,.22)!important;backdrop-filter:blur(12px)!important;}
body.home .nqm-component-block.nqm-home-hero-block .floating-card strong,
body.page-id-880000 .nqm-component-block.nqm-home-hero-block .floating-card strong{color:#071B33!important;text-shadow:none!important;filter:none!important;opacity:1!important;}
body.home .nqm-component-block.nqm-home-hero-block .floating-card p,
body.page-id-880000 .nqm-component-block.nqm-home-hero-block .floating-card p{color:#4F6F5B!important;text-shadow:none!important;}
body.home .nqm-component-block.nqm-home-hero-block .floating-card small,
body.page-id-880000 .nqm-component-block.nqm-home-hero-block .floating-card small{color:#536172!important;}
@media(max-width:650px){body.home .nqm-component-block.nqm-home-hero-block .hero-media,body.page-id-880000 .nqm-component-block.nqm-home-hero-block .hero-media{min-height:420px!important}body.home .nqm-component-block.nqm-home-hero-block .floating-card,body.page-id-880000 .nqm-component-block.nqm-home-hero-block .floating-card{left:14px!important;right:14px!important;bottom:14px!important;padding:14px!important;border-radius:18px!important}}

/* Site footer: remove the stray white bottom bar/viewport gutter. */
.nqm-footer{margin-bottom:0!important;padding-bottom:calc(42px + env(safe-area-inset-bottom))!important;}
.nqm-footer:after{display:none!important;content:none!important;}
body:not(.wp-admin){min-height:100svh!important;}

/* Programs directory: approved color treatment. */
body.page-id-880003 .directory-hero{background:radial-gradient(circle at 84% 10%,rgba(246,200,95,.32),transparent 30%),linear-gradient(135deg,#071B33,#102A44)!important;color:#fff!important;}
body.page-id-880003 .directory-hero h1,
body.page-id-880003 .directory-hero .wp-block-heading{color:#F6C85F!important;text-shadow:none!important;}
body.page-id-880003 .directory-hero .kicker p,
body.page-id-880003 .directory-hero .kicker,
body.page-id-880003 .directory-hero .eyebrow{color:#A8B99F!important;}
body.page-id-880003 .directory-hero p:not(.kicker p){color:#DCE7DD!important;}
body.page-id-880003 .directory-mobile-trust-v7183 p,
body.page-id-880003 .directory-mobile-trust-v7183 span{background:#EEF5EE!important;border-color:#A8B99F!important;color:#071B33!important;}
body.page-id-880003 .dir-card{background:#fff!important;border-color:rgba(168,185,159,.55)!important;box-shadow:0 16px 42px rgba(7,27,51,.08)!important;}
body.page-id-880003 .dir-card a{color:#4F6F5B!important;font-weight:1000!important;}

/* Generic program pages: restore approved hero media caption and buttons. */
body[class*="page-id-8800"] .wrap.hero{display:grid!important;grid-template-columns:minmax(0,1.04fr) minmax(360px,.76fr)!important;gap:24px!important;align-items:stretch!important;position:relative!important;}
body[class*="page-id-8800"] .wrap.hero>.hero-copy{grid-column:1!important;grid-row:1!important;}
body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image{grid-column:2!important;grid-row:1!important;position:relative!important;margin:0!important;min-height:520px!important;border-radius:34px!important;overflow:hidden!important;box-shadow:0 24px 70px rgba(7,27,51,.14)!important;background:#071B33!important;}
body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image:after{content:""!important;position:absolute!important;inset:42% 0 0!important;z-index:1!important;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.84))!important;pointer-events:none!important;}
body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image img{display:block!important;width:100%!important;height:100%!important;min-height:520px!important;object-fit:cover!important;}
body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image + p,
body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image + p + p{grid-column:2!important;grid-row:1!important;align-self:end!important;position:relative!important;z-index:2!important;margin-left:24px!important;margin-right:24px!important;text-shadow:0 2px 16px rgba(0,0,0,.42)!important;}
body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image + p{margin-bottom:86px!important;color:#F6C85F!important;font-size:.72rem!important;font-weight:950!important;letter-spacing:.15em!important;text-transform:uppercase!important;}
body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image + p + p{margin-bottom:28px!important;color:#fff!important;font-size:clamp(1.05rem,2vw,1.35rem)!important;font-weight:950!important;line-height:1.25!important;max-width:560px!important;}
body[class*="page-id-8800"] .actions .wp-block-button.btn.primary .wp-block-button__link,
body[class*="page-id-8800"] .actions .wp-block-button.btn.gold .wp-block-button__link,
body[class*="page-id-8800"] .wp-block-button.btn.primary .wp-block-button__link,
body[class*="page-id-8800"] .wp-block-button.btn.gold .wp-block-button__link,
body[class*="page-id-8800"] .final .wp-block-button.btn.primary .wp-block-button__link,
body[class*="page-id-8800"] .final .wp-block-button.btn.gold .wp-block-button__link{background:#F6C85F!important;color:#071B33!important;border:1px solid #F6C85F!important;box-shadow:0 14px 34px rgba(0,0,0,.18)!important;}
body[class*="page-id-8800"] .actions .wp-block-button.btn.secondary .wp-block-button__link,
body[class*="page-id-8800"] .actions .wp-block-button.btn.white .wp-block-button__link,
body[class*="page-id-8800"] .wp-block-button.btn.secondary .wp-block-button__link,
body[class*="page-id-8800"] .wp-block-button.btn.white .wp-block-button__link{background:#fff!important;color:#071B33!important;border:1px solid rgba(7,27,51,.16)!important;}
body[class*="page-id-8800"] .final .wp-block-button.btn.secondary .wp-block-button__link,
body[class*="page-id-8800"] .final .wp-block-button.btn.white .wp-block-button__link{background:rgba(255,255,255,.12)!important;color:#fff!important;border:1px solid rgba(255,255,255,.32)!important;}
body[class*="page-id-8800"] .wp-block-button__link{border-radius:999px!important;min-height:50px!important;display:inline-flex!important;align-items:center!important;justify-content:center!important;font-weight:950!important;text-decoration:none!important;padding:0 20px!important;}
body[class*="page-id-8800"] .facts{display:grid!important;grid-template-columns:repeat(4,1fr)!important;gap:12px!important;}
body[class*="page-id-8800"] .facts p{display:flex!important;align-items:center!important;justify-content:center!important;text-align:center!important;min-height:64px!important;border:1px solid #CBD8CF!important;border-radius:18px!important;background:#EEF5EE!important;color:#071B33!important;font-weight:950!important;padding:12px!important;margin:0!important;}
body[class*="page-id-8800"] .split{grid-template-columns:1fr!important;max-width:1100px!important;}
body[class*="page-id-8800"] .split .panel{width:100%!important;max-width:none!important;}
body[class*="page-id-8800"] .section,.panel,.related,.faq,.final,.resources{overflow:visible!important;}
body[class*="page-id-8800"] .process{display:grid!important;grid-template-columns:1fr!important;gap:12px!important;}
body[class*="page-id-8800"] .final{grid-template-columns:1fr!important;}
body[class*="page-id-8800"] .final h2,
body[class*="page-id-8800"] .final h2 *{color:#fff!important;}
body[class*="page-id-8800"] .final p{color:#DCE7DD!important;}
@media(max-width:980px){body[class*="page-id-8800"] .wrap.hero{grid-template-columns:1fr!important}body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image{grid-column:1!important;grid-row:auto!important;order:-1!important;min-height:360px!important}body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image img{min-height:360px!important}body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image + p,body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image + p + p{grid-column:1!important;grid-row:2!important}.facts{grid-template-columns:1fr 1fr!important}}
@media(max-width:600px){body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image{min-height:300px!important}body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image img{min-height:300px!important}body[class*="page-id-8800"] .facts{grid-template-columns:1fr!important}body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image + p{margin-bottom:72px!important}body[class*="page-id-8800"] .wrap.hero>figure.wp-block-image + p + p{margin-bottom:22px!important}}

/* Team Specialist Desk / subpage hero button contrast. */
body.page-id-880006 .hero-copy .wp-block-button__link,
body.page-id-880006 .nqm-authority-hero__copy .wp-block-button__link{background:#F6C85F!important;color:#071B33!important;border-color:#F6C85F!important;}

/* DSCR Rates Today: hide embedded source chrome and restore approved hero focus inside WP shell. */
#nqm-dscr-rates-v7241 .draft-alert,
#nqm-dscr-rates-v7241 .topbar,
#nqm-dscr-rates-v7241 .header,
#nqm-dscr-rates-v7241 .footer{display:none!important;}
#nqm-dscr-rates-v7241 .hero{margin-top:0!important;padding:68px 0 58px!important;background:radial-gradient(circle at 85% 4%,rgba(246,200,95,.32),transparent 26%),linear-gradient(135deg,#071B33 0%,#102A44 58%,#EEF5EE 58.2%,#FBFAF4 100%)!important;}
#nqm-dscr-rates-v7241 .hero h1,#nqm-dscr-rates-v7241 .hero h1 *{color:#fff!important;opacity:1!important;filter:none!important;text-shadow:none!important;}
#nqm-dscr-rates-v7241 .hero-lead{color:#E5EEF4!important;}
#nqm-dscr-rates-v7241 .rate-card{background:rgba(255,255,255,.98)!important;color:#071B33!important;}
#nqm-dscr-rates-v7241 .rate-card h2,#nqm-dscr-rates-v7241 .rate-card strong{color:#071B33!important;}
@media(max-width:650px){#nqm-dscr-rates-v7241 .hero{padding:38px 0 32px!important;background:radial-gradient(circle at 88% 0%,rgba(246,200,95,.27),transparent 27%),linear-gradient(155deg,#071B33 0%,#102A44 72%,#EEF5EE 72.2%,#FBFAF4 100%)!important}}

/* DSCR Deal Desk: remove blurred/doubled typography and make progress obvious. */
.nqm-dscr-main-card,.nqm-dscr-main-card *{text-shadow:none!important;filter:none!important;mix-blend-mode:normal!important;}
.nqm-dscr-main-card .nqmcf7-funnel{background:transparent!important;box-shadow:none!important;border:0!important;padding:0!important;margin:0!important;}
.nqm-dscr-main-card .nqm-progress{height:9px!important;background:#EEF5EE!important;border:1px solid rgba(7,27,51,.10)!important;margin-bottom:28px!important;}
.nqm-dscr-main-card .nqm-progress span{background:linear-gradient(90deg,#071B33,#A8B99F,#F6C85F)!important;min-width:34px!important;}
.nqm-dscr-rail li.active{background:#FBFAF4!important;color:#071B33!important;border-color:#FBFAF4!important;}
.nqm-dscr-rail li.active b{background:#EEF5EE!important;color:#071B33!important;border-color:#A8B99F!important;}
.nqm-dscr-rail li:not(.active){opacity:.82!important;}

/* Equity / CES / HELOC visual parity shell to match approved second-mortgage funnel feel. */
.nqm-funnel-page--equity{background:linear-gradient(180deg,#EEF5EE,#FBFAF4 52%,#EEF5EE)!important;padding:28px 12px 96px!important;}
.nqm-funnel-page--equity .nqm-funnel-shell-native{width:min(100% - 24px,760px)!important;margin:0 auto!important;border:1px solid rgba(7,27,51,.12)!important;border-radius:30px!important;background:#FFFDF8!important;box-shadow:0 24px 68px rgba(7,27,51,.14)!important;padding:clamp(18px,4vw,32px)!important;}
.nqm-funnel-page--equity .nqmcf7-funnel{box-shadow:none!important;border:0!important;background:transparent!important;padding:0!important;margin:0!important;}
.nqm-funnel-page--equity .nqmcf7-kicker{text-align:center!important;color:#007A3D!important;letter-spacing:.16em!important;}
.nqm-funnel-page--equity .nqmcf7-funnel h1{text-align:center!important;color:#071B33!important;font-size:clamp(2.1rem,6vw,4.1rem)!important;line-height:.98!important;letter-spacing:-.06em!important;}
.nqm-funnel-page--equity .nqmcf7-lead{text-align:center!important;color:#536172!important;}
.nqm-funnel-page--equity .nqm-progress{height:8px!important;background:#EEF5EE!important;border:1px solid rgba(7,27,51,.08)!important;margin:6px 0 22px!important;}
.nqm-funnel-page--equity .nqm-progress span{background:linear-gradient(90deg,#071B33,#A8B99F,#F6C85F)!important;}
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label{min-height:72px!important;border-radius:18px!important;background:#fff!important;border:1px solid #CBD8CF!important;box-shadow:0 10px 24px rgba(7,27,51,.06)!important;color:#071B33!important;font-size:17px!important;font-weight:1000!important;}
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label:after{content:"›"!important;margin-left:auto!important;width:30px!important;height:30px!important;border-radius:999px!important;background:#EEF5EE!important;display:grid!important;place-items:center!important;font-size:25px!important;line-height:1!important;}
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label:has(input:checked){border-color:#F6C85F!important;box-shadow:0 0 0 3px rgba(246,200,95,.30),0 16px 34px rgba(7,27,51,.10)!important;background:#FFFDF8!important;}
.nqm-funnel-page--equity .nqmcf7-nav .wpcf7-submit{width:100%!important;min-height:56px!important;background:#071B33!important;color:#fff!important;border-radius:16px!important;font-weight:1000!important;}
@media(max-width:640px){.nqm-funnel-page--equity{background:#071B33!important;padding:8px 8px 96px!important}.nqm-funnel-page--equity .nqm-funnel-shell-native{width:100%!important;border-radius:28px!important;padding:20px 16px!important;box-shadow:none!important}.nqm-funnel-page--equity .nqmcf7-funnel h1{font-size:clamp(32px,9vw,44px)!important}.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label{font-size:15px!important;min-height:66px!important}}


/* NonQM123 v7.24.1.202607072258 — Batch 1 global foundation + homepage visual parity lock.
   Purpose: stop generic block/theme styles from bleeding into approved dark panels, homepage components, footer, and editor. */
:root{--nqm-navy:#071B33;--nqm-navy-2:#102A44;--nqm-ink:#0E1A2B;--nqm-slate:#536172;--nqm-sage:#A8B99F;--nqm-sage-mist:#EEF5EE;--nqm-cream:#FBFAF4;--nqm-gold:#F6C85F;--nqm-line:#CBD8CF;--nqm-white:#fff;--navy:#071B33;--navy2:#102A44;--ink:#0E1A2B;--muted:#536172;--sage:#A8B99F;--sage2:#EEF5EE;--cream:#FBFAF4;--gold:#F6C85F;--line:rgba(7,27,51,.13)}
html{background:var(--nqm-cream)!important;min-height:100%;}
body{background:var(--nqm-cream)!important;color:var(--nqm-ink)!important;min-height:100%;overflow-x:hidden;}
body .nqm-main{background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 46%,#EEF5EE 100%)!important;min-height:calc(100vh - 110px);}
body .nqm-main > *:last-child{margin-bottom:0!important;}
.wp-site-blocks,.is-root-container{background:var(--nqm-cream)!important;}

/* Global readable color contract. */
.nqm-main h1,.nqm-main h2,.nqm-main h3,.nqm-main h4{color:var(--nqm-navy);text-wrap:balance;}
.nqm-main p,.nqm-main li{color:var(--nqm-slate);}
.nqm-main a{transition:color .16s ease,background .16s ease,border-color .16s ease,box-shadow .16s ease,transform .16s ease;}
.nqm-main a:focus-visible,.nqm-main button:focus-visible,.nqm-main input:focus-visible,.nqm-main select:focus-visible,.nqm-main textarea:focus-visible,.nqm-header a:focus-visible,.nqm-sticky-phone:focus-visible{outline:4px solid var(--nqm-gold)!important;outline-offset:4px!important;}

/* Approved dark-surface contract: if a section/card is dark, text must be light. */
.nqm-main .section.dark,
.nqm-main .nqm-dark,
.nqm-main .nqm-story-section-block,
.nqm-main .nqm-home-hero-block .hero-copy,
.nqm-main .nqm-authority-hero__copy,
.nqm-main .nqm-dscr-side,
.nqm-main .nqm-funnel-visual-dark{background:linear-gradient(135deg,var(--nqm-navy),var(--nqm-navy-2))!important;color:#fff!important;text-shadow:none!important;}
.nqm-main .section.dark h1,.nqm-main .section.dark h2,.nqm-main .section.dark h3,.nqm-main .section.dark h4,
.nqm-main .nqm-story-section-block h1,.nqm-main .nqm-story-section-block h2,.nqm-main .nqm-story-section-block h3,.nqm-main .nqm-story-section-block h4,
.nqm-main .nqm-home-hero-block .hero-copy h1,.nqm-main .nqm-home-hero-block .hero-copy h2,.nqm-main .nqm-home-hero-block .hero-copy h3,
.nqm-main .nqm-authority-hero__copy h1,.nqm-main .nqm-authority-hero__copy h2,.nqm-main .nqm-authority-hero__copy h3,
.nqm-main .nqm-dscr-side h1,.nqm-main .nqm-dscr-side h2,.nqm-main .nqm-dscr-side h3,.nqm-main .nqm-dscr-side strong{color:#fff!important;opacity:1!important;text-shadow:none!important;}
.nqm-main .section.dark p,.nqm-main .section.dark li,.nqm-main .section.dark small,
.nqm-main .nqm-story-section-block p,.nqm-main .nqm-story-section-block li,.nqm-main .nqm-story-section-block small,
.nqm-main .nqm-home-hero-block .hero-copy p:not(.eyebrow),
.nqm-main .nqm-authority-hero__copy p,.nqm-main .nqm-dscr-side p,.nqm-main .nqm-dscr-side em{color:#DCE7DD!important;opacity:1!important;text-shadow:none!important;}
.nqm-main .section.dark .eyebrow,.nqm-main .nqm-story-section-block .eyebrow,.nqm-main .nqm-home-hero-block .hero-copy .eyebrow,.nqm-main .nqm-authority-hero__copy .eyebrow{color:var(--nqm-gold)!important;}

/* Homepage hero parity. */
.nqm-main .nqm-home-hero-block{padding:52px 0 68px!important;background:linear-gradient(180deg,#F8FAF6 0%,var(--nqm-cream) 100%)!important;overflow:hidden;}
.nqm-main .nqm-home-hero-block .hero-grid{display:grid!important;grid-template-columns:minmax(0,1fr) minmax(420px,.9fr)!important;gap:54px!important;align-items:center!important;width:min(1240px,calc(100% - 40px))!important;margin-inline:auto!important;}
.nqm-main .nqm-home-hero-block .hero-copy{position:relative!important;overflow:hidden!important;border-radius:40px!important;padding:clamp(40px,5vw,72px)!important;box-shadow:0 24px 70px rgba(7,27,51,.17)!important;min-height:620px!important;display:flex!important;flex-direction:column!important;justify-content:center!important;}
.nqm-main .nqm-home-hero-block .hero-copy:after{content:"";position:absolute;right:-170px;bottom:-220px;width:520px;height:520px;border-radius:999px;background:radial-gradient(circle,rgba(168,185,159,.22),rgba(168,185,159,0) 62%);pointer-events:none;}
.nqm-main .nqm-home-hero-block .hero-copy>*{position:relative;z-index:1;}
.nqm-main .nqm-home-hero-block h1{font-size:clamp(3.55rem,7vw,6.8rem)!important;line-height:.91!important;letter-spacing:-.08em!important;max-width:760px!important;margin:0 0 24px!important;color:#fff!important;}
.nqm-main .nqm-home-hero-block .hero-copy>p:not(.eyebrow){font-size:clamp(1.08rem,1.8vw,1.36rem)!important;line-height:1.55!important;max-width:720px!important;margin:0!important;color:#DCE7DD!important;}
.nqm-main .nqm-home-hero-block .cta-row{display:flex!important;flex-wrap:wrap!important;gap:12px!important;margin-top:28px!important;}
.nqm-main .nqm-home-hero-block .btn{min-height:52px!important;padding:0 22px!important;border-radius:999px!important;font-weight:950!important;text-decoration:none!important;box-shadow:none!important;}
.nqm-main .nqm-home-hero-block .btn.gold{background:var(--nqm-gold)!important;color:var(--nqm-navy)!important;}
.nqm-main .nqm-home-hero-block .btn.white{background:#fff!important;color:var(--nqm-navy)!important;border:1px solid rgba(255,255,255,.72)!important;}
.nqm-main .nqm-home-hero-block .btn.navy{background:rgba(255,255,255,.12)!important;border:1px solid rgba(255,255,255,.35)!important;color:#fff!important;}
.nqm-main .nqm-home-hero-block .trust-row{display:flex!important;flex-wrap:wrap!important;gap:10px!important;margin-top:24px!important;}
.nqm-main .nqm-home-hero-block .trust-row span{display:inline-flex!important;align-items:center!important;min-height:38px!important;padding:0 13px!important;border-radius:999px!important;background:rgba(255,255,255,.12)!important;border:1px solid rgba(255,255,255,.25)!important;color:#fff!important;font-size:13px!important;font-weight:850!important;}
.nqm-main .nqm-home-hero-block .hero-media{position:relative!important;min-height:610px!important;}
.nqm-main .nqm-home-hero-block .hero-photo{position:absolute!important;inset:0!important;border-radius:38px!important;overflow:hidden!important;box-shadow:0 24px 70px rgba(7,27,51,.14)!important;margin:0!important;}
.nqm-main .nqm-home-hero-block .hero-photo img{display:block!important;width:100%!important;height:100%!important;object-fit:cover!important;}
.nqm-main .nqm-home-hero-block .hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,27,51,.03),rgba(7,27,51,.25));}
.nqm-main .nqm-home-hero-block .floating-card{position:absolute!important;left:-34px!important;bottom:34px!important;width:min(420px,84%)!important;background:rgba(255,255,255,.96)!important;border:1px solid rgba(255,255,255,.78)!important;border-radius:24px!important;padding:20px!important;box-shadow:0 24px 60px rgba(7,27,51,.25)!important;backdrop-filter:blur(12px)!important;color:var(--nqm-navy)!important;}
.nqm-main .nqm-home-hero-block .floating-card p{margin:0 0 8px!important;font-size:11px!important;text-transform:uppercase!important;letter-spacing:.14em!important;color:#4F6F5B!important;font-weight:950!important;}
.nqm-main .nqm-home-hero-block .floating-card strong{display:block!important;color:var(--nqm-navy)!important;font-size:23px!important;line-height:1.05!important;}
.nqm-main .nqm-home-hero-block .floating-card small{display:block!important;color:var(--nqm-slate)!important;font-weight:700!important;margin-top:7px!important;}
.nqm-main .nqm-home-hero-block .mini-stats{display:grid!important;grid-template-columns:repeat(3,1fr)!important;gap:8px!important;margin-top:16px!important;}
.nqm-main .nqm-home-hero-block .mini-stats span{display:grid!important;padding:10px!important;border-radius:14px!important;background:var(--nqm-sage-mist)!important;color:var(--nqm-slate)!important;font-size:11px!important;font-weight:750!important;}
.nqm-main .nqm-home-hero-block .mini-stats b{color:var(--nqm-navy)!important;font-size:15px!important;}

/* Homepage component section order/contrast. */
.nqm-main .nqm-how-it-works-block{background:var(--nqm-cream)!important;}
.nqm-main .nqm-story-section-block{margin:0 auto!important;width:min(1220px,calc(100% - 40px))!important;border-radius:34px!important;box-shadow:0 24px 70px rgba(7,27,51,.16)!important;overflow:hidden!important;}
.nqm-main .nqm-story-section-block .wrap{width:100%!important;max-width:none!important;padding:clamp(28px,4vw,56px)!important;}
.nqm-main .nqm-story-section-block .story-copy h2{font-size:clamp(2.4rem,5vw,4.7rem)!important;line-height:.96!important;letter-spacing:-.06em!important;margin:0 0 20px!important;color:#fff!important;}
.nqm-main .nqm-story-section-block .story-image{min-height:560px!important;margin:0!important;border-radius:30px!important;overflow:hidden!important;}
.nqm-main .nqm-story-section-block .story-image img{width:100%!important;height:100%!important;object-fit:cover!important;display:block!important;}
.nqm-main .nqm-story-section-block .check{background:rgba(255,255,255,.10)!important;border:1px solid rgba(255,255,255,.18)!important;color:#fff!important;}
.nqm-main .nqm-story-section-block .check span{color:#fff!important;}
.nqm-main .nqm-story-section-block .check small{color:#C8D5DC!important;}

/* Footer bottom and viewport gutter lock. */
.nqm-footer{margin:0!important;padding-bottom:28px!important;background:var(--nqm-navy)!important;color:#DCE7DD!important;}
.nqm-footer,.nqm-footer *{text-shadow:none!important;}
.nqm-footer a{color:#fff!important;}
.nqm-footer-bottom{margin-bottom:0!important;padding-bottom:0!important;color:#B8C7CF!important;}
body:after{content:"";display:block;height:0;background:var(--nqm-navy);}

/* Mobile layout for batch 1 homepage. */
@media(max-width:1050px){
 .nqm-main .nqm-home-hero-block .hero-grid{grid-template-columns:1fr!important;gap:24px!important;}
 .nqm-main .nqm-home-hero-block .hero-copy{min-height:auto!important;}
 .nqm-main .nqm-home-hero-block .hero-media{min-height:520px!important;}
 .nqm-main .nqm-story-section-block .story-grid{grid-template-columns:1fr!important;}
}
@media(max-width:650px){
 .nqm-main .nqm-home-hero-block{padding:30px 0 50px!important;}
 .nqm-main .nqm-home-hero-block .hero-grid{width:min(100% - 28px,620px)!important;}
 .nqm-main .nqm-home-hero-block h1{font-size:clamp(3rem,14vw,4.1rem)!important;}
 .nqm-main .nqm-home-hero-block .hero-media{min-height:430px!important;}
 .nqm-main .nqm-home-hero-block .floating-card{left:14px!important;right:14px!important;bottom:14px!important;width:auto!important;}
 .nqm-main .nqm-story-section-block{width:min(100% - 28px,620px)!important;border-radius:28px!important;}
 .nqm-main .nqm-story-section-block .wrap{padding:22px!important;}
 .nqm-main .nqm-story-section-block .story-image{min-height:260px!important;border-radius:22px!important;}
}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important;animation:none!important;}}
@media(forced-colors:active){.nqm-main a,.nqm-main button,.nqm-sticky-phone{border:1px solid ButtonText!important}.nqm-main *{box-shadow:none!important;text-shadow:none!important}}



