Today’s DSCR Rate Snapshot

Today’s DSCR Rates5.750% Rate|6.099% APRPurchase · Cash-Out · Rate & TermDSCR Rates From 5.75% Rate | 6.099% APR

Compare purchase, cash-out, and rate-and-term structures for the same rental property—then move directly into the focused DSCR Deal Desk.

Compare sample purchase, cash-out, and rate-and-term structures for the same $1,000,000 rental property. No hard pull to start.

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Direct Online Lender No hard pull to start Purchase · Cash-Out · Rate & Term Company NMLS #3252

Property professionals reviewing documents outside a rental property — Real Rental-Property DecisionsReview the property, then choose the financing path.

NonQM123 Mobile Rate Table

Three paths. One rental property.

Tap an option to compare the sample rate, APR, leverage, and payment—without opening a spreadsheet.

Investor touring a modern rental property with a real estate professional — **Purchase**Tour the rental before choosing the structure.

Lowest sample rate Purchase

Buy with lower leverage.

For an investor prioritizing the lowest sample rate and a conservative 50% LTV structure.

Interest Rate5.750%

APR6.099%

Loan$500,000

LTV50%

DSCR1.25x

Est. principal & interest $2,917.86/mo Taxes and insurance are shown in the sample assumptions.

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Program: 30-Year Fixed Purchase
Property value: $1,000,000
Estimated housing payment: $4,081.82/mo
Points: 3.000 · $15,000
Underwriting, processing & admin: $3,457
Third-party costs shown: Not included · varies
Estimated charges shown: $18,457

Property professionals reviewing a rental property improvement project — **Cash Out**Review the property and its improvement potential.

Most leverage Cash-Out

Access more rental equity.

For an investor prioritizing a larger gross loan amount and up to 75% LTV in this sample structure.

Interest Rate6.125%

APR6.439%

Loan$750,000

LTV75%

DSCR1.00x

Est. principal & interest $4,557.08/mo Net cash depends on the current payoff and final closing costs.

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Program: 30-Year Fixed Cash-Out
Property value: $1,000,000
Estimated housing payment: $5,721.04/mo
Points: 2.500 · $18,750
Underwriting, processing & admin: $3,457
Third-party costs shown: $2,250
Estimated charges shown: $24,457

Investor reviewing financing documents beside a laptop — **Rate Term**Review the financing before changing the loan.

Payment-focused Rate & Term

Improve the rate or payment.

For an investor refinancing the existing rental-property balance without taking cash out.

Interest Rate5.875%

APR6.239%

Loan$650,000

LTV65%

DSCR1.00x

Est. principal & interest $3,845.00/mo Final savings depend on the current note, payoff, and closing costs.

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View sample costs & assumptions

Program: 30-Year Fixed Rate & Term
Property value: $1,000,000
Estimated housing payment: $5,008.96/mo
Points: 3.000 · $19,500
Underwriting, processing & admin: $3,785
Third-party costs shown: $1,542
Estimated charges shown: $24,827

Every rental property prices differently.Credit, property type, rent, leverage, points, fees, and pricing date all matter.

Build My Custom DSCR Option

Sample illustrations only. Rate and APR have equal prominence and apply only to the documented sample transaction. Final pricing and eligibility may change before lock. This is not a commitment to lend.

Real-world property photography: Kindel Media, RDNE Stock project, Thirdman and Kampus Production via Pexels.

Rate advertisement disclosure

Publish only with a saved, pricing-desk-approved scenario. The saved record should include the advertised rate and APR, loan amount, LTV, credit tier, property type, purpose, term, points, lender fees, relevant third-party fees, pricing date and time, lock period, payment example when used, and prepayment terms.

The advertised interest rate and APR apply only to the qualifying sample transaction documented for the publication date. Other borrowers and properties may receive different pricing. Rates and programs are subject to change without notice. This is not a commitment to lend. All loans are subject to application, program eligibility, underwriting, and approval.

NonQM123 · Company NMLS #3252 · Direct Online Non-QM Mortgage Lender.