NonQM123 is an Alternative Lender that Helps Investors Stay Away From Hard Money Lenders/Private Lenders High Rates and Fees.

Tired of Hard Money Rates and Fees?

Go with the "NO Ratio" DSCR Loan

Talk with a DSCR Specialist Today!

"No Ratio" = Rent Doesn't Cover Mortgage Payments,
No-Income Verified, No Tax Return, Nada!
Equity Based with FICO and 1004/1007&216,
Close Within 2 Weeks,
Apply Now!

Market Rent to Qualify, Based off 1007/216
We Will Not Ask For Tax Returns
Purchase, Rate & Term or Cash-Out
"No Ratio" Purchase Loan - 75% Loan to Value
No Pre-Payment Options Available
"No Ratio" Rate and Term - 70% Loan to Value
Cash Out Up to 70% LTV, OK
"No Ratio" Cash Out - 70% Loan to Value
In-House Underwriting and Processing
1-4 Units, Only!
No Limits on Max Cash Out up to 60% LTV
First Time Investors, OK
660+ Credit Score
"No Ratio" - $150K - $3,000,000 Loan Amounts

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    Unlimited Financed Properties

    Real estate investors find it so simple to Buy or Refinance with NonQM123.

    We make it Simple. We do the Loans Banks Don't.

    Fast Closings

    Yes, we close fast!

    No Reserves Required for Purchase Loans
    < $1,500,000 Loan amounts with < 70% LTV.

    We like to Say,
    "We Make it Simple!"

    Never Show Your Tax Return

    NonQM123 can careless about your tax returns. All we care about is the rental income covering the debt service. If you have more than 25% equity in the home, then we don't care about rental income covering the debt.

    The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. FFC Mortgage Corp dba NonQM123, can offer DSCR loans in the following States: AL, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KY, LA, MA, ME, MD, MN, MO, MS, NC, NJ, NC, OH, OK, OR, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY, and is subject to change.




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