/* NonQM123 v7.24.1.202607072344 — Batch 2 chooser/core page component lock. */
.nqm-batch2{--b2-navy:#071B33;--b2-navy2:#102A44;--b2-ink:#0E1A2B;--b2-slate:#536172;--b2-sage:#A8B99F;--b2-sage-soft:#EEF5EE;--b2-cream:#FBFAF4;--b2-gold:#F6C85F;--b2-line:#CBD8CF;background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 55%,#EEF5EE 100%);padding:clamp(34px,5vw,74px) 0 72px;color:var(--b2-ink);}
.nqm-b2-wrap{width:min(1220px,calc(100% - 38px));margin-inline:auto;}
.nqm-b2-hero,.nqm-b2-panel{border:1px solid rgba(7,27,51,.13);border-radius:34px;padding:clamp(30px,5vw,64px);box-shadow:0 22px 70px rgba(7,27,51,.10);overflow:hidden;position:relative;}
.nqm-b2-hero{background:linear-gradient(135deg,var(--b2-navy),var(--b2-navy2));color:#fff;}
.nqm-b2-hero:after{content:"";position:absolute;right:-160px;bottom:-230px;width:520px;height:520px;border-radius:999px;background:radial-gradient(circle,rgba(168,185,159,.20),rgba(168,185,159,0) 62%);pointer-events:none;}.nqm-b2-hero>*{position:relative;z-index:1}.nqm-b2-kicker{margin:0 0 13px!important;color:var(--b2-gold)!important;font-size:.78rem!important;font-weight:1000!important;letter-spacing:.16em!important;text-transform:uppercase!important;line-height:1.25!important;}.nqm-b2-hero h1,.nqm-b2-panel h1{margin:0 0 16px!important;font-size:clamp(2.6rem,5.8vw,5.9rem)!important;line-height:.92!important;letter-spacing:-.075em!important;color:#fff!important;max-width:900px;}.nqm-b2-panel h1{color:var(--b2-navy)!important;}.nqm-b2-hero p,.nqm-b2-panel>p{max-width:780px;color:#dce7dd!important;font-size:clamp(1.05rem,1.5vw,1.24rem)!important;font-weight:650!important;line-height:1.55!important;margin:0!important;}.nqm-b2-panel>p{color:var(--b2-slate)!important;}.nqm-b2-hero--programs .nqm-b2-kicker{display:inline-flex;background:rgba(246,200,95,.13);border:1px solid rgba(246,200,95,.44);border-radius:999px;padding:8px 13px;color:#F6C85F!important;}.nqm-b2-hero--programs{background:radial-gradient(circle at 86% 10%,rgba(246,200,95,.25),transparent 26%),linear-gradient(135deg,#071B33,#102A44 72%,#0B213D);}.nqm-b2-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px;}.nqm-b2-btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 24px;border-radius:999px;font-weight:1000;text-decoration:none!important;border:1px solid transparent;}.nqm-b2-btn--gold{background:var(--b2-gold);color:var(--b2-navy)!important;box-shadow:0 14px 34px rgba(0,0,0,.18)}.nqm-b2-btn--white{background:#fff;color:var(--b2-navy)!important;border-color:rgba(255,255,255,.65)}
.nqm-b2-trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:11px;margin-top:26px;}.nqm-b2-trust span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:54px;padding:10px 12px;border-radius:16px;background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.24);color:#fff;font-weight:950;font-size:.9rem;}.nqm-b2-trust--green span{background:var(--b2-sage-soft);border-color:rgba(79,111,91,.2);color:#4F6F5B!important;}
.nqm-b2-program-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:24px;}.nqm-b2-program-card{position:relative;min-height:248px;padding:26px;border:1px solid rgba(7,27,51,.13);border-radius:26px;background:#fff;box-shadow:0 14px 40px rgba(7,27,51,.06);display:flex;flex-direction:column;transition:transform .16s ease,box-shadow .16s ease;}.nqm-b2-program-card:hover{transform:translateY(-3px);box-shadow:0 25px 60px rgba(7,27,51,.13)}.nqm-b2-program-card p{margin:0 0 15px!important;color:#4F6F5B!important;font-size:.74rem!important;font-weight:1000!important;letter-spacing:.13em;text-transform:uppercase}.nqm-b2-program-card h2{font-size:clamp(1.35rem,2vw,1.8rem)!important;line-height:1.05!important;letter-spacing:-.045em!important;color:var(--b2-navy)!important;margin:0 0 12px!important}.nqm-b2-program-card div{color:var(--b2-slate);font-size:1rem;line-height:1.55;font-weight:650}.nqm-b2-program-card a{margin-top:auto;color:var(--b2-navy)!important;text-decoration:none;font-weight:1000;padding-top:18px;}
.nqm-b2-route-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:22px}.nqm-b2-route-grid--three{grid-template-columns:repeat(3,minmax(0,1fr))}.nqm-b2-route-card,.nqm-b2-lane-card{position:relative;display:flex;flex-direction:column;min-height:210px;gap:9px;padding:24px;border-radius:25px;border:1px solid rgba(7,27,51,.14);background:#fff;color:var(--b2-navy)!important;text-decoration:none!important;box-shadow:0 14px 42px rgba(7,27,51,.07)}.nqm-b2-route-card:hover,.nqm-b2-lane-card:hover{background:var(--b2-sage-soft);transform:translateY(-2px)}.nqm-b2-route-card small{color:#4F6F5B!important;font-weight:1000;text-transform:uppercase;letter-spacing:.12em}.nqm-b2-route-card strong,.nqm-b2-lane-card strong{font-size:clamp(1.25rem,2.1vw,1.75rem);line-height:1.05;letter-spacing:-.045em}.nqm-b2-route-card span,.nqm-b2-lane-card span{color:var(--b2-slate)!important;font-weight:650;line-height:1.48}.nqm-b2-route-card b,.nqm-b2-lane-card b{margin-top:auto;font-size:1.5rem;color:#4F6F5B}
.nqm-b2-panel--soft{background:linear-gradient(180deg,#fff,#F7FAF6);color:var(--b2-navy)}.nqm-b2-lane-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px;margin-top:24px}.nqm-b2-lane-card:first-child,.nqm-b2-lane-card:hover:first-child{background:linear-gradient(135deg,#071B33,#102A44);color:#fff!important}.nqm-b2-lane-card:first-child span{color:#DCE7DD!important}.nqm-b2-lane-card:first-child b{color:#F6C85F}.nqm-b2-process{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin-top:22px}.nqm-b2-process article,.nqm-b2-info-panel{padding:24px;border:1px solid rgba(7,27,51,.13);border-radius:24px;background:#fff;box-shadow:0 12px 34px rgba(7,27,51,.055)}.nqm-b2-process b{display:grid;place-items:center;width:36px;height:36px;border-radius:999px;background:var(--b2-sage-soft);color:#4F6F5B}.nqm-b2-process h2,.nqm-b2-info-panel h2{color:var(--b2-navy)!important;line-height:1.05;letter-spacing:-.04em}.nqm-b2-process p,.nqm-b2-info-panel p{color:var(--b2-slate)!important;font-weight:650}.nqm-b2-info-panel{margin-top:22px}.nqm-b2-info-panel h2{font-size:clamp(1.7rem,3vw,2.6rem)!important;margin:0 0 12px!important}.nqm-specialist-page .nqm-b2-hero--specialist{background:radial-gradient(circle at 88% 0%,rgba(246,200,95,.27),transparent 28%),linear-gradient(135deg,#071B33,#102A44)}.nqm-specialist-page .nqm-b2-hero--specialist .nqm-b2-btn--white{color:#071B33!important;background:#fff!important}.nqm-specialist-page .nqm-b2-hero--specialist .nqm-b2-btn--gold{color:#071B33!important}
body.page-id-880003 .entry-content,body.page-id-880004 .entry-content,body.page-id-880006 .entry-content,body.page-id-880007 .entry-content,body.page-id-880008 .entry-content{margin-top:0!important}.wp-block-nonqm123-programs-directory,.wp-block-nonqm123-get-quote-chooser,.wp-block-nonqm123-non-qm-quick-quote,.wp-block-nonqm123-team-specialist-desk{max-width:none!important;margin:0!important}
@media(max-width:1050px){.nqm-b2-program-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-b2-route-grid,.nqm-b2-lane-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-b2-trust{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:680px){.nqm-batch2{padding:28px 0 54px}.nqm-b2-wrap{width:min(100% - 28px,620px)}.nqm-b2-hero,.nqm-b2-panel{border-radius:24px;padding:28px 20px}.nqm-b2-hero h1,.nqm-b2-panel h1{font-size:clamp(2.2rem,12vw,3.8rem)!important}.nqm-b2-program-grid,.nqm-b2-route-grid,.nqm-b2-lane-grid,.nqm-b2-process,.nqm-b2-trust{grid-template-columns:1fr}.nqm-b2-route-card,.nqm-b2-lane-card{min-height:auto}.nqm-b2-actions .nqm-b2-btn{width:100%}}

/* NonQM123 v7.24.1 Batch 3 — high priority program authority pages */
.nqm-batch3-authority{--nqm-navy:#071B33;--nqm-navy2:#102A44;--nqm-gold:#F6C85F;--nqm-sage:#A8B99F;--nqm-sage-soft:#EEF5EE;--nqm-cream:#FBFAF4;--nqm-ink:#0E1A2B;--nqm-slate:#536172;background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 46%,#EEF5EE 100%);}
.nqm-batch3-authority .nqm-breadcrumbs{width:min(1220px,calc(100% - 40px));margin:0 auto;padding:22px 0 0;display:flex;gap:9px;flex-wrap:wrap;color:var(--nqm-slate);font-weight:750;font-size:.92rem}.nqm-batch3-authority .nqm-breadcrumbs a{color:#4F6F5B!important;font-weight:900;text-decoration:none}.nqm-batch3-authority .nqm-authority-hero__copy{color:#fff!important;background:linear-gradient(135deg,#071B33,#102A44)!important}.nqm-batch3-authority .nqm-authority-hero__copy h1,.nqm-batch3-authority .nqm-authority-hero__copy h1 *{color:#fff!important;text-shadow:none!important}.nqm-batch3-authority .nqm-authority-hero__copy>p,.nqm-batch3-authority .nqm-authority-proof{color:#DCE7DD!important;opacity:1!important;text-shadow:none!important}.nqm-batch3-authority .nqm-eyebrow{color:var(--nqm-gold)!important}.nqm-batch3-authority .nqm-btn-primary{background:var(--nqm-gold)!important;color:var(--nqm-navy)!important;border-color:var(--nqm-gold)!important}.nqm-batch3-authority .nqm-btn-ghost{background:rgba(255,255,255,.10)!important;color:#fff!important;border-color:rgba(255,255,255,.34)!important}.nqm-batch3-authority .nqm-authority-photo-caption strong{color:#fff!important}.nqm-batch3-authority .nqm-authority-summary span{background:#fff!important;color:#071B33!important;box-shadow:0 10px 24px rgba(7,27,51,.07)}.nqm-batch3-authority .nqm-authority-overview,.nqm-batch3-authority .nqm-authority-list,.nqm-batch3-authority .nqm-authority-process,.nqm-batch3-authority .nqm-authority-related{overflow:hidden}.nqm-batch3-authority .nqm-authority-overview h2,.nqm-batch3-authority .nqm-authority-process h2,.nqm-batch3-authority .nqm-authority-related h2{color:#071B33!important;word-break:normal;overflow-wrap:normal}.nqm-batch3-authority .nqm-authority-overview p,.nqm-batch3-authority .nqm-authority-process p,.nqm-batch3-authority .nqm-authority-list li{color:#536172!important}.nqm-batch3-authority .nqm-authority-steps article{background:#FBFAF4!important;min-width:0}.nqm-batch3-authority .nqm-authority-steps h3{color:#071B33!important}.nqm-batch3-authority .nqm-authority-related__grid a{background:#EEF5EE!important;text-decoration:none!important;color:#071B33!important}.nqm-batch3-authority .nqm-final-cta{background:linear-gradient(135deg,#071B33,#102A44)!important;color:#fff!important}.nqm-batch3-authority .nqm-final-cta h2,.nqm-batch3-authority .nqm-final-cta p{color:#fff!important}.nqm-batch3-authority .nqm-final-cta .nqm-btn-ghost{background:#fff!important;color:#071B33!important;border-color:#fff!important}
@media(max-width:900px){.nqm-batch3-authority .nqm-authority-hero{grid-template-columns:1fr!important}.nqm-batch3-authority .nqm-authority-summary{grid-template-columns:repeat(2,1fr)!important}.nqm-batch3-authority .nqm-authority-overview{grid-template-columns:1fr!important}.nqm-batch3-authority .nqm-authority-grid--two{grid-template-columns:1fr!important}.nqm-batch3-authority .nqm-authority-steps{grid-template-columns:repeat(2,1fr)!important}.nqm-batch3-authority .nqm-authority-related__grid{grid-template-columns:1fr!important}}
@media(max-width:640px){.nqm-batch3-authority .nqm-breadcrumbs,.nqm-batch3-authority .nqm-authority-hero,.nqm-batch3-authority .nqm-authority-summary,.nqm-batch3-authority .nqm-authority-grid,.nqm-batch3-authority .nqm-authority-process,.nqm-batch3-authority .nqm-authority-related,.nqm-batch3-authority .nqm-final-cta{width:min(100% - 28px,620px)!important}.nqm-batch3-authority .nqm-authority-hero__copy{padding:28px!important;border-radius:26px!important}.nqm-batch3-authority .nqm-authority-hero__copy h1{font-size:clamp(2.2rem,12vw,3.8rem)!important}.nqm-batch3-authority .nqm-authority-summary,.nqm-batch3-authority .nqm-authority-steps{grid-template-columns:1fr!important}.nqm-batch3-authority .nqm-cta-row .nqm-btn{width:100%!important}.nqm-batch3-authority .nqm-authority-hero__media{min-height:310px!important}.nqm-batch3-authority .nqm-authority-overview{width:min(100% - 28px,620px)!important}.nqm-batch3-authority .nqm-authority-photo-caption{left:18px!important;right:18px!important;bottom:16px!important}}


/* NonQM123 v7.24.1 Batch 3 — Program Authority visual parity lock */
.nqm-b3-authority{--b3-navy:#071B33;--b3-navy2:#102A44;--b3-sage:#A8B99F;--b3-sage-soft:#EEF5EE;--b3-cream:#FBFAF4;--b3-gold:#F6C85F;--b3-line:#CBD8CF;--b3-ink:#0E1A2B;--b3-muted:#536172;background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 48%,#EEF5EE 100%);color:var(--b3-ink);padding-bottom:64px;isolation:isolate}.nqm-b3-authority *{box-sizing:border-box}.nqm-b3-authority a{text-decoration:none}.nqm-b3-breadcrumbs{width:min(1220px,calc(100% - 40px));margin:0 auto;padding:22px 0 0;display:flex;gap:9px;flex-wrap:wrap;color:var(--b3-muted);font-size:.9rem}.nqm-b3-breadcrumbs a{color:#4F6F5B;font-weight:850}.nqm-b3-breadcrumbs strong{color:var(--b3-navy)}.nqm-b3-hero{width:min(1220px,calc(100% - 40px));margin:20px auto 28px;display:grid;grid-template-columns:minmax(0,1.04fr) minmax(380px,.76fr);gap:24px;align-items:stretch}.nqm-b3-hero__copy{padding:clamp(34px,5vw,66px);border-radius:34px;background:linear-gradient(135deg,#071B33,#102A44);box-shadow:0 24px 70px rgba(7,27,51,.14);color:#fff}.nqm-b3-kicker{margin:0 0 14px!important;color:var(--b3-gold)!important;font-size:.78rem!important;font-weight:1000!important;letter-spacing:.16em;text-transform:uppercase}.nqm-b3-hero h1{margin:.12em 0 .25em;color:#fff!important;font-size:clamp(2.7rem,6.2vw,6rem);line-height:.92;letter-spacing:-.075em}.nqm-b3-lede{max-width:780px;color:#DCE7DD!important;font-size:clamp(1.06rem,1.7vw,1.3rem)!important;font-weight:650!important;line-height:1.55!important}.nqm-b3-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.nqm-b3-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:999px;font-weight:1000;letter-spacing:.01em;border:1px solid transparent;text-align:center}.nqm-b3-btn--gold{background:var(--b3-gold);color:var(--b3-navy)!important;box-shadow:0 16px 34px rgba(0,0,0,.18)}.nqm-b3-btn--ghost{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.32);color:#fff!important}.nqm-b3-btn--ghost-dark{background:#fff;border-color:rgba(7,27,51,.18);color:var(--b3-navy)!important}.nqm-b3-trust{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:24px}.nqm-b3-trust span{display:flex;align-items:center;justify-content:center;min-height:54px;padding:10px;border-radius:16px;background:#FFFDF8;color:var(--b3-navy);font-weight:950;text-align:center}.nqm-b3-hero__media{position:relative;margin:0;border-radius:34px;overflow:hidden;box-shadow:0 24px 70px rgba(7,27,51,.14);min-height:520px;background:#102A44}.nqm-b3-hero__media img{display:block;width:100%;height:100%;object-fit:cover}.nqm-b3-hero__media:after{content:"";position:absolute;inset:42% 0 0;z-index:1;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.82))}.nqm-b3-hero__media figcaption{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;display:grid;gap:5px;color:#fff}.nqm-b3-hero__media figcaption small{color:var(--b3-gold);font-size:.72rem;font-weight:1000;letter-spacing:.15em;text-transform:uppercase}.nqm-b3-hero__media figcaption strong{max-width:620px;font-size:clamp(1.08rem,2vw,1.38rem);line-height:1.25;text-shadow:0 2px 16px rgba(0,0,0,.42)}.nqm-b3-facts{width:min(1220px,calc(100% - 40px));margin:0 auto 30px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.nqm-b3-facts span{display:flex;align-items:center;justify-content:center;min-height:62px;padding:12px;border-radius:18px;background:#fff;border:1px solid rgba(7,27,51,.13);font-weight:900;color:var(--b3-navy);text-align:center}.nqm-b3-overview,.nqm-b3-process,.nqm-b3-faq,.nqm-b3-final{width:min(1040px,calc(100% - 40px));margin:0 auto 24px;padding:clamp(26px,4vw,44px);border-radius:30px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-b3-overview{display:grid;grid-template-columns:.85fr 1.15fr;gap:30px}.nqm-b3-overview h2,.nqm-b3-process h2,.nqm-b3-faq h2,.nqm-b3-final h2,.nqm-b3-list h2,.nqm-b3-related h2{margin:.12em 0 .45em;color:var(--b3-navy)!important;font-size:clamp(1.8rem,3.7vw,3.55rem);line-height:1;letter-spacing:-.055em}.nqm-b3-copy p,.nqm-b3-overview p,.nqm-b3-list li,.nqm-b3-note,.nqm-b3-final p{color:var(--b3-muted)!important;font-size:1.04rem!important;line-height:1.65!important}.nqm-b3-grid{width:min(1220px,calc(100% - 40px));margin:0 auto 20px;display:grid;gap:18px}.nqm-b3-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-b3-list,.nqm-b3-related{padding:26px;border-radius:28px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 12px 34px rgba(7,27,51,.055)}.nqm-b3-list--sage{background:#EEF5EE}.nqm-b3-list--gold,.nqm-b3-list--cream{background:#FFF9E8}.nqm-b3-list ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}.nqm-b3-list li{position:relative;padding-left:25px}.nqm-b3-list li:before{content:'✓';position:absolute;left:0;color:#4F6F5B;font-weight:1000}.nqm-b3-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:24px}.nqm-b3-steps article{padding:22px;border-radius:22px;background:#FBFAF4;border:1px solid rgba(7,27,51,.11)}.nqm-b3-steps b{display:grid;place-items:center;width:38px;height:38px;border-radius:999px;background:#071B33;color:#fff;margin-bottom:14px}.nqm-b3-steps h3{margin:0;color:var(--b3-navy);font-size:1.08rem;line-height:1.25}.nqm-b3-related div{display:grid;gap:12px}.nqm-b3-related a{position:relative;display:grid;gap:4px;padding:18px 48px 18px 18px;border-radius:18px;background:#EEF5EE;border:1px solid rgba(7,27,51,.11);color:var(--b3-navy)!important;font-size:1.05rem;font-weight:950}.nqm-b3-related a span{position:absolute;right:20px;top:50%;transform:translateY(-50%);color:#4F6F5B}.nqm-b3-faq-list{display:grid;gap:12px}.nqm-b3-faq details{padding:18px;border-radius:18px;background:#FBFAF4;border:1px solid rgba(7,27,51,.12)}.nqm-b3-faq summary{cursor:pointer;color:var(--b3-navy);font-weight:950}.nqm-b3-faq p{margin:.75em 0 0!important;color:var(--b3-muted)!important}.nqm-b3-final{width:min(1220px,calc(100% - 40px));display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center;background:linear-gradient(135deg,#071B33,#102A44);color:#fff}.nqm-b3-final h2{color:#fff!important}.nqm-b3-final p{color:#DCE7DD!important}.nqm-b3-final .nqm-b3-btn--ghost-dark{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.32);color:#fff!important}.nqm-b3-authority .nqm-b3-btn:focus-visible,.nqm-b3-authority a:focus-visible,.nqm-b3-faq summary:focus-visible{outline:4px solid var(--b3-gold);outline-offset:4px}@media(max-width:980px){.nqm-b3-hero,.nqm-b3-overview,.nqm-b3-grid--two,.nqm-b3-final{grid-template-columns:1fr}.nqm-b3-hero__media{min-height:420px}.nqm-b3-facts{grid-template-columns:repeat(2,1fr)}.nqm-b3-steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.nqm-b3-breadcrumbs,.nqm-b3-hero,.nqm-b3-facts,.nqm-b3-grid,.nqm-b3-overview,.nqm-b3-process,.nqm-b3-faq,.nqm-b3-final{width:min(100% - 28px,620px)}.nqm-b3-hero{margin-top:14px}.nqm-b3-hero__copy{padding:28px;border-radius:28px}.nqm-b3-hero h1{font-size:clamp(2.25rem,13vw,4rem)}.nqm-b3-hero__media{min-height:310px;border-radius:28px}.nqm-b3-trust,.nqm-b3-facts,.nqm-b3-steps{grid-template-columns:1fr}.nqm-b3-actions{display:grid}.nqm-b3-btn{width:100%}.nqm-b3-overview,.nqm-b3-process,.nqm-b3-faq,.nqm-b3-final,.nqm-b3-list,.nqm-b3-related{padding:22px;border-radius:24px}.nqm-b3-overview h2,.nqm-b3-process h2,.nqm-b3-faq h2,.nqm-b3-final h2,.nqm-b3-list h2,.nqm-b3-related h2{font-size:2rem}.nqm-b3-final{margin-bottom:84px}}


/* NonQM123 v7.24.1 Batch 3.1 — authority page lock: hero/buttons/facts/panels/final CTA */
.nqm-batch3-authority .nqm-authority-hero{align-items:stretch!important;}
.nqm-batch3-authority .nqm-authority-hero__copy{display:flex!important;flex-direction:column!important;justify-content:center!important;min-height:520px!important;}
.nqm-batch3-authority .nqm-cta-row{display:flex!important;gap:12px!important;flex-wrap:wrap!important;margin-top:26px!important;}
.nqm-batch3-authority .nqm-btn{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-height:52px!important;padding:0 22px!important;border-radius:999px!important;font-weight:1000!important;text-decoration:none!important;border:1px solid transparent!important;line-height:1!important;}
.nqm-batch3-authority .nqm-btn-primary{background:#F6C85F!important;color:#071B33!important;border-color:#F6C85F!important;box-shadow:0 14px 34px rgba(0,0,0,.18)!important;}
.nqm-batch3-authority .nqm-btn-ghost{background:rgba(255,255,255,.12)!important;color:#fff!important;border-color:rgba(255,255,255,.36)!important;}
.nqm-batch3-authority .nqm-authority-photo-caption{background:linear-gradient(180deg,rgba(7,27,51,.03),rgba(7,27,51,.88))!important;border-radius:0 0 28px 28px!important;padding:58px 22px 22px!important;left:0!important;right:0!important;bottom:0!important;}
.nqm-batch3-authority .nqm-authority-summary{align-items:stretch!important;}
.nqm-batch3-authority .nqm-authority-summary span{min-height:72px!important;background:#fff!important;color:#071B33!important;border:1px solid rgba(7,27,51,.14)!important;text-shadow:none!important;}
.nqm-batch3-authority .nqm-authority-list--sage{background:#EEF5EE!important;}
.nqm-batch3-authority .nqm-authority-list--gold{background:#FFF9E8!important;}
.nqm-batch3-authority .nqm-authority-list h2,.nqm-batch3-authority .nqm-authority-steps h3{color:#071B33!important;text-shadow:none!important;}
.nqm-batch3-authority .nqm-authority-related__grid a strong{color:#071B33!important;}
.nqm-batch3-authority .nqm-authority-related__grid a span{color:#536172!important;}
.nqm-batch3-authority .nqm-final-cta{background:linear-gradient(135deg,#071B33,#102A44)!important;border-color:rgba(255,255,255,.12)!important;}
.nqm-batch3-authority .nqm-final-cta h2,.nqm-batch3-authority .nqm-final-cta p{color:#fff!important;text-shadow:none!important;}
.nqm-batch3-authority .nqm-final-cta .nqm-btn-primary{background:#F6C85F!important;color:#071B33!important;}
.nqm-batch3-authority .nqm-final-cta .nqm-btn-ghost{background:#fff!important;color:#071B33!important;border-color:#fff!important;}
body.page-id-880009 .entry-content,body.page-id-880014 .entry-content,body.page-id-880020 .entry-content,body.page-id-880021 .entry-content{margin-top:0!important;}
.wp-block-nonqm123-program-authority{max-width:none!important;margin:0!important;}
@media(max-width:720px){.nqm-batch3-authority .nqm-authority-hero__copy{min-height:auto!important}.nqm-batch3-authority .nqm-cta-row .nqm-btn{width:100%!important}.nqm-batch3-authority .nqm-authority-summary span{min-height:62px!important}}


/* NonQM123 v7.24.1.202607080004 — Batch 3 program authority component lock. */
.nqm-batch3{--pa-navy:#071B33;--pa-navy2:#102A44;--pa-ink:#0E1A2B;--pa-slate:#536172;--pa-sage:#A8B99F;--pa-sage-dark:#4F6F5B;--pa-sage-soft:#EEF5EE;--pa-cream:#FBFAF4;--pa-paper:#FFFDF8;--pa-gold:#F6C85F;--pa-line:#CBD8CF;color:var(--pa-ink);background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 54%,#EEF5EE 100%);padding:0 0 72px;}
.nqm-batch3 *{box-sizing:border-box}.nqm-pa-crumbs,.nqm-pa-hero,.nqm-pa-summary,.nqm-pa-overview,.nqm-pa-grid,.nqm-pa-scenarios,.nqm-pa-process,.nqm-pa-related,.nqm-pa-faq,.nqm-pa-final,.nqm-pa-external{width:min(1220px,calc(100% - 40px));margin-inline:auto}.nqm-pa-crumbs{display:flex;gap:9px;align-items:center;flex-wrap:wrap;padding:22px 0 0;font-size:.9rem;color:var(--pa-slate)}.nqm-pa-crumbs a{color:var(--pa-sage-dark);font-weight:850;text-decoration:none}.nqm-pa-crumbs strong{color:var(--pa-navy)}
.nqm-pa-hero{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(360px,.78fr);gap:24px;align-items:stretch;margin-top:20px}.nqm-pa-hero__copy{position:relative;overflow:hidden;border-radius:34px;padding:clamp(34px,5vw,66px);background:radial-gradient(circle at 88% 4%,rgba(246,200,95,.25),transparent 28%),linear-gradient(135deg,var(--pa-navy),var(--pa-navy2));box-shadow:0 24px 70px rgba(7,27,51,.15);color:#fff!important}.nqm-pa-hero__copy:after{content:"";position:absolute;right:-170px;bottom:-230px;width:520px;height:520px;border-radius:999px;background:radial-gradient(circle,rgba(168,185,159,.19),rgba(168,185,159,0) 63%)}.nqm-pa-hero__copy>*{position:relative;z-index:1}.nqm-pa-kicker{margin:0 0 13px!important;color:var(--pa-gold)!important;font-weight:1000!important;letter-spacing:.16em!important;text-transform:uppercase!important;font-size:.78rem!important;line-height:1.25!important}.nqm-pa-hero h1{margin:0 0 18px!important;color:#fff!important;font-size:clamp(2.75rem,6vw,6rem)!important;line-height:.92!important;letter-spacing:-.075em!important;max-width:900px}.nqm-pa-hero p:not(.nqm-pa-kicker):not(.nqm-pa-proof){color:#DCE7DD!important;font-size:clamp(1.06rem,1.6vw,1.3rem)!important;line-height:1.55!important;font-weight:650!important;max-width:760px}.nqm-pa-proof{margin-top:22px!important;color:#DCE7DD!important;font-size:.92rem!important;font-weight:850!important}.nqm-pa-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:27px}.nqm-pa-btn{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:0 24px;border-radius:999px;text-decoration:none!important;font-weight:1000;letter-spacing:.01em;border:1px solid transparent}.nqm-pa-btn--gold{background:var(--pa-gold)!important;color:var(--pa-navy)!important;box-shadow:0 15px 34px rgba(0,0,0,.17)}.nqm-pa-btn--ghost{background:rgba(255,255,255,.12)!important;border-color:rgba(255,255,255,.34)!important;color:#fff!important}.nqm-pa-btn--ghost-dark{background:#fff!important;border-color:rgba(255,255,255,.38)!important;color:var(--pa-navy)!important}.nqm-pa-hero__media{position:relative;margin:0;min-height:520px;overflow:hidden;border-radius:34px;box-shadow:0 24px 70px rgba(7,27,51,.14);background:#DCE7DD}.nqm-pa-hero__media img{display:block;width:100%;height:100%;object-fit:cover;position:absolute;inset:0}.nqm-pa-hero__media:after{content:"";position:absolute;inset:40% 0 0;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.88));}.nqm-pa-hero__media figcaption{position:absolute;left:24px;right:24px;bottom:22px;z-index:2;color:#fff;display:grid;gap:6px}.nqm-pa-hero__media figcaption span{color:var(--pa-gold);font-weight:1000;font-size:.72rem;letter-spacing:.15em;text-transform:uppercase}.nqm-pa-hero__media figcaption strong{font-size:clamp(1.05rem,2vw,1.35rem);line-height:1.22;text-shadow:0 3px 18px rgba(0,0,0,.45)}
.nqm-pa-summary{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:18px}.nqm-pa-summary span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:62px;padding:12px;border-radius:18px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 12px 34px rgba(7,27,51,.055);color:var(--pa-navy);font-weight:950}.nqm-pa-overview,.nqm-pa-process,.nqm-pa-related,.nqm-pa-faq,.nqm-pa-final{margin-top:28px;padding:clamp(26px,4vw,46px);border:1px solid rgba(7,27,51,.13);border-radius:32px;background:#fff;box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-pa-overview{display:grid;grid-template-columns:.85fr 1.15fr;gap:30px}.nqm-pa-overview h2,.nqm-pa-process h2,.nqm-pa-related h2,.nqm-pa-faq h2,.nqm-pa-final h2,.nqm-pa-list h2,.nqm-pa-scenarios h2{margin:.1em 0 .6em!important;color:var(--pa-navy)!important;font-size:clamp(2rem,4vw,3.7rem)!important;line-height:1!important;letter-spacing:-.06em!important}.nqm-pa-copy{display:grid;gap:14px}.nqm-pa-copy p{margin:0!important;color:var(--pa-slate)!important;font-size:1.06rem!important;line-height:1.65!important}.nqm-pa-grid{display:grid;gap:18px;margin-top:22px}.nqm-pa-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-pa-list{padding:26px;border-radius:28px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 12px 34px rgba(7,27,51,.055)}.nqm-pa-list--sage{background:var(--pa-sage-soft)}.nqm-pa-list--gold{background:#FFF9E8}.nqm-pa-list ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}.nqm-pa-list li{position:relative;padding-left:25px;color:#415164!important;font-weight:700;line-height:1.45}.nqm-pa-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--pa-sage-dark);font-weight:1000}.nqm-pa-scenarios{margin-top:22px;padding:30px;border-radius:30px;background:linear-gradient(135deg,#EEF5EE,#FFFDF8);border:1px solid rgba(7,27,51,.13)}.nqm-pa-scenarios>div{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.nqm-pa-scenarios article{background:#fff;border:1px solid rgba(7,27,51,.12);border-radius:22px;padding:20px;color:var(--pa-navy);font-weight:950;box-shadow:0 10px 28px rgba(7,27,51,.05)}.nqm-pa-external{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.nqm-pa-external a{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;background:#fff;border:1px solid rgba(7,27,51,.14);color:var(--pa-navy)!important;text-decoration:none!important;font-weight:900}.nqm-pa-process>div{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:20px}.nqm-pa-process article{padding:22px;border-radius:22px;background:var(--pa-cream);border:1px solid rgba(7,27,51,.11)}.nqm-pa-process b{display:grid;place-items:center;width:38px;height:38px;border-radius:999px;background:var(--pa-navy);color:#fff;margin-bottom:14px}.nqm-pa-process h3{color:var(--pa-navy)!important;font-size:1.12rem!important;line-height:1.2!important;margin:0!important}.nqm-pa-related>div{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:20px}.nqm-pa-related a{position:relative;min-height:92px;padding:20px 48px 20px 20px;border-radius:20px;background:var(--pa-sage-soft);border:1px solid rgba(7,27,51,.11);color:var(--pa-navy)!important;text-decoration:none!important;font-weight:1000}.nqm-pa-related a span{position:absolute;right:20px;top:50%;transform:translateY(-50%);color:var(--pa-sage-dark);font-size:1.5rem}.nqm-pa-faq>div{display:grid;gap:12px}.nqm-pa-faq details{border:1px solid rgba(7,27,51,.13);border-radius:18px;background:#FBFAF4;padding:16px 18px}.nqm-pa-faq summary{cursor:pointer;color:var(--pa-navy);font-weight:1000}.nqm-pa-faq p{margin:.8em 0 0!important;color:var(--pa-slate)!important}.nqm-pa-final{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:22px;background:linear-gradient(135deg,var(--pa-navy),var(--pa-navy2));color:#fff!important;margin-bottom:0}.nqm-pa-final h2{color:#fff!important}.nqm-pa-final p:not(.nqm-pa-kicker){color:#DCE7DD!important}.wp-block-nonqm123-program-authority-page{max-width:none!important;margin:0!important}body.page-id-880009 .entry-content,body.page-id-880014 .entry-content,body.page-id-880020 .entry-content,body.page-id-880021 .entry-content{margin:0!important;max-width:none!important}
@media(max-width:1050px){.nqm-pa-hero,.nqm-pa-overview,.nqm-pa-grid--two,.nqm-pa-final{grid-template-columns:1fr}.nqm-pa-summary,.nqm-pa-scenarios>div,.nqm-pa-process>div,.nqm-pa-related>div{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-pa-hero__media{min-height:430px}.nqm-pa-final .nqm-pa-actions{width:100%;}.nqm-pa-final .nqm-pa-btn{flex:1}}
@media(max-width:680px){.nqm-batch3{padding-bottom:54px}.nqm-pa-crumbs,.nqm-pa-hero,.nqm-pa-summary,.nqm-pa-overview,.nqm-pa-grid,.nqm-pa-scenarios,.nqm-pa-process,.nqm-pa-related,.nqm-pa-faq,.nqm-pa-final,.nqm-pa-external{width:min(100% - 28px,620px)}.nqm-pa-hero__copy,.nqm-pa-overview,.nqm-pa-list,.nqm-pa-scenarios,.nqm-pa-process,.nqm-pa-related,.nqm-pa-faq,.nqm-pa-final{border-radius:24px;padding:24px 20px}.nqm-pa-hero h1{font-size:clamp(2.3rem,12vw,4rem)!important}.nqm-pa-summary,.nqm-pa-scenarios>div,.nqm-pa-process>div,.nqm-pa-related>div{grid-template-columns:1fr}.nqm-pa-actions .nqm-pa-btn{width:100%}.nqm-pa-hero__media{min-height:330px}.nqm-pa-hero__media figcaption{left:18px;right:18px;bottom:18px}.nqm-pa-overview h2,.nqm-pa-process h2,.nqm-pa-related h2,.nqm-pa-faq h2,.nqm-pa-final h2,.nqm-pa-list h2{font-size:clamp(1.75rem,8vw,2.7rem)!important}}




/* NonQM123 v7.24.1 Batch 3 — top program authority page parity lock */
.nqm-batch3-authority{background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 48%,#EEF5EE 100%)!important;color:#0E1A2B;overflow:hidden}.nqm-batch3-authority *{box-sizing:border-box}.nqm-batch3-authority .nqm-breadcrumbs{width:min(1220px,calc(100% - 40px));margin:0 auto;padding:22px 0 0;display:flex;gap:9px;flex-wrap:wrap;color:#536172;font-weight:750;font-size:.92rem}.nqm-batch3-authority .nqm-breadcrumbs a{color:#4F6F5B!important;font-weight:900;text-decoration:none}.nqm-batch3-authority .nqm-authority-hero{width:min(1220px,calc(100% - 40px));margin:20px auto 28px;display:grid;grid-template-columns:minmax(0,1.02fr) minmax(380px,.78fr);gap:24px;align-items:stretch}.nqm-batch3-authority .nqm-authority-hero__copy{padding:clamp(34px,5vw,66px);border-radius:34px;background:linear-gradient(135deg,#071B33,#102A44)!important;box-shadow:0 24px 70px rgba(7,27,51,.14);color:#fff!important}.nqm-batch3-authority .nqm-authority-hero__copy h1{font-size:clamp(2.8rem,6.3vw,6rem);line-height:.92;letter-spacing:-.075em;margin:.18em 0 .28em;color:#fff!important;text-shadow:none!important}.nqm-batch3-authority .nqm-authority-hero__copy>p{color:#DCE7DD!important;font-size:clamp(1.05rem,1.7vw,1.28rem);max-width:760px}.nqm-batch3-authority .nqm-eyebrow,.nqm-batch3-authority .nqm-section-label{color:#F6C85F!important;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:950}.nqm-batch3-authority .nqm-cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.nqm-batch3-authority .nqm-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:999px;font-weight:950;text-decoration:none;border:1px solid transparent}.nqm-batch3-authority .nqm-btn-primary{background:#F6C85F!important;color:#071B33!important;border-color:#F6C85F!important;box-shadow:0 16px 34px rgba(0,0,0,.18)}.nqm-batch3-authority .nqm-btn-ghost{background:rgba(255,255,255,.10)!important;color:#fff!important;border-color:rgba(255,255,255,.34)!important}.nqm-batch3-authority .nqm-authority-proof{font-size:.9rem!important;font-weight:850!important;margin-top:20px!important;color:#DCE7DD!important}.nqm-batch3-authority .nqm-authority-hero__media{position:relative;isolation:isolate;margin:0;border-radius:34px;overflow:hidden;box-shadow:0 24px 70px rgba(7,27,51,.14);min-height:520px;background:#071B33}.nqm-batch3-authority .nqm-authority-hero__media img{display:block;width:100%;height:100%;object-fit:cover}.nqm-batch3-authority .nqm-authority-hero__media:after{content:"";position:absolute;inset:42% 0 0;z-index:1;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.84))}.nqm-batch3-authority .nqm-authority-photo-caption{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;display:grid;gap:5px;color:#fff}.nqm-batch3-authority .nqm-authority-photo-caption span{color:#F6C85F;font-size:.72rem;font-weight:950;letter-spacing:.15em;text-transform:uppercase}.nqm-batch3-authority .nqm-authority-photo-caption strong{max-width:560px;color:#fff!important;font-size:clamp(1.05rem,2vw,1.35rem);line-height:1.25;text-shadow:0 2px 16px rgba(0,0,0,.42)}.nqm-batch3-authority .nqm-authority-summary{width:min(1220px,calc(100% - 40px));margin:0 auto 30px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.nqm-batch3-authority .nqm-authority-summary span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:62px;padding:12px;border-radius:18px;background:#fff!important;border:1px solid rgba(7,27,51,.13);font-weight:900;color:#071B33!important;box-shadow:0 10px 24px rgba(7,27,51,.07)}.nqm-batch3-authority .nqm-authority-review,.nqm-batch3-authority .nqm-authority-process,.nqm-batch3-authority .nqm-authority-related,.nqm-batch3-authority .nqm-faq{width:min(1220px,calc(100% - 40px));margin:34px auto;padding:clamp(28px,4vw,46px);border-radius:32px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 14px 42px rgba(7,27,51,.06);overflow:hidden}.nqm-batch3-authority .nqm-authority-review h2,.nqm-batch3-authority .nqm-authority-process h2,.nqm-batch3-authority .nqm-authority-related h2,.nqm-batch3-authority .nqm-faq h2{font-size:clamp(2rem,4vw,3.9rem);line-height:1;letter-spacing:-.055em;color:#071B33!important;margin:.15em 0 .45em}.nqm-batch3-authority .nqm-authority-review__copy{display:grid;gap:14px}.nqm-batch3-authority .nqm-authority-review p,.nqm-batch3-authority .nqm-authority-process p,.nqm-batch3-authority .nqm-faq p{font-size:1.08rem;color:#536172!important;margin:0}.nqm-batch3-authority .nqm-authority-grid{width:min(1220px,calc(100% - 40px));margin:0 auto 20px;display:grid;gap:18px}.nqm-batch3-authority .nqm-authority-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-batch3-authority .nqm-authority-list{padding:26px;border-radius:28px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 12px 34px rgba(7,27,51,.055);overflow:hidden}.nqm-batch3-authority .nqm-authority-list--sage{background:#EEF5EE}.nqm-batch3-authority .nqm-authority-list--gold{background:#FFF9E8}.nqm-batch3-authority .nqm-authority-list--warning{background:#FFF9E8;border-color:rgba(246,200,95,.55)}.nqm-batch3-authority .nqm-authority-list h2{font-size:1.55rem;line-height:1.1;color:#071B33!important;margin:0 0 18px}.nqm-batch3-authority .nqm-authority-list p{color:#536172!important}.nqm-batch3-authority .nqm-authority-list ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}.nqm-batch3-authority .nqm-authority-list li{position:relative;padding-left:23px;color:#415164!important}.nqm-batch3-authority .nqm-authority-list li:before{content:'✓';position:absolute;left:0;color:#4F6F5B;font-weight:950}.nqm-batch3-authority .nqm-authority-note{margin:16px 0 0!important;font-size:.94rem!important;color:#536172!important}.nqm-batch3-authority .nqm-authority-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:24px}.nqm-batch3-authority .nqm-authority-steps article{padding:22px;border-radius:22px;background:#FBFAF4;border:1px solid rgba(7,27,51,.11);min-width:0}.nqm-batch3-authority .nqm-authority-steps b{display:grid;place-items:center;width:38px;height:38px;border-radius:999px;background:#071B33;color:#fff;margin-bottom:14px}.nqm-batch3-authority .nqm-authority-steps h3{font-size:1.15rem;color:#071B33!important;margin:0}.nqm-batch3-authority .nqm-authority-resource-links{display:grid;gap:12px}.nqm-batch3-authority .nqm-authority-resource-links a{display:block;padding:14px 16px;border-radius:14px;background:#EEF5EE;color:#071B33!important;font-weight:900;text-decoration:none}.nqm-batch3-authority .nqm-authority-related__grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:22px}.nqm-batch3-authority .nqm-authority-related__grid a{position:relative;display:grid;gap:6px;padding:20px 48px 20px 20px;border-radius:20px;background:#EEF5EE!important;border:1px solid rgba(7,27,51,.11);text-decoration:none;color:#071B33!important}.nqm-batch3-authority .nqm-authority-related__grid strong{color:#071B33;font-size:1.08rem}.nqm-batch3-authority .nqm-authority-related__grid span{color:#536172;font-size:.92rem}.nqm-batch3-authority .nqm-authority-related__grid em{position:absolute;right:20px;top:50%;transform:translateY(-50%);font-style:normal;color:#4F6F5B;font-weight:950}.nqm-batch3-authority .nqm-faq{max-width:1040px}.nqm-batch3-authority .nqm-faq-list{display:grid;gap:12px}.nqm-batch3-authority .nqm-faq-item{border:1px solid rgba(7,27,51,.13);border-radius:16px;background:#FBFAF4;padding:18px}.nqm-batch3-authority .nqm-faq-item summary{cursor:pointer;font-weight:950;color:#071B33}.nqm-batch3-authority .nqm-authority-final{width:min(1220px,calc(100% - 40px));margin:34px auto 0;padding:clamp(28px,4vw,46px);border-radius:32px;background:linear-gradient(135deg,#071B33,#102A44)!important;color:#fff!important;border:0;box-shadow:0 20px 60px rgba(7,27,51,.16);display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center}.nqm-batch3-authority .nqm-authority-final h2{color:#fff!important;font-size:clamp(2rem,4vw,3.8rem);line-height:1;letter-spacing:-.055em;margin:.1em 0}.nqm-batch3-authority .nqm-authority-final p{color:#DCE7DD!important}.nqm-batch3-authority .nqm-authority-final .nqm-btn-ghost{background:#fff!important;color:#071B33!important;border-color:#fff!important}
@media(max-width:1080px){.nqm-batch3-authority .nqm-authority-hero{grid-template-columns:1fr}.nqm-batch3-authority .nqm-authority-hero__media{min-height:420px}.nqm-batch3-authority .nqm-authority-summary{grid-template-columns:repeat(2,1fr)}.nqm-batch3-authority .nqm-authority-grid--two{grid-template-columns:1fr}.nqm-batch3-authority .nqm-authority-steps{grid-template-columns:repeat(2,1fr)}.nqm-batch3-authority .nqm-authority-related__grid{grid-template-columns:repeat(2,1fr)}.nqm-batch3-authority .nqm-authority-final{grid-template-columns:1fr}}
@media(max-width:720px){.nqm-batch3-authority .nqm-breadcrumbs,.nqm-batch3-authority .nqm-authority-hero,.nqm-batch3-authority .nqm-authority-summary,.nqm-batch3-authority .nqm-authority-grid,.nqm-batch3-authority .nqm-authority-process,.nqm-batch3-authority .nqm-authority-related,.nqm-batch3-authority .nqm-faq,.nqm-batch3-authority .nqm-authority-final,.nqm-batch3-authority .nqm-authority-review{width:min(100% - 28px,620px)!important}.nqm-batch3-authority .nqm-authority-hero__copy{padding:28px!important;border-radius:26px!important}.nqm-batch3-authority .nqm-authority-hero__copy h1{font-size:clamp(2.2rem,12vw,3.8rem)!important}.nqm-batch3-authority .nqm-authority-summary,.nqm-batch3-authority .nqm-authority-steps,.nqm-batch3-authority .nqm-authority-related__grid{grid-template-columns:1fr!important}.nqm-batch3-authority .nqm-cta-row .nqm-btn{width:100%!important}.nqm-batch3-authority .nqm-authority-hero__media{min-height:310px!important}.nqm-batch3-authority .nqm-authority-photo-caption{left:18px!important;right:18px!important;bottom:16px!important}.nqm-batch3-authority .nqm-authority-photo-caption strong{font-size:1rem}}


/* NonQM123 v7.24.1 Batch 3 — Program Authority visual parity lock */
.nqm-b3-authority{--b3-navy:#071B33;--b3-navy2:#102A44;--b3-sage:#A8B99F;--b3-sage-soft:#EEF5EE;--b3-cream:#FBFAF4;--b3-gold:#F6C85F;--b3-line:#CBD8CF;--b3-ink:#0E1A2B;--b3-muted:#536172;background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 48%,#EEF5EE 100%);color:var(--b3-ink);padding-bottom:64px;isolation:isolate}.nqm-b3-authority *{box-sizing:border-box}.nqm-b3-authority a{text-decoration:none}.nqm-b3-breadcrumbs{width:min(1220px,calc(100% - 40px));margin:0 auto;padding:22px 0 0;display:flex;gap:9px;flex-wrap:wrap;color:var(--b3-muted);font-size:.9rem}.nqm-b3-breadcrumbs a{color:#4F6F5B;font-weight:850}.nqm-b3-breadcrumbs strong{color:var(--b3-navy)}.nqm-b3-hero{width:min(1220px,calc(100% - 40px));margin:20px auto 28px;display:grid;grid-template-columns:minmax(0,1.04fr) minmax(380px,.76fr);gap:24px;align-items:stretch}.nqm-b3-hero__copy{padding:clamp(34px,5vw,66px);border-radius:34px;background:linear-gradient(135deg,#071B33,#102A44);box-shadow:0 24px 70px rgba(7,27,51,.14);color:#fff}.nqm-b3-kicker{margin:0 0 14px!important;color:var(--b3-gold)!important;font-size:.78rem!important;font-weight:1000!important;letter-spacing:.16em;text-transform:uppercase}.nqm-b3-hero h1{margin:.12em 0 .25em;color:#fff!important;font-size:clamp(2.7rem,6.2vw,6rem);line-height:.92;letter-spacing:-.075em}.nqm-b3-lede{max-width:780px;color:#DCE7DD!important;font-size:clamp(1.06rem,1.7vw,1.3rem)!important;font-weight:650!important;line-height:1.55!important}.nqm-b3-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.nqm-b3-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:999px;font-weight:1000;letter-spacing:.01em;border:1px solid transparent;text-align:center}.nqm-b3-btn--gold{background:var(--b3-gold);color:var(--b3-navy)!important;box-shadow:0 16px 34px rgba(0,0,0,.18)}.nqm-b3-btn--ghost{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.32);color:#fff!important}.nqm-b3-btn--ghost-dark{background:#fff;border-color:rgba(7,27,51,.18);color:var(--b3-navy)!important}.nqm-b3-trust{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:24px}.nqm-b3-trust span{display:flex;align-items:center;justify-content:center;min-height:54px;padding:10px;border-radius:16px;background:#FFFDF8;color:var(--b3-navy);font-weight:950;text-align:center}.nqm-b3-hero__media{position:relative;margin:0;border-radius:34px;overflow:hidden;box-shadow:0 24px 70px rgba(7,27,51,.14);min-height:520px;background:#102A44}.nqm-b3-hero__media img{display:block;width:100%;height:100%;object-fit:cover}.nqm-b3-hero__media:after{content:"";position:absolute;inset:42% 0 0;z-index:1;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.82))}.nqm-b3-hero__media figcaption{position:absolute;z-index:2;left:24px;right:24px;bottom:22px;display:grid;gap:5px;color:#fff}.nqm-b3-hero__media figcaption small{color:var(--b3-gold);font-size:.72rem;font-weight:1000;letter-spacing:.15em;text-transform:uppercase}.nqm-b3-hero__media figcaption strong{max-width:620px;font-size:clamp(1.08rem,2vw,1.38rem);line-height:1.25;text-shadow:0 2px 16px rgba(0,0,0,.42)}.nqm-b3-facts{width:min(1220px,calc(100% - 40px));margin:0 auto 30px;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.nqm-b3-facts span{display:flex;align-items:center;justify-content:center;min-height:62px;padding:12px;border-radius:18px;background:#fff;border:1px solid rgba(7,27,51,.13);font-weight:900;color:var(--b3-navy);text-align:center}.nqm-b3-overview,.nqm-b3-process,.nqm-b3-faq,.nqm-b3-final{width:min(1040px,calc(100% - 40px));margin:0 auto 24px;padding:clamp(26px,4vw,44px);border-radius:30px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-b3-overview{display:grid;grid-template-columns:.85fr 1.15fr;gap:30px}.nqm-b3-overview h2,.nqm-b3-process h2,.nqm-b3-faq h2,.nqm-b3-final h2,.nqm-b3-list h2,.nqm-b3-related h2{margin:.12em 0 .45em;color:var(--b3-navy)!important;font-size:clamp(1.8rem,3.7vw,3.55rem);line-height:1;letter-spacing:-.055em}.nqm-b3-copy p,.nqm-b3-overview p,.nqm-b3-list li,.nqm-b3-note,.nqm-b3-final p{color:var(--b3-muted)!important;font-size:1.04rem!important;line-height:1.65!important}.nqm-b3-grid{width:min(1220px,calc(100% - 40px));margin:0 auto 20px;display:grid;gap:18px}.nqm-b3-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-b3-list,.nqm-b3-related{padding:26px;border-radius:28px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 12px 34px rgba(7,27,51,.055)}.nqm-b3-list--sage{background:#EEF5EE}.nqm-b3-list--gold,.nqm-b3-list--cream{background:#FFF9E8}.nqm-b3-list ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}.nqm-b3-list li{position:relative;padding-left:25px}.nqm-b3-list li:before{content:'✓';position:absolute;left:0;color:#4F6F5B;font-weight:1000}.nqm-b3-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:24px}.nqm-b3-steps article{padding:22px;border-radius:22px;background:#FBFAF4;border:1px solid rgba(7,27,51,.11)}.nqm-b3-steps b{display:grid;place-items:center;width:38px;height:38px;border-radius:999px;background:#071B33;color:#fff;margin-bottom:14px}.nqm-b3-steps h3{margin:0;color:var(--b3-navy);font-size:1.08rem;line-height:1.25}.nqm-b3-related div{display:grid;gap:12px}.nqm-b3-related a{position:relative;display:grid;gap:4px;padding:18px 48px 18px 18px;border-radius:18px;background:#EEF5EE;border:1px solid rgba(7,27,51,.11);color:var(--b3-navy)!important;font-size:1.05rem;font-weight:950}.nqm-b3-related a small{color:var(--b3-muted);font-weight:700}.nqm-b3-related a span{position:absolute;right:20px;top:50%;transform:translateY(-50%);color:#4F6F5B}.nqm-b3-faq-list{display:grid;gap:12px}.nqm-b3-faq details{padding:18px;border-radius:18px;background:#FBFAF4;border:1px solid rgba(7,27,51,.12)}.nqm-b3-faq summary{cursor:pointer;color:var(--b3-navy);font-weight:950}.nqm-b3-faq p{margin:.75em 0 0!important;color:var(--b3-muted)!important}.nqm-b3-final{width:min(1220px,calc(100% - 40px));display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center;background:linear-gradient(135deg,#071B33,#102A44);color:#fff}.nqm-b3-final h2{color:#fff!important}.nqm-b3-final p{color:#DCE7DD!important}.nqm-b3-final .nqm-b3-btn--ghost-dark{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.32);color:#fff!important}.nqm-b3-authority .nqm-b3-btn:focus-visible,.nqm-b3-authority a:focus-visible,.nqm-b3-faq summary:focus-visible{outline:4px solid var(--b3-gold);outline-offset:4px}@media(max-width:980px){.nqm-b3-hero,.nqm-b3-overview,.nqm-b3-grid--two,.nqm-b3-final{grid-template-columns:1fr}.nqm-b3-hero__media{min-height:420px}.nqm-b3-facts{grid-template-columns:repeat(2,1fr)}.nqm-b3-steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.nqm-b3-breadcrumbs,.nqm-b3-hero,.nqm-b3-facts,.nqm-b3-grid,.nqm-b3-overview,.nqm-b3-process,.nqm-b3-faq,.nqm-b3-final{width:min(100% - 28px,620px)}.nqm-b3-hero{margin-top:14px}.nqm-b3-hero__copy{padding:28px;border-radius:28px}.nqm-b3-hero h1{font-size:clamp(2.25rem,13vw,4rem)}.nqm-b3-hero__media{min-height:310px;border-radius:28px}.nqm-b3-trust,.nqm-b3-facts,.nqm-b3-steps{grid-template-columns:1fr}.nqm-b3-actions{display:grid}.nqm-b3-btn{width:100%}.nqm-b3-overview,.nqm-b3-process,.nqm-b3-faq,.nqm-b3-final,.nqm-b3-list,.nqm-b3-related{padding:22px;border-radius:24px}.nqm-b3-overview h2,.nqm-b3-process h2,.nqm-b3-faq h2,.nqm-b3-final h2,.nqm-b3-list h2,.nqm-b3-related h2{font-size:2rem}.nqm-b3-final{margin-bottom:84px}}


/* NonQM123 v7.24.1 Batch 4 — remaining program/guide visual parity component. */
.nqm-b4-program{--b4-navy:#071B33;--b4-navy2:#102A44;--b4-gold:#F6C85F;--b4-sage:#A8B99F;--b4-sage2:#EEF5EE;--b4-cream:#FBFAF4;--b4-line:#CBD8CF;--b4-slate:#536172;background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 48%,#EEF5EE 100%);padding:0 0 64px;color:var(--b4-navy)}
.nqm-b4-program *{box-sizing:border-box}.nqm-b4-program a{text-decoration:none}.nqm-b4-crumbs{width:min(1220px,calc(100% - 40px));margin:0 auto;padding:22px 0 0;display:flex;gap:9px;flex-wrap:wrap;color:var(--b4-slate);font-size:.9rem;font-weight:760}.nqm-b4-crumbs a{color:#4F6F5B!important;font-weight:900}.nqm-b4-hero{width:min(1220px,calc(100% - 40px));margin:20px auto 28px;display:grid;grid-template-columns:minmax(0,1.04fr) minmax(360px,.76fr);gap:24px;align-items:stretch}.nqm-b4-hero__copy{padding:clamp(34px,5vw,66px);border-radius:34px;background:linear-gradient(135deg,#071B33,#102A44);box-shadow:0 24px 70px rgba(7,27,51,.14);color:#fff}.nqm-b4-kicker{margin:0 0 12px!important;color:var(--b4-gold)!important;font-size:.75rem!important;letter-spacing:.16em!important;text-transform:uppercase!important;font-weight:1000!important}.nqm-b4-hero h1{margin:.14em 0 .24em!important;color:#fff!important;font-size:clamp(2.7rem,6.4vw,6rem)!important;line-height:.92!important;letter-spacing:-.075em!important}.nqm-b4-lede{max-width:760px;color:#DCE7DD!important;font-size:clamp(1.05rem,1.8vw,1.28rem)!important;line-height:1.55!important;font-weight:650!important}.nqm-b4-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.nqm-b4-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:999px;font-weight:1000;letter-spacing:.01em}.nqm-b4-btn--gold{background:var(--b4-gold);color:var(--b4-navy)!important;box-shadow:0 16px 34px rgba(0,0,0,.18)}.nqm-b4-btn--ghost{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.32);color:#fff!important}.nqm-b4-btn--ghost-dark{background:#fff;border:1px solid rgba(7,27,51,.14);color:var(--b4-navy)!important}.nqm-b4-trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin-top:24px}.nqm-b4-trust span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:48px;padding:9px 10px;border-radius:14px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);color:#EEF5EE;font-weight:900;font-size:.82rem}.nqm-b4-hero__media{position:relative;min-height:520px;margin:0;overflow:hidden;border-radius:34px;background:#DCE7DD;box-shadow:0 24px 70px rgba(7,27,51,.14)}.nqm-b4-hero__media img{display:block;width:100%;height:100%;object-fit:cover;position:absolute;inset:0}.nqm-b4-hero__media:after{content:"";position:absolute;inset:40% 0 0;background:linear-gradient(180deg,rgba(7,27,51,0),rgba(7,27,51,.88));z-index:1}.nqm-b4-hero__media figcaption{position:absolute;left:24px;right:24px;bottom:22px;z-index:2;color:#fff;display:grid;gap:6px}.nqm-b4-hero__media figcaption small{color:var(--b4-gold);font-size:.72rem;font-weight:1000;letter-spacing:.15em;text-transform:uppercase}.nqm-b4-hero__media figcaption strong{font-size:clamp(1.05rem,2vw,1.35rem);line-height:1.22;text-shadow:0 3px 18px rgba(0,0,0,.45)}
.nqm-b4-proof{width:min(1220px,calc(100% - 40px));margin:0 auto 30px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.nqm-b4-proof span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:62px;padding:12px;border-radius:18px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 12px 34px rgba(7,27,51,.055);color:var(--b4-navy);font-weight:950}.nqm-b4-overview,.nqm-b4-process,.nqm-b4-related,.nqm-b4-faq,.nqm-b4-final{width:min(1220px,calc(100% - 40px));margin:28px auto 0;padding:clamp(26px,4vw,46px);border:1px solid rgba(7,27,51,.13);border-radius:32px;background:#fff;box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-b4-overview{display:grid;grid-template-columns:.85fr 1.15fr;gap:30px}.nqm-b4-overview h2,.nqm-b4-process h2,.nqm-b4-related h2,.nqm-b4-faq h2,.nqm-b4-final h2,.nqm-b4-list h2{font-size:clamp(2rem,4vw,3.9rem)!important;line-height:1!important;letter-spacing:-.06em!important;color:var(--b4-navy)!important;margin:.12em 0 .55em!important}.nqm-b4-copy{display:grid;gap:14px}.nqm-b4-copy p{margin:0!important;color:var(--b4-slate)!important;font-size:1.06rem!important;line-height:1.65!important}.nqm-b4-grid{width:min(1220px,calc(100% - 40px));margin:22px auto 0;display:grid;gap:18px}.nqm-b4-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-b4-list{padding:26px;border-radius:28px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 12px 34px rgba(7,27,51,.055)}.nqm-b4-list--sage{background:var(--b4-sage2)}.nqm-b4-list--gold{background:#FFF9E8}.nqm-b4-list--cream{background:var(--b4-cream)}.nqm-b4-list ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}.nqm-b4-list li{position:relative;padding-left:25px;color:#415164!important;font-weight:760;line-height:1.45}.nqm-b4-list li:before{content:"✓";position:absolute;left:0;color:#4F6F5B;font-weight:1000}.nqm-b4-note{margin-top:14px!important;color:#5d6d78!important;font-size:.94rem!important;font-weight:760!important}.nqm-b4-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:20px}.nqm-b4-steps article{padding:22px;border-radius:22px;background:var(--b4-cream);border:1px solid rgba(7,27,51,.11)}.nqm-b4-steps b{display:grid;place-items:center;width:38px;height:38px;border-radius:999px;background:var(--b4-navy);color:#fff;margin-bottom:14px}.nqm-b4-steps h3{margin:0!important;color:var(--b4-navy)!important;font-size:1.08rem!important;line-height:1.25!important}.nqm-b4-related div{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:18px}.nqm-b4-related a{position:relative;display:grid;gap:6px;min-height:92px;padding:20px 48px 20px 20px;border-radius:20px;background:var(--b4-sage2);border:1px solid rgba(7,27,51,.11);color:var(--b4-navy)!important}.nqm-b4-related strong{font-size:1.04rem}.nqm-b4-related small{color:var(--b4-slate);font-weight:760}.nqm-b4-related a span{position:absolute;right:20px;top:50%;transform:translateY(-50%);color:#4F6F5B;font-size:1.5rem}.nqm-b4-faq-list{display:grid;gap:12px}.nqm-b4-faq details{border:1px solid rgba(7,27,51,.13);border-radius:18px;background:var(--b4-cream);padding:16px 18px}.nqm-b4-faq summary{cursor:pointer;color:var(--b4-navy);font-weight:1000}.nqm-b4-faq p{margin:.8em 0 0!important;color:var(--b4-slate)!important}.nqm-b4-final{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:22px;align-items:center;background:linear-gradient(135deg,var(--b4-navy),var(--b4-navy2));color:#fff}.nqm-b4-final h2{color:#fff!important}.nqm-b4-final p:not(.nqm-b4-kicker){color:#DCE7DD!important}.wp-block-nonqm123-program-guide-v4{max-width:none!important;margin:0!important}.page-template-default .entry-content>.wp-block-nonqm123-program-guide-v4{margin:0!important;max-width:none!important}
@media(max-width:1050px){.nqm-b4-hero,.nqm-b4-overview,.nqm-b4-grid--two,.nqm-b4-final{grid-template-columns:1fr}.nqm-b4-proof,.nqm-b4-steps{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-b4-hero__media{min-height:430px}.nqm-b4-final .nqm-b4-actions{width:100%}.nqm-b4-final .nqm-b4-btn{flex:1}}
@media(max-width:720px){.nqm-b4-program{padding-bottom:54px}.nqm-b4-crumbs,.nqm-b4-hero,.nqm-b4-proof,.nqm-b4-overview,.nqm-b4-grid,.nqm-b4-process,.nqm-b4-related,.nqm-b4-faq,.nqm-b4-final{width:min(100% - 28px,640px)}.nqm-b4-hero__copy,.nqm-b4-overview,.nqm-b4-list,.nqm-b4-process,.nqm-b4-related,.nqm-b4-faq,.nqm-b4-final{border-radius:24px;padding:24px 20px}.nqm-b4-hero h1{font-size:clamp(2.25rem,11vw,4rem)!important}.nqm-b4-proof,.nqm-b4-steps,.nqm-b4-related div,.nqm-b4-trust{grid-template-columns:1fr}.nqm-b4-actions .nqm-b4-btn{width:100%}.nqm-b4-hero__media{min-height:330px}.nqm-b4-hero__media figcaption{left:18px;right:18px;bottom:18px}.nqm-b4-overview h2,.nqm-b4-process h2,.nqm-b4-related h2,.nqm-b4-faq h2,.nqm-b4-final h2,.nqm-b4-list h2{font-size:clamp(1.75rem,8vw,2.75rem)!important}}


/* NonQM123 v7.24.1 Batch 5 — DSCR Deal Desk + DSCR v1.4 visual shell lock. */
:root{--b5-navy:#071B33;--b5-navy2:#102A44;--b5-sage:#A8B99F;--b5-sage2:#EEF5EE;--b5-cream:#FBFAF4;--b5-gold:#F6C85F;--b5-line:#CBD8CF;--b5-ink:#0E1A2B;--b5-muted:#536172}
.nqm-batch5-dscr{background:linear-gradient(180deg,#eef5ee 0%,#fbfaf4 50%,#dfe9e3 100%)!important;padding:28px 20px 96px!important;min-height:calc(100vh - 112px)!important}
.nqm-b5-dscr-shell{width:min(1180px,calc(100% - 10px));margin:0 auto!important;display:grid!important;grid-template-columns:320px minmax(0,1fr)!important;gap:24px!important;align-items:stretch!important}
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@media(max-width:980px){.nqm-batch5-dscr{padding:0 0 92px!important}.nqm-b5-dscr-shell{display:block!important;width:100%!important}.nqm-b5-dscr-side{display:none!important}.nqm-b5-dscr-card{width:min(100%,430px)!important;margin:0 auto!important;min-height:100vh!important;border-radius:0!important;padding:88px 12px 92px!important;background:linear-gradient(180deg,#071B33 0,#071B33 82px,#EEF5EE 82px,#EEF5EE 100%)!important;box-shadow:none!important}.nqm-b5-dscr-card:before{content:"";position:absolute;top:20px;left:50%;transform:translateX(-50%);width:156px;height:50px;border-radius:14px;background:#fff url('../img/nonqm123-logo.png') center/138px auto no-repeat;box-shadow:0 10px 24px rgba(0,0,0,.18)}.nqm-b5-dscr-card-top{display:none!important}.nqm-b5-dscr-card .nqmcf7-funnel,.nqm-dscr-investor-trust{background:#fffdf8!important;border:1px solid #CBD8CF!important;border-radius:24px!important;padding:18px 14px!important;box-shadow:0 16px 40px rgba(7,27,51,.16)!important}.nqm-dscr-investor-grid{grid-template-columns:repeat(3,1fr)!important}.nqm-dscr-investor-grid b{font-size:1rem!important}.nqm-dscr-investor-grid span{font-size:.72rem!important}.nqm-b5-dscr-card .nqmcf7-funnel h1{font-size:clamp(2rem,10.5vw,3.05rem)!important}.nqm-b5-dscr-card .wpcf7-list-item label{grid-template-columns:48px minmax(0,1fr) 18px!important;min-height:78px!important;padding:12px 14px!important;border-radius:18px!important}.nqm-b5-dscr-card .wpcf7-list-item label:before{width:44px!important;height:44px!important}.nqm-b5-dscr-card .wpcf7-list-item-label{font-size:.98rem!important}.nqm-b5-dscr-card .nqmcf7-nav{display:none!important}.nqm-b5-dscr-card .wpcf7-submit{width:100%!important}.nqm-batch5-dscr .nqm-sticky-phone{left:10px!important;right:10px!important;bottom:calc(8px + env(safe-area-inset-bottom))!important;border:2px solid #F6C85F!important;border-radius:18px!important;min-height:58px!important;background:#071B33!important;color:#fff!important}}
@media(max-width:430px){.nqm-v14-shell,.nqm-b5-dscr-card{width:100%!important}.nqm-v14-card{width:calc(100% - 18px)!important}.nqm-v14-card h1{font-size:clamp(1.95rem,11vw,2.8rem)!important}.nqm-v14-card .wpcf7-list-item label,.nqm-b5-dscr-card .wpcf7-list-item label{min-height:76px!important}.nqm-dscr-investor-trust{font-size:.9rem!important}}


/* NonQM123 v7.24.1.202607080126 — Batch 5 DSCR funnel visual parity lock.
   Scope: DSCR Deal Desk + DSCR v1.4 only. Keeps CF7 as form engine. */
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.nqm-dscr-side{background:linear-gradient(180deg,#071B33,#102A44)!important;color:#fff!important;border-radius:32px!important;padding:28px 24px!important;position:relative;overflow:hidden;box-shadow:0 28px 70px rgba(7,27,51,.24)!important;}
.nqm-dscr-side:after{content:"";position:absolute;right:-130px;bottom:-170px;width:360px;height:360px;border:48px solid rgba(168,185,159,.14);border-radius:999px;}
.nqm-dscr-side-logo{display:flex;justify-content:center;margin-bottom:26px;position:relative;z-index:1;}
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.nqm-dscr-side-card strong{display:block;color:#fff!important;font-size:28px;line-height:1.02;letter-spacing:-.04em;}
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.nqm-dscr-rail li{display:flex;gap:14px;align-items:center;min-height:62px;padding:12px 14px;border:1px solid rgba(255,255,255,.13);border-radius:18px;background:rgba(255,255,255,.07);color:#fff;}
.nqm-dscr-rail li.active{background:#FBFAF4!important;color:#071B33!important;border-color:#FBFAF4!important;}
.nqm-dscr-rail li.done{background:rgba(238,245,238,.14)!important;border-color:rgba(246,200,95,.3)!important;}
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.nqm-batch5-dscr-card .nqmcf7-lead,.nqm-v14-card .nqmcf7-lead{max-width:760px;margin:0 auto 20px!important;text-align:center;color:#536172!important;font-size:18px!important;font-weight:800;line-height:1.42!important;}
.nqmcf7-options,.nqm-choice-fieldset{border:0!important;margin:20px 0 0!important;padding:0!important;}
.nqmcf7-options legend,.nqm-choice-fieldset legend{margin:0 0 14px!important;color:#071B33!important;text-align:center;font-weight:1000!important;font-size:15px!important;}
.nqmcf7-options .wpcf7-radio,.dscr-option-list .wpcf7-radio{display:grid!important;gap:12px!important;}
.nqmcf7-options .wpcf7-list-item,.dscr-option-list .wpcf7-list-item{display:block!important;margin:0!important;}
.nqmcf7-options .wpcf7-list-item label,.dscr-option-list .wpcf7-list-item label,.nqm-cf7-choice-card{position:relative!important;display:grid!important;grid-template-columns:58px minmax(0,1fr) 24px!important;align-items:center!important;gap:14px!important;width:100%!important;padding:16px 18px!important;border:1px solid #CBD8CF!important;border-radius:20px!important;background:#fff!important;color:#071B33!important;box-shadow:0 10px 26px rgba(7,27,51,.06)!important;cursor:pointer!important;transition:transform .16s ease,border-color .16s ease,background .16s ease;}
.nqmcf7-options .wpcf7-list-item label:before,.dscr-option-list .wpcf7-list-item label:before,.nqm-cf7-choice-card:before{content:"";display:grid!important;place-items:center!important;width:54px!important;height:54px!important;border-radius:999px!important;background:#EEF5EE!important;border:1px solid #CBD8CF!important;background-image:radial-gradient(circle at center,rgba(168,185,159,.18),rgba(238,245,238,.95));}
.nqmcf7-options .wpcf7-list-item label:after,.dscr-option-list .wpcf7-list-item label:after,.nqm-cf7-choice-card:after{content:"›";justify-self:end;color:#071B33!important;font-size:34px!important;font-weight:1000;line-height:1;}
.nqmcf7-options input[type=radio],.dscr-option-list input[type=radio],.nqm-cf7-choice-card input[type=radio]{position:absolute!important;opacity:0!important;width:1px!important;height:1px!important;}
.nqm-choice-text,.wpcf7-list-item-label{display:block!important;color:#071B33!important;font-weight:1000!important;font-size:18px!important;line-height:1.1!important;}
.nqm-choice-text small,.nqm-choice-desc{display:block!important;margin-top:5px!important;color:#536172!important;font-size:13px!important;line-height:1.25!important;font-weight:780!important;}
.nqmcf7-options .wpcf7-list-item label:hover,.dscr-option-list .wpcf7-list-item label:hover{transform:translateY(-2px);border-color:#A8B99F!important;background:#FBFAF4!important;}
.nqmcf7-options .wpcf7-list-item label.is-selected,.dscr-option-list .wpcf7-list-item label.is-selected{border-color:#F6C85F!important;box-shadow:0 0 0 3px rgba(246,200,95,.35),0 12px 28px rgba(7,27,51,.08)!important;background:#FFF9E8!important;}
.nqmcf7-nav,.dscr-actions{margin-top:22px!important;display:flex!important;gap:12px!important;align-items:center!important;justify-content:center!important;}
.nqmcf7-nav .wpcf7-submit,.dscr-actions .wpcf7-submit,.nqm-batch5-dscr-card .wpcf7-submit,.nqm-v14-card .wpcf7-submit{min-height:56px!important;min-width:180px!important;border:0!important;border-radius:16px!important;background:#071B33!important;color:#fff!important;font-weight:1000!important;letter-spacing:.03em!important;box-shadow:0 16px 34px rgba(7,27,51,.2)!important;cursor:pointer!important;text-transform:uppercase!important;}
.nqm-dscr-investor-trust{margin:22px auto 0;padding:18px;border:1px solid #CBD8CF;border-radius:22px;background:#fff;box-shadow:0 10px 26px rgba(7,27,51,.06);max-width:760px;text-align:center;}
.nqm-dscr-investor-trust h3{margin:0 0 14px!important;color:#071B33!important;font-size:17px!important;}
.nqm-dscr-investor-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;}
.nqm-dscr-investor-grid div{padding:12px 8px;border-right:1px solid #CBD8CF;}
.nqm-dscr-investor-grid div:last-child{border-right:0;}
.nqm-dscr-investor-grid b{display:block;color:#071B33;font-size:20px;font-weight:1000;}
.nqm-dscr-investor-grid span{display:block;color:#536172;font-size:12px;font-weight:800;}
.nqm-dscr-investor-trust p{margin:12px 0 0!important;color:#536172!important;font-size:13px!important;font-weight:800;}
/* DSCR v1.4 paid-ad funnel-only shell */
body.nqm-funnel-only .nqm-topbar, body.nqm-funnel-only .nqm-header, body.nqm-funnel-only .nqm-footer{display:none!important;}
.nqm-batch5-v14{min-height:100vh;background:#dfe9e3!important;padding:0 0 88px!important;}
.nqm-v14-phone-frame{width:min(430px,100%);min-height:100vh;margin:0 auto;background:#071B33;padding:18px 10px 82px;box-shadow:0 22px 62px rgba(7,27,51,.25);}
.nqm-v14-top-logo{display:flex;justify-content:center;align-items:center;min-height:56px;margin-bottom:12px;}
.nqm-v14-top-logo img{width:148px;height:auto;background:#fff;border-radius:13px;padding:7px 12px;}
.nqm-v14-card{background:#fffdf8!important;border-radius:28px!important;padding:22px 20px 26px!important;box-shadow:0 18px 46px rgba(0,0,0,.14)!important;border:1px solid #CBD8CF!important;}
.nqm-v14-card h1{font-size:clamp(30px,9vw,42px)!important;}
.nqm-v14-card .nqmcf7-lead{font-size:15px!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item label{grid-template-columns:50px minmax(0,1fr) 18px!important;padding:13px 14px!important;border-radius:17px!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item label:before{width:46px!important;height:46px!important;}
.nqm-v14-card .nqm-choice-text,.nqm-v14-card .wpcf7-list-item-label{font-size:16px!important;}
body.nqm-funnel-only .nqm-sticky-phone{position:fixed!important;left:calc(50% - 205px)!important;right:auto!important;bottom:calc(10px + env(safe-area-inset-bottom))!important;width:410px!important;max-width:calc(100vw - 20px)!important;z-index:9999!important;display:flex!important;align-items:center!important;justify-content:center!important;min-height:60px!important;border:2px solid #F6C85F!important;border-radius:16px!important;background:#071B33!important;color:#fff!important;font-size:16px!important;font-weight:1000!important;text-decoration:none!important;box-shadow:0 18px 42px rgba(7,27,51,.32)!important;}
body.nqm-funnel-only .nqm-sticky-phone::after{content:"866-DSCR-123";display:block;margin-left:10px;color:#F6C85F;font-size:12px;}
@media(max-width:980px){.nqm-batch5-deal-shell{grid-template-columns:1fr;width:min(430px,100%);margin:0 auto;background:#071B33;padding:12px 8px 88px;gap:0}.nqm-batch5-deal-shell .nqm-dscr-side{display:none!important}.nqm-batch5-dscr-card{border-radius:28px!important;min-height:calc(100vh - 96px)!important;padding:22px 18px 28px!important}.nqm-batch5-dscr-card h1{font-size:clamp(30px,9vw,42px)!important}.nqm-batch5-dscr-card .nqmcf7-lead{font-size:15px!important}.nqmcf7-options .wpcf7-list-item label,.dscr-option-list .wpcf7-list-item label{grid-template-columns:50px minmax(0,1fr) 18px!important;padding:13px 14px!important;border-radius:17px!important}.nqmcf7-options .wpcf7-list-item label:before,.dscr-option-list .wpcf7-list-item label:before{width:46px!important;height:46px!important}.nqm-choice-text,.wpcf7-list-item-label{font-size:16px!important}.nqm-dscr-investor-grid{grid-template-columns:repeat(3,1fr);gap:0}.nqm-dscr-investor-grid b{font-size:16px}.nqm-dscr-investor-grid span{font-size:10px}.nqm-funnel-page--dscr-deal .nqm-sticky-phone{position:fixed!important;left:10px!important;right:10px!important;bottom:calc(10px + env(safe-area-inset-bottom))!important;width:auto!important;max-width:none!important;z-index:9999!important;display:flex!important;align-items:center!important;justify-content:center!important;min-height:60px!important;border:2px solid #F6C85F!important;border-radius:16px!important;background:#071B33!important;color:#fff!important;font-size:16px!important;font-weight:1000!important;text-decoration:none!important;box-shadow:0 18px 42px rgba(7,27,51,.32)!important;}}
@media(max-width:390px){.nqm-batch5-dscr-card,.nqm-v14-card{padding-left:14px!important;padding-right:14px!important}.nqmcf7-options .wpcf7-list-item label,.dscr-option-list .wpcf7-list-item label{grid-template-columns:44px minmax(0,1fr) 16px!important;gap:10px!important}.nqmcf7-options .wpcf7-list-item label:before,.dscr-option-list .wpcf7-list-item label:before{width:42px!important;height:42px!important}.nqm-choice-text,.wpcf7-list-item-label{font-size:15px!important}}


/* NonQM123 v7.24.1 Batch 5 — DSCR Deal Desk + DSCR v1.4 funnel visual shell lock */
.nqm-funnel-page--dscr-deal,
.nqm-funnel-page--dscr-paid{background:linear-gradient(180deg,#EEF5EE 0%,#FBFAF4 42%,#DFE9E3 100%)!important;min-height:100vh;color:#071B33!important;}
.nqm-dscr-deal-shell{width:min(1240px,calc(100% - 34px));margin:34px auto 44px;display:grid;grid-template-columns:320px minmax(0,1fr);gap:28px;align-items:stretch;}
.nqm-dscr-side{position:relative;overflow:hidden;border-radius:34px;background:linear-gradient(180deg,#071B33,#102A44);color:#fff;padding:28px 26px;box-shadow:0 24px 70px rgba(7,27,51,.22);min-height:720px;display:flex;flex-direction:column;gap:22px;}
.nqm-dscr-side:after{content:"";position:absolute;right:-120px;bottom:-170px;width:420px;height:420px;border:34px solid rgba(168,185,159,.14);border-radius:999px;pointer-events:none;}
.nqm-dscr-side-logo{display:flex;justify-content:center;position:relative;z-index:2;text-decoration:none}.nqm-dscr-side-logo img{display:block;width:170px;max-width:100%;height:auto;background:#fff;border-radius:14px;padding:6px 10px;box-shadow:0 8px 20px rgba(0,0,0,.12)}
.nqm-dscr-side-card{position:relative;z-index:2;padding:24px 22px;border:1px solid rgba(255,255,255,.16);border-radius:24px;background:rgba(255,255,255,.075)}.nqm-dscr-side-card span{display:block;color:#F6C85F;font-size:.72rem;font-weight:950;letter-spacing:.16em;text-transform:uppercase}.nqm-dscr-side-card strong{display:block;color:#fff;font-size:clamp(1.55rem,2.3vw,2rem);line-height:1.02;letter-spacing:-.05em;margin:14px 0}.nqm-dscr-side-card p{color:#EAF2EE!important;font-weight:850!important;line-height:1.55!important;margin:0!important;font-size:1rem!important}
.nqm-dscr-rail{position:relative;z-index:2;display:grid;gap:10px;list-style:none;margin:0;padding:0}.nqm-dscr-rail li{display:flex;align-items:center;gap:14px;padding:14px;border:1px solid rgba(255,255,255,.12);border-radius:17px;background:rgba(255,255,255,.07);color:#DCE7DD}.nqm-dscr-rail li.active{background:#FBFAF4;color:#071B33;border-color:#FBFAF4}.nqm-dscr-rail li.done{border-color:rgba(246,200,95,.42);background:rgba(246,200,95,.12)}.nqm-dscr-rail b{display:grid;place-items:center;width:35px;height:35px;border:1px solid rgba(255,255,255,.35);border-radius:50%;font-size:1rem}.nqm-dscr-rail li.active b{border-color:#A8B99F;background:#EEF5EE;color:#071B33}.nqm-dscr-rail strong{display:block;font-size:.98rem}.nqm-dscr-rail em{display:block;font-style:normal;font-size:.78rem;opacity:.82}.nqm-dscr-license{position:relative;z-index:2;margin-top:auto;color:#DCE7DD;font-size:.77rem;line-height:1.3}
.nqm-dscr-main-card{border:1px solid rgba(203,216,207,.92);border-radius:34px;background:#fffdf8;box-shadow:0 24px 70px rgba(7,27,51,.13);padding:34px 34px 32px;overflow:hidden}.nqm-dscr-main-card .wp-block-group.nqm-funnel-card{margin:0!important;padding:0!important;background:transparent!important;border:0!important;box-shadow:none!important}.nqm-v5-top{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:18px}.nqm-v5-top span,.nqm-v5-top strong{font-size:.76rem;font-weight:1000;letter-spacing:.14em;text-transform:uppercase;color:#071B33}.nqm-v5-top span{color:#007A3D}.nqm-v5-progress{height:10px;border:1px solid rgba(168,185,159,.42);border-radius:999px;background:#EEF5EE;overflow:hidden;margin-bottom:24px}.nqm-v5-progress span{display:block;height:100%;border-radius:999px;background:linear-gradient(90deg,#071B33,#A8B99F,#F6C85F)}
.nqm-funnel-page--dscr-deal .nqmcf7-funnel,.nqm-funnel-page--dscr-paid .nqmcf7-funnel{background:transparent!important;border:0!important;box-shadow:none!important;padding:0!important;margin:0!important}.nqm-funnel-page--dscr-deal .nqm-progress,.nqm-funnel-page--dscr-paid .nqm-progress{display:none!important}.nqm-funnel-page--dscr-deal .nqmcf7-kicker,.nqm-funnel-page--dscr-paid .nqmcf7-kicker{margin:0 0 8px!important;color:#007A3D!important;font-size:.82rem!important;font-weight:1000!important;letter-spacing:.16em!important;text-transform:uppercase!important;text-align:center}.nqm-funnel-page--dscr-deal .nqmcf7-funnel h1,.nqm-funnel-page--dscr-paid .nqmcf7-funnel h1{color:#071B33!important;text-shadow:none!important;filter:none!important;opacity:1!important;text-align:center;font-size:clamp(2.25rem,5.4vw,4.4rem)!important;line-height:.98!important;letter-spacing:-.075em!important;margin:.05em auto .2em!important;max-width:780px}.nqm-funnel-page--dscr-deal .nqmcf7-lead,.nqm-funnel-page--dscr-paid .nqmcf7-lead{display:block!important;text-align:center!important;color:#536172!important;font-weight:850!important;font-size:1.08rem!important;max-width:760px;margin:0 auto 18px!important}.nqm-funnel-page--dscr-deal .nqmcf7-options,.nqm-funnel-page--dscr-paid .nqmcf7-options{border:0!important;margin:18px 0 0!important;padding:0!important}.nqm-funnel-page--dscr-deal .nqmcf7-options legend,.nqm-funnel-page--dscr-paid .nqmcf7-options legend{display:block!important;width:100%!important;margin:0 0 12px!important;text-align:center;color:#071B33!important;font-size:1.05rem;font-weight:1000}.nqm-funnel-page--dscr-deal .wpcf7-radio,.nqm-funnel-page--dscr-paid .wpcf7-radio{display:grid!important;gap:12px!important}.nqm-funnel-page--dscr-deal .wpcf7-list-item,.nqm-funnel-page--dscr-paid .wpcf7-list-item{display:block!important;margin:0!important}.nqm-funnel-page--dscr-deal .wpcf7-list-item label,.nqm-funnel-page--dscr-paid .wpcf7-list-item label{position:relative;display:grid!important;grid-template-columns:56px minmax(0,1fr) 24px;align-items:center;gap:14px;min-height:88px;padding:16px 18px;border:1.6px solid #CBD8CF;border-radius:22px;background:#fff;color:#071B33;box-shadow:0 12px 30px rgba(7,27,51,.065);cursor:pointer;transition:transform .15s ease,border-color .15s ease,box-shadow .15s ease,background .15s ease}.nqm-funnel-page--dscr-deal .wpcf7-list-item label:hover,.nqm-funnel-page--dscr-paid .wpcf7-list-item label:hover{transform:translateY(-2px);border-color:#A8B99F;box-shadow:0 18px 40px rgba(7,27,51,.11)}.nqm-funnel-page--dscr-deal .wpcf7-list-item label.is-selected,.nqm-funnel-page--dscr-deal .wpcf7-list-item label:has(input:checked),.nqm-funnel-page--dscr-paid .wpcf7-list-item label.is-selected,.nqm-funnel-page--dscr-paid .wpcf7-list-item label:has(input:checked){border-color:#F6C85F;background:#FFF9E8;box-shadow:0 0 0 3px rgba(246,200,95,.22),0 18px 40px rgba(7,27,51,.11)}.nqm-funnel-page--dscr-deal .wpcf7-list-item input,.nqm-funnel-page--dscr-paid .wpcf7-list-item input{position:absolute;opacity:0;pointer-events:none}.nqm-choice-icon{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:#EEF5EE;color:#071B33;font-size:1.35rem}.nqm-choice-copy{display:block}.nqm-choice-copy strong{display:block;color:#071B33!important;font-size:clamp(1.08rem,2.2vw,1.4rem);line-height:1.08;letter-spacing:-.025em}.nqm-choice-copy small{display:block;margin-top:5px;color:#536172!important;font-size:.94rem!important;line-height:1.22!important;font-weight:760}.nqm-choice-arrow{color:#071B33;font-size:2rem;font-weight:950;line-height:1}.nqm-funnel-page--dscr-deal .nqmcf7-options + .nqmcf7-nav,.nqm-funnel-page--dscr-paid .nqmcf7-options + .nqmcf7-nav{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.nqm-funnel-page--dscr-deal .nqmcf7-nav,.nqm-funnel-page--dscr-paid .nqmcf7-nav{margin-top:22px;display:flex;gap:12px;flex-wrap:wrap;align-items:center}.nqm-funnel-page--dscr-deal .wpcf7-submit,.nqm-funnel-page--dscr-paid .wpcf7-submit{min-height:56px;padding:0 28px;border:0;border-radius:16px;background:#071B33;color:#fff;font-weight:1000;letter-spacing:.03em;text-transform:uppercase;box-shadow:0 14px 34px rgba(7,27,51,.22);cursor:pointer}.nqm-dscr-clean-line{margin:18px 0 12px;padding:14px 16px;border-left:5px solid #A8B99F;border-radius:16px;background:#EEF5EE;color:#071B33;text-align:center;font-weight:1000}.nqm-dscr-investor-trust{margin:12px 0 0;border:1px solid rgba(203,216,207,.9);border-radius:22px;background:#fff;padding:18px;box-shadow:0 12px 28px rgba(7,27,51,.055);text-align:center}.nqm-dscr-investor-trust h3{margin:0 0 12px!important;color:#071B33!important;font-size:1.08rem!important}.nqm-dscr-investor-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.nqm-dscr-investor-grid div{border-right:1px solid rgba(7,27,51,.12);padding:8px}.nqm-dscr-investor-grid div:last-child{border-right:0}.nqm-dscr-investor-grid b{display:block;color:#071B33;font-size:1.25rem}.nqm-dscr-investor-grid span{display:block;color:#536172;font-size:.82rem;font-weight:850}.nqm-dscr-investor-trust p{margin:10px 0 0!important;color:#536172!important;font-size:.9rem!important;line-height:1.3!important}.nqm-dscr-investor-trust p strong{color:#F6C85F}.nqm-funnel-page--dscr-deal .wpcf7-response-output,.nqm-funnel-page--dscr-paid .wpcf7-response-output{border-radius:14px!important;margin:16px 0 0!important;font-weight:850!important}
.nqm-dscr-paid-frame{max-width:640px;margin:0 auto;min-height:100vh;padding:26px 14px 100px;background:linear-gradient(180deg,#071B33 0%,#102A44 100%);box-shadow:0 0 0 9999px #DFE9E3}.nqm-dscr-paid-logo{display:flex;justify-content:center;margin:0 0 14px}.nqm-dscr-paid-logo img{width:168px;max-width:70%;height:auto;background:#fff;border-radius:13px;padding:6px 10px;box-shadow:0 8px 24px rgba(0,0,0,.16)}.nqm-dscr-paid-card{background:#FFFDF8;border:1px solid #CBD8CF;border-radius:28px;padding:26px 20px;box-shadow:0 22px 60px rgba(0,0,0,.22)}.nqm-sticky-phone--dscr{display:flex!important;position:fixed!important;left:12px!important;right:12px!important;bottom:calc(10px + env(safe-area-inset-bottom))!important;z-index:9999!important;min-height:64px!important;align-items:center!important;justify-content:center!important;gap:8px!important;border:2px solid #F6C85F!important;border-radius:18px!important;background:linear-gradient(135deg,#071B33,#102A44)!important;color:#fff!important;text-decoration:none!important;box-shadow:0 16px 40px rgba(7,27,51,.32)!important;font-weight:1000!important}.nqm-sticky-phone--dscr span{display:block;color:#fff!important;font-size:.92rem}.nqm-sticky-phone--dscr strong{display:block;color:#F6C85F!important;font-size:.8rem}
@media(max-width:980px){.nqm-dscr-deal-shell{grid-template-columns:1fr;width:min(100%,720px);margin:0 auto;padding:0 0 96px;background:linear-gradient(180deg,#071B33,#102A44)}.nqm-dscr-side{display:none}.nqm-dscr-main-card{border-radius:0 0 28px 28px;margin:0 10px 20px;padding:26px 18px 24px}.nqm-funnel-page--dscr-deal .nqmcf7-funnel h1,.nqm-funnel-page--dscr-paid .nqmcf7-funnel h1{font-size:clamp(2rem,9.5vw,3.4rem)!important}.nqm-v5-top{justify-content:flex-end}.nqm-v5-top span{display:none}.nqm-dscr-investor-grid{grid-template-columns:repeat(3,1fr)}.nqm-sticky-phone{display:none}.nqm-funnel-page--dscr-deal .nqm-sticky-phone{display:flex!important}}
@media(min-width:981px){.nqm-funnel-page--dscr-deal .nqm-sticky-phone--dscr{display:none!important}.nqm-dscr-side{position:sticky;top:96px}.nqm-dscr-paid-frame{margin-top:0}}
@media(max-width:520px){.nqm-dscr-main-card,.nqm-dscr-paid-card{padding:22px 14px;border-radius:22px}.nqm-funnel-page--dscr-deal .wpcf7-list-item label,.nqm-funnel-page--dscr-paid .wpcf7-list-item label{grid-template-columns:46px minmax(0,1fr) 18px;gap:11px;min-height:78px;padding:13px 12px;border-radius:18px}.nqm-choice-icon{width:42px;height:42px;font-size:1.08rem}.nqm-choice-copy strong{font-size:1.05rem}.nqm-choice-copy small{font-size:.82rem!important}.nqm-dscr-investor-grid{gap:0}.nqm-dscr-investor-grid b{font-size:1rem}.nqm-dscr-investor-grid span{font-size:.72rem}.nqm-dscr-paid-frame{padding-left:8px;padding-right:8px}.nqm-sticky-phone--dscr{left:8px!important;right:8px!important;min-height:58px!important}.nqm-v5-top strong{font-size:.65rem}.nqm-v5-progress{height:8px}}

/* NonQM123 v7.24.1.202607080129 — Batch 5 DSCR Funnel Shell + v1.4 Paid Funnel Visual Lock
   Purpose: preserve the approved DSCR Deal Desk / DSCR v1.4 funnel feel while keeping CF7 Multi-Step as the data/page engine. */
.nqm-funnel-page--dscr-deal{background:radial-gradient(circle at 88% 0%,rgba(246,200,95,.18),transparent 26%),linear-gradient(135deg,#DFE9E3 0%,#FBFAF4 42%,#EEF5EE 100%)!important;padding:28px 18px 96px!important;min-height:calc(100svh - 110px)!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-deal-shell{width:min(1280px,calc(100% - 10px))!important;display:grid!important;grid-template-columns:304px minmax(0,1fr)!important;gap:24px!important;margin:0 auto!important;align-items:stretch!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-side{display:block!important;background:linear-gradient(160deg,#071B33 0%,#102A44 64%,#061524 100%)!important;color:#fff!important;border-radius:34px!important;padding:26px!important;box-shadow:0 24px 65px rgba(7,27,51,.22)!important;min-height:760px!important;position:relative!important;overflow:hidden!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-side:after{content:""!important;position:absolute!important;right:-132px!important;bottom:-132px!important;width:325px!important;height:325px!important;border:34px solid rgba(168,185,159,.13)!important;border-radius:50%!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-side>*{position:relative!important;z-index:1!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-side-logo img{display:block!important;width:176px!important;max-width:100%!important;background:#fff!important;border-radius:14px!important;padding:7px 9px!important;margin:0 auto 28px!important;box-shadow:0 10px 24px rgba(0,0,0,.16)!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-side-card{background:rgba(255,255,255,.085)!important;border:1px solid rgba(255,255,255,.14)!important;border-radius:24px!important;padding:21px!important;margin-bottom:22px!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-side-card span{display:block!important;color:#C8D9CC!important;text-transform:uppercase!important;letter-spacing:.14em!important;font-size:11px!important;font-weight:1000!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-side-card strong{display:block!important;margin-top:10px!important;font-size:28px!important;line-height:1.03!important;letter-spacing:-.045em!important;color:#fff!important;text-shadow:none!important;filter:none!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-side-card p{color:#DCE7DD!important;line-height:1.45!important;font-weight:720!important;margin:12px 0 0!important;font-size:15px!important;text-shadow:none!important;filter:none!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-rail{list-style:none!important;margin:0!important;padding:0!important;display:grid!important;gap:10px!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-rail li{display:flex!important;gap:12px!important;align-items:center!important;border:1px solid rgba(255,255,255,.13)!important;background:rgba(255,255,255,.055)!important;border-radius:18px!important;padding:13px!important;color:#fff!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-rail li.active{background:linear-gradient(135deg,#fff,#EEF5EE)!important;color:#071B33!important;border-color:rgba(255,255,255,.7)!important;box-shadow:0 12px 26px rgba(0,0,0,.22)!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-rail b{width:34px!important;height:34px!important;border-radius:999px!important;border:1px solid rgba(255,255,255,.28)!important;display:grid!important;place-items:center!important;font-weight:1000!important;color:inherit!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-rail li.active b{border-color:#A8B99F!important;background:#EEF5EE!important;color:#071B33!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-rail strong{display:block!important;font-size:14px!important;color:inherit!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-rail em{display:block!important;font-style:normal!important;font-size:11px!important;color:inherit!important;opacity:.78!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-license{position:absolute!important;left:26px!important;right:26px!important;bottom:24px!important;color:#DCE7DD!important;font-size:10px!important;line-height:1.35!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card{position:relative!important;background:#FFFDF8!important;border:1px solid rgba(7,27,51,.10)!important;border-radius:34px!important;box-shadow:0 24px 70px rgba(7,27,51,.14)!important;padding:clamp(26px,4vw,48px)!important;min-height:760px!important;overflow:hidden!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-mobile-brand{display:none!important;}
.nqm-funnel-page--dscr-deal .nqm-dscr-step-chip{position:relative!important;display:flex!important;justify-content:flex-end!important;margin:0 0 18px!important;color:#071B33!important;font-size:11px!important;font-weight:1000!important;letter-spacing:.16em!important;text-transform:uppercase!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-funnel,.nqm-funnel-page--dscr-deal .nqm-funnel-card{max-width:none!important;width:100%!important;margin:0!important;padding:0!important;border:0!important;background:transparent!important;box-shadow:none!important;color:#071B33!important;}
.nqm-funnel-page--dscr-deal .nqm-progress{height:9px!important;margin:0 0 28px!important;background:#E8F0EA!important;border:1px solid #CBD8CF!important;border-radius:999px!important;overflow:hidden!important;}
.nqm-funnel-page--dscr-deal .nqm-progress span{display:block!important;height:100%!important;border-radius:999px!important;background:linear-gradient(90deg,#071B33,#A8B99F,#F6C85F)!important;min-width:32px!important;transition:width .2s ease!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-kicker{color:#00823E!important;text-align:left!important;letter-spacing:.18em!important;font-size:12px!important;font-weight:1000!important;text-transform:uppercase!important;margin:0 0 12px!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-funnel h1{max-width:850px!important;text-align:left!important;font-size:clamp(42px,5.6vw,72px)!important;line-height:.95!important;letter-spacing:-.075em!important;margin:.12em 0 .18em!important;color:#071B33!important;text-shadow:none!important;filter:none!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-lead{color:#536172!important;text-align:left!important;font-size:17px!important;line-height:1.42!important;font-weight:780!important;margin:0 0 18px!important;max-width:760px!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-lead{font-size:0!important;line-height:0!important;margin:0 0 12px!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-lead:after{content:"Start with the deal strategy. We will route the rest of the quote like a DSCR deal desk — not a generic mortgage form.";display:block!important;font-size:17px!important;line-height:1.42!important;color:#536172!important;font-weight:800!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-options:before{content:"Choose the deal you want us to price.";display:block!important;margin:0 0 12px!important;color:#071B33!important;font-weight:1000!important;text-align:left!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options{margin:20px 0 0!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options legend{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;clip:rect(0 0 0 0)!important;white-space:nowrap!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-form-control{display:grid!important;gap:13px!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item{margin:0!important;display:block!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label{position:relative!important;display:grid!important;grid-template-columns:52px minmax(0,1fr) 30px!important;align-items:center!important;gap:15px!important;min-height:82px!important;padding:14px 16px!important;border:1px solid rgba(7,27,51,.14)!important;border-radius:20px!important;background:#fff!important;color:#071B33!important;box-shadow:0 10px 24px rgba(7,27,51,.055)!important;cursor:pointer!important;transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label:hover{transform:translateY(-2px)!important;box-shadow:0 16px 36px rgba(7,27,51,.12)!important;border-color:#A8B99F!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label:before{content:""!important;display:grid!important;place-items:center!important;width:50px!important;height:50px!important;border-radius:999px!important;background:#EEF5EE!important;color:#071B33!important;background-repeat:no-repeat!important;background-position:center!important;background-size:24px 24px!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item:nth-child(1) label:before{content:"⌂"!important;font-size:26px!important;font-weight:1000!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item:nth-child(2) label:before{content:"▤"!important;font-size:24px!important;font-weight:1000!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item:nth-child(3) label:before{content:"▣"!important;font-size:22px!important;font-weight:1000!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label:after{content:"›"!important;display:grid!important;place-items:center!important;position:static!important;transform:none!important;width:30px!important;height:30px!important;border-radius:999px!important;background:#fff!important;color:#071B33!important;font-size:28px!important;line-height:1!important;font-weight:1000!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options input[type=radio]{position:absolute!important;opacity:.001!important;pointer-events:none!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item-label{display:block!important;color:#071B33!important;font-size:18px!important;line-height:1.12!important;font-weight:1000!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options input[value="Buy an investment property"] + .wpcf7-list-item-label:after{content:"I need a DSCR purchase loan for a rental property."!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options input[value="Refinance an existing rental"] + .wpcf7-list-item-label:after{content:"I want better terms, payment, or loan structure."!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options input[value="Cash out rental equity"] + .wpcf7-list-item-label:after{content:"I want to pull cash out of my investment property."!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item-label:after{display:block!important;margin-top:6px!important;font-size:13px!important;line-height:1.25!important;color:#536172!important;font-weight:760!important;letter-spacing:0!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label:has(input:checked),
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label.is-selected{border-color:#F6C85F!important;background:#FFFDF8!important;box-shadow:0 0 0 3px rgba(246,200,95,.30),0 18px 40px rgba(7,27,51,.13)!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-options:after{content:"NonQM123 • Direct Online Lender • NMLS #3252"!important;display:block!important;margin:15px 0 0!important;padding:13px 16px!important;border-left:6px solid #A8B99F!important;border-radius:16px!important;background:linear-gradient(90deg,#EEF5EE,#FBFAF4)!important;color:#071B33!important;text-align:center!important;font-weight:1000!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-nav{display:flex!important;gap:10px!important;margin-top:20px!important;align-items:center!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-nav .wpcf7-submit{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-width:180px!important;min-height:56px!important;border:0!important;border-radius:16px!important;background:#071B33!important;color:#fff!important;font-weight:1000!important;padding:0 26px!important;box-shadow:0 16px 34px rgba(7,27,51,.16)!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-nav .wpcf7-previous{min-height:56px!important;border:1px solid rgba(7,27,51,.14)!important;border-radius:16px!important;background:#fff!important;color:#071B33!important;font-weight:950!important;padding:0 22px!important;}
.nqm-funnel-page--dscr-deal .wpcf7-response-output{display:none!important;}
.nqm-dscr-investor-trust{margin-top:18px!important;border:1px solid rgba(7,27,51,.12)!important;border-radius:20px!important;background:#fff!important;box-shadow:0 12px 30px rgba(7,27,51,.07)!important;padding:18px!important;text-align:center!important;color:#071B33!important;}
.nqm-dscr-investor-trust h3{margin:0 0 12px!important;color:#071B33!important;font-size:18px!important;letter-spacing:-.02em!important;}
.nqm-dscr-investor-grid{display:grid!important;grid-template-columns:repeat(3,1fr)!important;gap:0!important;margin-bottom:10px!important;}
.nqm-dscr-investor-grid div{padding:10px!important;border-right:1px solid #CBD8CF!important;}
.nqm-dscr-investor-grid div:last-child{border-right:0!important;}
.nqm-dscr-investor-grid b{display:block!important;color:#071B33!important;font-size:20px!important;line-height:1.05!important;font-weight:1000!important;}
.nqm-dscr-investor-grid span{display:block!important;color:#536172!important;font-size:12px!important;line-height:1.25!important;font-weight:850!important;margin-top:2px!important;}
.nqm-dscr-investor-trust p{margin:8px 0 0!important;color:#536172!important;font-size:12px!important;line-height:1.35!important;font-weight:800!important;}
.nqm-dscr-investor-trust strong{color:#B98200!important;}

/* DSCR v1.4 funnel-only shell */
.nqm-funnel-page--dscr-v14{background:#DDE8E1!important;min-height:100svh!important;padding:0 0 94px!important;color:#071B33!important;}
.nqm-v14-ad-topbar{position:sticky!important;top:0!important;z-index:80!important;display:flex!important;align-items:center!important;justify-content:center!important;gap:12px!important;min-height:34px!important;padding:5px 10px!important;background:#071B33!important;color:#DCE7DD!important;font-size:11px!important;font-weight:950!important;white-space:nowrap!important;}
.nqm-v14-ad-topbar a,.nqm-v14-ad-topbar b{color:#F6C85F!important;text-decoration:none!important;font-weight:1000!important;}
.nqm-v14-shell{width:min(430px,100%)!important;margin:0 auto!important;background:#071B33!important;min-height:calc(100svh - 34px)!important;padding:12px 10px 92px!important;}
.nqm-v14-logo-row{display:flex!important;justify-content:center!important;align-items:center!important;min-height:64px!important;background:#071B33!important;}
.nqm-v14-logo-row img{display:block!important;width:146px!important;max-width:50vw!important;background:#fff!important;border-radius:14px!important;padding:6px 9px!important;box-shadow:0 8px 24px rgba(0,0,0,.15)!important;}
.nqm-v14-card{width:100%!important;background:#FFFDF8!important;border:1px solid rgba(7,27,51,.10)!important;border-radius:30px!important;box-shadow:none!important;padding:22px 18px!important;min-height:calc(100svh - 184px)!important;}
.nqm-v14-card .nqm-funnel-card,.nqm-v14-card .nqmcf7-funnel{width:100%!important;max-width:none!important;margin:0!important;padding:0!important;border:0!important;background:transparent!important;box-shadow:none!important;}
.nqm-v14-card .nqm-progress{height:8px!important;background:#E8F0EA!important;border:1px solid #CBD8CF!important;border-radius:999px!important;margin:0 0 18px!important;overflow:hidden!important;}
.nqm-v14-card .nqm-progress span{display:block!important;height:100%!important;background:linear-gradient(90deg,#F6C85F,#A8B99F,#071B33)!important;border-radius:999px!important;min-width:30px!important;}
.nqm-v14-card .nqmcf7-kicker{color:#00823E!important;text-align:center!important;letter-spacing:.18em!important;text-transform:uppercase!important;font-size:11px!important;font-weight:1000!important;margin:0 0 10px!important;}
.nqm-v14-card .nqmcf7-funnel h1{font-size:clamp(31px,9vw,44px)!important;line-height:.98!important;letter-spacing:-.06em!important;text-align:center!important;color:#071B33!important;margin:0 0 10px!important;text-shadow:none!important;filter:none!important;}
.nqm-v14-card .nqmcf7-lead{color:#536172!important;font-size:15px!important;line-height:1.35!important;text-align:center!important;font-weight:800!important;margin:0 0 14px!important;}
.nqm-v14-card .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-lead{font-size:0!important;line-height:0!important;margin:0 0 12px!important;}
.nqm-v14-card .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-lead:after{content:"Start with the deal strategy. We will route the rest of the quote like a DSCR deal desk — not a generic mortgage form.";display:block!important;font-size:15px!important;line-height:1.35!important;color:#536172!important;font-weight:800!important;}
.nqm-v14-card .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-options:before{content:"Choose the deal you want us to price.";display:block!important;margin:0 0 10px!important;text-align:center!important;font-weight:1000!important;color:#071B33!important;}
.nqm-v14-card .nqmcf7-options legend{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;clip:rect(0 0 0 0)!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-form-control{display:grid!important;gap:10px!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item{display:block!important;margin:0!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item label{position:relative!important;display:grid!important;grid-template-columns:44px minmax(0,1fr) 24px!important;gap:11px!important;align-items:center!important;min-height:70px!important;padding:11px 13px!important;border-radius:18px!important;background:#fff!important;border:1px solid rgba(7,27,51,.14)!important;color:#071B33!important;box-shadow:0 9px 22px rgba(7,27,51,.055)!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item label:before{content:""!important;display:grid!important;place-items:center!important;width:42px!important;height:42px!important;border-radius:999px!important;background:#EEF5EE!important;color:#071B33!important;font-weight:1000!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item:nth-child(1) label:before{content:"⌂"!important;font-size:23px!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item:nth-child(2) label:before{content:"▤"!important;font-size:22px!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item:nth-child(3) label:before{content:"▣"!important;font-size:21px!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item label:after{content:"›"!important;position:static!important;transform:none!important;display:grid!important;place-items:center!important;width:24px!important;height:24px!important;background:transparent!important;color:#071B33!important;font-size:26px!important;font-weight:1000!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item-label{font-size:17px!important;line-height:1.1!important;color:#071B33!important;font-weight:1000!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item-label:after{display:block!important;margin-top:5px!important;font-size:12px!important;line-height:1.23!important;color:#536172!important;font-weight:760!important;}
.nqm-v14-card .nqmcf7-options input[value="Buy an investment property"] + .wpcf7-list-item-label:after{content:"I need a DSCR purchase loan for a rental property."!important;}
.nqm-v14-card .nqmcf7-options input[value="Refinance an existing rental"] + .wpcf7-list-item-label:after{content:"I want better terms, payment, or loan structure."!important;}
.nqm-v14-card .nqmcf7-options input[value="Cash out rental equity"] + .wpcf7-list-item-label:after{content:"I want to pull cash out of my investment property."!important;}
.nqm-v14-card .nqmcf7-options .wpcf7-list-item label:has(input:checked),.nqm-v14-card .nqmcf7-options .wpcf7-list-item label.is-selected{border-color:#F6C85F!important;background:#FFFDF8!important;box-shadow:0 0 0 3px rgba(246,200,95,.28),0 14px 32px rgba(7,27,51,.12)!important;}
.nqm-v14-card .nqmcf7-options:after{content:"NonQM123 • Direct Online Lender • NMLS #3252"!important;display:block!important;margin:13px 0 0!important;padding:12px 14px!important;border-left:6px solid #A8B99F!important;border-radius:16px!important;background:linear-gradient(90deg,#EEF5EE,#FBFAF4)!important;color:#071B33!important;text-align:center!important;font-weight:1000!important;}
.nqm-v14-card .nqmcf7-nav{display:grid!important;margin-top:16px!important;gap:8px!important;}
.nqm-v14-card .nqmcf7-nav .wpcf7-submit{width:100%!important;min-height:54px!important;border-radius:16px!important;background:#071B33!important;color:#fff!important;border:0!important;font-weight:1000!important;}
.nqm-v14-sticky-phone{z-index:100000!important;}
.nqm-sticky-phone--dscr{gap:10px!important;}
.nqm-sticky-phone--dscr .nqm-sticky-phone__icon{display:grid!important;place-items:center!important;width:36px!important;height:36px!important;border-radius:50%!important;background:#fff!important;color:#071B33!important;flex:0 0 36px!important;font-weight:1000!important;}
.nqm-sticky-phone--dscr span:last-child{display:grid!important;line-height:1.05!important;text-align:center!important;}
.nqm-sticky-phone--dscr strong{font-size:14px!important;color:#fff!important;}
.nqm-sticky-phone--dscr em{font-style:normal!important;color:#F6C85F!important;font-size:12px!important;font-weight:1000!important;margin-top:3px!important;}
@media(max-width:980px){
  .nqm-funnel-page--dscr-deal{background:#071B33!important;padding:0 0 94px!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-deal-shell{display:block!important;width:100%!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-side{display:none!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-main-card{width:min(100%,520px)!important;margin:0 auto!important;min-height:calc(100svh - 90px)!important;border-radius:0 0 30px 30px!important;border-left:0!important;border-right:0!important;background:#FFFDF8!important;box-shadow:none!important;padding:16px 16px 22px!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-mobile-brand{display:flex!important;justify-content:center!important;align-items:center!important;min-height:64px!important;background:#071B33!important;margin:-16px -16px 18px!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-mobile-brand img{width:145px!important;background:#fff!important;border-radius:14px!important;padding:6px 9px!important;box-shadow:0 8px 20px rgba(0,0,0,.16)!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-step-chip{justify-content:flex-end!important;margin:0 0 14px!important;font-size:10px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-funnel h1{text-align:center!important;font-size:clamp(32px,9vw,46px)!important;line-height:.98!important;letter-spacing:-.06em!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-kicker,.nqm-funnel-page--dscr-deal .nqmcf7-lead{text-align:center!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-lead:after{text-align:center!important;font-size:15px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-options:before{text-align:center!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label{grid-template-columns:42px minmax(0,1fr) 24px!important;gap:11px!important;min-height:70px!important;padding:11px 13px!important;border-radius:18px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label:before{width:40px!important;height:40px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item-label{font-size:17px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item-label:after{font-size:12px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-nav{display:grid!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-nav .wpcf7-submit,.nqm-funnel-page--dscr-deal .nqmcf7-nav .wpcf7-previous{width:100%!important;}
  .nqm-dscr-investor-grid{grid-template-columns:repeat(3,1fr)!important;}
  .nqm-dscr-investor-grid b{font-size:15px!important;}
  .nqm-dscr-investor-grid span{font-size:10px!important;}
  .nqm-v14-ad-topbar span:first-child{display:none!important;}
}
@media(max-width:390px){.nqm-v14-card{padding:19px 14px!important}.nqm-v14-card .nqmcf7-options .wpcf7-list-item-label,.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item-label{font-size:15.5px!important}.nqm-dscr-investor-trust{padding:14px!important}.nqm-v14-ad-topbar{font-size:10.5px!important;gap:8px!important}.nqm-sticky-phone--dscr strong{font-size:13px!important}.nqm-sticky-phone--dscr em{font-size:11px!important}}


/* NonQM123 v7.24.1 Batch 6 — Income / Home Equity / CES / HELOC / Specialty funnel shell lock */
.nqm-funnel-page--income,
.nqm-funnel-page--equity,
.nqm-funnel-page--specialty{background:linear-gradient(180deg,#EEF5EE 0%,#FBFAF4 42%,#EEF5EE 100%)!important;min-height:calc(100vh - 110px)!important;padding:28px 14px 104px!important;}
.nqm-funnel-shell-native{width:min(1120px,calc(100% - 24px));margin:0 auto;display:grid;grid-template-columns:300px minmax(0,1fr);gap:24px;align-items:stretch;}
.nqm-funnel-side-native{position:relative;overflow:hidden;border-radius:32px;background:linear-gradient(180deg,#071B33,#102A44);color:#fff;padding:28px 24px;box-shadow:0 24px 70px rgba(7,27,51,.18);display:flex;flex-direction:column;min-height:720px;}
.nqm-funnel-side-native:after{content:"";position:absolute;right:-120px;bottom:-160px;width:360px;height:360px;border:42px solid rgba(168,185,159,.13);border-radius:50%;pointer-events:none;}
.nqm-funnel-side-logo{position:relative;z-index:1;display:flex;justify-content:center;margin-bottom:26px}.nqm-funnel-side-logo img{width:162px;max-width:80%;background:#fff;border-radius:16px;padding:7px 10px;box-shadow:0 9px 24px rgba(0,0,0,.18)}
.nqm-funnel-side-card-native{position:relative;z-index:1;border:1px solid rgba(255,255,255,.15);border-radius:24px;background:rgba(255,255,255,.075);padding:22px 20px;margin-bottom:22px;}.nqm-funnel-side-card-native span{display:block;color:#F6C85F;font-size:11px;font-weight:1000;letter-spacing:.16em;text-transform:uppercase;margin-bottom:14px}.nqm-funnel-side-card-native strong{display:block;font-size:clamp(24px,2.3vw,31px);line-height:1.02;letter-spacing:-.055em;color:#fff;margin-bottom:14px}.nqm-funnel-side-card-native p{margin:0;color:#DCE7DD;font-size:15px;line-height:1.45;font-weight:800}
.nqm-funnel-rail-native{position:relative;z-index:1;list-style:none;padding:0;margin:0;display:grid;gap:10px}.nqm-funnel-rail-native li{display:flex;align-items:center;gap:12px;border:1px solid rgba(255,255,255,.13);border-radius:18px;background:rgba(255,255,255,.065);padding:12px 14px}.nqm-funnel-rail-native li.active{background:#FBFAF4;color:#071B33;border-color:#FBFAF4}.nqm-funnel-rail-native li.done{border-color:rgba(168,185,159,.45);background:rgba(168,185,159,.12)}.nqm-funnel-rail-native b{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;border:1px solid rgba(255,255,255,.35);font-weight:1000;flex:0 0 34px}.nqm-funnel-rail-native li.active b{border-color:#A8B99F;background:#EEF5EE;color:#071B33}.nqm-funnel-rail-native strong{display:block;color:inherit;font-size:14px;line-height:1.05}.nqm-funnel-rail-native em{display:block;font-style:normal;color:inherit;opacity:.72;font-size:12px;margin-top:2px}.nqm-funnel-license-native{position:relative;z-index:1;margin-top:auto;color:#fff;font-size:11px;opacity:.86}
.nqm-funnel-card-native{border:1px solid rgba(203,216,207,.98);border-radius:32px;background:#FFFDF8;box-shadow:0 24px 70px rgba(7,27,51,.12);padding:clamp(24px,4vw,48px);min-height:720px;}.nqm-funnel-card-native .nqm-funnel-mobile-brand-native{display:none}.nqm-funnel-card-native .nqm-v5-top{display:flex!important;justify-content:space-between!important;align-items:center!important;gap:14px;margin-bottom:16px}.nqm-funnel-card-native .nqm-v5-top span{color:#4F6F5B!important;font-size:11px!important;font-weight:1000!important;letter-spacing:.15em!important;text-transform:uppercase!important}.nqm-funnel-card-native .nqm-v5-top strong{display:inline-flex!important;padding:7px 11px;border-radius:999px;background:#EEF5EE;color:#071B33;font-size:11px!important;font-weight:1000!important;letter-spacing:.07em!important;text-transform:uppercase!important}.nqm-funnel-card-native .nqm-v5-progress{height:8px;border-radius:999px;background:#E7EFEA;border:1px solid #CBD8CF;overflow:hidden;margin:0 0 26px}.nqm-funnel-card-native .nqm-v5-progress span{display:block;height:100%;border-radius:999px;background:linear-gradient(90deg,#071B33,#A8B99F,#F6C85F)}
.nqm-funnel-card-native .nqmcf7-funnel{max-width:760px;margin:0 auto}.nqm-funnel-card-native .nqmcf7-kicker{color:#00823E!important;text-align:center!important;font-size:12px!important;font-weight:1000!important;letter-spacing:.17em!important;text-transform:uppercase!important;margin:0 0 10px!important}.nqm-funnel-card-native .nqmcf7-funnel h1{color:#071B33!important;text-align:center!important;font-size:clamp(34px,5.7vw,58px)!important;line-height:.98!important;letter-spacing:-.065em!important;margin:0 0 12px!important;text-shadow:none!important;filter:none!important}.nqm-funnel-card-native .nqmcf7-lead{text-align:center!important;color:#536172!important;font-size:16px!important;line-height:1.38!important;font-weight:800!important;margin:0 0 20px!important}.nqm-funnel-card-native .nqm-progress{display:none!important}
.nqm-funnel-card-native .nqmcf7-options{border:0!important;margin:18px 0 0!important;padding:0!important;display:block!important}.nqm-funnel-card-native .nqmcf7-options legend{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;clip:rect(0 0 0 0)!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-form-control{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:12px!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item{display:block!important;margin:0!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item label{position:relative!important;display:grid!important;grid-template-columns:minmax(0,1fr) 24px!important;align-items:center!important;gap:12px!important;min-height:78px!important;padding:17px 18px!important;border:1px solid rgba(203,216,207,.98)!important;border-radius:18px!important;background:#fff!important;color:#071B33!important;box-shadow:0 10px 24px rgba(7,27,51,.06)!important;cursor:pointer!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item label:after{content:"›"!important;display:grid!important;place-items:center!important;font-size:28px!important;font-weight:1000!important;color:#071B33!important}.nqm-funnel-card-native .nqmcf7-options input[type="radio"]{position:absolute!important;opacity:0!important;pointer-events:none!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item-label{font-weight:1000!important;font-size:16px!important;line-height:1.2!important;color:#071B33!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item label:has(input:checked),.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item label.is-selected{border-color:#F6C85F!important;background:#FFF9E8!important;box-shadow:0 0 0 3px rgba(246,200,95,.26),0 14px 34px rgba(7,27,51,.10)!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item label:hover{border-color:#A8B99F!important;background:#F7FAF6!important}
.nqm-funnel-card-native .nqmcf7-field{display:grid;gap:8px;margin:15px 0!important}.nqm-funnel-card-native .nqmcf7-field label{font-weight:1000!important;color:#071B33!important}.nqm-funnel-card-native input[type="text"],.nqm-funnel-card-native input[type="email"],.nqm-funnel-card-native input[type="tel"],.nqm-funnel-card-native input[type="number"],.nqm-funnel-card-native select,.nqm-funnel-card-native textarea{width:100%!important;min-height:58px!important;border:1px solid #CBD8CF!important;border-radius:17px!important;background:#fff!important;color:#071B33!important;padding:14px 16px!important;font-weight:850!important}.nqm-funnel-card-native input:focus,.nqm-funnel-card-native select:focus,.nqm-funnel-card-native textarea:focus{outline:4px solid rgba(246,200,95,.35)!important;border-color:#F6C85F!important;outline-offset:2px!important}.nqm-funnel-card-native .nqmcf7-nav{display:grid!important;grid-template-columns:1fr 1fr!important;gap:12px!important;margin-top:22px!important}.nqm-funnel-card-native .nqmcf7-nav input[type="submit"],.nqm-funnel-card-native .nqmcf7-nav button,.nqm-funnel-card-native .nqmcf7-nav .wpcf7-submit{min-height:58px!important;border:0!important;border-radius:17px!important;background:#071B33!important;color:#fff!important;font-weight:1000!important;text-transform:uppercase!important;cursor:pointer!important;box-shadow:0 12px 28px rgba(7,27,51,.18)!important}.nqm-funnel-card-native .nqmcf7-nav .wpcf7-previous{background:#fff!important;color:#071B33!important;border:1px solid #CBD8CF!important;box-shadow:none!important}.nqm-funnel-card-native .nqmcf7-nav input[type="submit"]:only-child{grid-column:1 / -1!important}.nqm-funnel-card-native .wpcf7-response-output{border-radius:16px!important;margin:16px 0 0!important}
.nqm-funnel-trust-native{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:18px auto 0;max-width:760px}.nqm-funnel-trust-native span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:52px;padding:10px 12px;border-radius:15px;background:#EEF5EE;border:1px solid #CBD8CF;color:#071B33;font-weight:1000;font-size:12px}.nqm-funnel-shell-native--income .nqm-funnel-side-card-native span,.nqm-funnel-shell-native--income .nqm-v5-top span{color:#F6C85F!important}.nqm-funnel-shell-native--income .nqmcf7-options .wpcf7-list-item label:before{content:""}.nqm-funnel-page--income .nqm-funnel-card-native{background:linear-gradient(180deg,#FFFDF8,#F7FAF6)}.nqm-funnel-page--equity .nqm-funnel-card-native{background:linear-gradient(180deg,#FFFDF8,#EEF5EE 145%)}.nqm-funnel-page--specialty .nqm-funnel-card-native{background:linear-gradient(180deg,#FFFDF8,#F7FAF6)}
.nqm-funnel-shell-native--equity .nqmcf7-options .wpcf7-list-item-label:after{display:block;margin-top:5px;color:#536172;font-size:12px;font-weight:750;line-height:1.25}.nqm-funnel-shell-native--equity input[value="Closed-End Second"] + .wpcf7-list-item-label:after{content:"Fixed second mortgage while keeping the first."}.nqm-funnel-shell-native--equity input[value="HELOC"] + .wpcf7-list-item-label:after{content:"Review a home-equity line of credit."}.nqm-funnel-shell-native--equity input[value="Compare Both"] + .wpcf7-list-item-label:after{content:"Let NonQM123 compare both paths."}.nqm-funnel-shell-native--specialty .nqmcf7-options .wpcf7-list-item-label:after{display:block;margin-top:5px;color:#536172;font-size:12px;font-weight:750;line-height:1.25}.nqm-funnel-shell-native--specialty input[value="Start My Non-QM Review"] + .wpcf7-list-item-label:after{content:"Begin routing the specialty scenario."}.nqm-funnel-shell-native--income .nqmcf7-options .wpcf7-list-item-label:after{display:block;margin-top:5px;color:#536172;font-size:12px;font-weight:750;line-height:1.25}.nqm-funnel-shell-native--income input[value="Employee / W-2 income"] + .wpcf7-list-item-label:after{content:"I am paid by an employer or document wage income."}.nqm-funnel-shell-native--income input[value="Self-employed / business owner"] + .wpcf7-list-item-label:after{content:"I own a business or report business income."}.nqm-funnel-shell-native--income input[value="1099 contractor"] + .wpcf7-list-item-label:after{content:"I receive independent-contractor or gig income."}.nqm-funnel-shell-native--income input[value="Assets / investments"] + .wpcf7-list-item-label:after{content:"I want eligible assets, reserves, or investment accounts reviewed."}.nqm-funnel-shell-native--income input[value="Employer verification / VOE"] + .wpcf7-list-item-label:after{content:"My employer can verify my income directly."}.nqm-funnel-shell-native--income input[value="Not sure / mixed income"] + .wpcf7-list-item-label:after{content:"I have multiple income types or need help choosing the cleanest path."}
@media(max-width:980px){.nqm-funnel-page--income,.nqm-funnel-page--equity,.nqm-funnel-page--specialty{background:#071B33!important;padding:0 0 96px!important}.nqm-funnel-shell-native{display:block!important;width:min(100%,520px)!important;margin:0 auto!important}.nqm-funnel-side-native{display:none!important}.nqm-funnel-card-native{width:100%!important;min-height:calc(100svh - 90px)!important;border-radius:0 0 30px 30px!important;border-left:0!important;border-right:0!important;background:#FFFDF8!important;box-shadow:none!important;padding:16px 16px 22px!important}.nqm-funnel-card-native .nqm-funnel-mobile-brand-native{display:flex!important;justify-content:center!important;align-items:center!important;min-height:64px!important;background:#071B33!important;margin:-16px -16px 18px!important}.nqm-funnel-card-native .nqm-funnel-mobile-brand-native img{width:145px!important;background:#fff!important;border-radius:14px!important;padding:6px 9px!important;box-shadow:0 8px 20px rgba(0,0,0,.16)!important}.nqm-funnel-card-native .nqm-v5-top{margin-bottom:12px!important}.nqm-funnel-card-native .nqm-v5-top span{display:none!important}.nqm-funnel-card-native .nqm-v5-top strong{margin-left:auto!important;font-size:10px!important}.nqm-funnel-card-native .nqm-v5-progress{margin-bottom:20px!important}.nqm-funnel-card-native .nqmcf7-funnel h1{font-size:clamp(30px,9vw,42px)!important;line-height:1!important}.nqm-funnel-card-native .nqmcf7-lead{font-size:14px!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-form-control{grid-template-columns:1fr!important;gap:9px!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item label{min-height:68px!important;padding:13px 14px!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item-label{font-size:15px!important}.nqm-funnel-trust-native{grid-template-columns:1fr!important;gap:7px}.nqm-funnel-card-native .nqmcf7-nav{grid-template-columns:1fr!important}.nqm-sticky-phone--default{z-index:100000!important}.nqm-sticky-phone--default{font-size:13px!important}.nqm-funnel-page--income .nqm-sticky-phone--default,.nqm-funnel-page--equity .nqm-sticky-phone--default,.nqm-funnel-page--specialty .nqm-sticky-phone--default{border-color:#F6C85F!important;background:#071B33!important;color:#fff!important}}
@media(max-width:390px){.nqm-funnel-card-native{padding:15px 13px 22px!important}.nqm-funnel-card-native .nqmcf7-funnel h1{font-size:clamp(28px,9.2vw,38px)!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item-label{font-size:14.5px!important}.nqm-funnel-card-native .nqmcf7-options .wpcf7-list-item-label:after{font-size:11.3px!important}}


/* NonQM123 v7.24.1 Batch 7 — Legal, utility, redirect/launch cleanup visual lock */
.nqm-legal-page,.nqm-utility-page{background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 48%,#EEF5EE 100%);padding:clamp(24px,4vw,64px) 20px 84px;color:#0E1A2B}.nqm-legal-hero,.nqm-utility-hero{width:min(1160px,100%);margin:0 auto 24px;padding:clamp(30px,5vw,62px);border-radius:34px;background:linear-gradient(135deg,#071B33,#102A44);color:#fff;box-shadow:0 24px 70px rgba(7,27,51,.15);position:relative;overflow:hidden}.nqm-legal-hero:after,.nqm-utility-hero:after{content:"";position:absolute;right:-150px;bottom:-220px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(168,185,159,.24),rgba(168,185,159,0) 66%)}.nqm-legal-hero>* ,.nqm-utility-hero>*{position:relative;z-index:1}.nqm-legal-kicker{margin:0 0 12px;color:#F6C85F!important;font-size:.78rem!important;font-weight:1000!important;letter-spacing:.16em!important;text-transform:uppercase!important}.nqm-legal-hero h1,.nqm-utility-hero h1{margin:.08em 0 .22em;color:#fff;font-size:clamp(2.8rem,6vw,6rem);line-height:.92;letter-spacing:-.075em;max-width:920px}.nqm-legal-hero p,.nqm-utility-hero p{max-width:820px;color:#DCE7DD!important;font-size:clamp(1.05rem,1.7vw,1.28rem)!important;font-weight:650!important;line-height:1.55}.nqm-legal-trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin-top:24px;max-width:960px}.nqm-legal-trust span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:52px;padding:10px;border-radius:16px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.24);color:#fff;font-weight:950;font-size:.86rem}.nqm-legal-content,.nqm-utility-grid{width:min(1040px,100%);margin:0 auto;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.nqm-legal-card,.nqm-utility-grid article,.nqm-utility-form,.nqm-legal-cta{border:1px solid rgba(7,27,51,.13);border-radius:28px;background:#fff;padding:clamp(24px,3.2vw,40px);box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-legal-card h2,.nqm-utility-grid h2,.nqm-utility-form h2,.nqm-legal-cta h2{margin:0 0 10px;color:#071B33;font-size:clamp(1.45rem,3vw,2.45rem);line-height:1.03;letter-spacing:-.055em}.nqm-legal-card p,.nqm-utility-grid p,.nqm-utility-form p,.nqm-legal-cta p{margin:.35em 0 0;color:#536172;font-size:1.02rem;line-height:1.62}.nqm-legal-link,.nqm-utility-grid a,.nqm-legal-cta a{display:inline-flex;align-items:center;gap:8px;margin-top:18px;min-height:46px;padding:0 18px;border-radius:999px;background:#EEF5EE;color:#071B33;text-decoration:none;font-weight:950;border:1px solid #CBD8CF}.nqm-legal-link:hover,.nqm-utility-grid a:hover,.nqm-legal-cta a:hover{background:#F6C85F;border-color:#F6C85F}.nqm-legal-cta,.nqm-utility-form{width:min(1040px,100%);margin:22px auto 0;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:22px;align-items:center;background:linear-gradient(135deg,#fff,#EEF5EE)}.nqm-utility-form{grid-template-columns:minmax(260px,.72fr) minmax(0,1fr);align-items:start}.nqm-utility-form .wpcf7 form{display:grid;gap:12px}.nqm-utility-form label{font-weight:900;color:#071B33}.nqm-utility-form input,.nqm-utility-form select,.nqm-utility-form textarea{width:100%;min-height:52px;border:1px solid #CBD8CF;border-radius:14px;background:#fff;color:#071B33;font:inherit;padding:12px 14px}.nqm-utility-form textarea{min-height:120px}.nqm-utility-form .wpcf7-submit{border:0;border-radius:16px;min-height:54px;padding:0 22px;background:#071B33;color:#fff;font-weight:1000;cursor:pointer}.nqm-utility-form input:focus,.nqm-utility-form textarea:focus,.nqm-utility-form select:focus{outline:3px solid rgba(246,200,95,.55);outline-offset:2px;border-color:#071B33}.nqm-footer{margin-bottom:0!important}.nqm-site,.site,.wp-site-blocks,body{min-height:100%}body{background:#FBFAF4!important}
@media(max-width:820px){.nqm-legal-content,.nqm-utility-grid,.nqm-legal-cta,.nqm-utility-form{grid-template-columns:1fr}.nqm-legal-trust{grid-template-columns:1fr 1fr}.nqm-legal-hero,.nqm-utility-hero{padding:30px 22px}.nqm-legal-hero h1,.nqm-utility-hero h1{font-size:clamp(2.35rem,12vw,4rem)}}@media(max-width:430px){.nqm-legal-page,.nqm-utility-page{padding-left:12px;padding-right:12px}.nqm-legal-trust{grid-template-columns:1fr}.nqm-legal-card,.nqm-utility-grid article,.nqm-utility-form,.nqm-legal-cta{padding:22px}.nqm-legal-hero,.nqm-utility-hero{border-radius:28px}}


/* NonQM123 v7.24.1 Batch 8 — DSCR Deal Desk hard lock: one approved Strategy screen, no duplicate blur/progress */
.nqm-funnel-page--dscr-deal .nqm-dscr-deal-shell,
.nqm-funnel-page--dscr-deal .nqm-dscr-deal-shell *{
  text-shadow:none!important;
  filter:none!important;
  -webkit-font-smoothing:antialiased!important;
  text-rendering:geometricPrecision;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card{
  position:relative!important;
  background:#FFFDF8!important;
  border:1px solid rgba(203,216,207,.95)!important;
  border-radius:32px!important;
  box-shadow:0 24px 70px rgba(7,27,51,.14)!important;
  overflow:hidden!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card > .nqm-v5-top{
  display:flex!important;
  align-items:center!important;
  justify-content:space-between!important;
  gap:12px!important;
  margin:0 0 14px!important;
  min-height:34px!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card > .nqm-v5-top span{
  display:block!important;
  color:#00823E!important;
  font-weight:1000!important;
  letter-spacing:.16em!important;
  text-transform:uppercase!important;
  font-size:12px!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card > .nqm-v5-top strong{
  display:block!important;
  color:#071B33!important;
  font-weight:1000!important;
  letter-spacing:.12em!important;
  text-transform:uppercase!important;
  font-size:11px!important;
  white-space:nowrap!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card > .nqm-v5-progress{
  display:block!important;
  height:8px!important;
  margin:0 0 26px!important;
  border-radius:999px!important;
  background:#E7EFEA!important;
  border:1px solid rgba(203,216,207,.9)!important;
  overflow:hidden!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card > .nqm-v5-progress span{
  display:block!important;
  height:100%!important;
  min-width:24px!important;
  background:linear-gradient(90deg,#071B33,#A8B99F,#F6C85F)!important;
  border-radius:999px!important;
}
/* Hide the CF7 embedded progress duplicate. The theme progress above is the single approved bar. */
.nqm-funnel-page--dscr-deal .nqmcf7-funnel > .nqm-progress,
.nqm-funnel-page--dscr-deal .nqmcf7-funnel > .nqm-progress p{
  display:none!important;
}
.nqm-funnel-page--dscr-deal .wp-block-group.nqm-funnel-card{
  padding:0!important;
  margin:0!important;
  border:0!important;
  box-shadow:none!important;
  background:transparent!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-funnel{
  max-width:760px!important;
  margin:0 auto!important;
  text-align:center!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-kicker{
  margin:0 0 8px!important;
  color:#00823E!important;
  font-size:12px!important;
  font-weight:1000!important;
  letter-spacing:.17em!important;
  text-transform:uppercase!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-funnel h1{
  margin:0 auto 12px!important;
  max-width:760px!important;
  color:#071B33!important;
  font-size:clamp(42px,6.2vw,66px)!important;
  line-height:.94!important;
  letter-spacing:-.075em!important;
  font-weight:1000!important;
  text-align:center!important;
  text-shadow:none!important;
  filter:none!important;
  transform:none!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-lead{
  max-width:680px!important;
  margin:0 auto 14px!important;
  color:#536172!important;
  font-size:18px!important;
  line-height:1.38!important;
  font-weight:850!important;
  text-align:center!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-prompt,
.nqm-funnel-page--dscr-deal .nqmcf7-options legend{
  display:block!important;
  position:static!important;
  clip:auto!important;
  width:auto!important;
  height:auto!important;
  margin:0 0 12px!important;
  overflow:visible!important;
  color:#071B33!important;
  font-size:16px!important;
  line-height:1.3!important;
  font-weight:1000!important;
  text-align:center!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-options{
  border:0!important;
  padding:0!important;
  margin:18px 0 0!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-radio{
  display:grid!important;
  grid-template-columns:1fr!important;
  gap:12px!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item{
  display:block!important;
  margin:0!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label{
  position:relative!important;
  display:grid!important;
  grid-template-columns:54px minmax(0,1fr) 26px!important;
  align-items:center!important;
  gap:15px!important;
  min-height:84px!important;
  padding:14px 16px!important;
  border:1px solid rgba(203,216,207,.95)!important;
  border-radius:20px!important;
  background:#fff!important;
  color:#071B33!important;
  text-align:left!important;
  cursor:pointer!important;
  box-shadow:0 10px 25px rgba(7,27,51,.06)!important;
  transition:transform .16s ease,border-color .16s ease,box-shadow .16s ease,background .16s ease!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label:hover{
  transform:translateY(-2px)!important;
  border-color:#A8B99F!important;
  background:#F7FAF6!important;
  box-shadow:0 16px 36px rgba(7,27,51,.12)!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-options input[type="radio"]{
  position:absolute!important;
  opacity:0!important;
  pointer-events:none!important;
  width:1px!important;
  height:1px!important;
}
/* When JS builds the approved DSCR card internals, disable older pseudo icons/arrows to avoid double/blur overlays. */
.nqm-funnel-page--dscr-deal .nqmcf7-options label[data-nqm-dscr-card="1"]:before,
.nqm-funnel-page--dscr-deal .nqmcf7-options label[data-nqm-dscr-card="1"]:after{
  content:none!important;
  display:none!important;
}
.nqm-funnel-page--dscr-deal .nqm-choice-icon{
  width:50px!important;
  height:50px!important;
  border-radius:999px!important;
  display:grid!important;
  place-items:center!important;
  background:#EEF5EE!important;
  border:1px solid rgba(168,185,159,.42)!important;
  color:#071B33!important;
  font-size:24px!important;
  font-weight:1000!important;
  line-height:1!important;
}
.nqm-funnel-page--dscr-deal .nqm-choice-copy{
  display:block!important;
  min-width:0!important;
}
.nqm-funnel-page--dscr-deal .nqm-choice-copy strong,
.nqm-funnel-page--dscr-deal .nqm-choice-text{
  display:block!important;
  color:#071B33!important;
  font-size:20px!important;
  line-height:1.08!important;
  letter-spacing:-.025em!important;
  font-weight:1000!important;
}
.nqm-funnel-page--dscr-deal .nqm-choice-copy small,
.nqm-funnel-page--dscr-deal .nqm-choice-desc{
  display:block!important;
  margin-top:5px!important;
  color:#536172!important;
  font-size:14px!important;
  line-height:1.28!important;
  font-weight:760!important;
}
.nqm-funnel-page--dscr-deal .nqm-choice-arrow{
  display:grid!important;
  place-items:center!important;
  color:#071B33!important;
  font-size:32px!important;
  font-weight:1000!important;
  line-height:1!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-options label.is-selected,
.nqm-funnel-page--dscr-deal .nqmcf7-options label:has(input:checked){
  border-color:#F6C85F!important;
  background:#FFF9E8!important;
  box-shadow:0 0 0 3px rgba(246,200,95,.26),0 16px 36px rgba(7,27,51,.12)!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-nav{
  margin-top:16px!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-nav .wpcf7-submit{
  min-height:54px!important;
  padding:0 26px!important;
  border-radius:16px!important;
  border:0!important;
  background:#071B33!important;
  color:#fff!important;
  font-weight:1000!important;
  letter-spacing:.04em!important;
  text-transform:uppercase!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-clean-line{
  margin:16px auto 12px!important;
  max-width:760px!important;
  min-height:48px!important;
  display:flex!important;
  align-items:center!important;
  justify-content:center!important;
  text-align:center!important;
  border-radius:16px!important;
  background:#EEF5EE!important;
  border-left:5px solid #A8B99F!important;
  color:#071B33!important;
  font-weight:1000!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-investor-trust{
  max-width:760px!important;
  margin:0 auto!important;
  border:1px solid rgba(203,216,207,.95)!important;
  border-radius:20px!important;
  background:#fff!important;
  box-shadow:0 10px 24px rgba(7,27,51,.055)!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-investor-trust h3{
  color:#071B33!important;
  text-shadow:none!important;
}
@media(max-width:980px){
  .nqm-funnel-page--dscr-deal{background:#DDE8E1!important;padding:0 0 92px!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-deal-shell{display:block!important;width:min(100%,430px)!important;margin:0 auto!important;background:#071B33!important;min-height:100svh!important;padding:12px 8px 92px!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-side{display:none!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-main-card{border-radius:26px!important;padding:18px 14px!important;min-height:auto!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-main-card > .nqm-v5-top{justify-content:flex-end!important;margin-bottom:10px!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-main-card > .nqm-v5-top span{display:none!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-main-card > .nqm-v5-top strong{font-size:10px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-kicker{font-size:11px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-funnel h1{font-size:clamp(34px,10vw,46px)!important;line-height:.98!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-lead{font-size:15px!important;line-height:1.34!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label{grid-template-columns:48px minmax(0,1fr) 20px!important;gap:12px!important;min-height:76px!important;padding:12px 14px!important;border-radius:18px!important;}
  .nqm-funnel-page--dscr-deal .nqm-choice-icon{width:44px!important;height:44px!important;font-size:21px!important;}
  .nqm-funnel-page--dscr-deal .nqm-choice-copy strong,.nqm-funnel-page--dscr-deal .nqm-choice-text{font-size:17px!important;}
  .nqm-funnel-page--dscr-deal .nqm-choice-copy small,.nqm-funnel-page--dscr-deal .nqm-choice-desc{font-size:12.5px!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-investor-grid{grid-template-columns:repeat(3,1fr)!important;}
  .nqm-funnel-page--dscr-deal .nqm-sticky-phone--dscr{display:flex!important;}
}
@media(max-width:390px){
  .nqm-funnel-page--dscr-deal .nqm-dscr-deal-shell{padding-left:6px!important;padding-right:6px!important;}
  .nqm-funnel-page--dscr-deal .nqm-dscr-main-card{padding:16px 12px!important;}
  .nqm-funnel-page--dscr-deal .nqmcf7-funnel h1{font-size:32px!important;}
  .nqm-funnel-page--dscr-deal .nqm-choice-copy strong,.nqm-funnel-page--dscr-deal .nqm-choice-text{font-size:16px!important;}
}


/* NonQM123 v7.24.1 Batch 9 — Non-DSCR funnel parity lock: Income, Home Equity, CES, HELOC, Specialty. */
.nqm-funnel-page--income .nqm-funnel-shell-native,
.nqm-funnel-page--equity .nqm-funnel-shell-native,
.nqm-funnel-page--specialty .nqm-funnel-shell-native{isolation:isolate;}
.nqm-funnel-page--income .nqm-funnel-card-native,
.nqm-funnel-page--equity .nqm-funnel-card-native,
.nqm-funnel-page--specialty .nqm-funnel-card-native{position:relative!important;overflow:hidden!important;}
.nqm-funnel-page--income .nqm-funnel-card-native:before,
.nqm-funnel-page--equity .nqm-funnel-card-native:before,
.nqm-funnel-page--specialty .nqm-funnel-card-native:before{content:"";position:absolute;inset:auto -110px -150px auto;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(168,185,159,.17),rgba(168,185,159,0) 68%);pointer-events:none;}
.nqm-funnel-page--income .nqm-funnel-card-native>* ,
.nqm-funnel-page--equity .nqm-funnel-card-native>* ,
.nqm-funnel-page--specialty .nqm-funnel-card-native>*{position:relative;z-index:1;}
.nqm-funnel-page--income .nqmcf7-funnel h1,
.nqm-funnel-page--equity .nqmcf7-funnel h1,
.nqm-funnel-page--specialty .nqmcf7-funnel h1{max-width:830px!important;margin-left:auto!important;margin-right:auto!important;text-wrap:balance!important;}
.nqm-funnel-page--income .nqmcf7-lead,
.nqm-funnel-page--equity .nqmcf7-lead,
.nqm-funnel-page--specialty .nqmcf7-lead{max-width:720px!important;margin-left:auto!important;margin-right:auto!important;}
.nqm-funnel-page--income .nqmcf7-options .wpcf7-form-control,
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-form-control,
.nqm-funnel-page--specialty .nqmcf7-options .wpcf7-form-control{align-items:stretch!important;}
.nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label,
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label,
.nqm-funnel-page--specialty .nqmcf7-options .wpcf7-list-item label{grid-template-columns:44px minmax(0,1fr) 28px!important;min-height:82px!important;}
.nqm-funnel-page--income .nqm-choice-icon-native,
.nqm-funnel-page--equity .nqm-choice-icon-native,
.nqm-funnel-page--specialty .nqm-choice-icon-native{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#EEF5EE;color:#071B33;border:1px solid #CBD8CF;font-size:13px;font-weight:1000;line-height:1;}
.nqm-funnel-page--income .nqm-choice-copy-native,
.nqm-funnel-page--equity .nqm-choice-copy-native,
.nqm-funnel-page--specialty .nqm-choice-copy-native{display:block;min-width:0;}
.nqm-funnel-page--income .nqm-choice-copy-native strong,
.nqm-funnel-page--equity .nqm-choice-copy-native strong,
.nqm-funnel-page--specialty .nqm-choice-copy-native strong{display:block;color:#071B33;font-size:16px;line-height:1.15;font-weight:1000;letter-spacing:-.01em;}
.nqm-funnel-page--income .nqm-choice-copy-native small,
.nqm-funnel-page--equity .nqm-choice-copy-native small,
.nqm-funnel-page--specialty .nqm-choice-copy-native small{display:block;margin-top:4px;color:#536172;font-size:12px;line-height:1.26;font-weight:760;}
.nqm-funnel-page--income .nqm-choice-arrow-native,
.nqm-funnel-page--equity .nqm-choice-arrow-native,
.nqm-funnel-page--specialty .nqm-choice-arrow-native{display:grid;place-items:center;color:#071B33;font-size:27px;font-weight:1000;line-height:1;}
.nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label:after,
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label:after,
.nqm-funnel-page--specialty .nqmcf7-options .wpcf7-list-item label:after{display:none!important;content:none!important;}
.nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item-label,
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item-label,
.nqm-funnel-page--specialty .nqmcf7-options .wpcf7-list-item-label{display:none!important;}
.nqm-funnel-page--income .nqmcf7-options input[type="radio"],
.nqm-funnel-page--equity .nqmcf7-options input[type="radio"],
.nqm-funnel-page--specialty .nqmcf7-options input[type="radio"]{position:absolute!important;opacity:0!important;width:1px!important;height:1px!important;overflow:hidden!important;}
.nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label.is-selected .nqm-choice-icon-native,
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label.is-selected .nqm-choice-icon-native,
.nqm-funnel-page--specialty .nqmcf7-options .wpcf7-list-item label.is-selected .nqm-choice-icon-native,
.nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label:has(input:checked) .nqm-choice-icon-native,
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label:has(input:checked) .nqm-choice-icon-native,
.nqm-funnel-page--specialty .nqmcf7-options .wpcf7-list-item label:has(input:checked) .nqm-choice-icon-native{background:#F6C85F!important;border-color:#F6C85F!important;color:#071B33!important;}
.nqm-funnel-shell-native--income .nqmcf7-options .wpcf7-form-control{grid-template-columns:repeat(2,minmax(0,1fr))!important;}
.nqm-funnel-shell-native--specialty .nqmcf7-options .wpcf7-form-control{grid-template-columns:repeat(2,minmax(0,1fr))!important;}
.nqm-funnel-shell-native--equity .nqmcf7-options .wpcf7-form-control{grid-template-columns:repeat(2,minmax(0,1fr))!important;}
.nqm-funnel-page--income .nqm-funnel-side-card-native span{color:#F6C85F!important;}
.nqm-funnel-page--income .nqmcf7-kicker{color:#00823E!important;}
.nqm-funnel-page--equity .nqmcf7-kicker{color:#00823E!important;}
.nqm-funnel-page--specialty .nqmcf7-kicker{color:#00823E!important;}
.nqm-funnel-page--equity .nqm-funnel-trust-native span:nth-child(1){background:#FFF9E8!important;border-color:rgba(246,200,95,.65)!important;}
.nqm-funnel-page--income .nqm-funnel-trust-native span:nth-child(2),
.nqm-funnel-page--specialty .nqm-funnel-trust-native span:nth-child(1){background:#FFF9E8!important;border-color:rgba(246,200,95,.65)!important;}
/* Give the parent Home Equity desk the approved order: goal first, product second. */
.nqm-funnel-page--equity .nqm-funnel-shell-native--equity .nqm-v5-top strong{background:#EEF5EE!important;}
/* A tighter, cleaner mobile frame for non-DSCR funnels. */
@media(max-width:980px){
  .nqm-funnel-page--income,.nqm-funnel-page--equity,.nqm-funnel-page--specialty{background:#071B33!important;padding:0 0 92px!important;}
  .nqm-funnel-card-native{border-radius:0 0 28px 28px!important;min-height:auto!important;padding-bottom:28px!important;}
  .nqm-funnel-card-native .nqm-v5-progress{height:7px!important;margin-bottom:18px!important;}
  .nqm-funnel-shell-native--income .nqmcf7-options .wpcf7-form-control,
  .nqm-funnel-shell-native--equity .nqmcf7-options .wpcf7-form-control,
  .nqm-funnel-shell-native--specialty .nqmcf7-options .wpcf7-form-control{grid-template-columns:1fr!important;}
  .nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label,
  .nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label,
  .nqm-funnel-page--specialty .nqmcf7-options .wpcf7-list-item label{grid-template-columns:42px minmax(0,1fr) 24px!important;min-height:70px!important;padding:13px 14px!important;}
  .nqm-funnel-page--income .nqm-choice-copy-native strong,
  .nqm-funnel-page--equity .nqm-choice-copy-native strong,
  .nqm-funnel-page--specialty .nqm-choice-copy-native strong{font-size:15px!important;}
  .nqm-funnel-page--income .nqm-choice-copy-native small,
  .nqm-funnel-page--equity .nqm-choice-copy-native small,
  .nqm-funnel-page--specialty .nqm-choice-copy-native small{font-size:11.5px!important;}
}
@media(max-width:390px){
  .nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label,
  .nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label,
  .nqm-funnel-page--specialty .nqmcf7-options .wpcf7-list-item label{grid-template-columns:38px minmax(0,1fr) 18px!important;}
  .nqm-funnel-page--income .nqm-choice-icon-native,
  .nqm-funnel-page--equity .nqm-choice-icon-native,
  .nqm-funnel-page--specialty .nqm-choice-icon-native{width:36px!important;height:36px!important;font-size:11px!important;}
}


/* NonQM123 v7.24.1 Batch 10 visual polish + QA hardening lock */
html,body{min-height:100%;background:#FBFAF4!important;}body{overflow-x:hidden}.nqm-site,.nqm-v10-page,.nqm-b3-authority,.nqm-b4-guide,.nqm-b2-page,.nqm-legal-page,.nqm-utility-page{background:linear-gradient(180deg,#FBFAF4 0%,#F7FAF6 52%,#EEF5EE 100%)!important;color:#0E1A2B!important;min-height:calc(100vh - 1px)}
.nqm-v10-page *{box-sizing:border-box}.nqm-v10-page a{text-decoration:none}.nqm-v10-kicker,.nqm-v10-mini{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;font-weight:950;color:#4F6F5B;margin:0 0 12px}.nqm-v10-hero{width:min(1220px,calc(100% - 40px));margin:32px auto 30px;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(320px,.75fr);gap:24px;align-items:stretch}.nqm-v10-hero>div{padding:clamp(34px,5vw,66px);border-radius:34px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 24px 70px rgba(7,27,51,.11)}.nqm-v10-hero--dark>div{background:linear-gradient(135deg,#071B33,#102A44)!important;color:#fff!important}.nqm-v10-hero--dark h1,.nqm-v10-hero--dark p{color:#fff!important;text-shadow:none!important}.nqm-v10-hero h1{font-size:clamp(2.65rem,6vw,5.65rem);line-height:.92;letter-spacing:-.075em;margin:.1em 0 .24em;color:#071B33}.nqm-v10-hero p{font-size:clamp(1.04rem,1.6vw,1.24rem);line-height:1.58;max-width:760px;color:#536172}.nqm-v10-hero-card{padding:30px;border-radius:34px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 24px 70px rgba(7,27,51,.11);display:flex;flex-direction:column;justify-content:center}.nqm-v10-hero-card strong{display:block;font-size:clamp(1.55rem,3vw,2.45rem);line-height:1.03;letter-spacing:-.055em;color:#071B33;margin:12px 0}.nqm-v10-hero-card span{color:#536172;line-height:1.55;font-weight:700}.nqm-v10-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.nqm-v10-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:999px;font-weight:950;border:1px solid transparent}.nqm-v10-btn--gold{background:#F6C85F!important;color:#071B33!important}.nqm-v10-btn--ghost{background:rgba(255,255,255,.12)!important;color:#fff!important;border-color:rgba(255,255,255,.32)!important}.nqm-v10-split{width:min(1120px,calc(100% - 40px));margin:28px auto;display:grid;grid-template-columns:.75fr 1.25fr;gap:28px;padding:clamp(28px,4vw,46px);border:1px solid rgba(7,27,51,.13);border-radius:30px;background:#fff;box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-v10-split h2,.nqm-v10-final h2,.nqm-v10-band h2{font-size:clamp(2rem,4vw,3.65rem);line-height:1;letter-spacing:-.06em;margin:.1em 0;color:#071B33}.nqm-v10-split p,.nqm-v10-band p,.nqm-v10-final p{color:#536172;line-height:1.62;font-size:1.05rem}.nqm-v10-card-grid{width:min(1220px,calc(100% - 40px));margin:28px auto;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.nqm-v10-card-grid--four{grid-template-columns:repeat(4,minmax(0,1fr))}.nqm-v10-card{position:relative;min-height:220px;padding:25px;border-radius:28px;background:#fff;border:1px solid rgba(7,27,51,.13);box-shadow:0 14px 42px rgba(7,27,51,.06)}.nqm-v10-card h3{font-size:1.45rem;line-height:1.06;margin:0 0 10px;color:#071B33}.nqm-v10-card p{font-size:.98rem;line-height:1.5;color:#536172}.nqm-v10-card a{display:inline-flex;margin-top:10px;font-weight:950;color:#071B33}.nqm-v10-proof{width:min(1220px,calc(100% - 40px));margin:28px auto;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.nqm-v10-proof span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:62px;padding:12px;border-radius:18px;background:#FBFAF4;border:1px solid rgba(7,27,51,.16);font-weight:950;color:#071B33}.nqm-v10-band,.nqm-v10-final{width:min(1220px,calc(100% - 40px));margin:28px auto;padding:clamp(28px,4vw,48px);border-radius:32px;border:1px solid rgba(7,27,51,.13);box-shadow:0 14px 42px rgba(7,27,51,.06);background:#fff}.nqm-v10-band{background:#EEF5EE}.nqm-v10-final{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:22px;align-items:center;background:linear-gradient(135deg,#EEF5EE,#fff)}
.nqm-site .nqm-dark,.nqm-site .story-dark,.nqm-story-section,.nqm-b2-team-hero,.nqm-b3-hero__copy,.nqm-b4-hero__copy,.nqm-b2-hero--dark{color:#fff!important;text-shadow:none!important}.nqm-site .nqm-dark h1,.nqm-site .nqm-dark h2,.nqm-site .story-dark h1,.nqm-site .story-dark h2,.nqm-story-section h1,.nqm-story-section h2,.nqm-b2-team-hero h1,.nqm-b3-hero__copy h1,.nqm-b4-hero__copy h1{color:#fff!important;text-shadow:none!important}.nqm-site .nqm-dark p,.nqm-site .story-dark p,.nqm-story-section p,.nqm-b2-team-hero p,.nqm-b3-hero__copy p,.nqm-b4-hero__copy p{color:#DCE7DD!important;text-shadow:none!important}.nqm-b3-actions a,.nqm-b4-actions a,.nqm-b2-actions a,.nqm-final-cta a,.nqm-v10-actions a{white-space:normal;text-align:center}.nqm-b3-btn--gold,.nqm-b4-btn--gold,.nqm-b2-btn--gold{background:#F6C85F!important;color:#071B33!important;border-color:#F6C85F!important}.nqm-b3-btn--ghost,.nqm-b4-btn--ghost,.nqm-b2-btn--ghost{color:#fff!important;border-color:rgba(255,255,255,.34)!important;background:rgba(255,255,255,.10)!important}.nqm-b3-final .nqm-b3-btn--ghost-dark,.nqm-b4-final .nqm-b4-btn--ghost-dark{background:#fff!important;color:#071B33!important;border-color:rgba(7,27,51,.14)!important}.nqmcf7-funnel .wpcf7-list-item label{cursor:pointer}.nqmcf7-funnel .wpcf7-list-item label:focus-within{outline:4px solid #F6C85F;outline-offset:3px}.nqm-funnel-shell,.nqm-funnel-stage{overflow-x:hidden}.nqm-funnel-card h1,.nqmcf7-funnel h1{text-shadow:none!important}.nqm-brand-footer-lock,.nqm-footer,.site-footer{margin-bottom:0!important}body:after{content:none!important}.nqm-sticky-call,.mobile-home-call-bar{transform:translateZ(0)}
@media(max-width:980px){.nqm-v10-hero,.nqm-v10-split,.nqm-v10-final{grid-template-columns:1fr}.nqm-v10-card-grid,.nqm-v10-card-grid--four{grid-template-columns:repeat(2,minmax(0,1fr))}.nqm-v10-proof{grid-template-columns:repeat(2,1fr)}.nqm-v10-hero{margin-top:18px}.nqm-v10-final .nqm-v10-actions{width:100%}.nqm-v10-final .nqm-v10-btn{width:100%}}
@media(max-width:620px){.nqm-v10-hero,.nqm-v10-split,.nqm-v10-card-grid,.nqm-v10-proof,.nqm-v10-band,.nqm-v10-final{width:min(100% - 24px,430px)}.nqm-v10-card-grid,.nqm-v10-card-grid--four,.nqm-v10-proof{grid-template-columns:1fr}.nqm-v10-hero>div,.nqm-v10-hero-card,.nqm-v10-split,.nqm-v10-card,.nqm-v10-band,.nqm-v10-final{border-radius:22px}.nqm-v10-hero h1{font-size:clamp(2.1rem,13vw,3.65rem)}.nqm-v10-actions .nqm-v10-btn{width:100%}}

/* 2026.07.10.02-37am — DSCR Rates live parity lock.
   Prevent broad subpage hero rules from turning the approved rates hero into a dark side rail. */
body.page-id-880004 #nqm-dscr-rates-v7241 .hero{
 display:block!important;
 grid-template-columns:none!important;
 gap:0!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .hero-copy,
body.page-id-880004 #nqm-dscr-rates-v7241 .hero-copy *{
 text-shadow:none!important;
 filter:none!important;
 mix-blend-mode:normal!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .hero-copy{
 position:relative!important;
 overflow:visible!important;
 border-radius:0!important;
 padding:0!important;
 background:transparent!important;
 background-image:none!important;
 box-shadow:none!important;
 color:#0E1A2B!important;
 text-align:center!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .hero-copy:before,
body.page-id-880004 #nqm-dscr-rates-v7241 .hero-copy:after{
 display:none!important;
 content:none!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .hero-grid{
 width:min(1180px,calc(100% - 38px))!important;
 margin-inline:auto!important;
 display:grid!important;
 grid-template-columns:minmax(0,.92fr) minmax(500px,1.08fr)!important;
 gap:48px!important;
 align-items:center!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .nq-authority-heading,
body.page-id-880004 #nqm-dscr-rates-v7241 .nq-authority-title,
body.page-id-880004 #nqm-dscr-rates-v7241 .nq-authority-rate,
body.page-id-880004 #nqm-dscr-rates-v7241 .nq-authority-apr{
 color:#071B33!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .nq-authority-rate-row{
 justify-content:center!important;
 font-size:clamp(2rem,2.8vw,2.7rem)!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .nq-authority-heading,
body.page-id-880004 #nqm-dscr-rates-v7241 .hero-lead{
 margin-left:auto!important;
 margin-right:auto!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .hero-actions,
body.page-id-880004 #nqm-dscr-rates-v7241 .hero .trust{
 justify-content:center!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .hero .trust.nq-trust-grid-lock{
 width:fit-content!important;
 max-width:100%!important;
 margin-left:auto!important;
 margin-right:auto!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .nq-transition-image{
 display:none!important;
}
body.page-id-880004 #nqm-dscr-rates-v7241 .nq-desktop-hero-media{
 display:block!important;
}
@media(max-width:900px){
 body.page-id-880004 #nqm-dscr-rates-v7241 .hero-grid{
  grid-template-columns:1fr!important;
  gap:0!important;
 }
 body.page-id-880004 #nqm-dscr-rates-v7241 .nq-desktop-hero-media{
  display:none!important;
 }
 body.page-id-880004 #nqm-dscr-rates-v7241 .nq-transition-image{
  display:block!important;
 }
 body.page-id-880004 #nqm-dscr-rates-v7241 .nq-mobile-heading{
  color:#071B33!important;
 }
}
@media(max-width:640px){
 body .nqm-sticky-phone--default{
  display:flex!important;
 }
}
@media(min-width:641px){
 body .nqm-sticky-phone--default{
  display:none!important;
 }
}

/* 2026.07.10 full-site BigViewport audit: repair shared CF7 funnel card layout. */
.nqm-funnel-card-native .nqmcf7-funnel{
 width:100%!important;
 max-width:760px!important;
 margin:0 auto!important;
 padding:0!important;
 border:0!important;
 background:transparent!important;
 box-shadow:none!important;
}
.nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label:before,
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label:before,
.nqm-funnel-page--specialty .nqmcf7-options .wpcf7-list-item label:before{
 content:none!important;
 display:none!important;
}
.nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label,
.nqm-funnel-page--equity .nqmcf7-options .wpcf7-list-item label{
 grid-template-columns:minmax(0,1fr) 28px!important;
}
.nqm-funnel-page--income .nqm-choice-icon-native,
.nqm-funnel-page--equity .nqm-choice-icon-native{
 display:none!important;
}
.nqm-funnel-page--income .nqm-choice-copy-native,
.nqm-funnel-page--equity .nqm-choice-copy-native{
 grid-column:1!important;
 grid-row:1!important;
 width:auto!important;
}
.nqm-funnel-page--income .nqm-choice-arrow-native,
.nqm-funnel-page--equity .nqm-choice-arrow-native{
 grid-column:2!important;
 grid-row:1!important;
 width:auto!important;
}
.nqm-funnel-page--specialty .nqm-choice-icon-native{grid-column:1!important;grid-row:1!important;}
.nqm-funnel-page--specialty .nqm-choice-copy-native{grid-column:2!important;grid-row:1!important;width:auto!important;}
.nqm-funnel-page--specialty .nqm-choice-arrow-native{grid-column:3!important;grid-row:1!important;width:auto!important;}
@media(min-width:981px){
 .nqm-funnel-page--equity .nqm-funnel-shell-native{
  width:min(1120px,calc(100% - 24px))!important;
  display:grid!important;
  grid-template-columns:300px minmax(0,1fr)!important;
  gap:24px!important;
  padding:0!important;
  border:0!important;
  border-radius:0!important;
  background:transparent!important;
  box-shadow:none!important;
 }
}
@media(max-width:640px){
 .nqm-funnel-page--income .nqmcf7-options .wpcf7-form-control{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
 }
 .nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label{
  grid-template-columns:1fr!important;
  align-content:start!important;
  min-height:116px!important;
  padding:13px!important;
 }
 .nqm-funnel-page--income .nqm-choice-arrow-native{display:none!important;}
 .nqm-funnel-page--income .nqm-choice-copy-native strong{font-size:14px!important;}
 .nqm-funnel-page--income .nqm-choice-copy-native small{font-size:11px!important;}
}
@media(min-width:641px){
 body .nqm-sticky-phone{
  display:none!important;
 }
}

/* BigViewport whole-site audit: preserve DSCR trust-heading styling after semantic h2 correction. */
.nqm-dscr-investor-trust h2{
 margin:0 0 12px!important;
 color:#071B33!important;
 font-size:18px!important;
 line-height:1.2!important;
 letter-spacing:-.02em!important;
 text-shadow:none!important;
}

/* Approved CTA colors for restored Gutenberg component sections. */
.nqm-get-quote-page .nqm-final-cta .nqm-btn-primary,
.nqm-specialist-page .nqm-final-cta .nqm-btn-primary,
.nqm-contact-page .nqm-btn-primary,
.nqm-legal-page .nqm-btn-primary{
 background:#F6C85F!important;
 border-color:#F6C85F!important;
 color:#071B33!important;
}
.nqm-get-quote-page .nqm-final-cta .nqm-btn-ghost,
.nqm-specialist-page .nqm-final-cta .nqm-btn-ghost,
.nqm-contact-page .nqm-final-cta .nqm-btn-ghost,
.nqm-legal-page .nqm-final-cta .nqm-btn-ghost{
 background:#fff!important;
 border-color:#CBD8CF!important;
 color:#071B33!important;
}
.nqm-contact-page .nqm-utility-hero .nqm-btn-ghost,
.nqm-legal-page .nqm-legal-hero .nqm-btn-ghost{
 background:rgba(255,255,255,.12)!important;
 border-color:rgba(255,255,255,.34)!important;
 color:#fff!important;
}

/* Homepage hero parity: approved source uses an open light left column, not a navy card. */
.nqm-component-block.nqm-home-hero-block .hero-grid{
 align-items:center!important;
}
.nqm-component-block.nqm-home-hero-block .hero-copy{
 overflow:visible!important;
 padding:0!important;
 border:0!important;
 border-radius:0!important;
 background:transparent!important;
 color:#071B33!important;
 box-shadow:none!important;
}
.nqm-component-block.nqm-home-hero-block .hero-copy:after{
 content:none!important;
 display:none!important;
}
.nqm-component-block.nqm-home-hero-block .hero-copy .eyebrow{
 color:#4F6F5B!important;
}
.nqm-component-block.nqm-home-hero-block .hero-copy h1,
.nqm-component-block.nqm-home-hero-block .hero-copy h1 span{
 color:#071B33!important;
}
.nqm-component-block.nqm-home-hero-block .hero-copy p:not(.eyebrow){
 color:#415164!important;
}
.nqm-component-block.nqm-home-hero-block .btn.navy{
 background:#071B33!important;
 border-color:#071B33!important;
 color:#fff!important;
}
.nqm-component-block.nqm-home-hero-block .trust-row{
 display:flex!important;
 flex-wrap:wrap!important;
 grid-template-columns:none!important;
 gap:10px!important;
}
.nqm-component-block.nqm-home-hero-block .trust-row span{
 min-height:38px!important;
 padding:0 13px!important;
 border:1px solid rgba(7,27,51,.14)!important;
 border-radius:999px!important;
 background:#fff!important;
 color:#071B33!important;
 box-shadow:none!important;
}

/* Programs directory parity: restore the approved full-band hero and visual cards. */
.nqm-program-directory{
 padding-top:0!important;
}
.nqm-program-directory>.nqm-b2-wrap{
 width:100%!important;
 max-width:none!important;
}
.nqm-program-directory .nqm-b2-hero--programs{
 width:100%!important;
 min-height:310px!important;
 display:flex!important;
 flex-direction:column!important;
 justify-content:center!important;
 margin:0!important;
 padding:clamp(48px,6vw,82px) max(24px,calc((100vw - 1220px)/2))!important;
 border:0!important;
 border-radius:0!important;
 background:radial-gradient(circle at 88% 8%,rgba(246,200,95,.20),transparent 28%),linear-gradient(112deg,#071B33 0%,#102A44 69%,#4F5F50 100%)!important;
 box-shadow:none!important;
}
.nqm-program-directory .nqm-b2-hero--programs:after{
 content:none!important;
 display:none!important;
}
.nqm-program-directory .nqm-b2-hero--programs h1{
 max-width:1040px!important;
}
.nqm-program-directory .nqm-b2-hero--programs .nqm-b2-kicker{
 display:block!important;
 width:auto!important;
 padding:0!important;
 border:0!important;
 border-radius:0!important;
 background:transparent!important;
}
.nqm-program-directory .nqm-b2-program-grid{
 width:min(1220px,calc(100% - 38px))!important;
 margin:34px auto 0!important;
 gap:20px!important;
}
.nqm-program-directory .nqm-b2-program-card{
 min-height:520px!important;
 padding:0!important;
 overflow:hidden!important;
 border-radius:26px!important;
}
.nqm-program-directory .nqm-b2-program-card__media{
 width:100%!important;
 aspect-ratio:1.45/1!important;
 margin:0!important;
 overflow:hidden!important;
 background:#DCE7DD!important;
}
.nqm-program-directory .nqm-b2-program-card__media img{
 display:block!important;
 width:100%!important;
 height:100%!important;
 object-fit:cover!important;
 transition:transform .28s ease!important;
}
.nqm-program-directory .nqm-b2-program-card:hover .nqm-b2-program-card__media img{
 transform:scale(1.025)!important;
}
.nqm-program-directory .nqm-b2-program-card__body{
 flex:1!important;
 display:flex!important;
 flex-direction:column!important;
 padding:24px 26px 26px!important;
 color:var(--b2-slate)!important;
 font-size:1rem!important;
 line-height:1.55!important;
 font-weight:650!important;
}
.nqm-program-directory .nqm-b2-program-card__description{
 color:var(--b2-slate)!important;
 font-size:1rem!important;
 line-height:1.55!important;
 font-weight:650!important;
}
.nqm-program-directory .nqm-b2-program-card__body>a{
 margin-top:auto!important;
}
.nqm-b2-trust--outside{
 width:100%!important;
 margin:18px 0 0!important;
}
.nqm-b2-trust--outside span{
 background:#fff!important;
 border-color:rgba(7,27,51,.13)!important;
 color:#071B33!important;
 box-shadow:0 10px 26px rgba(7,27,51,.06)!important;
}
.nqm-get-quote-page .nqm-b2-hero-layout--quote{
 display:grid!important;
 grid-template-columns:minmax(0,1.55fr) minmax(300px,.75fr)!important;
 gap:20px!important;
 align-items:stretch!important;
}
.nqm-get-quote-page .nqm-b2-hero-layout--quote .nqm-b2-hero{
 height:100%!important;
}
.nqm-get-quote-page .nqm-b2-hero-aside{
 display:flex!important;
 flex-direction:column!important;
 justify-content:center!important;
 min-width:0!important;
 padding:clamp(30px,4vw,48px)!important;
 border:1px solid rgba(7,27,51,.13)!important;
 border-radius:34px!important;
 background:#fff!important;
 box-shadow:0 22px 70px rgba(7,27,51,.10)!important;
 color:#071B33!important;
}
.nqm-get-quote-page .nqm-b2-hero-aside__kicker{
 align-self:flex-start!important;
 margin:0 0 14px!important;
 padding:7px 11px!important;
 border-radius:999px!important;
 background:#EEF5EE!important;
 color:#4F6F5B!important;
 font-size:.72rem!important;
 font-weight:1000!important;
 letter-spacing:.13em!important;
 line-height:1.2!important;
 text-transform:uppercase!important;
}
.nqm-get-quote-page .nqm-b2-hero-aside h2{
 margin:0 0 18px!important;
 color:#071B33!important;
 font-size:clamp(2rem,3.3vw,3.35rem)!important;
 line-height:.98!important;
 letter-spacing:-.06em!important;
}
.nqm-get-quote-page .nqm-b2-hero-aside ul{
 display:grid!important;
 gap:10px!important;
 margin:0!important;
 padding:0!important;
 list-style:none!important;
}
.nqm-get-quote-page .nqm-b2-hero-aside li{
 position:relative!important;
 padding-left:18px!important;
 color:#536172!important;
 font-size:.96rem!important;
 font-weight:750!important;
 line-height:1.35!important;
}
.nqm-get-quote-page .nqm-b2-hero-aside li:before{
 content:"•"!important;
 position:absolute!important;
 left:0!important;
 top:0!important;
 color:#4F6F5B!important;
 font-weight:1000!important;
}
.nqm-b2-trust--three{
 grid-template-columns:repeat(3,minmax(0,1fr))!important;
}
.nqm-legal-trust--outside{
 width:min(1160px,100%)!important;
 max-width:none!important;
 margin:0 auto 24px!important;
}
.nqm-legal-trust--outside span{
 background:#fff!important;
 border-color:rgba(7,27,51,.13)!important;
 color:#071B33!important;
 box-shadow:0 10px 26px rgba(7,27,51,.06)!important;
}

/* Sitewide footer gap lock: sticky-call clearance belongs inside the footer,
   never as document padding after the footer. */
html{
 background:#071B33!important;
}
body{
 margin-bottom:0!important;
 padding-bottom:0!important;
}
.nqm-footer,
.site-footer,
.nqm-brand-footer-lock{
 margin-bottom:0!important;
}
@media(max-width:640px){
 body{
  padding-bottom:0!important;
 }
 body:not(.nqm-hide-footer):not(.nqm-hide-header-footer):not(.nqm-funnel-only) .nqm-footer{
  padding-bottom:calc(96px + env(safe-area-inset-bottom))!important;
 }
}
@media(max-width:680px){
 .nqm-program-directory .nqm-b2-hero--programs{
  min-height:auto!important;
  padding:34px 20px!important;
 }
 .nqm-program-directory .nqm-b2-program-grid{
  width:min(100% - 28px,620px)!important;
  margin-top:24px!important;
 }
 .nqm-program-directory .nqm-b2-program-card{
  min-height:auto!important;
 }
 .nqm-program-directory .nqm-b2-program-card__media{
  aspect-ratio:16/10!important;
 }
 .nqm-b2-trust--three{
  grid-template-columns:1fr!important;
 }
 .nqm-get-quote-page .nqm-b2-hero-layout--quote{
  grid-template-columns:1fr!important;
 }
 .nqm-get-quote-page .nqm-b2-hero-aside{
  order:-1!important;
  padding:28px 22px!important;
  border-radius:24px!important;
 }
 .nqm-get-quote-page .nqm-b2-hero-aside h2{
  font-size:clamp(2rem,10vw,3rem)!important;
 }
}
@media(max-width:640px){
 .nqm-component-block.nqm-home-hero-block .hero-copy{
  padding:0!important;
 }
 .nqm-component-block.nqm-home-hero-block .trust-row{
  display:grid!important;
  grid-template-columns:1fr 1fr!important;
 }
}

/* DSCR Deal Desk first-screen cleanup: one compliance strip, restored gold
   proof icons, and breathing room before the global footer. */
.nqm-funnel-page--dscr-deal .nqmcf7-options:after{
 content:none!important;
 display:none!important;
}
.nqm-funnel-page--dscr-deal .nqmcf7-options:before{
 content:none!important;
 display:none!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card>.nqm-v5-top{
 justify-content:flex-end!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card>.nqm-v5-top>span{
 display:none!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-investor-grid div:before{
 display:grid!important;
 place-items:center!important;
 width:30px!important;
 height:30px!important;
 margin:0 auto 8px!important;
 border:2px solid #D7A321!important;
 border-radius:50%!important;
 color:#B98200!important;
 background:#FFF9E8!important;
 font-size:16px!important;
 font-weight:1000!important;
 line-height:1!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-investor-grid div:nth-child(1):before{
 content:"▥"!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-investor-grid div:nth-child(2):before{
 content:"◆"!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-investor-grid div:nth-child(3):before{
 content:"✓"!important;
}
@media(min-width:981px){
 .nqm-funnel-page--dscr-deal .nqm-dscr-deal-shell{
  margin:0 auto!important;
  align-items:start!important;
 }
 .nqm-funnel-page--dscr-deal .nqm-dscr-side{
  position:relative!important;
  top:0!important;
  align-self:start!important;
  margin-top:0!important;
  margin-bottom:34px!important;
  transform:none!important;
 }
 .nqm-funnel-page--dscr-deal .nqm-dscr-main-card{
  align-self:start!important;
 }
}

/* Income Documentation funnel: approved centered shell and six-choice opening grid. */
.nqm-funnel-page--income .nqm-funnel-shell-native{
 width:min(1100px,calc(100% - 32px))!important;
 grid-template-columns:minmax(0,1fr)!important;
 gap:0!important;
}
.nqm-funnel-page--income .nqm-funnel-card-native{
 width:100%!important;
 min-height:auto!important;
 padding:clamp(28px,4vw,48px)!important;
}
.nqm-funnel-page--income .nqm-funnel-card-native .nqmcf7-funnel{
 max-width:980px!important;
}
body.page-id-880109 .nqm-funnel-page--income .nqmcf7-options .wpcf7-form-control{
 grid-template-columns:repeat(3,minmax(0,1fr))!important;
 gap:16px!important;
}
body.page-id-880109 .nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label{
 min-height:124px!important;
 padding:20px!important;
 border-radius:20px!important;
 align-content:center!important;
}
body.page-id-880109 .nqm-funnel-page--income .nqm-choice-copy-native strong{
 font-size:18px!important;
 line-height:1.08!important;
}
body.page-id-880109 .nqm-funnel-page--income .nqm-choice-copy-native small{
 margin-top:7px!important;
 font-size:13px!important;
 line-height:1.32!important;
}
@media(max-width:980px){
 .nqm-funnel-page--income{
  background:linear-gradient(180deg,#EEF5EE 0%,#FBFAF4 46%,#EEF5EE 100%)!important;
  padding:14px 10px 92px!important;
 }
 .nqm-funnel-page--income .nqm-funnel-shell-native{
  width:min(100%,720px)!important;
 }
 .nqm-funnel-page--income .nqm-funnel-card-native{
  border:1px solid #CBD8CF!important;
  border-radius:28px!important;
  padding:20px 16px 24px!important;
 }
 .nqm-funnel-page--income .nqm-funnel-mobile-brand-native{
  display:none!important;
 }
}
@media(max-width:640px){
 body.page-id-880109 .nqm-funnel-page--income .nqmcf7-options .wpcf7-form-control{
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:9px!important;
 }
 body.page-id-880109 .nqm-funnel-page--income .nqmcf7-options .wpcf7-list-item label{
  min-height:124px!important;
  padding:14px!important;
 }
 body.page-id-880109 .nqm-funnel-page--income .nqm-choice-copy-native strong{
  font-size:15px!important;
 }
 body.page-id-880109 .nqm-funnel-page--income .nqm-choice-copy-native small{
  font-size:11.5px!important;
 }
}

/* DSCR Deal Desk opening screen: match the approved three-card desktop menu. */
@media(min-width:981px){
 body.page-id-880053 .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-radio,
 body.page-id-880053 .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-form-control{
  display:grid!important;
  grid-template-columns:repeat(3,minmax(0,1fr))!important;
  gap:14px!important;
 }
 body.page-id-880053 .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-list-item label{
  grid-template-columns:46px minmax(0,1fr) 18px!important;
  gap:11px!important;
  min-height:132px!important;
  padding:16px!important;
  border-radius:20px!important;
  align-content:center!important;
 }
 body.page-id-880053 .nqm-funnel-page--dscr-deal .nqm-choice-icon{
  width:42px!important;
  height:42px!important;
  font-size:19px!important;
 }
 body.page-id-880053 .nqm-funnel-page--dscr-deal .nqm-choice-copy strong{
  font-size:18px!important;
  line-height:1.04!important;
 }
 body.page-id-880053 .nqm-funnel-page--dscr-deal .nqm-choice-copy small{
  margin-top:5px!important;
  font-size:12.5px!important;
  line-height:1.24!important;
 }
 body.page-id-880053 .nqm-funnel-page--dscr-deal .nqm-choice-arrow{
  width:18px!important;
  font-size:24px!important;
 }
}

/* DSCR Deal Desk approved CF7 controls and stable WordPress icons. */
.nqm-funnel-page--dscr-deal .nqmcf7-options label[data-nqm-dscr-native="1"]:before,
.nqm-funnel-page--dscr-deal .nqmcf7-options label[data-nqm-dscr-native="1"]:after{content:none!important;display:none!important;}
.nqm-funnel-page--dscr-deal .nqm-choice-icon.dashicons{font-family:dashicons!important;font-size:23px!important;line-height:1!important;}
.nqm-funnel-page--dscr-deal .nqm-choice-icon--text{font-family:inherit!important;font-size:12px!important;letter-spacing:0!important;overflow:hidden;}
.nqm-funnel-page--dscr-deal .nqmcf7-value-card{max-width:760px;margin:22px auto 0;}
.nqm-funnel-page--dscr-deal .nqmcf7-money-output{color:#071B33;font-size:clamp(38px,6vw,64px);font-weight:1000;line-height:1;text-align:center;margin:8px 0 18px;}
.nqm-funnel-page--dscr-deal .nqmcf7-value-label{display:block;color:#4F6F5B;font-size:12px;font-weight:1000;letter-spacing:.12em;text-align:center;text-transform:uppercase;}
.nqm-funnel-page--dscr-deal .nqmcf7-chips,.nqm-funnel-page--dscr-deal .nqmcf7-ltv-buttons{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin:0 0 18px;}
.nqm-funnel-page--dscr-deal .nqmcf7-chips button,.nqm-funnel-page--dscr-deal .nqmcf7-ltv-buttons button{min-height:42px;padding:8px 13px;border:1px solid #CBD8CF;border-radius:999px;background:#fff;color:#071B33;font-weight:950;cursor:pointer;}
.nqm-funnel-page--dscr-deal .nqmcf7-chips button:hover,.nqm-funnel-page--dscr-deal .nqmcf7-ltv-buttons button:hover,.nqm-funnel-page--dscr-deal .nqmcf7-chips button:focus-visible,.nqm-funnel-page--dscr-deal .nqmcf7-ltv-buttons button:focus-visible{border-color:#F6C85F;background:#FFF9E8;outline:3px solid rgba(246,200,95,.28);outline-offset:2px;}
.nqm-funnel-page--dscr-deal .nqmcf7-ltv-buttons{margin-top:14px;}
.nqm-funnel-page--dscr-deal .nqmcf7-ltv-buttons>span{flex:0 0 100%;color:#4F6F5B;font-size:11px;font-weight:1000;letter-spacing:.12em;text-align:center;text-transform:uppercase;}
.nqm-funnel-page--dscr-deal .nqmcf7-loan-estimate{display:grid;grid-template-columns:1fr auto;gap:5px 16px;align-items:center;margin:18px 0;padding:16px 18px;border:1px solid #CBD8CF;border-radius:17px;background:#EEF5EE;}
.nqm-funnel-page--dscr-deal .nqmcf7-loan-estimate span{color:#4F6F5B;font-size:11px;font-weight:1000;letter-spacing:.1em;text-transform:uppercase;}.nqm-funnel-page--dscr-deal .nqmcf7-loan-estimate strong{color:#071B33;font-size:24px;white-space:nowrap;}.nqm-funnel-page--dscr-deal .nqmcf7-loan-estimate p{grid-column:1 / -1;margin:3px 0 0!important;color:#536172!important;font-size:13px!important;font-weight:800;}
.nqm-funnel-page--dscr-deal .nqmcf7-field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;}.nqm-funnel-page--dscr-deal .nqmcf7-field-grid.is-three{grid-template-columns:2fr .7fr 1fr;}
.nqm-funnel-page--dscr-deal .nqmcf7-check{margin:10px 0;color:#071B33;font-weight:850;}.nqm-funnel-page--dscr-deal .nqmcf7-check label{display:flex;align-items:flex-start;gap:8px;}.nqm-funnel-page--dscr-deal .nqmcf7-check input{margin-top:3px;}
.nqm-funnel-page--dscr-deal .nqmcf7-note{margin:15px 0 0!important;padding:13px 15px!important;border:1px solid #CBD8CF!important;border-radius:14px!important;background:#F7FAF6!important;color:#536172!important;font-size:13px!important;font-weight:800!important;line-height:1.45!important;text-align:center!important;}
.nqm-funnel-page--dscr-deal .nqmcf7-field[hidden]{display:none!important;}
.nqm-dscr-thankyou-native{text-align:center;}.nqm-dscr-thankyou-native>h1{margin:6px auto 14px;color:#071B33;font-size:clamp(38px,6vw,68px);line-height:.98;}.nqm-dscr-thankyou-native>p{max-width:760px;margin:0 auto 20px;color:#536172;font-weight:750;}.nqm-dscr-thank-call{display:grid;gap:8px;max-width:760px;margin:20px auto;padding:20px;border:1px solid #CBD8CF;border-radius:20px;background:#EEF5EE;}.nqm-dscr-thank-call strong{font-size:20px;color:#071B33}.nqm-dscr-thank-call a{display:inline-flex;justify-self:center;min-height:50px;align-items:center;padding:0 20px;border-radius:999px;background:#071B33;color:#fff;font-weight:1000;}.nqm-dscr-next-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:18px 0;}.nqm-dscr-next-grid>div{display:grid;grid-template-columns:36px 1fr;gap:4px 10px;text-align:left;padding:16px;border:1px solid #CBD8CF;border-radius:17px;background:#fff;}.nqm-dscr-next-grid b{grid-row:1 / span 2;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#F6C85F;color:#071B33}.nqm-dscr-next-grid strong{color:#071B33}.nqm-dscr-next-grid span{color:#536172;font-size:13px;line-height:1.35;}
@media(min-width:981px){body:not(.page-id-880053) .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-radio,body:not(.page-id-880053) .nqm-funnel-page--dscr-deal .nqmcf7-options .wpcf7-form-control{grid-template-columns:repeat(2,minmax(0,1fr))!important;}}
@media(max-width:680px){.nqm-funnel-page--dscr-deal .nqmcf7-field-grid,.nqm-funnel-page--dscr-deal .nqmcf7-field-grid.is-three{grid-template-columns:1fr;gap:0}.nqm-funnel-page--dscr-deal .nqmcf7-chips,.nqm-funnel-page--dscr-deal .nqmcf7-ltv-buttons{gap:6px}.nqm-funnel-page--dscr-deal .nqmcf7-chips button,.nqm-funnel-page--dscr-deal .nqmcf7-ltv-buttons button{min-height:38px;padding:7px 10px;font-size:12px}.nqm-funnel-page--dscr-deal .nqmcf7-loan-estimate{grid-template-columns:1fr}.nqm-dscr-next-grid{grid-template-columns:1fr}}

/* Service preferences are standard checkboxes, not auto-advancing funnel cards. */
.nqm-optout-page .nqm-preference-options{
 border:0!important;
 margin:16px 0 0!important;
 padding:0!important;
 min-width:0!important;
}
.nqm-optout-page .nqm-preference-options legend{
 margin:0 0 10px!important;
 color:#071B33!important;
 font-size:.9rem!important;
 font-weight:1000!important;
}
.nqm-optout-page .nqm-preference-options .wpcf7-form-control{
 display:grid!important;
 grid-template-columns:1fr!important;
 gap:9px!important;
}
.nqm-optout-page .nqm-preference-options .wpcf7-list-item{
 display:block!important;
 width:100%!important;
 margin:0!important;
}
.nqm-optout-page .nqm-preference-options .wpcf7-list-item label{
 display:grid!important;
 grid-template-columns:26px minmax(0,1fr)!important;
 align-items:center!important;
 gap:11px!important;
 width:100%!important;
 min-height:54px!important;
 padding:11px 13px!important;
 border:1px solid #CBD8CF!important;
 border-radius:14px!important;
 background:#fff!important;
 color:#071B33!important;
 box-shadow:none!important;
 cursor:pointer!important;
}
.nqm-optout-page .nqm-preference-options .wpcf7-list-item label:before,
.nqm-optout-page .nqm-preference-options .wpcf7-list-item label:after{
 content:none!important;
 display:none!important;
}
.nqm-optout-page .nqm-preference-options input[type="checkbox"]{
 position:static!important;
 width:22px!important;
 height:22px!important;
 min-height:22px!important;
 margin:0!important;
 padding:0!important;
 opacity:1!important;
 accent-color:#071B33!important;
}
.nqm-optout-page .nqm-preference-options .wpcf7-list-item-label{
 display:block!important;
 min-width:0!important;
 color:#071B33!important;
 font-size:.94rem!important;
 font-weight:850!important;
 line-height:1.3!important;
 overflow-wrap:anywhere!important;
}
.nqm-optout-page .nqm-preference-options .nqm-choice-text,
.nqm-optout-page .nqm-preference-options .nqm-choice-arrow,
.nqm-optout-page .nqm-preference-options .nqm-choice-icon{
 display:none!important;
}
.nqm-optout-page .nqm-preference-options .wpcf7-list-item label:has(input:checked){
 border-color:#F6C85F!important;
 background:#FFF9E8!important;
 box-shadow:0 0 0 3px rgba(246,200,95,.24)!important;
}

/* Final responsive funnel chrome corrections from the eight-viewport matrix. */
.nqm-funnel-page--dscr-paid{
 width:100%!important;
 padding:0 0 96px!important;
 overflow-x:hidden!important;
}
.nqm-dscr-paid-card .wp-block-group.nqm-funnel-card,
.nqm-dscr-paid-card .nqm-funnel-card,
.nqm-dscr-paid-card .nqmcf7-funnel{
 width:100%!important;
 max-width:none!important;
 margin:0!important;
 padding:0!important;
 border:0!important;
 border-radius:0!important;
 background:transparent!important;
 box-shadow:none!important;
}
.nqm-dscr-paid-card .nqmcf7-options,
.nqm-dscr-paid-card .nqmcf7-options>p,
.nqm-dscr-paid-card .nqmcf7-options .wpcf7-form-control-wrap,
.nqm-dscr-paid-card .nqmcf7-options .wpcf7-form-control{
 width:100%!important;
 max-width:100%!important;
 min-width:0!important;
}
body.nqm-funnel-only .nqm-sticky-phone--dscr{
 left:8px!important;
 right:8px!important;
 width:auto!important;
 max-width:none!important;
 min-width:0!important;
 padding:8px 12px!important;
}
body.nqm-funnel-only .nqm-sticky-phone--dscr::after{
 content:none!important;
 display:none!important;
}
.nqm-funnel-page--dscr-paid .nqmcf7-options label[data-nqm-dscr-card="1"]{
 display:grid!important;
 grid-template-columns:42px minmax(0,1fr) 22px!important;
 align-items:center!important;
 gap:11px!important;
 width:100%!important;
 min-width:0!important;
 padding:12px 13px!important;
}
.nqm-funnel-page--dscr-paid .nqmcf7-options label[data-nqm-dscr-card="1"]:before,
.nqm-funnel-page--dscr-paid .nqmcf7-options label[data-nqm-dscr-card="1"]:after{
 content:none!important;
 display:none!important;
}
.nqm-funnel-page--dscr-paid .nqmcf7-options label[data-nqm-dscr-card="1"] .nqm-choice-icon{
 display:grid!important;
 place-items:center!important;
 width:40px!important;
 height:40px!important;
 border:1px solid #CBD8CF!important;
 border-radius:50%!important;
 background:#EEF5EE!important;
 color:#071B33!important;
}
.nqm-funnel-page--dscr-paid .nqmcf7-options label[data-nqm-dscr-card="1"] .nqm-choice-copy{
 min-width:0!important;
}
.nqm-funnel-page--dscr-paid .nqmcf7-options label[data-nqm-dscr-card="1"] .nqm-choice-arrow{
 display:block!important;
 width:22px!important;
 color:#071B33!important;
 font-size:26px!important;
 line-height:1!important;
 text-align:center!important;
}
.nqm-funnel-page--income .nqmcf7-funnel:has(.nqmcf7-options:not(.nqm-no-auto-advance)) .nqmcf7-nav .wpcf7-submit,
.nqm-funnel-page--equity .nqmcf7-funnel:has(.nqmcf7-options:not(.nqm-no-auto-advance)) .nqmcf7-nav .wpcf7-submit,
.nqm-funnel-page--specialty .nqmcf7-funnel:has(.nqmcf7-options:not(.nqm-no-auto-advance)) .nqmcf7-nav .wpcf7-submit{
 position:absolute!important;
 left:-9999px!important;
 width:1px!important;
 height:1px!important;
 min-height:1px!important;
 padding:0!important;
 overflow:hidden!important;
}
@media(max-width:980px){
 .nqm-funnel-page--specialty .nqm-funnel-mobile-brand-native{
  display:none!important;
 }
}

/* Income and Home Equity: approved centered cards without the shared side rail. */
.nqm-funnel-page--income .wp-block-group.nqm-funnel-card,
.nqm-funnel-page--equity .wp-block-group.nqm-funnel-card{
 width:100%!important;
 max-width:none!important;
 margin:0!important;
 padding:0!important;
 border:0!important;
 border-radius:0!important;
 background:transparent!important;
 box-shadow:none!important;
}
.nqm-funnel-page--income .nqm-funnel-card-native .nqmcf7-funnel,
.nqm-funnel-page--equity .nqm-funnel-card-native .nqmcf7-funnel{
 width:100%!important;
 max-width:none!important;
}
.nqm-funnel-page--income .nqm-funnel-card-native{
 padding-left:clamp(22px,3vw,38px)!important;
 padding-right:clamp(22px,3vw,38px)!important;
}
.nqm-funnel-page--equity .nqm-funnel-shell-native{
 width:min(940px,calc(100% - 32px))!important;
 grid-template-columns:minmax(0,1fr)!important;
 gap:0!important;
}
.nqm-funnel-page--equity .nqm-funnel-card-native{
 width:100%!important;
 min-height:auto!important;
 padding:0 clamp(24px,4vw,48px) clamp(28px,4vw,46px)!important;
 overflow:hidden!important;
}
.nqm-equity-desk-head{
 display:grid!important;
 gap:5px!important;
 margin:0 calc(clamp(24px,4vw,48px) * -1) 18px!important;
 padding:16px clamp(24px,4vw,48px)!important;
 background:#071B33!important;
 color:#fff!important;
}
.nqm-equity-desk-head span{
 color:#F6C85F!important;
 font-size:11px!important;
 font-weight:1000!important;
 letter-spacing:.14em!important;
 text-transform:uppercase!important;
}
.nqm-equity-desk-head strong{
 color:#fff!important;
 font-size:18px!important;
 line-height:1.15!important;
}
@media(max-width:980px){
 .nqm-funnel-page--equity{
  background:linear-gradient(180deg,#EEF5EE 0%,#FBFAF4 46%,#EEF5EE 100%)!important;
  padding:14px 10px 92px!important;
 }
 .nqm-funnel-page--equity .nqm-funnel-shell-native{
  width:min(100%,720px)!important;
 }
 .nqm-funnel-page--equity .nqm-funnel-card-native{
  min-height:auto!important;
  border:1px solid #CBD8CF!important;
  border-radius:28px!important;
  padding:0 16px 24px!important;
 }
 .nqm-funnel-page--equity .nqm-funnel-mobile-brand-native{
  display:none!important;
 }
 .nqm-funnel-page--equity .nqm-equity-desk-head{
  margin:0 -16px 16px!important;
  padding:15px 18px!important;
  border-radius:27px 27px 0 0!important;
 }
}

/* Standard DSCR Deal Desk keeps the approved left-aligned editorial hierarchy.
   The paid/mobile DSCR route intentionally retains its separate centered shell. */
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-funnel{
 text-align:left!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-kicker,
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-funnel h1,
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-lead,
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-lead:after,
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-prompt,
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-options legend,
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-options:before{
 text-align:left!important;
 margin-left:0!important;
 margin-right:0!important;
}
.nqm-funnel-page--dscr-deal .nqm-dscr-main-card .nqmcf7-funnel:has(input[name="Loan_Goal"]) .nqmcf7-lead:after{
 text-align:left!important;
}

/* Sitewide readability lock. Display copy previously inherited compressed
   tracking and sub-1 line heights from several generations of route styles. */
body:not(#nqm-typography-lock) .nqm-main h1,
body:not(#nqm-typography-lock) .nqm-main h2,
body:not(#nqm-typography-lock) .nqm-main h3,
body:not(#nqm-typography-lock) .nqm-main h4,
body:not(#nqm-typography-lock) .nqm-footer h2,
body:not(#nqm-typography-lock) .nqm-footer h3,
body:not(#nqm-typography-lock) .nqm-footer h4,
body:not(#nqm-typography-lock) .nqm-choice-copy strong,
body:not(#nqm-typography-lock) .nqm-choice-text,
body:not(#nqm-typography-lock) .nqm-dscr-side-card strong,
body:not(#nqm-typography-lock) .nqm-funnel-side-card-native strong,
body:not(#nqm-typography-lock) .nqm-v10-hero-card strong{
 letter-spacing:0!important;
}
body:not(#nqm-typography-lock) .nqm-main h1{
 line-height:1.06!important;
}
body:not(#nqm-typography-lock) .nqm-main h2,
body:not(#nqm-typography-lock) .nqm-footer h2{
 line-height:1.12!important;
}
body:not(#nqm-typography-lock) .nqm-main h3,
body:not(#nqm-typography-lock) .nqm-main h4,
body:not(#nqm-typography-lock) .nqm-footer h3,
body:not(#nqm-typography-lock) .nqm-footer h4,
body:not(#nqm-typography-lock) .nqm-choice-copy strong,
body:not(#nqm-typography-lock) .nqm-choice-text,
body:not(#nqm-typography-lock) .nqm-dscr-side-card strong,
body:not(#nqm-typography-lock) .nqm-funnel-side-card-native strong,
body:not(#nqm-typography-lock) .nqm-v10-hero-card strong{
 line-height:1.16!important;
}